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      <FormerOfcrEmployeesListedInd>false</FormerOfcrEmployeesListedInd>
      <TotalCompGreaterThan150KInd>true</TotalCompGreaterThan150KInd>
      <CompensationFromOtherSrcsInd>false</CompensationFromOtherSrcsInd>
      <ContractorCompensationGrp>
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          <PersonNm>CAVALIER HOTEL SERVICES</PersonNm>
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          <USAddress>
            <AddressLine1Txt>4200 ATLANTIC AVE</AddressLine1Txt>
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        <TotalAmt>45307</TotalAmt>
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        <TotalAmt>18007</TotalAmt>
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        <TotalAmt>2090</TotalAmt>
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        <TotalAmt>37247</TotalAmt>
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        <TotalAmt>6277</TotalAmt>
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        <Desc>CONVENTION/EXPO EXPENSE</Desc>
        <TotalAmt>280843</TotalAmt>
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      <OtherExpensesGrp>
        <Desc>DUES AND ASSOCIATION</Desc>
        <TotalAmt>99086</TotalAmt>
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      <OtherExpensesGrp>
        <Desc>EQUIPMENT &amp; MAINTENANCE</Desc>
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      <OtherExpensesGrp>
        <Desc>COURSE EXPENDITURES</Desc>
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        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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        <EOYAmt>524490</EOYAmt>
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        <EOYAmt>894601</EOYAmt>
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        <EOYAmt>551</EOYAmt>
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        <EOYAmt>198922</EOYAmt>
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        <EOYAmt>149265</EOYAmt>
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        <EOYAmt>348738</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
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        <BOYAmt>2412426</BOYAmt>
        <EOYAmt>2237892</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
        <BOYAmt>20500</BOYAmt>
        <EOYAmt>20500</EOYAmt>
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      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>2432926</BOYAmt>
        <EOYAmt>2258392</EOYAmt>
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      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>2843210</BOYAmt>
        <EOYAmt>2607130</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <InfoInScheduleOPartXIInd>X</InfoInScheduleOPartXIInd>
      <ReconcilationRevenueExpnssAmt>-183263</ReconcilationRevenueExpnssAmt>
      <OtherChangesInNetAssetsAmt>8729</OtherChangesInNetAssetsAmt>
      <InfoInScheduleOPartXIIInd>X</InfoInScheduleOPartXIIInd>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AccountantCompileOrReviewInd>true</AccountantCompileOrReviewInd>
      <AcctCompileOrReviewBasisGrp>
        <ConsolidatedBasisFinclStmtInd>X</ConsolidatedBasisFinclStmtInd>
      </AcctCompileOrReviewBasisGrp>
      <FSAuditedInd>false</FSAuditedInd>
      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
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    <IRS990ScheduleC documentId="RetDoc3">
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      <OnlyInHouseLobbyingInd>false</OnlyInHouseLobbyingInd>
      <AgreeCarryoverPriorYearInd>true</AgreeCarryoverPriorYearInd>
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      <AggregateReportedDuesNtcAmt>144793</AggregateReportedDuesNtcAmt>
      <CarriedOverAmt>11363</CarriedOverAmt>
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    <IRS990ScheduleD documentId="RetDoc4">
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        <BookValueAmt>70134</BookValueAmt>
      </LandGrp>
      <BuildingsGrp>
        <OtherCostOrOtherBasisAmt>1548705</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>826186</DepreciationAmt>
        <BookValueAmt>722519</BookValueAmt>
      </BuildingsGrp>
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>102293</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>73204</DepreciationAmt>
        <BookValueAmt>29089</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>821742</TotalBookValueLandBuildingsAmt>
      <OtherSecuritiesGrp>
        <Desc>INVESTMENT IN VFSC</Desc>
        <BookValueAmt>894601</BookValueAmt>
        <MethodValuationCd>C</MethodValuationCd>
      </OtherSecuritiesGrp>
      <TotalBookValueSecuritiesAmt>894601</TotalBookValueSecuritiesAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>DUE TO VAIA</Desc>
        <Amt>149265</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>149265</TotalLiabilityAmt>
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    <IRS990ScheduleJ documentId="RetDoc5">
      <BoardOrCommitteeApprovalInd>X</BoardOrCommitteeApprovalInd>
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>ROBERT N BRADSHAW</PersonNm>
        <TitleTxt>PRESIDENT &amp; CEO</TitleTxt>
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        <NontaxableBenefitsFilingOrgAmt>12966</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>196979</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="RetDoc6">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990 - ORGANIZATION'S MISSION</FormAndLineReferenceDesc>
        <ExplanationTxt>TO PROMOTE INSURANCE PROFESSIONALISM AND ENCOURAGE GREATER PUBLIC UNDERSTANDING OF THE MECHANICS OF THE INSURANCE BUSINESS; TO ENHANCE THE PROFESSIONAL DEVELOPMENT OF ITS MEMBERSHIP; TO ADVOCATE ON BEHALF OF INDEPENDENT INSURANCE AGENTS WITH STATE AND FEDERAL GOVERNMENT.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 6</FormAndLineReferenceDesc>
        <ExplanationTxt>THERE ARE TWO CLASSES OF MEMBERSHIP: REGULAR AND ASSOCIATE MEMBERSHIP.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE NOMINATING COMMITTEE IS MADE UP OF FIVE REGULAR MEMBERS AND THE CHAIRMAN OF THE BOARD. REGULAR MEMBERS MAY RECOMMEND NAMES OF FULL-TIME EMPLOYEES, OFFICERS, PARTNERS, OR SOLE PROPRIETORS OF REGULAR MEMBERS TO THE NOMINATING COMMITTEE FOR ITS CONSIDERATION AS NOMINEES FOR OFFICER AND VOTING DIRECTORS. THE OFFICERS AND DIRECTORS ARE ELECTED BY THE REGULAR MEMBERS AT THE ANNUAL MEMBERSHIP MEETING OR BY ELECTRONIC BALLOT.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>A DRAFT FORM 990 IS PROVIDED TO THE BOARD OF DIRECTORS TO REVIEW PRIOR TO BEING FILED.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY AT THE JUNE BOARD OF DIRECTORS MEETING. CONFLICT OF INTEREST MUST BE DISCLOSED AND THEN VOTING MEMBERS MUST RECUSE THEMSELVES FROM VOTING ON MATTERS WHERE A CONFLICT MIGHT EXIST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE COMPENSATION PACKAGE OF THE PRESIDENT AND CEO IS REVIEWED ANNUALLY BY AN ADMINISTRATIVE COMMITTEE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15B</FormAndLineReferenceDesc>
        <ExplanationTxt>OTHER OFFICERS AND KEY EMPLOYEES' COMPENSATION IS DETERMINED BY THE PRESIDENT AND CEO IN ACCORDANCE WITH THE FISCAL PARAMETERS OF THE BUDGET WHICH IS APPROVED BY THE BOARD OF DIRECTORS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST REQUEST POLICY AND FINANCIAL STATEMENTS ARE ALL AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9</FormAndLineReferenceDesc>
        <ExplanationTxt>BOOK / TAX DEPRECIATION DIFFERENCE 12,288 BOOK / TAX DEPRECIATION DIFFERENCE -3,559 TOTAL 8,729</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 12, PART XII, LINE 2C</FormAndLineReferenceDesc>
        <ExplanationTxt>BOB - THE ADMINISTRATIVE COMMITTEE ACTS AS THE "FINANCE COMMITTEE". THE ENTIRE BOARD VOTES ON THE INDEPENDENT ACCOUNTANT ANNUALLY.</ExplanationTxt>
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</Return>