2026-08-17T09:40:46-05:00 2025-09-30 341884125 CBIZ ADVISORS LLC 4722 N 24TH ST STE 300 PHOENIX AZ 85016 990 2024-10-01 860252067 TERROS INC TERR 6025122968 3003 N CENTRAL AVENUE SUITE 400 PHOENIX AZ 850122914 MICHAEL MARION CFO 6025122968 2026-08-14 1 1 KRISTEN M BASS P01247587 6022646835 2026-08-14 2024 2025-03-06 01:10:19Z TERROS HEALTH KAREN HOFFMAN TEPPER 3003 N CENTRAL AVENUE SUITE 400 PHOENIX AZ 850122914 128948413 0 X WWW.TERROS.ORG X 1969 AZ HEALTH CARE FOCUSED ON THE WHOLE PERSON PROVIDING PRIMARY CARE AND SPECIALIZING IN MENTAL HEALTH & SUBSTANCE USE TREATMENT 13 13 1836 11 184018 172725 16106295 14755546 80973221 109927928 1315272 2691446 140939 555901 98535727 127930821 0 0 0 0 73929682 110531107 0 0 0 24143866 37009569 98073548 147540676 462179 -19609855 64571075 92942754 34729914 46331674 29841161 46611080 X TERROS HEALTH IS A WHOLE HEALTH, WHOLE PERSON INTEGRATED CARE PROVIDER DELIVERING PHYSICAL HEALTH CARE WITH SPECIALIZATION IN SUBSTANCE USE RECOVERY, MENTAL HEALTH, PREVENTION, WELLNESS AND FAMILY SERVICES. TERROS HEALTH SEEKS TO INSPIRE CHANGE FOR LIFE FOR ARIZONANS THROUGH OUR VALUES OF INTEGRITY, COMPASSION, EMPOWERMENT WITH DIVERSITY WOVEN THROUGHOUT. TERROS HEALTH PROVIDES A FULL SPECTRUM OF PRIMARY CARE AND BEHAVIORAL HEALTH SERVICES WITHIN A PATIENT CENTERED MEDICAL HOME INTEGRATED CARE MODEL. 1 0 84456558 90145165 OUTPATIENT SERVICES PROVIDE INTEGRATED WHOLE PERSON CARE TO FAMILIES, ADULTS, ADOLESCENTS, YOUTH AND CHILDREN; PROVIDING PHYSICAL HEALTH CARE, WELLNESS, PREVENTION, BEHAVIORAL AND MENTAL HEALTH COUNSELING, SUBSTANCE USE DISORDER AND ADDICTION TREATMENT, SCHOOL BASED SERVICES, LIVING SUPPORTS, MEDICATION ASSISTED TREATMENT (MAT), INTENSIVE OUTPATIENT THERAPIES,GENDER-SPECIFIC SERVICES. THESE FAMILY AND INDIVIDUAL SERVICES, INTEGRATED WITH PRIMARY CARE SERVICES, HELP PATIENTS ACHIEVE THEIR HIGHEST LEVELS OF WELLNESS AND INDEPENDENCE. SERVICES ARE EVIDENCED BASED AND TRAUMA INFORMED. FOR THE YEAR, APPROXIMATELY 26,100 PEOPLE RECEIVED OUTPATIENT SERVICES. 12822128 7435753 CRISIS SERVICES INCLUDE: 1) MOBILE CRISIS SERVICE TEAMS ASSIST FAMILIES, ADULTS AND CHILDREN IN CENTRAL AND NORTHERN ARIZONA FACING AN IMMEDIATE CRISIS OR PSYCHIATRIC EMERGENCY THROUGH THE EMOTIONAL DISTRESS, MENTAL HEALTH OR BEHAVIORAL HEALTH CHALLENGES, ALCOHOL AND DRUG USE, OR DEVELOPMENTAL DISABILITY. TEAMS RESPOND TO SITUATIONS ON SITE, WHETHER IN THE HOME, AT SCHOOL, ON THE STREETS, OR IN A HOSPITAL AND PROVIDE BEHAVIORAL HEALTH ASSESSMENT, CONNECTION TO CARE, AND FOLLOW-UP CARE. FOR THE YEAR, APPROXIMATELY 8,700 PEOPLE RECEIVED CRISIS SERVICES. 