2025-09-07T11:01:22-05:00 2025-04-30 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2024-05-01 166474318 LOREN MCPHERSON CHARITABLE TRUST MCPH 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2025-08-11 true false JEFFREY E KUHLIN P00353001 4123556000 2025-08-11 X 2024 2025-03-06 01:10:19Z X 387595 X 11795 11751 7634 85925 7634 0 19429 19385 4883 4395 488 0 0 0 0 0 0 730 0 0 730 0 0 431 201 0 0 0 0 0 0 0 100 100 6144 4596 0 1318 18594 18594 24738 4596 0 19912 -5309 14789 0 10659 2962 2962 0 0 0 335385 337770 384633 346044 340732 387595 0 X 346044 340732 346044 340732 346044 340732 346044 -5309 0 340735 3 340732 59.498 LOOMIS SAYLES BOND FUND 2024-06-04 686 674 12 12 928.844 LOOMIS SAYLES BOND FUND 2024-06-04 10710 12667 -1957 -1957 8.799 DFA EMERGING MKTS PORTFOLIO 2019-06-17 2024-06-21 260 237 23 23 4.202 DIAMOND HILL SMALL-MID CAP FUND 2023-09-19 2024-06-21 108 100 8 8 357.615 DIAMOND HILL SMALL-MID CAP FUND 2024-06-21 9166 5922 3244 3244 5.623 FIDELITY 500 INDEX FUND 2019-06-17 2024-06-21 1070 567 503 503 25.116 FIDELITY EMERGING MKTS INDEX FUND 2019-09-17 2024-06-21 270 258 12 12 17.673 JPMORGAN LARGE CAP GROWTH I 2019-12-16 2024-06-21 1320 708 612 612 18.2 COLUMBIA DIVIDEND INCOME INST3 2020-08-12 2024-09-17 645 442 203 203 93.885 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2021-09-15 2024-09-17 1090 1236 -146 -146 12.928 DODGE & COX INCOME FUND 2014-04-01 2024-09-17 170 177 -7 -7 16.188 FIDELITY SMALL CAP INDEX FUND 2024-09-17 445 310 135 135 18.207 FIDELITY US BOND INDEX INSTL PREMIUM 2021-03-16 2024-09-17 195 218 -23 -23 24.566 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2021-09-15 2024-09-17 410 399 11 11 2.233 T. ROWE PRICE MID-CAP VALUE FUND I 2024-06-21 2024-09-17 80 75 5 5 13.633 FEDERATED HERMES MDT MID CAP GROWTH IS 2024-06-21 2024-12-17 880 732 148 148 1.582 FIDELITY 500 INDEX FUND 2023-12-18 2024-12-17 333 260 73 73 12.584 FIDELITY 500 INDEX FUND 2019-06-17 2024-12-17 2652 1269 1383 1383 31.849 FIDELITY SMALL CAP INDEX FUND 2020-06-15 2024-12-17 930 573 357 357 21.493 JPMORGAN LARGE CAP GROWTH I 2023-12-18 2024-12-17 1780 1290 490 490 13.825 JPMORGAN LARGE CAP GROWTH I 2019-12-16 2024-12-17 1145 554 591 591 4.519 INVESCO OPPENHEIMER INTL GROWTH Y 2025-03-18 150 170 -20 -20 25.532 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2025-03-18 540 468 72 72 10.41 DFA EMERGING MKTS PORTFOLIO 2019-06-17 2025-03-18 315 280 35 35 31.398 DODGE & COX INTL STOCK FUND 2025-03-18 1785 1088 697 697 487.786 DODGE & COX INCOME FUND 2014-04-01 2025-03-18 6190 6673 -483 -483 27.778 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2024-09-17 2025-03-18 246 250 -4 -4 869.962 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2025-03-18 7699 8621 -922 -922 40.516 FIDELITY EMERGING MKTS INDEX FUND 2019-09-17 2025-03-18 455 417 38 38 799.421 FIDELITY US BOND INDEX INSTL PREMIUM 2025-03-18 8290 9455 -1165 -1165 30. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2025-03-18 1176 1202 -26 -26 190. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2025-03-18 7449 7260 189 189 13.088 JPMORGAN LARGE CAP GROWTH I 2024-09-17 2025-03-18 967 980 -13 -13 9.725 JPMORGAN LARGE CAP GROWTH I 2019-12-16 2025-03-18 718 390 328 328 17.367 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2021-09-15 2025-03-18 285 282 3 3 198.413 PIMCO INCOME FUND INSTL CLASS 2025-03-18 2125 2096 29 29 3.657 INVESCO OPPENHEIMER INTL GROWTH Y 2024-06-21 2025-04-24 120 135 -15 -15 12.971 COLUMBIA DIVIDEND INCOME INST3 2024-12-17 2025-04-24 427 446 -19 -19 4.213 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2017-02-10 2025-04-24 89 77 12 12 3.677 DFA EMERGING MKTS PORTFOLIO 2024-09-17 2025-04-24 108 109 -1 -1 8.59 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2024-12-17 2025-04-24 88 89 -1 -1 4.312 DODGE & COX INTL STOCK FUND 2024-03-19 2025-04-24 238 215 23 23 4.115 DODGE & COX GLOBAL BOND FUND 2025-04-24 45 48 -3 -3 35.335 DODGE & COX INCOME FUND 2024-12-17 2025-04-24 442 446 -4 -4 1.122 FEDERATED HERMES MDT MID CAP GROWTH IS 2025-03-18 2025-04-24 66 65 1 1 15.2 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2019-09-17 2025-04-24 134 150 -16 -16 2.237 FIDELITY 500 INDEX FUND 2025-04-24 426 439 -13 -13 5.152 FIDELITY SMALL CAP INDEX FUND 2025-03-18 2025-04-24 126 131 -5 -5 9.91 FIDELITY EMERGING MKTS INDEX FUND 2024-09-17 2025-04-24 108 108 54.056 FIDELITY US BOND INDEX INSTL PREMIUM 2019-06-17 2025-04-24 559 633 -74 -74 39.851 FIDELITY INFLATION PROTECTED BOND INSTL PREM 2024-09-17 2025-04-24 366 375 -9 -9 28.836 FIDELITY INFLATION PROTECTED BOND INSTL PREM 2020-12-15 2025-04-24 265 320 -55 -55 2.932 JPMORGAN LARGE CAP GROWTH I 2019-12-16 2025-04-24 215 117 98 98 5.417 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2021-09-15 2025-04-24 92 88 4 4 10.474 PIMCO INCOME FUND INSTL CLASS 2024-06-04 2025-04-24 111 110 1 1 2.123 T. ROWE PRICE MID-CAP VALUE FUND I 2024-06-21 2025-04-24 62 72 -10 -10 2.841 INVESCO OPPENHEIMER INTL GROWTH Y 2024-06-21 2025-04-29 94 105 -11 -11 2.138 INVESCO OPPENHEIMER INTL GROWTH Y 2023-09-19 2025-04-29 71 77 -6 -6 18.357 COLUMBIA DIVIDEND INCOME INST3 2025-04-29 610 630 -20 -20 5.602 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2017-02-10 2025-04-29 120 102 18 18 5.106 DFA EMERGING MKTS PORTFOLIO 2024-09-17 2025-04-29 150 152 -2 -2 11.605 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2024-12-17 2025-04-29 120 121 -1 -1 5.998 DODGE & COX INTL STOCK FUND 2025-04-29 335 279 56 56 5.455 DODGE & COX GLOBAL BOND FUND 2025-04-29 60 61 -1 -1 48.221 DODGE & COX INCOME FUND 2014-04-01 2025-04-29 610 660 -50 -50 1.515 FEDERATED HERMES