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        <ExplanationTxt>Form 990, Part VI, Section B, Line 12c--Annually, each member of the board of directors is required to review the policy and submit a signed disclosure statement. New potential conflicts of interest arising mid-year are added to the disclosure statement as they arise. The board of directors reviews any potential conflict of interest. Any director determined by the board of directors to have a conflict of interest shall recuse themselves from deliberations on actions and board of director votes regarding the conflict.</ExplanationTxt>
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