2026-09-21T09:39:06-05:00 2025-12-31 752393478 WHITLEY PENN LLP 640 TAYLOR STREET SUITE 2200 FT WORTH TX 76102 990 2025-01-01 752239189 FORT WORTH AREA HABITAT FOR HUMANITY FORT 8179269219 9333 N NORMANDALE STREET FORT WORTH TX 76116 JESSICA TETIRICK CHIEF FINANCIAL OFFICER 8179269219 2026-08-14 1 EMILY LANDRY P01614538 8172599100 2025 TRINITY HABITAT FOR HUMANITY JESSICA TETIRICK 9333 N NORMANDALE STREET FORT WORTH TX 76116 14172223 0 X WWW.TRINITYHABITAT.ORG X 1988 TX SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE. 12 12 79 4600 469128 0 7086482 5828847 6317198 3909711 1191803 632527 3187869 3062869 17783352 13433954 0 0 0 0 4255691 4189517 0 0 1037063 9185404 6537057 13441095 10726574 4342257 2707380 53483291 56634091 2568253 3023358 50915038 53610733 X SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. TRINITY HABITAT ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT OFFER ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE MUST ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH. 0 0 5030885 3909711 HOMEOWNERSHIP PROGRAM (CODE 531390): FAMILIES IN NEED OF A DECENT PLACE TO LIVE BUILD SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNER FAMILY'S NEEDS BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS, EMPLOYING EFFICIENT BUILDING METHODS, KEEPING HOUSE SIZES MODEST, AND USING DONATED CONSTRUCTION MATERIALS AND APPLIANCES, HABITAT MAKES ITS HOUSES AFFORDABLE FOR LOW-INCOME FAMILIES TO PURCHASE. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGE SELF-RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH. WHEN A HOME FOSTERS INSTEAD OF HINDERS HEALTH AND SAFETY, FAMILIES CAN FLOURISH. OWNING AN AFFORDABLE HOME ALSO ALLOWS HOMEOWNERS TO LIFT UP THEIR ENTIRE FAMILY BY SAVING FOR THEIR FUTURES AND INVESTING IN EDUCATIONAL OPPORTUNITIES, BOLSTERING JOB OPPORTUNITIES AND CAREER GROWTH. DURING 2025, TRINITY HABITAT BUILT 29 NEW HOMES WITH 1,504 VOLUNTEERS CONTRIBUTING 10,078 HOURS. 1907365 2589569 RESTORE: TO ASSIST HABITAT IN FULFILLING ITS MISSION OF BRINGING PEOPLE TOGETHER BUILDING HOMES, COMMUNITIES AND HOPE, IT OPERATES FOUR RESTORES (THRIFT STORES) THAT SELL DONATED CONSTRUCTION MATERIALS AND MERCHANDISE AS PART OF ITS PROGRAM SERVICES. THESE STORES ARE MANNED BOTH BY EMPLOYEES AND VOLUNTEERS AND ASSIST PEOPLE WHO WISH TO MAKE DONATIONS OF HOUSEHOLD ITEMS. THE PROCEEDS OF THE SALES OF MERCHANDISE ARE UTILIZED IN THE ACQUISITION OF LAND AND CONSTRUCTION OF HOUSING TO FULFILL OUR OVERALL MISSION. 