2025-03-21T13:15:40-04:00 2024-06-30 208110141 Monica R Kellogg CPA LLC 405 E McKay St Frontenac KS 66763 990 2023-07-01 431483251 Consumer Credit Counseling Service of Springfield CONS 1515 S Glenstone Ave Springfield MO 65804 Holly Wilson Executive Direc 4178892093 2025-03-21 true true Monica R Kellogg CPA P00289901 6202350920 2025-03-21 X 2023 2025-03-06 01:10:19Z X CCCS of the Heartland 488246 false X cccsoftheheartland.org X 1988 MO Improving economic security through financial education and coaching. Organization vision statement: Financial Freedom for All. 5 5 10 0 0 3374766 142399 177499 228271 4772 114193 7200 3383 3564237 488246 3020648 0 0 465123 550636 0 0 269396 227898 3755167 778534 -190930 -290288 728029 523573 142924 212381 585105 311192 Improving economic security through financial education and coaching. Organization vision statement: Financial Freedom for All. false false 599729 Consumer Credit Counseling of the Heartland is a nonprofit agency serving Missouri and Kansas. The Organization helped 897 clients pay off $3,414,171 in debt through its Debt Management Program. Every counseling session contained budget education, an action plan, goals, and options to eliminate their debt. As a HUD Housing Agency, the Organization provided 131 pre-foreclosure counseling sessions to client at risk of losing their homes. The Organization assisted 10 with a Home Equity Conversion Mortgage (HECM) by providing the HUD required education which allows those clients to remain in their homes. The Organization provided 202 of pre-filing bankruptcy counseling session to those filing bankruptcy and provided required Department of Justice pre-discharge education sessions to 137 clients. There were 93 financial workshops completed, reaching 788 attendees. In all, the Organization served 1,492 unique households with counseling services and education. 599729 true true false false false false false false true false true false false false false true true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 168 0 true 10 true false false false false false false false false false false false false X 5 5 false false false false false false false true true false false true true true true true true true false false X Holly Wilson 4178892093 1515 S Glenstone Ave Springfield MO 65804 X Holly Wilson Executive Director 40.00 0.00 X 71392 0 0 Katy Velasquez Board Member 0.00 0.00 X 0 0 0 Alexandra Graham Board Member 0.00 0.00 X 0 0 0 Kris Keller Board Member 0.00 0.00 X 0 0 0 Jeff Witherspoon Board Member 0.00 0.00 X 0 0 0 Jon Gold Board Member 0.00 0.00 X 0 0 0 Riley Daniels Vice President 0.00 0.00 X 0 0 0 Vicki Karlovich President 0.00 0.00 X 0 0 0 Joyce Wong Secretary 0.00 0.00 X 0 0 0 Stephen Evans Treasurer 0.00 0.00 X 0 0 0 71392 0 0 0 false false false 2965 139434 142399 Processing fee 900099 125980 125980 Fair Share 900099 67647 67647 Prefiling BankruptcyCo 900099 7408 7408 Debt Mgt Set Up Fee 900099 7354 7354 Client Counseling 900099 13670 13670 6212 6212 228271 600 600 600 600 114193 114193 114193 114193 2965 Misc Revenue 900099 2783 2783 2783 488246 345847 0 0 65000 65000 356643 356643 8193 4097 4096 84019 42010 42009 36781 18391 18390 22243 22243 23277 23177 100 14722 14722 26220 26220 3536 3536 7613 7613 1313 1313 18527 18527 9482 9482 Repairs & Maint 8971 8971 Client Assistance 33787 33787 Licenses & Permits 419 419 Dues & Sub 10932 10932 46856 46856 778534 599729 178805 0 69073 123330 5989 6477 770089 376323 522286 393766 130681 728029 523573 87136 62039 2932 52856 80342 70000 142924 212381 X 585105 311192 585105 311192 728029 523573 -290288 16375 0 X false true X true false X 99931 118097 3930324 3374766 142399 7665517 298892 120590 222529 184699 228271 1054981 398823 238687 4152853 3559465 370670 8720498 8720498 4664 894 2879 3633 12070 4664 894 2879 3633 12070 403487 239581 4155732 3563098 370670 8732568 0.99860 0.99970 0.00000 0.01000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false true 207450 207450 432772 252515 180257 129867 123808 6059 393766 X 488246 488246 488246 778534 778534 778534 Footnote for uncertain tax position under FIN 48 (Part X) The Organization has analyzed the tax positions taken and has concluded that as of June 30, 2024, there are no uncertain positions taken, or expected to be taken, that would require recognition of an asset or liability or disclosure in the financial statements. A tax asset or liabililty would be recognized if the organization has taken an uncertain position that more likely than not would not be sustained upon examination by taxing authorities. The Organization is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The Organization does not believe it likely that changes will occur within the next fiscal year that will have a material impact on the financial statements. The Organization serves Missouri and Kansas through its operation of a debt management plan program for those that qualify. Form 990 governing body review Part VI line 11 Organizations process to review Form 990 is for it to be reviewed by the executive committee. Upon recommendation by the executive committee, the Form 990 is presented to the governing board of directors for final approval and issuance. Conflict of interest policy compliance Part VI line 12c Conflict of interest disclosure and code of ethics statements required to be signed annually. Potential conflict of interest is evaluated by the executive director to determine compliance with policy and to establish safeguards, as necessary. CEO executive director top management comp Part VI line 15a The salary of the executive director was determined based on studies performed of other organizations of similar size and nature. This was revised by members of the board in conjunction with the human resources department. Governing documents etc available to public Part VI line 19 The Organizations governing documents, including conflict of interest policy and financial statements are made avilable to the public upon request.