2025-10-22T14:12:41-05:00 2024-12-31 202122306 GBQ PARTNERS LLC 4030 SMITH ROAD SUITE 400 CINCINNATI OH 45209 990 2024-01-01 310395830 HOMELAND CREDIT UNION INC HOME 7407728911 25 CONSUMER CENTER DRIVE CHILLICOTHE OH 45601 TODD MCDONALD CFO 7407728911 2025-10-22 1 1 KATHLEEN M MOSELEY P00116760 5138713033 2025-10-22 2024 2025-03-06 01:10:19Z SHAYNE POE 25 CONSUMER CENTER DRIVE CHILLICOTHE OH 45601 34649784 0 X WWW.HOMELANDCU.COM X 1932 OH THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. 9 9 106 15 101865 0 0 0 12914921 14852167 9860285 14839180 0 0 22775206 29691347 0 0 0 0 5970309 7030303 0 0 0 15248448 18019297 21218757 25049600 1556449 4641747 571932886 582974933 519721412 524536554 52211474 58438379 THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. 0 0 PROVIDES FINANCIAL SERVICES TO MEMBERS 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 7273 0 1 106 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X TODD MCDONALD 7407728911 25 CONSUMER CENTER DRIVE CHILLICOTHE OH 45601 BETH FOWLER TREASURER 1.00 X X 0 0 0 DANA WIDMAYER BOARD MEMBER 1.00 X 0 0 0 DENNIS MILLER CHAIRMAN 1.00 X X 0 0 0 DONALD THOMPSON SECRETARY 1.00 X X 0 0 0 FREDERICK FAIRROW II 2ND VICE CHAIRMAN 1.00 X 0 0 0 MATHEW COSENZA BOARD MEMBER 1.00 X 0 0 0 PHILIP BUTCHERS 1ST VICE CHAIRMAN 1.00 X 0 0 0 ROBERT CHEMAS BOARD MEMBER 1.00 X 0 0 0 SUSAN NATOLI BOARD MEMBER 1.00 X 0 0 0 HEATHER R IRWIN VP MEMBER SERVICES 40.00 X 184387 0 0 JAMES H MATTHEWS JR VP IT 40.00 X 128431 0 0 SHAYNE POE CEO 40.00 X 297219 0 0 TODD J MCDONALD CFO 40.00 X 202521 0 0 MISHION D PAYNE VP,LENDING 40.00 X 124711 0 0 SONDRA BUTLER HR DIRECTOR 40.00 X 138104 0 0 1075373 0 0 6 0 1 0 STEPHEN D MILES 18 WEST MONUMENT AVE DAYTON OH 45402 LEGAL /CONSUMER 101065 1 INTEREST ON LOANS 522100 11577927 11577927 OTHER INCOME 522100 1235643 1133778 101865 LENDING-RELATED INCOME 522100 1107079 1107079 FEES & COMMISSIONS 522100 931518 931518 14852167 13019827 13019827 6777790 4958437 1819353 1819353 1819353 29691347 14750302 101865 14839180 937269 5179232 498904 414898 270756 102133 351065 2501040 950567 581911 115120 11446188 376403 PROVISION FOR LOAN LOSS 1056126 MISC. OPERATING EXPENSE 257757 PROFESSIONAL FEES 10231 25049600 2929910 4077298 51254008 43766042 179413749 175534002 12057445 8538972 2850212 3518473 298510987 318291821 23406187 21940876 13567833 15846421 571932886 582974933 3745100 2861402 20500000 6250000 495476312 515425152 519721412 524536554 X 0 0 0 0 52211474 58438379 52211474 58438379 571932886 582974933 X 4641747 958490 626668 X X 0 1 X 1 0 857447 857447 5662246 3526554 2135692 5537752 5012418 525334 3518473 MEMBERS' SHARES AND DEPOSITS 486655152 BROKERED CERTIFICATE SHARES 28770000 515425152 X 29691347 0 29691347 0 29691347 25049600 0 25049600 0 25049600 PART X, LINE 2: THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ACCOUNTING STANDARDS CODIFICATION, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS. 1 X X X 0 0 0 SHAYNE POE CEO 273186 0 2650 0 21383 0 0 0 0 0 297219 0 0 0 TODD J MCDONALD CFO 198671 0 3850 0 0 0 0 0 0 0 202521 0 0 0 HEATHER R IRWIN VP MEMBER SERVICES 179187 0 5200 0 0 0 0 0 0 0 184387 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY THE CEO PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C ANNUAL REVIEW AND ACKNOWLEDGEMENT REQUIRED. FORM 990, PART VI, SECTION B, LINE 15 THE CEO'S COMPENSATION IS REVIEWED BY THE BOARD OF DIRECTORS ANNUALLY USING THIRD PARTY COMPARABLES. OTHER OFFICERS' COMPENSATION IS REVIEWED ANNUALLY BY MANAGEMENT AND ESTABLISHED USING THIRD PARTY COMPARABLES. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: CHANGE IN NET UNRECOGNIZED PENSION COSTS 626,668. FORM 990 PART XII LINE 2C THERE IS NO CHANGE IN ACCOUNTING METHOD FROM PRIOR YEAR.