1691906 HOME PRESERVATION PROGRAM (CODE 811000): OUR HOME PRESERVATION PROGRAM IS AN OUTREACH INITIATIVE THAT SEEKS TO PROVIDE A WIDE RANGE OF OPPORTUNITIES FOR LOW-TO MODERATE INCOME HOMEOWNERS, INCLUDING VETERANS AND SENIORS, WHO ARE STRUGGLING TO MAINTAIN THEIR HOMES BECAUSE OF AGE, DISABILITY, OR FAMILY CIRCUMSTANCES. WE PARTNER WITH FAMILIES TO HELP THEM RECLAIM THEIR HOMES WITH PRIDE AND DIGNITY. THE PROGRAM ALLOWS FAMILIES TO STAY IN THEIR HOME AND AVOID THE UNCERTAINTY, TRAUMA, AND EXPENSE OF MOVING. PROJECTS CONSIST OF INTERIOR AND/OR EXTERIOR REPAIRS INTENDED TO ALLEVIATE CRITICAL HEALTH, LIFE AND SAFETY ISSUES OR CODE VIOLATIONS. VOLUNTEER TEAMS WORK ALONG WITH SUBCONTRACTORS UNDER THE DIRECTION OF TRINITY HABITAT STAFF MEMBERS TO COMPLETE THE REPAIRS. DURING 2025, TRINITY HABITAT COMPLETED 123 PAHS WITH 1,464 VOLUNTEERS CONTRIBUTING 7,320 HOURS. 8630156 1 1 0 1 0 0 0 0 1 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 0 1 0 1 25 0 1 79 1 1 1 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 X 12 12 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X X X JESSICA TETIRICK 8179269219 9333 N NORMANDALE STREET FORT WORTH TX 76116 BRIAN KING BOARD PRESIDENT 1.00 X X 0 0 0 ELIZABETH MCCOY BOARD PRESIDENT - ELECT 1.00 X X 0 0 0 BRAD ECKHOFF BOARD TREASURER 1.00 X X 0 0 0 KEN NICHOLS BOARD SECRETARY 1.00 X X 0 0 0 JASON BALDWIN DIRECTOR 1.00 X 0 0 0 KELLY SOTER-GUNN DIRECTOR 1.00 X 0 0 0 JUAN TORRES DIRECTOR 1.00 X 0 0 0 MYRA SAVAGE DIRECTOR 1.00 X 0 0 0 LAURA HILL DIRECTOR - PARTIAL YEAR 1.00 X 0 0 0 JENNIE DOUMANY DIRECTOR 1.00 X 0 0 0 CHUCK MILLIKEN DIRECTOR 1.00 X 0 0 0 JAMES RODRIGUEZ DIRECTOR 1.00 X 0 0 0 RICK WEISBARTH DIRECTOR 1.00 X 0 0 0 JESSICA TETIRICK CHIEF FINANCIAL OFFICER 40.00 X 150239 0 16472 GAGE YAGER CHIEF EXECUTIVE OFFICER 40.00 X 221268 0 14307 CHRISTINE PANAGOPOULOS CHIEF OPERATING OFFICER 40.00 X 137450 0 15834 CODY HAMILTON SR. DIRECTOR OF RESTORES 40.00 X 109513 0 6911 MICHELLE KENNEDY ST. DIRECTOR OF ADVOCACY & GOVERMENT RELATIONS 40.00 X 107652 0 12874 726122 0 66398 5 0 1 0 JACKSON CONSTRUCTION LTD 5112 SUN VALLEY DRIVE FORT WORTH TX 76119 LAND DEVELOPMENT 2057124 VENUS CONSTRUCTION COMPANY 1426 SOUTH MAIN STREET MANSFIELD TX 76063 LAND DEVELOPMENT 1353821 IG CONCRETE CONSTRUCTION LLC 123 COWAN CROSSING ALVORD TX 76225 CONCRETE SERVICES 1159300 GTO1 CONSTRUCTION 2317 OAKLAND BOULEVARD FORT WORTH TX 76103 REMODEL CONTRACTING 1003256 1776 DEVELOPMENT AND CONSTRUCTION 2025 ENCHANTED LANE MANSFIELD TX 76063 LAND DEVELOPMENT 678475 14 656382 937295 4235170 383453 5828847 HOMEOWNERSHIP TRANSFER 522292 2846146 2846146 LOAN DISCOUNT AMORTIZATION - INTE 522292 956151 956151 OTHER REVENUES 522292 82541 82541 MORTGAGE PROGRAM 522292 24873 24873 3909711 830279 830279 4172 4172 1551 199303 -197752 -197752 -197752 3597663 538966 3058697 2589569 469128 13433954 6499280 469128 636699 X 555568 411123 52865 91580 2998312 2218766 285304 494242 104742 77509 9967 17266 276398 204536 26301 45561 254497 188329 24217 41951 27841 27841 163980 68661 88446 6873 77825 46932 30893 190333 80787 33727 75819 130871 63431 13895 53545 271370 247277 11686 12407 151983 146099 330 5554 39835 1564 35293 2978 312986 120544 192442 238954 133995 55195 49764 COST OF HOME SALES/CONS 4211276 4211276 DUES, FEES AND SUBSCRIP 273081 129855 126318 16908 TITHE AND GLOBAL VILLAG 106471 106471 BANK AND CREDIT CARD FE 84976 68300 16676 255275 104701 58852 91722 10726574 8630156 1059355 1037063 9699127 5129559 2078128 14709940 687294 429974 861504 404732 9292547 8408378 12928533 22894519 38473 17836 7436165 2921776 4275367 4514389 13579069 0 43249 124764 53483291 56634091 747417 1247538 8000 0 245898 259014 1522448 1392557 44490 124249 2568253 3023358 X 48835025 52573226 2080013 1037507 50915038 53610733 53483291 56634091 2707380 -11685 0 X X 0 1 X 1 1 1 X 6628236 17700011 4675082 7086482 5828847 41918658 6628236 17700011 4675082 7086482 5828847 41918658 929999 40988659 877671 982220 1561582 1841872 1790602 7053947 1916333 2285758 2577363 2658438 2589569 12027461 61000066 0.67190 0.69490 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 0 0 1 X 1115726 1115726 5299228 2192487 3106741 996969 710185 286784 24242 19104 5138 4514389 FINANCE LEASE 124249 124249 X PART IV, LINE 2B: FORT WORTH AREA HABITAT FOR HUMANITY COLLECTS AMOUNTS FROM FAMILY PARTNERS FOR PAYMENT OF THEIR PROPERTY TAXES AND HOMEOWNERS INSURANCE UPON CLOSING OF THEIR HOME. THESE FUNDS ARE HELD IN A FIDUCIARY CAPACITY BY THE ORGANIZATION AND A CORRESPONDING LIABILITY IS REPORTED IN THE STATEMENT OF FINANCIAL POSITION. THE ORGANIZATION ALSO ACTS AS THE NONPROFIT OWNER-BUILDER HOUSING PROVIDER IN ORDER TO ALLOW QUALIFIED FAMILIES IN OUR PROGRAM TO ACCESS A 0% INTEREST LOAN THROUGH TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS (TDHCA) TEXAS BOOTSTRAPS LOAN PROGRAM. IN THIS ROLE, THE ORGANIZATION COLLECTS LOAN PAYMENTS FROM HOMEOWNERS FOR THEIR TDHCA LOAN AND REMITS TO TDHCA. PART X, LINE 2: HABITAT IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE ("IRC"), AS AN ORGANIZATION OTHER THAN A PRIVATE FOUNDATION. INCOME FROM CERTAIN ACTIVITIES NOT DIRECTLY RELATED TO HABITAT'S TAX-EXEMPT PURPOSE IS SUBJECT TO TAXATION AS UNRELATED BUSINESS INCOME. A PORTION OF HABITAT'S RESTORE SALES IS SUBJECT TO TAX ON UNRELATED BUSINESS INCOME WHICH WAS NEGLIGIBLE FOR 2025 AND 2024. TAX POSITIONS ARE EVALUATED IN A TWO-STEP PROCESS. HABITAT FIRST DETERMINES WHETHER IT IS MORE LIKELY THAN NOT THAT A TAX POSITION WILL BE SUSTAINED UPON EXAMINATION. IF A TAX POSITION MEETS THE MORE LIKELY THAN NOT THRESHOLD, IT IS THEN MEASURED TO DETERMINE THE AMOUNT OF EXPENSE TO RECORD IN THE FINANCIAL STATEMENTS. THE TAX POSITION IS MEASURED AS THE LARGEST AMOUNT OF EXPENSE THAT IS GREATER THAN 50 PERCENT LIKELY TO BE REALIZED UPON SETTLEMENT. HABITAT CLASSIFIES ANY POTENTIAL ACCRUED INTEREST RECOGNIZED ON AN UNDERPAYMENT OF INCOME TAXES AND ANY STATUTORY PENALTIES RECOGNIZED ON A TAX POSITION TAKEN AS OTHER NON-INTEREST EXPENSE. PENALTIES AND INTEREST INCURRED BY HABITAT DURING THE YEARS ENDED DECEMBER 31, 2025 AND 2024 WAS NEGLIGIBLE. MANAGEMENT HAS NOT TAKEN A TAX POSITION THAT, IF CHALLENGED, WOULD BE EXPECTED TO HAVE A MATERIAL EFFECT ON THE CONSOLIDATED FINANCIAL STATEMENTS AT DECEMBER 31, 2025 AND 2024. HABITAT FILES FORM 990 IN THE FEDERAL JURISDICTION WITHIN THE UNITED STATES. NO TAX RETURNS ARE CURRENTLY UNDER EXAMINATION BY ANY TAX AUTHORITIES. X X X 0 0 0 0 0 0 0 0 0 GAGE YAGER CHIEF EXECUTIVE OFFICER 221268 0 0 0 0 0 7826 0 6481 0 235575 0 0 0 JESSICA TETIRICK CHIEF FINANCIAL OFFICER 150239 0 0 0 0 0 9290 0 7182 0 166711 0 0 0 CHRISTINE PANAGOPOULOS CHIEF OPERATING OFFICER 137450 0 0 0 0 0 9353 0 6481 0 153284 0 0 0 PART I, LINE 3 FORT WORTH AREA HABITAT FOR HUMANITY ESTABLISHES COMPENSATION FOR THE CHIEF EXECUTIVE OFFICER THROUGH EVALUATING THE FORM 990 OF OTHER ORGANIZATIONS, A COMPENSATION SURVEY, AND APPROVAL BY THE BOARD OR COMPENSATION COMMITTEE. X 5 218203 FAIR MARKET VALUE X CONSTRUCTION MATERIAL 2844 165250 FAIR MARKET VALUE 0 1 0 PART I, COLUMN (B): PART I, COLUMN (B) NOTATES THE NUMBER OF ITEMS CONTRIBUTED. PART I, LINE 32B: THE ORGANIZATION HAS RETAIL OUTLETS WHERE IT ACCEPTS USED BUT SERVICEABLE HOUSEHOLD GOODS, APPLIANCES, AND CONSTRUCTION MATERIALS FOR RESALE. THESE DONATED GOODS MAKE UP THE MAJORITY OF THE SALES FROM THEIR RESTORES. THE FAIR VALUE IS ESTIMATED AT THE TIME OF DONATION AS THE MERCHANDISE IS PLACED IN INVENTORY FOR SALE, BUT THE ACTUAL FAIR VALUE FOR COST OF GOODS SOLD PURPOSES IS DETERMINED AT THE TIME OF THE SALE. THE NUMBER OF DONATIONS IS AN ESTIMATE. IN ADDITION, THE ORGANIZATION ACCEPTS DONATED CONSTRUCTION MATERIAL IN THE HOME CONSTRUCTION PROGRAM SERVICE. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS MADE AVAILABLE FOR REVIEW AT THE DIRECTORS' MEETING PRECEEDING THE ACTUAL FILING OF THE RETURN. ANY QUESTIONS OR STATEMENTS ARE CORRECTED OR AMENDED AT THAT TIME. FORM 990, PART VI, SECTION B, LINE 12C CONFLICTS OF INTEREST ARE TO BE BROUGHT BEFORE THE BOARD AND DECIDED ON A CASE BY CASE BASIS. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION IS REVIEWED THROUGH SURVEYS AND OTHER TAX EXEMPT ORGANIZATIONS' TAX RETURNS IN THE SAME TYPE SERVICE AREA. FORM 990, PART VI, SECTION C, LINE 19 THE CORE VALUES OF THE FORT WORTH AREA HABITAT FOR HUMANITY AS WELL AS THE OVERALL MISSION STATEMENT AND STRATEGIC PLAN ARE LISTED ON THE WEBSITE AT WWW.TRINITYHABITAT.ORG. INTERNAL DOCUMENTS ARE MADE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 25 TRINITY HABITAT IS COMMITTED TO EFFICIENCY AND TRANSPARENCY. WE COMMUNICATE WITH OUR SUPPORTERS, DONORS, AND PROSPECTIVE DONORS BY EMAIL, POSTAL MAIL, PHONE AND OTHER MEANS, BOTH TO REQUEST CONTRIBUTIONS TO OUR CAUSE AND TO EDUCATE THE PUBLIC ABOUT TRINITY HABITAT'S YEAR-ROUND PROGRAMS, VOLUNTEER OPPORTUNITIES AND OTHER EVENTS IN LOCAL COMMUNITIES AND AROUND THE WORLD. THESE EFFORTS HELP ADVANCE OUR MISSION TO PUT GOD'S LOVE INTO ACTION BY BRINGING PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE. AS A RESULT, IN ACCORDANCE WITH THE FINANCIAL ACCOUNTING STANDARDS BOARD GUIDELINES AND INTERNAL REVENUE SERVICE GUIDANCE, TRINITY HABITAT ALLOCATES A PORTION OF OUR FUNDRAISING COSTS TO PROGRAM SERVICES. AS A NONPROFIT ORGANIZATION THAT IS EXEMPT FROM FEDERAL TAXATION, WE ENSURE OUR DONORS' MONEY IS SPENT AS EFFICIENTLY AND EFFECTIVELY AS POSSIBLE. ADDITIONALLY, WE HAVE CERTAIN EXPENSES THAT CANNOT BE BILLED SEPARATELY FOR EACH FUNCTIONAL AREA. OFFICE SUPPLIES, UTILITIES, INFORMATION TECHNOLOGY, AND OTHER COSTS ARE GROUPED TOGETHER. WE ALLOCATE THESE COSTS IN COMPLIANCE WITH GENERALLY ACCEPTED ACCOUNTING PRINCIPLES, OR GAAP, ACROSS THE PROGRAM (INCLUDING HABITAT RESTORES), MANAGEMENT AND GENERAL, AND FUNDRAISING CATEGORIES. FINALLY, SOME STAFF MEMBERS HAVE RESPONSIBILITIES THAT CROSS OVER FUNCTIONAL AREAS. TO CALCULATE THE TIME ALLOCATION, TRINITY HABITAT DIVIDES THE NUMBER OF HOURS SPENT ON A PROJECT OUTSIDE OF A STAFF MEMBER'S DESIGNATED EXPENSE CATEGORY BY THE TOTAL HOURS WORKED DURING THAT PERIOD AND ALLOCATES THAT PERCENTAGE OF COSTS TO THE APPROPRIATE EXPENSE CATEGORY. TRINITY LENDING COMPANY LLC 9333 N NORMANDALE STREET FORT WORTH TX 76116 853584620 MORTGAGE LENDING TX 44268 2175624 FORT WORTH AREA HABITAT FOR HUMANITY HABITAT NEIGHBORHOOD PARTNERS 9333 N NORMANDALE STREET FORT WORTH TX 76116 030531535 LAND ACQUISITION TX 501(C)(3) LINE 7 0 HABITAT FOR HUMANITY INTERNATIONAL 285 PEACHTREE CENTER AVENUE NE SUIT ATLANTA GA 30303 911914868 HOME BUILDING GA 501(C)(3) LINE 7 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 HABITAT FOR HUMANITY INTERNATIONAL C 655409 CASH HABITAT FOR HUMANITY INTERNATIONAL B 148024 CASH