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      <InclEscrowCustodialAcctLiabInd>1</InclEscrowCustodialAcctLiabInd>
      <ExplanationProvidedInd>X</ExplanationProvidedInd>
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        <FormAndLineReferenceDesc>Schedule D, Part IV, Line 1b</FormAndLineReferenceDesc>
        <ExplanationTxt>We manage escrow account of taxes and insurance for our loan holders</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Schedule D, Part IV, Line 2b</FormAndLineReferenceDesc>
        <ExplanationTxt>We manage escrow account of taxes and insurance for our loan holders</ExplanationTxt>
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        <NoncashContributionsRptF990Amt>30</NoncashContributionsRptF990Amt>
        <MethodOfDeterminingRevenuesTxt>thrift shop value</MethodOfDeterminingRevenuesTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 2</FormAndLineReferenceDesc>
        <ExplanationTxt>Mike &amp; Chuckie Hairston are members of the Board of Directors and are spouses Pete &amp; Cindy Oertel are members of the Board of Directors and are spouses John &amp; Mary Wilkerson are members of the Board of Directors and are spouses Don and Anne Vandegrift are members of the Board of Directors and are spouses.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>The 990 was reviewed at a Board meeting before submission</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>Conflict of Interest was discussed periodically at monthly Board of Directors meetings</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section C, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>All documents available to the public upon request since we don't have a public website to post them on.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part XI, Line 9</FormAndLineReferenceDesc>
        <ExplanationTxt>Sold house for more than it cost to build</ExplanationTxt>
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    </IRS990ScheduleO>
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      <ExplanationTxt>Extension approved</ExplanationTxt>
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