MDT MID CAP GROWTH IS 2025-03-18 2025-04-29 90 87 3 3 20.339 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2019-09-17 2025-04-29 180 200 -20 -20 3.158 FIDELITY 500 INDEX FUND 2025-03-18 2025-04-29 610 617 -7 -7 7.305 FIDELITY SMALL CAP INDEX FUND 2025-03-18 2025-04-29 180 186 -6 -6 13.787 FIDELITY EMERGING MKTS INDEX FUND 2019-09-17 2025-04-29 150 142 8 8 73.417 FIDELITY US BOND INDEX INSTL PREMIUM 2019-06-17 2025-04-29 765 860 -95 -95 92.633 FIDELITY INFLATION PROTECTED BOND INSTL PREM 2025-04-29 855 1010 -155 -155 4.105 JPMORGAN LARGE CAP GROWTH I 2019-12-16 2025-04-29 305 164 141 141 6.974 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2021-09-15 2025-04-29 120 113 7 7 14.071 PIMCO INCOME FUND INSTL CLASS 2024-06-04 2025-04-29 150 148 2 2 3.092 T. ROWE PRICE MID-CAP VALUE FUND I 2024-06-21 2025-04-29 90 104 -14 -14 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 CAPITAL GAIN DIVIDENDS P 3438 7634 206 0 206 0 206 164 0 0 164 0 42 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 S BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 S BROAD STREET NORWICH NY 13815 TRUSTEE 1 4883 NONE 0 NONE 0 391077 8531 0 399608 0 0 399608 5994 393614 19681 19681 206 206 19475 0 19475 0 19475 19912 0 0 0 0 19912 19475 1201 0 0 0 0 0 0 0 19912 1201 0 0 18711 0 0 0 0 0 0 0 0 764 0 0 0 0 0 0 0 0 X HARVARD UNIVERSITY OFFICE OF RECORDING SECRETARY 124 MT AUBURN ST CAMBRIDGE MA 02138 NONE PC SCHOLARSHIPS 18594 18594 14 11795 18 7634 19429 19429 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 730 730 DODGE & COX INCOME FUND AT COST 40489 39337 DIAMOND HILL SMALL-MID CAP FUN LOOMIS SAYLES BD FD DFA EMERGING MKTS PORTFOLIO AT COST 8138 9578 DFA INTERNATIONAL SMALL COMPAN AT COST 6443 8044 DODGE & COX INTL STOCK FUND AT COST 11334 21375 INVESCO OPPENHEIMER INTL GROWT AT COST 11380 10847 FLEXSHARES MSTAR GLBL UPSTRM N AT COST 6040 7940 DFA GLOBAL REAL ESTATE SECURIT AT COST 7869 7879 LAZARD GLOBAL LISTED INFRASTRU AT COST 6993 8314 FEDERATED INSTITUTIONAL HIGH Y AT COST 12406 11784 FIDELITY INFLATION PROTECTED B AT COST 57080 55899 FIDELITY US BOND INDEX INSTL P AT COST 54450 49573 DODGE & COX GLOBAL BOND FUND AT COST 3804 3993 FIDELITY 500 INDEX FUND AT COST 23700 38679 JPMORGAN LARGE CAP GROWTH I AT COST 10458 19507 ISHARES MSCI EAFE GROWTH ETF AT COST 8791 11480 FIDELITY EMERGING MKTS INDEX F AT COST 8813 9565 COLUMBIA DIVIDEND INCOME INST3 AT COST 28825 38238 FIDELITY SMALL CAP INDEX FUND AT COST 9246 11271 PIMCO INCOME FUND INSTL CLASS AT COST 9716 9836 FEDERATED HERMES MDT MID CAP G AT COST 5541 6014 T. ROWE PRICE MID-CAP VALUE FU AT COST 6254 5480 ROUNDING 3 STATE FILING FEE 100 0 100 FEDERAL TAX PAYMENT - PRIOR YE 66 0 0 FEDERAL ESTIMATES - PRINCIPAL 164 0 0 FOREIGN TAXES ON QUALIFIED FOR 163 163 0 FOREIGN TAXES ON NONQUALIFIED 38 38 0