2026-08-25T14:48:30-05:00 2025-12-31 994260840 DOEREN MAYHEW 8785 SW 165TH AVE STE 303 MIAMI FL 33193 990 2025-01-01 380480308 ONE DETROIT CREDIT UNION ONED 3139658640 630 HOWARD STREET DETROIT MI 48226 CHARLES PRUETT III CHIEF FINANCIAL OFFICER 3139658640 2026-08-24 AUBREY CLEGG P01076395 3052328272 2026-08-24 2025 2025-03-06 01:10:19Z PORTIA POWELL 630 HOWARD STREET DETROIT MI 48226 8414640 0 1359 X WWW.ONEDETROITCU.ORG X 1935 MI THE MISSION OF ONE DETROIT CREDIT UNION IS TO HELP PEOPLE IN OUR COMMUNITY WHO HAVE BEEN OVERLOOKED BY THE MAINSTREAM BANKING SYSTEM BY PROVIDING THEM WITH CREDIBLE, FAIR, AND REASONABLY PRICED FINANCIAL PRODUCTS AND SERVICES. 9 9 59 9 129232 0 331642 116163 7207500 7431461 898489 737784 80340 129232 8517971 8414640 0 0 0 0 3398312 4348626 0 0 0 5074335 5566662 8472647 9915288 45324 -1500648 63800013 62874249 49995823 50026317 13804190 12847932 OUR MISSION IS TO IMPACT AND CHANGE LIVES. ONE DETROIT CREDIT UNION HELPS PEOPLE IN OUR COMMUNITY WHO HAVE BEEN OVERLOOKED BY THE MAINSTREAM BANKING SYSTEM BY PROVIDING THEM WITH CREDIBLE, FAIR, AND REASONABLY PRICED FINANCIAL PRODUCTS AND SERVICES. 0 0 LEND TO LOW TO MODERATE INCOME MEMBERS. THESE LOAN PROGRAMS ARE TARGETED TO OUR MEMBERS TO GIVE THEM ALTERNATIVES TO THE PAYDAY LENDERS AND HIGH INTEREST RATE CAR LOANS. REDUCE MEMBER CAR LOAN INTEREST RATES. OUR SAVE TO WIN CERTIFICATE PROGRAM GIVES THE MEMBER THE CHANCE TO WIN MONTHLY CASH PRIZES AND POSSIBLY THE GRAND PRIZE OF $10,000 WHILE BUILDING A BALANCE IN A CERTIFICATE. 0 1 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 711 0 1 59 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X CHARLES PRUETT III 3139658640 630 HOWARD STREET DETROIT MI 48226 ANNE ZOBEL CHAIRMAN OF THE BOARD 1.00 X 0 0 0 JOSHUA ROBERSON VICE CHAIRMAN 1.00 X 0 0 0 MIKAI GREEN SECRETARY 1.00 X 0 0 0 REGINA GREEAR TREASURER 1.00 X 0 0 0 PATRICK HERON DIRECTOR 1.00 X 0 0 0 TIFFANY VANTINO DIRECTOR 1.00 X 0 0 0 JOANN TAYLOR DIRECTOR 1.00 X 0 0 0 KAI BOWMAN DIRECTOR 1.00 X 0 0 0 ANTHONY ASKEW DIRECTOR 1.00 X 0 0 0 KERRIE MITCHELL CAMPBELL-MABINS DIRECTOR 1.00 X 0 0 0 NICOLE SIMMONS DIRECTOR 1.00 X 0 0 0 HANK HUBBARD PRESIDENT/CEO (RETIRED JUNE 2025) 40.00 X 236368 0 23769 PORTIA POWELL CHIEF EXPERIENCE OFF/PRESIDENT/CEO - EFF JUNE 2025 40.00 X 335126 0 18796 STEPHANIE PEOPLES CHIEF OPERATING OFFICER 40.00 X 137538 0 5505 CHARLES PRUETT CFO 40.00 X 183372 0 2055 892404 0 50125 4 0 1 0 BLUE CARE NETWORK P O BOX 33608 DETROIT MI 48232 EMPLOYEE HEALTH INS 461420 CO-OP 9692 HAVEN AVE RANCHO CUCAMONGA CA 91730 ATM & BRANCH PROCESSING 460895 HOLZMAN CORKERY PLLC 28366 FRANKLIN ROAD SOUTHFIELD MI 48034 LEGAL SERVICES 411186 DOXIM PO BOX 933472 CLEVELAND OH 44193 COMMUNICATIONS MANAGEMENT 137404 WOODWARD PLACE LLC 18633 MAC AVE DETROIT MI 48236 BRANCH RENT 103363 5 116163 116163 FEE/OTHER INCOME 522100 3891939 3891939 LOAN INCOME 522100 3539522 3539522 7431461 737784 737784 FINANCE AND INSURANCE 520000 129232 129232 129232 8414640 8169245 129232 0 X 942529 2445881 108967 570349 280900 411583 73018 107458 242397 487944 