2025-04-09T09:08:15+00:00 2024-06-30 350921680 CROWE LLP 541 Darby Creek Suite 270 Lexington KY 405092710 990 2023-07-01 621216426 Co-op Health and Welfare Plan & Trust CO-O 6157938317 PO Box 3003 Lavergne TN 37086 John Cain plan administrator 2025-04-09 true true Luke Lamb P01936021 8592526738 2025-04-09 2023 2025-03-06 01:10:19Z John Cain PO Box 3003 Lavergne TN 37086 41099120 false X N/A X 1984 TN The mission of the organization is to provide health, life and disability insurance to employees of Farmer COOPS in the State of Tennessee and to provide BENEFITS TO ELIGIBLE Employees of Tennessee FARMERS COOP, SUBSIDIARIES & PARTICIPATING MEMBER COOPS. 7 7 0 7 920403 222244 0 22682411 22945384 -26129 756946 0 22656282 23702330 0 20419255 22265029 0 0 0 971946 1052065 21391201 23317094 1265081 385236 17662760 18090172 2706583 2705861 14956177 15384311 To provide health, life and disability insurance to employees of Farmer COOPS in the State of Tennessee and Benefits to eligible Employees OF Tennessee FARMERS COOP, SUBSIDIARIES & PARTICIPATING MEMBER COOPS. false false EMPLOYEE HEALTH INSURANCE PROVIDES INDIVIDUAL AND FAMILY COVERAGE WITH CERTAIN CO-PAYS TO PROTECT EMPLOYEES AGAINST MAJOR MEDICAL EXPENSES. EMPLOYEE LIFE INSURANCE PROVIDES INDIVIDUAL AND FAMILY COVERAGE FOR QUALIFIED INDIVIDUALS IN ORDER TO PROTECT THE EMPLOYEE AND THEIR FAMILY AGAINST FUNERAL EXPENSES AND THE LOSS OF AN EMPLOYEES EARNINGS. DISABILITY INSURANCE PROVIDES COVERAGE FOR QUALIFIED EMPLOYEES IN ORDER TO PROTECT THE EMPLOYEE FROM LOSS OF WAGES IF HE/SHE WERE TO BECOME DISABLED. 0 false false false false false false false false false false false false true true true false false false false false false false false false false false false false false false false false false false false false false false false true false false true 0 0 0 true true false false false false false false false X 7 7 false false false false false false false true false false false true true true true true true false false false X JOHN CAIN 6157938317 180 OLD NASHVILLE HIGHWAY LAVERGNE TN 37086 Shannon Huff Chair of The Trustees 1.0 X X 0 0 0 Donald Sutherland Trustee 1.0 X 0 0 0 Keith Fowler Trustee 1.0 X 0 0 0 Kirk Fischer Trustee 1.0 X 0 0 0 Rick Keck Trustee 1.0 X 0 0 0 Tommy Townsend Trustee 1.0 X 0 0 0 Vincent Gillam Trustee 1.0 X 0 0 0 Elizabeth Foss Secretary 5.0 X 0 0 0 John Cain Treasurer / Plan Administrator 6.0 X 0 0 0 0 0 0 0 false false false BCBS of Tennessee 1 Cameron Hill Circle Chattanooga TN 37402 Administration 950312 1 0 EMPLOYER AND PARTICIPANT CONTRIBUTIONS 900099 22945384 22945384 0 0 0 0 22945384 923403 923403 0 0 17230333 17396790 -166457 0 -166457 -3000 -163457 0 0 0 0 0 23702330 22945384 920403 -163457 22265029 7184 1044881 0 23317094 3327379 701580 63915 292877 3545 4691 0 0 0 0 0 0 0 0 13780875 16555141 375702 382315 0 111344 153568 17662760 18090172 70 0 0 0 2706513 2705861 2706583 2705861 X 14956177 15384311 14956177 15384311 17662760 18090172 X 385236 42246 652 X false true X true false BENEFIT OBLIGATIONS 2705861 2705861 X 23736740 42246 -652 41594 23695146 7184 0 7184 23702330 23309910 0 0 23309910 7184 0 7184 23317094 Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote The trust, established under the Plan to hold the Plan's assets, obtained its latest determination letter on February 3, 1989, in which the Internal Revenue Service stated that the trust, as then designed, was in compliance with the applicable requirements of the Internal Revenue Code. The trust is a qualified trust pursuant to Section 501(c)(9) of the Internal Revenue Service. The Plan has been amended since receiving the determination letter. However, the Plan administrator believes that the Plan is currently designed and being operated in compliance with the applicable requirements of the Internal Revenue Code. As a result of the Plan's funding policy, from time to time the trust may be subject to tax on unrelated business income. No federal or state income taxes have been recorded in the financial statements for unrelated business taxable income. Accounting principles generally accepted in the United States of America require plan management to evaluate tax positions taken by the Plan. The plan administrator has analyzed the tax positions taken by the Plan, and has concluded that as of June 30, 2024 and 2023, there are no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The Plan is subject to routine audits by taxing authorities; however, there are currently no audits for any tax periods in progress. The plan administrator believes it is no longer subject to income tax examinations for years prior to 2021. Schedule D, Part XI, Line 2(d) Other revenues in audited financial statements not in form 990 Net Decrease in Benefit Obligations - -652 Form 990, Part VI, Line 15a PROCESS TO DETERMINE COMPENSATION OF TOP MANAGEMENT OFFICIAL THE ORGANIZATION DOES NOT HAVE A TOP MANAGEMENT OFFICIAL SO THIS QUESTION HAS BEEN INTENTIONALLY MARKED 'NO' ON THE FORM 990. THE ORGANIZATION RELIES ON A MANAGEMENT COMPANY TO PERFORM THESE SERVICES. Form 990, Part VI, Line 15b PROCESS TO DETERMINE COMPENSATION OF OTHER OFFICERS AND KEY EMPLOYEES THE ORGANIZATION DOES NOT HAVE OTHER OFFICERS OR KEY EMPLOYEES SO THIS QUESTION HAS BEEN INTENTIONALLY MARKED 'NO' ON THE FORM 990. THE ORGANIZATION RELIES ON A MANAGEMENT COMPANY TO PERFORM THESE SERVICES. Form 990, Part VI, Line 8b Documentation of meetings held by committees of governing body THE ORGANIZATION DOES NOT HAVE ANY COMMITTEES THAT ACT ON THE BEHALF OF THE GOVERNING BODY SO THIS QUESTION HAS BEEN INTENTIONALLY MARKED NO. Form 990, Part VI, Line 11b Review of form 990 by governing body This organization's governing body of trustees is made up of participating employer groups from across the State of Tennessee. A copy of the Form 990 and all related schedules is provided to each trustee in advance of a teleconference call. During the teleconference call, Form 990 is reviewed and the trustees are invited to ask questions before the Form 990 is approved for filing with the IRS. Form 990, Part VI, Line 12c Conflict of interest policy The organization's conflict of interest policy covers officers, directors, and trustees. The conflict of interest process is monitored and reviewed by the secretary. Potential conflicts of interest are required to be disclosed annually. Participants with a potential conflict of interest are not permitted to vote on issues where a conflict exists. Form 990, Part VI, Line 19 Required documents available to the public Governing Documents, Conflict of Interest Policy, and Financial Statements are not required disclosures pursuant to Internal Revenue Code (IRC) Section 6104. These documents are not available to the public at this time. Form 990, Part XI, Line 9 Other changes in net assets or fund balances Net Decrease in Benefit Obligations - 652; TENNESSEE FARMERS COOPERATIVE PO BOX 3003 LAVERGNE TN 37086 620435104 WHOLESALE FARM SUPPLY TN NA C Corporation false false false false false false false false false false false false false false false false false false false