2025-09-02T16:55:10-04:00 2024-12-31 994503147 WAVERLY BUSINESS SERVICES 180 A COMMERCE PARK DR WESTERVILLE OH 43082 990 2024-01-01 340150243 FIREFIGHTERS COMMUNITY CREDIT UNION FIRE 2166214644 2300 ST CLAIR AVE CLEVELAND OH 44114 BENJAMIN LAURENDEAU PRESIDENT/CEO 2166214644 2025-08-27 true ERIN ALDERSON EA P01231640 6148906620 2025-08-27 2024 2025-03-06 01:10:19Z BENJAMIN LAURENDEAU 20259225 false X WWW.FFCOMMUNITY.COM X 1936 OH TO PROVIDE LENDING, SAVINGS, AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE AND WITH A "SERVICE-BASED EMPHASIS" THAT RECOGNIZES THE MEMBERS' STATUS AS OWNERS. 10 10 112 10 38367 15817 0 16334180 17617785 1210691 2241440 400000 17544871 20259225 0 2565100 4733903 6616881 6829819 0 0 7859292 6962199 17041273 18525921 503598 1733304 330048636 343850260 301735015 313087212 28313621 30763048 X TO PROVIDE LENDING, SAVINGS, AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE AND WITH A "SERVICE-BASED EMPHASIS" THAT RECOGNIZES THE MEMBERS' STATUS AS OWNERS. false false DIVIDENDS PAID TO MEMBERS ON APPROXIMATELY 55,487 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 30,006 MEMBERS. EMPLOYEE LABOR AND BENEFIT COSTS INCURRED PROVIDING MEMBER SERVICES AND SUPPORT; INCLUDING SAVINGS DEPOSITS AND WITHDRAWALS, LOAN ORIGINATION AND SERVICING, AND MEMBER TECHNICAL SUPPORT. DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS AND IN PERSON AT THE CREDIT UNION OFFICES. false false false false false false false false false true true false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false false 7939 0 true 112 true true true false false false false false false false X 10 10 false false false false false true true true true false false false true true true true true true false false X FIREFIGHTERS COMMUNITY CREDIT UNION 2166214644 2300 ST CLAIR AVE 2300 ST CLAIR AVE CLEVELAND OH 44114 BENJAMIN LAURENDEAU PRESIDENT/CE 37.50 X 365326 0 69814 JOHN CARRICK CFO 37.50 X 159080 0 56884 KATHY RIGGS CRO 37.50 X 150740 0 13581 PAUL HUMPHREY CLO 37.50 X 137888 0 22135 ALYSSA EVANOFF CMO 37.50 X 137066 0 13081 JESSICA BITTNER COO 37.50 X 112919 0 10200 GARY ABERZNIK DIRECTOR 0.00 X 0 0 0 JAMES ANDREWS DIRECTOR 0.00 X 0 0 0 DAMIAN BORKOWSKI DIRECTOR 0.00 X 0 0 0 RICHARD BOWMAN DIRECTOR 0.00 X 0 0 0 DENNIS CORRIGAN DIRECTOR 0.00 X 0 0 0 WILLIAM DEIGHTON DIRECTOR 0.00 X 0 0 0 BRYAN GALLAGHER DIRECTOR 0.00 X 0 0 0 ANTHONY MISSIG DIRECTOR 0.00 X 0 0 0 JAMES POLK DIRECTOR 0.00 X 0 0 0 ROBERT SCHWIND DIRECTOR 0.00 X 0 0 0 1063019 185695 6 false true false LOAN INTEREST 522291 13211198 13211198 FEE INCOME 522100 2402330 2402330 OTHER INCOME 525990 1965890 1965890 VEHICLE SERVICE CONTRACTS 522100 19680 19680 FEE INCOME 522100 18687 18687 17617785 2241440 2241440 OTHER INCOME 400000 400000 400000 20259225 17579418 38367 2641440 4733903 1063019 3768427 335425 1306417 356531 18034 47985 3408 287963 376401 1346141 631552 135653 394388 208597 DEBIT CARD EXPENSE 1080907 VISA EXPENSE 540873 PROVISION FOR LOSSES 507974 LOAN SERVICING 472795 909528 18525921 0 0 0 2660094 3089437 42262463 46835621 253268790 242059795 2845512 1800791 13308751 5036822 8097619 8271929 14762952 36214386 6151206 5578301 330048636 343850260 5797611 4149521 295937404 308937691 301735015 313087212 X 28313621 30763048 28313621 30763048 330048636 343850260 1733304 716123 X false false 901674 901674 8588867 1903750 6685117 3608445 2923307 685138 209765 209765 8271929 OVERNIGHT INVESTMENTS 28356562 NCB RESERVE ACCT 4000000 NEW YORK LIFE INVEST. 2509087 FHLB STLMNT ACCOUNT 1329512 FHLB STOCK 426800 CORP ONE PCC 387361 PSCU/SERV CTR. CUSO 261737 CO-OP NETWORK STOCK 42606 PERSHING/MBS MMKT 34381 UNREALIZED LOSS / GAIN -1133660 36214386 MEMBER SAVINGS AND CD ACCOUNTS 308937691 308937691 false false false BENJAMIN LAURENDEAU PRESIDENT/CEO 365326 26573 43241 435140 JOHN CARRICK CFO 159080 13643 43241 215964 KATHY RIGGS CRO 150740 12693 888 164321 PAUL HUMPHREY CLO 137888 11760 10375 160023 ALYSSA EVANOFF CMO 137066 11521 1560 150147 FORM 990 - ORGANIZATION'S MISSION TO PROVIDE LENDING, SAVINGS, AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE AND WITH A "SERVICE-BASED EMPHASIS" THAT RECOGNIZES THE MEMBERS' STATUS AS OWNERS. FORM 990, PAGE 6, PART VI, LINE 7A THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURALITY VOTE. FORM 990, PAGE 6, PART VI, LINE 7B CHANGES TO THE GOVERNING DOCUMENTS MUST BE APPROVED BY THE MEMBER-OWNERS AFTER THEY HAVE BEEN APPROVED BY THE BOARD OF DIRECTORS AND THE REGULATORY AGENCY. FORM 990, PAGE 6, PART VI, LINE 11B NO REVIEW WAS OR WILL BE CONDUCTED. FORM 990, PAGE 6, PART VI, LINE 12C BOARD MEMBERS AND OFFICERS ANNUALLY COMPLETE A SURVEY RELATED TO LOANS, BUSINESS RELATIONSHIPS, AND FAMILY MEMBERS THAT COULD, OR DO, CREATE A CONFLICT OF INTEREST AND ARE MONITORED BY MANAGEMENT AND BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 15A THE PROCESS USED TO SET THE CEO'S ANNUAL SALARY IS BASED ON A COMBINATION OF COMPARISON TO COMPARABLE SIZED CREDIT UNIONS AND PERFORMANCE OBJECTIVES THAT HAVE BEEN ACHIEVED ON AN ANNUAL BASIS. THE SALARY IS VOTED ON AND AGREED UPON BY THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC