2025-08-06T13:20:51-07:00 2024-12-31 990 2024-01-01 470116167 LIBERTY FIRST CREDIT UNION LIBE 4024651000 501 N 46th Street Lincoln NE 68503 Ryan Morris SVP of Finance 4024651065 2025-07-22 1 2024 2025-03-06 01:10:19Z Frank Wilber 501 N 46th St Lincoln NE 68503 37134792 0 X www.libertyfirstcu.com X 1935 NE Financial cooperative that encourages thrift 7 7 143 11 167544 0 29763029 33147611 3168621 3844613 0 32931650 36992224 0 0 9844548 10460750 0 0 16951511 19852180 26796059 30312930 6135591 6679294 452189917 484609576 393090420 418830785 59099497 65778791 Providing service for lifetime financial solutions 0 0 The Credit Union provides several deposit account types to members, including savings, checking, certificates, and others. The total number of members at this time was 33,792. The total number of member accounts was 62,244. The Credit Union provides a variety of loans to members, including real estate, credit card, vehicle, and others. The total number of loan outstanding at this time was 20,758. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 9944 0 1 143 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X Ryan Morris 4024651065 501 N 46th Street Lincoln NE 68503 Frank Wilber CEO/President 50 X 1100325 0 34612 Paul Erickson CIO 50 X 299965 0 28210 Angie Schreiner SVP of Marketing 50 X 224671 0 26291 Dillon Ehmen SVP of Operations 50 X 213832 0 26434 Kevin Frenzel SVP of Sales, Service and Lending 50 X 222231 0 17800 Tyler Groskurth Mortgage Loan Officer 40 X 169016 0 18018 Ryan Morris SVP of Finance 50 X 164406 0 20092 Jason Bell Mortgage Loan Officer 40 X 149713 0 16509 Blake Nelson Director of Security 45 X 120844 0 15719 Courtney Jobes Mortgage Underwriter 40 X 104701 0 9629 Daniel Radtke AVP of Operations 45 X 105362 0 8239 Tom Bolton Board Chair 2 X 0 0 0 Lloyd Starkey Jr Board Treasurer 2 X 0 0 0 Mark Bostock Board Secretary 1 X 0 0 0 Michael Hobelman Director 1 X 0 0 0 Kersi Pajnigar Director 1 X 0 0 0 Rick Batten Director 1 X 0 0 0 Tim Keelan Director 1 X 0 0 0 2875066 0 221553 9 1 1 0 0 Interest on Loans 522100 23765480 23765480 0 0 Fees & Other Income 522100 9190829 9155477 35352 0 Warranty Sales 524298 132192 0 132192 0 Lease Income 532000 59110 59110 0 0 0 0 0 0 33147611 3858757 3858757 0 0 0 0 0 0 0 0 0 0 0 0 0 128424 0 142568 0 -14144 -14144 -14144 0 0 0 36992224 36824680 167544 0 3096620 4349422 283122 2187352 544234 96936 1120869 694793 949226 557802 286947 9382880 107915 892827 112967 Credit Loss Provision 2050000 Loan Servicing Expense 1196997 Other 178811 Pro Services 2223210 30312930 0 0 0 3081594 2585944 64565005 75165856 5837622 5055020 351520093 373806123 653189 770908 23258843 12410063 10489135 10848780 436505 468915 15606774 15908030 452189917 484609576 11599171 10709707 381491249 408121078 393090420 418830785 X 0 0 0 0 59099497 65778791 59099497 65778791 452189917 484609576 6679294 0 0 0 0 0 X 0 1 X 1 0 0 3382960 3382960 0 9750040 4506693 5243347 0 210618 159982 50636 0 8515407 7076389 1439018 0 1399818 666999 732819 10848780 Member Shares 408046078 Other 75000 408121078 0 0 0 Frank Wilber CEO/President 439674 0 428897 0 231754 0 25875 0 8737 0 1134937 0 0 Paul Erickson CIO 178648 0 112777 0 8540 0 20340 0 7870 0 328175 0 0 Angie Schreiner SVP of Marketing 131875 0 84309 0 8487 0 17303 0 8987 0 250961 0 0 0 Kevin Frenzel SVP of Sales, Service and Lending 87547 0 101884 0 32801 0 15005 0 2796 0 240033 0 0 0 Dillon Ehmen SVP of Operations 134883 0 77828 0 1120 0 16710 0 9724 0 240265 0 0 0 Ryan Morris SVP of Finance 97046 0 62377 0 4983 0 12794 0 7298 0 184498 0 0 0 Tyler Groskurth Mortgage Loan Officer 0 0 168777 0 238 0 13032 0 4987 0 187034 0 0 0 Form 990, Part VI, Section A, Line 6 The Credit Union is composed of members. Form 990, Part VI, Section A, Line 7a Members vote on bylaw and charter changes. Members also vote and elect Board Members at an annual meeting. Form 990, Part VI, Section A, Line 7b Members are voted on by the membership. Form 990, Part VI, Section B, Line 11b SVP of Finance and CEO review to ensure data is accurate. Form 990, Part VI, Section B, Line 12c Employee loans are management approved. Management loans are Board approved. Loans to Board Members are approved by the Board minus the lendee. Form 990, Part VI, Section B, Line 15 CEO salary is Board reviewed and may use third-parties to determine salary level. Board of Directors are not compensated. Executives and all other associates are reviewed by the CEO and may use third-parties to determine salary level. Form 990, Part VI, Section C, Line 19 Credit Union bylaws and conflict of interest policy are available upon request at the Credit Union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call Reports) are also available at www.ncua.gov for all federally insured credit unions.