12811002 5373315 FAMILY SERVICES OFFERS FAMILY-FOCUSED TREATMENT TO ENSURE HEALTHY FAMILIES AND CHILDREN. SPECIALTY SERVICES FOCUS ON SUBSTANCE USE DISORDER TREATMENT TO FAMILIES WHERE SUBSTANCE USE HAS BEEN IDENTIFIED AS PUTTING CHILDREN AT RISK. THESE SERVICES PROMOTE FAMILY STABILITY WHILE SUPPORTING CHILD SAFETY. PROVIDING PARENTS AND CAREGIVERS THE TOOLS NEEDED TO SUCCESFULLY RAISE CHILDREN TO YOUNG ADULTHOOD. CHILD AND ADOLESCENT SERVICES FOCUS ON LEARNING, COPING SKILLS, SUBSTANCE USE PREVENTION, AND BEHAVIOR DEVELOPMENT. SERVICES ARE EVIDENCED BASED AND TRAUMA INFORMED. THERE WERE APPROXIMATELY 5,200 FAMILIES SERVED BY FAMILY SERVICES DURING THE YEAR. 16759760 6973695 TERROS HEALTH IS A RECOGNIZED PATIENT CENTERED MEDICAL HOME (PCMH) WHICH PROVIDES INTEGRATED PRIMARY AND BEHAVIORAL HEALTH CARE. COMMUNITY PREVENTION SERVICES PROVIDE TESTING, EDUCATION, AND OUTREACH ACTIVITIES FOR PERSONS AT RISK OR CURRENTLY INFECTED WITH HIV AND OTHER SEXUALLYTRANSMITTED INFECTIONS. YOUTH PROGRAMS INCLUDE LIFE SKILLS TRAINING, ARTS, AND CULTURAL ACTIVITIES AND CHANGE HARMFUL BEHAVIORS. FOR THE YEAR, APPROXIMATELY 7,700 PEOPLE RECEIVED PRIMARY CARE SERVICES AND APPROXIMATELY 400 PEOPLE RECEIVED RESIDENTIAL SERVICES. 16759760 6973695 126849448 1 1 0 1 0 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 1 101 0 1 1836 1 1 1 0 0 0 0 0 0 0 0 0 0 0 X 13 13 0 0 0 0 0 0 0 1 1 0 0 0 1 1 1 1 1 1 0 0 X MICHAEL MARION 6025122968 3003 N CENTRAL AVENUE SUITE 400 PHOENIX AZ 85012 MIKE KURTENBACH CHAIR 2.00 1.00 X X 0 0 0 BUFFY WOOTEN VICE CHAIR 2.00 1.00 X X 0 0 0 CAROLYN KROOT TREASURER 2.00 1.00 X X 0 0 0 WILLIAM BUCKY BIDWILL III SECRETARY 2.00 1.00 X X 0 0 0 CALVIN COLE IMMEDIATE PAST CHAIR 2.00 1.00 X X 0 0 0 MIKE DURAN III DIRECTOR 2.00 X 0 0 0 MELINDA KOVACS DIRECTOR 2.00 X 0 0 0 CHRISTINA NGO DIRECTOR 2.00 X 0 0 0 RENNE OSIPOV DIRECTOR 2.00 1.00 X 0 0 0 KENNY POOLE DIRECTOR 2.00 X 0 0 0 ELIZABETH STOLTZ DIRECTOR 2.00 X 0 0 0 TYLER STRAKER DIRECTOR 2.00 X 0 0 0 MONICA TREJO DIRECTOR 2.00 X 0 0 0 JENNIFER NYE CHIEF OPERATIONS OFFICER 40.00 X 199281 0 7168 KAREN HOFFMAN TEPPER PRESIDENT/CEO 40.00 5.00 X 344780 0 22607 VANNA CAMPION MD CHIEF MEDICAL OFFICER 40.00 X 322408 0 13267 MICHAEL MARION CHIEF FINANCIAL OFFICER 40.00 5.00 X 204278 0 8615 SAFFRON CAREW CHIEF INFORMATION OFFICER 40.00 X 177934 0 9496 JON ALLISON BH & CONCIERGE MEDICAL DIRECTOR 40.00 X 467470 0 14037 JOCELYN VERDUGO PRIMARY CARE MEDICAL DIRECTOR 40.00 X 289554 0 3308 STEVE FRIEDLAND PSYCHIATRIST 40.00 X 312127 0 14739 LILLIAM VILLALOBOS PSYCHIATRIST 40.00 X 303640 0 13461 JOAO ESTEVES ACT PSYCHIATRIST 40.00 X 291083 0 11993 MONICA BENAVIDEZ ACT PSYCHIATRIST 40.00 X 298573 0 10682 HUMBERO BELTRAN PSYCHIATRIC NURSE PRACTITIONER 40.00 X 209382 0 2174 3420510 0 131547 84 0 1 0 CONCORD GENERAL CONTRACTING INC 2240 WEST BROADWAY ROAD MESA AZ 85202 CONSTRUCTION 3467955 SHI INTERNATIONAL CORP 280 DAVIDSON AVENUE SOMERSET NJ 08873 IT SERVICE 2112832 NEXTGEN HEALTHCARE INC 18111 VON KARMAN AVE IRVINE CA 92612 SOFTWARE 1279361 CLW CONSTRUCTION INC