2026-04-20T20:26:38-06:00 2025-12-31 Philip A Bleier CPA 22 Union Square Batavia NY 14020 990 2025-01-01 160769914 ERIE COUNTY EMPLOYEES CREDIT UNION % JOSEPH SURDYK ERIE 7168586245 95 FRANKLIN STREET STE 111 BUFFALO NY 14202 JOSEPH SURDYK TREASURER 7168586245 2026-04-15 true PHILIP A BLEIER CPA P00028476 5852300188 2026-04-20 X 2025 2025-03-06 01:10:19Z 1074760 false X ERIECOUNTYCREDITUNION.NET X 1940 NY THE ORGANIZATION IS A STATE CHARTERED CREDIT UNION THAT PROVIDES LOAN SAVINGS AND RELATED FINANCIAL SERVICES TO MEMBERS 9 8 8 0 0 0 584117 528935 337438 545825 0 921555 1074760 0 0 351945 431983 0 0 415137 460351 767082 892334 154473 182426 30867766 31744637 26838070 27532515 4029696 4212122 THE ORGANIZATION IS A STATE CHARTERED CREDIT UNION THAT PROVIDES LOAN SAVINGS AND RELATED FINANCIAL SERVICES TO MEMBERS 752842 THE ORGANIZATION PROVIDES FINANCIAL SERVICES INCLUDING LOANS SAVINGS CHECKING AND DEBIT CARD SERVICES TO ITS MEMBERS. ALL REVENUE AND EXPENSES ARE RELATED TO PROVIDING FINANCIAL SERVICES. 752842 false false false false false false false false true true false false true false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false true 586 0 true 8 true false false false false false false false false X 9 8 false false false false true true true true true false false true true true true true true true false false X KRISTY DREW-GABIOUD 7168586245 95 FRANKLIN ST ROOM 111 BUFFALO NY 14202 KRISTY DREW-GABIOUD MANAGER BOARD MEMBER 40.00 0.00 X X 102735 0 18345 PAUL OWENS VICE CHAIR 0.00 0.00 X X 0 0 0 ANTHONY HOUSE BOARD MEMBER 0.00 0.00 X 0 0 0 BARBARA YOUNG CHAIR 0.00 0.00 X X 0 0 0 ROBIN HICKS BOARD MEMBER 0.00 0.00 X 0 0 0 WALTER SIENKIEWICZ BOARD MEMBER 0.00 0.00 X 0 0 0 LINDA GIGANTE BOARD MEMBER 0.00 0.00 X 0 0 0 DAVID KINDA SECRETARY 0.00 0.00 X X 0 0 0 JOSEPH SURDYK TREASURER 0.00 0.00 X X 0 0 0 102735 0 18345 1 false false false INTEREST ON LOANS 522100 528935 528935 528935 545825 545825 0 1074760 1074760 0 0 X 102735 102735 240095 240095 16322 9176 7146 46119 34920 11199 26712 18632 8080 31655 31655 5267 5267 70566 70566 11113 11113 59189 59189 15070 4738 10332 345 345 21594 21594 DIVIDENDS ON SHARES 68265 68265 ASSOCIATION FEES 5800 5800 LOAN SERVICING 16081 16081 STATE EXAMINATION FEES 6960 6960 148446 148446 892334 752842 139492 0 325493 433980 843041 1753087 186823 180518 9581717 8109454 348423 348423 19145476 20484043 785216 783555 30867766 31744637 167278 190079 26670792 27342436 26838070 27532515 X 4029696 4212122 4029696 4212122 30867766 31744637 X 182426 0 X false false false 348423 348423 CORPORATE CREDIT UNION PERPETUAL CA 30878 F CERTIFICATES OF DEPOSIT 19321000 C FEDERAL SECURITIES 1132165 C 20484043 MEMBER SHARES 27342436 27342436 BARBARA YOUNG CHAIR UNSECURED LOAN X 9000 2478 false true true KRISTY DREWGABIOUD MANAGER BOARD MEMBER MORTGAGE X 194000 178040 false true true 180518 Members or stockholder classes and rights Part VI line 6 EACH CREDIT UNION MEMBER HAS PURCHASED A SHARE IN THE CREDIT UNION THAT ALLOWS THEM TO RECEIVE SERVICES Member election for additional members Part VI line 7a AN ANNUAL MEETING IS HELD AT WHICH BOARD OF DIRECTORS CANDIDATES ARE ELECTED Governing body decisions Part VI line 7b MINUTES OF THE BOARD OF DIRECTORS MONTHLY AND SPECIAL MEETINGS ARE PREPARED BY THE SECRETARY AND APPROVED AT THE SUBSEQUENT MEETING Form 990 governing body review Part VI line 11 A COPY OF FORM 990 IS PRESENTED TO THE BOARD FOR THEIR REVIEW BEFORE FILING Conflict of interest policy compliance Part VI line 12c BOARD MEMBERS ARE REQUIRED TO SIGN A CONFILCT OF INTEREST POLICY ON AN ANNUAL BASIS CEO executive director top management comp Part VI line 15a AN ANNUAL REVIEW OF THE MANAGER IS PERFORMED. THE SALARY COMMITTEE RECEIVES THE ANNUAL REVIEW AND PROPOSES SALARY ADJUSTMENTS FOR THE MANAGER. THE BOARD OF DIRECTORS APPROVES THE MANAGER SALARY Governing documents etc available to public Part VI line 19 DOCUMENTS ARE AVAILABLE AT THE CREDIT UNION OFFICE Explanation of other changes in net assets or fund balances Part XI line 9 SCHEDULE XI LINE 9 IMPLEMENTION OF ASC 326 ON JANUARY 1 2023 -$27,000 List of other expenses Part IX line 24e ATM EXPENSES $93,107 VISA FRAUD EXPENSE 55,339