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      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleD documentId="1" softwareId="25022399">
      <InclEscrowCustodialAcctLiabInd>false</InclEscrowCustodialAcctLiabInd>
      <EquipmentGrp>
        <InvestmentCostOrOtherBasisAmt>75837</InvestmentCostOrOtherBasisAmt>
        <DepreciationAmt>74854</DepreciationAmt>
        <BookValueAmt>983</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>983</TotalBookValueLandBuildingsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>Members savings accounts</Desc>
        <Amt>7038264</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>7038264</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleL documentId="2" softwareId="25022399">
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>Ron Fox</PersonNm>
        <RelationshipWithOrgTxt>Officer</RelationshipWithOrgTxt>
        <LoanPurposeTxt>Auto</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>44349</OriginalPrincipalAmt>
        <BalanceDueAmt>37767</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <TotalBalanceDueAmt>37767</TotalBalanceDueAmt>
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>Fred Offerman</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>Officer</RelationshipDescriptionTxt>
        <TransactionAmt>15000</TransactionAmt>
        <TransactionDesc>Rent and Utility</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
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    <IRS990ScheduleO documentId="4" softwareId="25022399">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Section B 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>The 990 is available for the board members at the board meet</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Section B 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>The supervisory committee reviews transactions between the board members and reports them in the board minutes</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Section B 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>The board approves the comensation based on what other financial institutions are paying</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI Section C 19</FormAndLineReferenceDesc>
        <ExplanationTxt>The financial statements are presented to the membership at the annual meeting and are posted in the office. They are also listed on line by the NCUA.</ExplanationTxt>
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</Return>