PO BOX 51450 PHOENIX AZ 85076 CONSTRUCTION 1160054 MARKSMAN SECURITY CORPORATION 1700 NW 49TH STREET SUITE 110 FORT LAUDERDALE FL 33309 OFFICE SECURITY 993782 43 13457281 1298265 14755546 GRANTS AND CONTRACTS 621400 69551132 69551132 CLIENT FEES 621400 38937088 38937088 MANAGEMENT FEE 541610 735719 735719 OTHER PROGRAM REVENUE 621400 703989 703989 109927928 659038 659038 100179 0 100179 100179 100179 3050000 1017592 2032408 2032408 184018 1848390 INSURANCE PROCEEDS 900099 450588 450588 SNACK BAR RECOVERY 900099 5134 5134 455722 127930821 109927928 184018 3063329 2084202 2084202 77900499 72003499 5897000 1475718 1246116 229602 22599485 18321827 4277658 6471203 5807479 663724 229580 229580 259630 259630 50900 50900 2139392 1218083 921309 7685065 6491167 1193898 12720864 11875694 845170 1810431 1687081 123350 248764 248764 3843230 2299123 1544107 1580378 1580378 CLIENT SUPPORT 2369481 2350525 18956 SUPPLIES 588956 588956 FACILITY EQUIPMENT 258521 258521 STORAGE EXPENSE 210256 210256 3014121 2491121 523000 147540676 126849448 20691228 0 2733236 1194399 17991757 18319464 9914430 13385491 321930 218478 1127734 967128 64368173 18694000 20870442 45674173 1287331 1789550 0 260000 10324215 11134071 64571075 92942754 8123666 12843758 56782 130946 2936324 172061 6084604 0 1267881 8875858 16260657 24309051 34729914 46331674 X 29841161 46611080 29841161 46611080 64571075 92942754 X -19609855 65281 36314493 X 0 1 X 1 1 1 X 10060686 12788682 15410819 16106295 14755546 69122028 73733809 73290676 79162818 81017866 109223939 416429108 83794495 86079358 94573637 97124161 123979485 485551136 0 0 0 485551136 87614 151288 1016580 1159977 1131403 3546862 5272 415 136453 142140 92886 151703 1016580 1159977 1267856 3689002 67886 8703 6799 4926 787525 875839 83955267 86239764 95597016 98289064 126034866 490115977 0.99070 0.99400 0.00750 0.00560 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 50900 50900 147489776 147540676 1000000 250000 0 0 1000000 1000000 1000000 1000000 4000000 6000000 75600 75600 75600 50900 277700 250000 250000 250000 250000 1000000 1500000 FORM 990, PART IV, LINE 4 TERROS CONTRACTS WITH ARIZONA GOVERNMENTAL AFFAIRS TO PROVIDE INFORMATION TO LEGISLATORS REGARDING THE ISSUES AFFECTING THE BEHAVIORAL HEALTH COMMUNITY. 12065343 12065343 23702354 5288941 18413413 4951451 2096734 2854717 12239984 8170834 4069150 11409041 3137491 8271550 45674173 DEPOSITS 273063 OPERATING LEASE RIGHT-OF-USE ASSETS 10861008 11134071 DEFERRED COMPENSATION 1387571 DUE TO LIFEWELL 762873 LEASE LIABILITIES 13350560 PAYABLE TO FUNDERS 8806207 REFUNDABLE DEPOSITS 1840 24309051 X PART X, LINE 2: TERROS QUALIFIES AS A TAX-EXEMPT ORGANIZATION UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE (THE "CODE") AND, ACCORDINGLY, THERE IS NO PROVISION FOR INCOME TAXES. IN ADDITION, TERROS QUALIFIES FOR