2026-03-30T08:38:16-05:00 2025-12-31 421186197 GARDINER COMPANY PC 10555 NEW YORK AVENUE SUITE 200 DES MOINES IA 50322 990 2025-01-01 426064396 POLK COUNTY CREDIT UNION POLK 5152448647 111 COURT AVE ROOM 110 DES MOINES IA 50309 KRISSY KATZMANN EXECUTIVE DIRECTOR 5152448647 2026-03-30 1 ROBERT BELL CPA P02410354 5152701446 2025 2025-03-06 01:10:19Z KRISSY KATZMANN 111 COURT AVE ROOM 110 DES MOINES IA 50309 368639 0 X WWW.POLKCOUNTYCREDITUNION.COM X 1955 IA NON-PROFIT MEMBER OWNED COOPERATIVE FINANCIAL INSTITUTION. 9 9 2 0 0 0 0 0 324159 349631 0 0 19193 19008 343352 368639 0 0 0 0 170868 158666 0 0 0 122484 179973 293352 338639 50000 30000 5442100 5508756 4509202 4545858 932898 962898 NON-PROFIT MEMBER OWNED COOPERATIVE FINANCIAL INSTITUTION. 0 0 338639 368639 POLK COUNTY CREDIT UNION CREATES A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST, ENCOURAGES A HABIT OF THRIFT AMONG THEIR MEMBERS, AND PROVIDES AN OPPORTUNITY FOR THEIR MEMBERS TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION. APPROXIMATE MEMBERS SERVED DURING THE 2025 TAX YEAR -654 338639 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 146 0 1 2 1 0 0 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 0 0 0 X KRISSY KATZMAN 5152448647 111 COURT AVE ROOM 110 DES MOINES IA 50309 TODD COPLEY CHAIRMAN 1.00 X X 0 0 0 CHRIS CUTLER VICE CHAIRPERSON 1.00 X X 0 0 0 MICHELLE VAUGHAN SECRETARY 1.00 X X 0 0 0 STACY BIONDI AUDIT CHAIR 2.00 X 0 0 0 JENNY COHAN AUDIT COMMITTEE 1.00 X 0 0 0 BRADFORD MOIST AUDIT COMMITTEE 1.00 X 0 0 0 DAVID EVELETH CREDIT CHAIR 1.00 X 0 0 0 PAUL FILIPPELLI CREDIT COMMITTEE 1.00 X 0 0 0 NANCY ALBRIGHT-ANDREW CREDIT COMMITTEE 1.00 X 0 0 0 KRISSY KATZMANN CEO 40.00 X 66786 0 15562 MARY VONESH ASSISTANT MANAGER 40.00 X 57489 0 100 124275 0 15662 0 0 0 0 0 LOAN INTEREST INCOME 522100 294863 294863 INTEREST ON DEPOSITS 522100 54768 54768 349631 INSURANCE INCOME 522100 15406 15406 MISCELLANEOUS INCOME 522100 3602 3602 19008 368639 368639 0 0 139937 139937 1011 1011 2520 2520 15198 15198 10318 10318 18209 18209 5801 5801 7057 7057 380 380 558 558 43619 43619 719 719 5807 5807 PROVISION FOR LOAN LOSS 51894 51894 MISCELLANEOUS EXPENSE 18282 18282 STATEMENTS 6902 6902 BANK SERVICE CHARGES 4517 4517 5910 5910 338639 338639 0 0 284506 359009 3754781 3948087 1402813 1201660 5442100 5508756 -28 1795 4509230 4544063 4509202 4545858 X 0 0 0 0 932898 962898 932898 962898 5442100 5508756 30000 0 X 0 0 0 0 NTL SHARE INSURANCE FUND 42421 NCB ACCOUNT 1059239 NCB RESERVE 100000 1201660 MEMBER SHARES 3553049 REGULAR AND LEGAL RESERVE 249483 RESERVE FOR CONTINGENCY 17615 CERTIFICATE OF DEPOSITS 723916 4544063 FORM 990, PART VI, SECTION A, LINE 6 POLK COUNTY CREDIT UNION IS SUPPORTED BY ITS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS HAVE THE RIGHT TO VOTE FOR MEMBERS OF THE BOARD AT THE ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B THE DECISION TO MERGE WITH ANOTHER CREDIT UNION OR CHANGES MADE TO THE BY-LAWS ARE SUBJECT TO THE APPROVAL OF THE MEMBERSHIP. FORM 990, PART VI, SECTION B, LINE 11B A COPY OF FROM 990 WAS NOT PROVIDED TO THE ORGANIZATION'S GOVERNING BODY BEFORE IT WAS FILED. THE CEO REVIEWS THE RETURN PRIOR TO ITS FILING. FORM 990, PART VI, SECTION B, LINE 12C POLK COUNTY CREDIT UNION IS A VERY SMALL ORGANIZATION. EACH BOARD MEMBER IS RELIED UPON TO PRESENT ANY CONFLICTS TO THE REST OF THE BOARD. FORM 990, PART VI, SECTION C, LINE 19 POLK COUNTY CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THEIR MEMBERS UPON REQUEST. ALSO, FINANCIAL STATEMENTS ARE POSTED IN THE LOBY ON THE CREDIT UNION'S BULLETIN BOARD.