418468 422070 2951 176016 317376 13550 218570 PROVISION FOR LOAN LOSS 1046206 ATM/VISA/DEBIT 637381 MAINT. AND REPAIRS 630382 LOAN SERVICING 169269 192023 9915288 2574903 2238547 5859032 7106045 34292887 34833466 535092 470543 3926726 2362294 1221608 1564432 16624468 14502728 2692023 2158488 63800013 62874249 2226885 1694893 922000 922000 46846938 47409424 49995823 50026317 X 0 0 0 0 13804190 12847932 13804190 12847932 63800013 62874249 -1500648 544390 0 X X 0 1 X 1 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 32920 32920 1250860 777107 473753 656546 278769 377777 1986400 1306418 679982 1564432 AFS SECURITIES 13752728 F NEGOTIABLE CERTIFICATES OF DEPOSIT 750000 C 14502728 MEMBER SHARES ACCOUNTS 47409424 47409424 X 8414640 0 8414640 0 8414640 9915288 0 9915288 0 9915288 PART X, LINE 2: THE CREDIT UNION IS EXEMPT, BY STATUTE, FROM FEDERAL INCOME TAXES ON INCOME RELATED TO THE EXEMPT PURPOSE OF THE CREDIT UNION. X 1 1 X X 0 1 0 PORTIA POWELL CHIEF EXPERIENCE OFF/PRESIDENT/CEO - 290767 0 34000 0 10359 0 14486 0 4310 0 353922 0 0 0 HANK HUBBARD PRESIDENT/CEO (RETIRED JUNE 2025) 166811 0 60920 0 8637 0 12057 0 11712 0 260137 0 0 0 CHARLES PRUETT CFO 152660 0 28012 0 2700 0 0 0 2055 0 185427 0 0 0 PART I, LINE 4B IN JUNE 2025, PRESIDENT AND CEO, HANK HUBBARD, RETIRED. UPON HIS RETIREMENT HIS 457F PLAN WAS TERMINATED. SPECIFICALLY, THE UNDERLYING POLICY ASSETS TRANSFERRED OWNERSHIP FROM THE CREDIT UNION TO HANK HUBBARD. FORM 990, PART VI, SECTION A, LINE 6 EVERY INDIVIDUAL THAT HAS AN ACCOUNT WITH OUR CREDIT UNION IS CONSIDERED A MEMBER. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNION MEMBERS ELECT MEMBERS OF THE GOVERNING BODY EACH YEAR AT THE ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 11B THE PREPARATION AND REVIEW OF THE FORM 990 IS OVERSEEN BY THE CFO. THE INFORMATION NECESSARY TO PREPARE FORM 990 IS PROVIDED TO OUR THIRD PARTY ACCOUNTING FIRM. ONCE THE RETURN IS PREPARED, IT IS REVIEWED AND APPROVED BY THE CFO. THE RETURN IS THEN FILED. FORM 990, PART VI, SECTION B, LINE 12C THE POLICY IS REVIEWED ANNUALLY AT THE ORGANIZATIONAL MEETING OF THE BOARD AND WITH KEY STAFF. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION IS DETERMINED THROUGH THE USE OF COMPENSATION SURVEYS AND WRITTEN REVIEWS. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICIES ARE NOT MADE AVAILABLE TO THE PUBLIC. THE ORGANIZATION MAKES ITS FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART IX, LINE 11G OTHER PROFESSIONAL FEES 107,458. FORM 990, PART IX, LINE 24E MISCELLANEOUS 124,484. SERVICE CENTERS 67,539. FORM 990, PART XII, LINE 2B: AUDITED FINANCIAL STATEMENTS ARE PREPARED ON A FISCAL YEAR BASIS BUT TAX REPORTING IS REQUIRED ON A CALENDAR YEAR-END. FORM 990, PART VII, LINE 2C: THERE WERE NO CHANGES IN THE PROCESS OF THE COMMITTEE THAT ASSUMES RESPONSIBILITY OF THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR. ONE DETROIT FOUNDATION INC 630 HOWARD STREET DETROIT MI 48226 873154853 PUBLIC CHARITY MI 501(C)(3) LINE 10 ONE DETROIT CREDIT UNION 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0