THE CHARITABLE CONTRIBUTION DEDUCTION UNDER SECTION 170 OF THE CODE AND HAVE BEEN CLASSIFIED AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION. INCOME DETERMINED TO BE UNRELATED BUSINESS TAXABLE INCOME ("UBTI") WOULD BE TAXABLE. TERROS EVALUATES ITS UNCERTAIN TAX POSITIONS, IF ANY, ON A CONTINUAL BASIS THROUGH REVIEW OF ITS POLICIES AND PROCEDURES, REVIEW OF ITS REGULAR TAX FILINGS, AND DISCUSSIONS WITH OUTSIDE EXPERTS. FEDERAL INCOME TAX RETURNS GENERALLY REMAIN OPEN FOR THREE YEARS AFTER THEY WERE FILED AND STATE INCOME TAX RETURNS GENERALLY REMAIN OPEN FOR FOUR YEARS AFTER THEY WERE FILED, AND BOTH ARE SUBJECT TO EXAMINATION BY TAXING AUTHORITIES. TERROS RECOGNIZES INTEREST AND PENALTIES ASSOCIATED WITH INCOME TAXES IN OPERATING EXPENSES. DURING THE YEARS ENDED SEPTEMBER 30, 2025 AND 2024, TERROS DID NOT HAVE ANY INCOME TAX RELATED INTEREST AND PENALTY EXPENSE. X X X X X 0 1 0 0 0 0 0 1 0 JON ALLISON BH & CONCIERGE MEDICAL DIRECTOR 443414 0 22959 0 1097 0 13631 0 406 0 481507 0 0 0 KAREN HOFFMAN TEPPER PRESIDENT/CEO 344333 0 65 0 382 0 13707 0 8900 0 367387 0 0 0 VANNA CAMPION MD CHIEF MEDICAL OFFICER 322193 0 65 0 150 0 12861 0 406 0 335675 0 0 0 STEVE FRIEDLAND PSYCHIATRIST 310965 0 65 0 1097 0 12541 0 2198 0 326866 0 0 0 LILLIAM VILLALOBOS PSYCHIATRIST 302228 0 225 0 1187 0 12143 0 1318 0 317101 0 0 0 MONICA BENAVIDEZ ACT PSYCHIATRIST 298259 0 65 0 249 0 7737 0 2945 0 309255 0 0 0 JOAO ESTEVES ACT PSYCHIATRIST 289684 0 212 0 1187 0 11374 0 619 0 303076 0 0 0 JOCELYN VERDUGO PRIMARY CARE MEDICAL DIRECTOR 288930 0 474 0 150 0 0 0 3308 0 292862 0 0 0 MICHAEL MARION CHIEF FINANCIAL OFFICER 193434 0 10065 0 779 0 7737 0 878 0 212893 0 0 0 HUMBERO BELTRAN PSYCHIATRIC NURSE PRACTITIONER 208591 0 621 0 170 0 0 0 2174 0 211556 0 0 0 JENNIFER NYE CHIEF OPERATIONS OFFICER 189106 0 10065 0 110 0 7168 0 0 0 206449 0 0 0 SAFFRON CAREW CHIEF INFORMATION OFFICER 177432 0 243 0 259 0 7322 0 2174 0 187430 0 0 0 PART I, LINE 4B TERROS OFFERS A DEFERRED COMPENSATION PLAN ARRANGEMENT FOR CERTAIN MEMBERS OF MANAGEMENT UNDER SECTIONS 457(B) AND 457(F), ELIGIBLE DEFERRED COMPENSATION. DURING THE 2024 CALENDAR YEAR, KAREN TEPPER RECEIVED A 457(F) PAYMENT IN THE AMOUNT OF $25,000. PART I, LINE 7 BONUS PAYMENTS ARE MADE BASED ON MEETING ORGANIZATINAL GOALS AND ARE AT THE DISCRETION OF THE BOARD OF DIRECTORS. FORM 990, PART III, LINE 2 EFFECTIVE OCTOBER 1, 2024, TERROS COMPLETED THE ACQUISITION OF LIFEWELL, A NONPROFIT INTEGRATED HEALTHCARE AGENCY PROVIDING TREATMENT, SERVICES, AND SUPPORT TO LOW-INCOME INDIVIDUALS DIAGNOSED WITH SERIOUS MENTAL ILLNESS, GENERAL MENTAL HEALTH CONDITIONS, AND SUBSTANCE USE DISORDERS. LIFEWELL OPERATES RESIDENTIAL, OUTPATIENT, AND COMMUNITY-BASED PROGRAMS DESIGNED TO ADDRESS A BROAD RANGE OF CLIENT NEEDS. AS PART OF THE TRANSACTION, LIFEWELL TRANSFERRED