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        <TotalCorpusAmt>730429</TotalCorpusAmt>
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            <StateAbbreviationCd>MA</StateAbbreviationCd>
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          </RecipientUSAddress>
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          <RecipientEmailAddressTxt>N/A</RecipientEmailAddressTxt>
          <FormAndInfoAndMaterialsTxt>NONE</FormAndInfoAndMaterialsTxt>
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          <GrantOrContributionPurposeTxt>FELLOWSHIP</GrantOrContributionPurposeTxt>
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          <RecipientPersonNm>ADENOID CYSTIC CARCINOMA RESEARCH F</RecipientPersonNm>
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            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02492</ZIPCd>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
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          <Amt>1000</Amt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>PALMER FUND</RecipientPersonNm>
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            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>21045</ZIPCd>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
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          <RecipientPersonNm>CONGREGATION SHIRAT HAYAM</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>55 ATLANTIC AVE</AddressLine1Txt>
            <CityNm>SWAMPSCOTT</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01907</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>600</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>USCJ</RecipientPersonNm>
          <RecipientUSAddress>
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            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>102710016</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>72</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>YALE UNIVERSITY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 2038</AddressLine1Txt>
            <CityNm>NEW HAVEN</CityNm>
            <StateAbbreviationCd>CT</StateAbbreviationCd>
            <ZIPCd>06521</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>100</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BOSTON CONSERVATORY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>8 FENWAY</AddressLine1Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02215</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>3000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>WILLIAM GUY FORBECK FOUNDATION</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 1033</AddressLine1Txt>
            <CityNm>CARBONDALE</CityNm>
            <StateAbbreviationCd>CO</StateAbbreviationCd>
            <ZIPCd>81623</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>250</Amt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MASS GENERAL HOSPITAL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>55 FRUIT STREET</AddressLine1Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02114</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>100</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>VIVACE VILNIUS PROJECT</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>40 WILLIAMS ST</AddressLine1Txt>
            <AddressLine2Txt>APT 107</AddressLine2Txt>
            <CityNm>BROOKLINE</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
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          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
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        <GrantOrContributionPdDurYrGrp>
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          <RecipientUSAddress>
            <AddressLine1Txt>106 CENTRAL ST</AddressLine1Txt>
            <CityNm>WELLESLEY</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02481</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>JOHN M BARRY BOYS AND GIRLS CLUB</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>675 WATERTOWN ST</AddressLine1Txt>
            <CityNm>NEWTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
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          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>500</Amt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>AIM YOUTH MENTAL HEALTH</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 4294</AddressLine1Txt>
            <CityNm>CARMEL</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MONTGOMERY COLLEGE FOUNDATION</RecipientPersonNm>
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          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
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        <GrantOrContributionPdDurYrGrp>
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          <RecipientUSAddress>
            <AddressLine1Txt>814 SOUTH ST</AddressLine1Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02131</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
          <Amt>250</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
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          <RecipientUSAddress>
            <AddressLine1Txt>4955 GLENWOOD DR</AddressLine1Txt>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GEBERAL</GrantOrContributionPurposeTxt>
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        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
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        <GrantOrContributionPdDurYrGrp>
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            <StateAbbreviationCd>CT</StateAbbreviationCd>
            <ZIPCd>06511</ZIPCd>
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          <GrantOrContributionPurposeTxt>GENERAL</GrantOrContributionPurposeTxt>
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      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INTUIT INC - 75 SHS</StockNm>
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        <EOYFMVAmt>47138</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>KROGER CO - 700 SHS</StockNm>
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        <EOYFMVAmt>42805</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LINCOLN ELECTRIC - 200 SHS</StockNm>
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        <EOYFMVAmt>37494</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>47792</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP COM - 120 SHS</StockNm>
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        <EOYFMVAmt>50580</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NIKE INC - 200 SHS</StockNm>
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        <EOYFMVAmt>15134</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ROCKWELL AUTOMATION INC - 145 SHS</StockNm>
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        <EOYFMVAmt>41440</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERTEX PHARMACEUTICALS INC - 125 SHS</StockNm>
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      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WATTS WATER TECH INC - 150 SHS</StockNm>
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        <EOYFMVAmt>30495</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>XYLEM INC - 250 SHS</StockNm>
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    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="RetDoc5">
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    </InvestmentsGovtObligationsSch>
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        <CategoryOrItemTxt>MUTUAL FUNDS</CategoryOrItemTxt>
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        <EOYFMVAmt>90001</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>LIFE INSURANCE POLICY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>100</BookValueAmt>
        <EOYFMVAmt>100</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CAPITAL ONE CD DUE 7/7/2025</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25004</BookValueAmt>
        <EOYFMVAmt>24893</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CAPITAL ONE CD DUE 8/3/2027</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
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        <EOYFMVAmt>24712</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DISCOVER BANK CD DUE 7/6/2026</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25000</BookValueAmt>
        <EOYFMVAmt>24731</EOYFMVAmt>
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      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DISCOVER BANK CD DUE 11/9/2026</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>20000</BookValueAmt>
        <EOYFMVAmt>20298</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MORGAN STANLEY BK DUE 3/30/25</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25013</BookValueAmt>
        <EOYFMVAmt>25561</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MORGAN STANLEY BK DUE 3/24/25</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25002</BookValueAmt>
        <EOYFMVAmt>25052</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SALLIE MAE BK DUE 1/20/26</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>24966</BookValueAmt>
        <EOYFMVAmt>25072</EOYFMVAmt>
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        <Amt>40</Amt>
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      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
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      <OtherExpensesScheduleGrp>
        <Desc>ANNUAL LIFE INSURANCE PREMIUM</Desc>
        <RevenueAndExpensesPerBooksAmt>20585</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>20585</DisbursementsCharitablePrpsAmt>
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      <OtherExpensesScheduleGrp>
        <Desc>ASSET FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>262</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>262</NetInvestmentIncomeAmt>
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      <OtherExpensesScheduleGrp>
        <Desc>WIRE FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>30</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>30</NetInvestmentIncomeAmt>
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        <RevenueAndExpensesPerBooksAmt>20865</RevenueAndExpensesPerBooksAmt>
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        <NetInvestmentIncomeAmt>4304</NetInvestmentIncomeAmt>
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      <TaxesDetail>
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        <Amt>78</Amt>
        <NetInvestmentIncomeAmt>78</NetInvestmentIncomeAmt>
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</Return>