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        <FormAndLineReferenceDesc>FORM 990 - ORGANIZATION'S MISSION</FormAndLineReferenceDesc>
        <ExplanationTxt>TO PROVIDE FINANCIAL CONSULTATION TO POOR FAMILIES, FINANCIAL SUPPORT FOR POOR FAMILIES IN NEED ESPECIALLY IN HOLIDAY SEASONS, EMOTIONAL SUPPORT FOR YOUTHS INCLUDING PRIVATE THERAPISTS, ASSISTANCE TO THE ELDERLY, HELP WITH WEDDING EXPENSES, ASSISTANCE WITH MEDICAL EXPENSES, LOANS TO FAMILIES IN TIMES OF DISTRESS, MARRIAGE COUNSELING AND FAMILY SUPPORT, ASSIST PRIVATE PEOPLE IN THE US AND IN ISRAEL AS WELL AS OTHER ORGANIZATIONS WITH SIMILAR MISSIONS ACROSS THE WORLD.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE GOVERNING BODY REVIEWS THE FORMS AND VERIFIES THE DATA ON THE FORM</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL DIRECTORS, OFFICERS, AND EMPLOYEES ARE REQUIRED TO DISCLOSE ANY POTENT IAL CONFLICTS OF INTEREST. FAILURE TO DISCLOSE A POTENTIAL CONFLICT OF INT EREST OR ENGAGING IN A PRACTICE DETERMINED TO BE A CONFLICT OF INTEREST MA Y RESULT IN DISCIPLINARY ACTION UP TO AND INCLUDING TERMINATION.</ExplanationTxt>
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