SUBSTANTIALLY ALL OF THE CLINICAL AND NON-CLINICAL ASSETS RELATED TO ITS BUSINESS AND OPERATIONS TO TERROS. AS PART OF THE ACQUISITION, LIFEWELL WAS REORGANIZED AS A NON-PROFIT CORPORATION WITH MEMBERS UNDER ARIZONA LAW, AND TERROS BECAME THE SOLE MEMBER OF LIFEWELL AT CLOSING. ADDITIONALLY, TERROS ASSUMED CONTROL OVER LIFEWELL'S WHOLLY OWNED SUBSIDIARIES, DESERT ESPERANZA, INC., DESERT SOL, INC., AND TRIPLE R COMMUNITY HOUSING 1, INC. WHICH ARE INCLUDED ON SCHEDULE R. FORM 990, PART VI, SECTION B, LINE 11B THE 990 IS PREPARED BY AN OUTSIDE ACCOUNTING FIRM BASED ON INFORMATION FROM ORGANIZATION'S FINANCIAL SYSTEMS AND ACCOUNTING STAFF WITH THE ASSISTANCE OF THE CONTROLLER, AND SUBSEQUENTLY REVIEWED BY THE CHIEF FINANCIAL OFFICER. FORM 990, PART VI, SECTION B, LINE 12C TERROS HEALTH IS COMMITTED TO MAINTAIN THE HIGHEST ETHICAL STANDARD. EACH CORPORATE OFFICER, MEMBER OF THE BOARD OF DIRECTORS, AND KEY EMPLOYEE IS PRESENTED WITH THE ORGANIZATION'S CONFLICT OF INTEREST AND CONFIDENTIALITY POLICIES, AND EACH OF THESE INDIVIDUALS IS REQUIRED TO COMPLETE A CONFLICT OF INTEREST FORM AND CONFIDENTIALITY AGREEMENT. THE CONFLICT OF INTEREST POLICY AND CONFIDENTIALITY POLICY ARE REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS AT LEAST EVERY THREE (3) YEARS. FORM 990, PART VI, SECTION B, LINE 15A COMPENSATION FOR THE PRESIDENT AND CEO IS APPROVED BY THE BOARD OF DIRECTORS ON AN ANNUAL BASIS AND IS DOCUMENTED IN THE BOARD EXECUTIVE COMMITTEE MINUTES WHEN APPROVED. THE ORGANIZATION OBTAINS A COMPENSATION STUDY OF EXECUTIVE PAY ANNUALLY WHICH INCLUDES A REGIONAL STUDY AND COMPARATIVE DATA. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, FINANCIAL STATEMENTS AND FORM 990 AVAILABLE TO THE PUBLIC UPON REQUEST. THE AVAILABILITY OF THIS INFORMATION IS NOTED ON THE ORGANIZATION'S WEBSITE AND CERTAIN OTHER REPORTING AGENCIES. FORM 990, PART XI, LINE 9: FAIR VALUE ADJUSTMENT RELATED TO THE ACQUISITION OF LIFEWELL 25,856,227. OTHER CHANGES IN NET ASSETS DUE TO TERROS AQUISITION OF LIFEWELL 10,458,266. LIFEWELL 3003 N CENTRAL AVENUE SUITE 400 PHOENIX AZ 85012 860292390 AFFORDABLE & SUPPORTIVE HOUSING AZ 501(C)(3) LINE 10 TERROS 1 DESERT ESPARANZA 3003 N CENTRAL AVENUE SUITE 400 PHOENIX AZ 85012 202959364 16 UNIT COMPLEX PROVIDING HOUSING FOR ILL INDIVIDUALS AZ 501(C)(3) LINE 10 TERROS 0 DESERT SOL 3003 N CENTRAL AVENUE SUITE 400 PHOENIX AZ 85012 208433021 14 UNIT COMPLEX PROVIDING HOUSING FOR ILL INDIVIDUALS AZ 501(C)(3) LINE 10 TERROS 0 TRIPLE R COMMUNITY HOUSING 1 3003 N CENTRAL AVENUE SUITE 400 PHOENIX AZ 85012 270731486 16 UNIT COMPLEX PROVIDING HOUSING FOR ILL INDIVIDUALS AZ 501(C)(3) LINE 10 TERROS 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 1 0 1 0 1 LIFEWELL E 762873 FAIR VALUE LIFEWELL K 2252076 FAIR VALUE LIFEWELL Q 735719 FAIR VALUE LIFEWELL S 10458266 FAIR VALUE