2026-03-11T14:55:03-04:00 2025-12-31 472604526 MYSTIC ACCOUNTING GROUP LLP PO BOX 397 MYSTIC CT 06355 990 2025-01-01 042228208 HAVERHILL FIRE DEPARTMENT CREDIT UNION HAVE 9783728833 75 KENOZA AVENUE HAVERHILL MA 018304132 DAVID BUTT MANAGER/TREASURER 9783728833 2026-03-11 true THEODOROS POULOPOULOS P02260731 8605361040 2026-03-11 2025 2025-03-06 01:10:19Z DAVID BUTT 75 KENOZA AVENUE HAVERHILL MA 01830 1157109 false X HFDCU.COM X 1933 MA CREDIT UNION 12 11 5 10 0 0 736781 788178 230624 284057 65206 59952 1032611 1132187 0 0 334758 358338 0 0 661610 678759 996368 1037097 36243 95090 26175849 26859612 23689935 24278608 2485914 2581004 CREDIT UNION false false MAINTENANCE OF MEMBER ACCOUNTS. NUMBER OF DEPOSIT ACCOUNTS IS 2,499. NUMBER OF LOAN ACCOUNTS IS 525. false false false false false false false true false true false false false true true false false false false false false false false false false false false false false false false false true false false false false false false false false false false true 261 0 true 5 true false false false false false false false false X 12 11 false false false false true true true true true false false false true true true true true true true false X DAVID BUTT 9783728833 75 KENOZA AVENUE HAVERHIILL MA 018304132 DAVID BUTT MANAGER/TREA 40.00 X 144598 0 4338 TOMMIE GARRETT DIRECTOR/CUS 10.00 X 13307 0 0 TYLER DAVID DIRECTOR 0.50 X 0 0 0 JAMES HINDS DIRECTOR 0.50 X 0 0 0 CHRISTOPHER JONES DIRECTOR 0.50 X 0 0 0 TED MAZZOTTA DIRECTOR 0.50 X 0 0 0 RODNEY NUTTER VICE PRESIDE 0.50 X X 0 0 0 BRIAN RAY DIRECTOR 0.50 X 0 0 0 RICH SHELLENE DIRECTOR 0.50 X 0 0 0 JON STRONACH DIRECTOR 0.50 X 0 0 0 ERIC TARPY PRESIDENT 0.50 X X 0 0 0 RICHARD WENTWORTH DIRECTOR 0.50 X 0 0 0 157905 4338 1 false false false INTEREST ON LOANS 788178 788178 788178 284057 284057 4800 24922 -20122 -20122 -20122 OTHER NON-INTEREST INCOME 65895 65895 FEE AND SERVICE CHARGES 14179 14179 80074 1132187 1132187 162243 160067 4802 31226 18000 93 14625 41976 29801 5572 358632 23804 15318 SERVICE CHARGES 120942 LOAN SERVICING 11141 EQUIPMENT MAINTENANCE 11136 MISCELLANEOUS 9328 18391 1037097 0 0 0 283501 529964 7584775 9006232 16991723 15969792 161342 188682 1025833 226309 789856 799524 364652 365418 26175849 26859612 14691 34683 63449 68974 23611795 24174951 23689935 24278608 X 2485914 2581004 2485914 2581004 26175849 26859612 95090 X false false false false true X 264800 264800 497473 67726 429747 263560 158583 104977 799524 MEMBER DEPOSIT ACCOUNTS 24174951 24174951 X SCHEDULE D, PAGE 2, PART IV, LINE 2B MORTGAGE ESCROW ACCOUNTS HELD FOR THE PAYMENT OF REAL ESTATE TAXES FOR MUNICIPALITIES. SCHEDULE D, PAGE 3, PART X THE CREDIT UNION FOLLOWS FASB ACCOUNTING STANDARDS CODIFICATION 740-10, ACCOUNTING FOR UNCERTAINTIES IN INCOME TAXES, AND HAS EVALUATED ITS TAX POSITIONS TAKEN FOR ALL OPEN YEARS AND HAS DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE. TOMMIE GARRETT DIRECTOR 13307 BUILDING MAINTENANCE false FORM 990, PAGE 6, PART VI, LINE 6 PERSONS WHO MEET THE REQUIREMENTS OF THE ORGANIZATION'S FIELD OF MEMBERSHIP WHO HOLD AT LEAST ONE SHARE OF THE CAPITAL. FORM 990, PAGE 6, PART VI, LINE 7A EACH MEMBER HAS A VOTE AT THE ELECTION OF THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 7B ANY CHANGES TO THE INCORPORATING DOCUMENTS, I.E. BYLAWS ARE APPROVED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 11B THE MANAGER REVIEWS THE FORM 990 PRIOR TO FILING. THE BOARD OF DIRECTORS REVIEWS LATER, AS DOCUMENTED IN THE BOARD MINUTES. FORM 990, PAGE 6, PART VI, LINE 12C THE MANAGER MONITORS TRANSACTIONS AND THE AUDIT COMMITTEE REVIEWS STAFF ACCOUNTS REGULARLY. FORM 990, PAGE 6, PART VI, LINE 15A BOARD COMMITTEE REVIEWS ECONOMY AND INFLATION STATISTICS AND MAKES A RECOMMENDATION TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES TO APPROVE ANY WAGE INCREASE. FORM 990, PAGE 6, PART VI, LINE 15B BOARD COMMITTEE REVIEWS ECONOMY AND INFLATION STATISTICS AND MAKES A RECOMMENDATION TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES TO APPROVE ANY WAGE INCREASE. FORM 990, PAGE 6, PART VI, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY. OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST.