2025-09-11T06:13:27-05:00 2024-12-31 814987490 DOUCETTE & DOUCETTE CPAS LLC 31 Hayward St Suite 2F Franklin MA 020382169 990 2024-01-01 043155735 American Credit Counseling Service Inc AMER 5086434445 PO Box 174 393 Richardson Avenue Attleboro MA 02703 Michael Edgar President 5086434445 2025-09-02 1 0 Denise M Smith P01476230 5083393078 2025-09-09 2024 2025-03-06 01:10:19Z X Michael Edgar 393 Richardson Avenue Attleboro MA 02703 122150 0 X www.accs.org X 1992 MA Budget and credit counseling 9 9 3 0 0 0 54849 59347 61129 62533 0 0 3983 270 119961 122150 0 0 0 0 72111 89435 0 0 0 103468 35484 175579 124919 -55618 -2769 70122 59146 103647 95440 -33525 -36294 Budget and credit counselling. 0 0 108154 62803 Providing debt management and mediation for financially distressed people. The majority are low income, 75% are handled at reduced or no charge. Financial education and budget counseling. Includes toll-free hotline. Most assisted are low income. There are no charges for these services. Educational services conducted in house monthly and at the request of social service agencies such as United Way. There are no charges for these services. Most participants are low income and/or elderly. 108154 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 3 1 0 0 0 0 0 0 0 0 0 0 X 9 9 1 0 0 0 1 0 0 1 0 0 0 1 1 1 0 0 1 0 0 0 MA X Michael Edgar 5086434445 393 Richardson Avenue Attleboro MA 02703 Mark Higgins Vice President 40.00 X X 22000 0 9000 Michael L Edgar President 40.00 X X 22200 0 9000 Stephanie Comeau Board member 0.00 X 0 0 0 Molly Curren Board member 0.00 X 0 0 0 Matthew Geminiani Board member 0.00 X 0 0 0 Melissa Kenerson Board member 0.00 X 0 0 0 Michael McCue Board member 0.00 X 0 0 0 Mark Stolworthy Board member 0.00 X 0 0 0 Melissa Wagner Board member 0.00 X 0 0 0 44200 0 18000 0 0 0 0 0 59347 22500 59347 Maintenance Payments 541990 35850 35850 Fair Share Billing and 541990 21742 21742 Pay Day Loan Counselin 541990 2695 2695 Other Program Revenue 541990 2246 2246 62533 Other Income 541900 270 270 270 122150 62803 0 0 44200 41990 2210 18000 17100 900 15700 14915 785 6590 6260 330 4945 4698 247 6048 3024 3024 3200 1600 1600 3059 2141 918 676 676 420 294 126 4615 3231 1384 1696 1187 509 Telephone 7674 5372 2302 Bank Charges 4570 3199 1371 Dues and Subscriptions 1363 954 409 Postage and Delivery 1025 717 308 1138 796 342 124919 108154 16765 0 70070 59094 41375 41375 0 0 52 52 70122 59146 48352 42422 55295 53018 103647 95440 X -33525 -36294 -33525 -36294 70122 59146 -2769 0 X X 0 1 X 1 0 X 115923 89969 119939 54849 59347 440027 115923 89969 119939 54849 59347 440027 440027 440027 226418 1.00000 1.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 41375 41375 0 0 Other Liabilities 53018 53018 122150 0 122150 0 122150 124919 0 124919 0 124919 Part X, Line 2 Income tax benefits are recognized for income tax positions taken or expected to be taken in a tax return, only when it is determined that the income tax position will more-likely-than-not be sustained upon examination by taxing authorities. The Organization has analyzed tax positions taken for filing with IRS and all state jurisdictions where it operates. The Organization believes that income tax filing positions will be sustained upon examination and does not anticipate any adjustments that would result in materal adverse effect on the Organization's financial condition, results of operations or cash flows. Accordingly, the Organization has not recorded any reserves, or related accruals for interest and penalties for uncertain income tax positions as of December 31, 2024. Form 990, Part VI, Section A, line 2 Michael Edgar, President and Mark Higgins, Vice President are brothers-in-law. Michael Edgar, President and Melissa Kenerson, board member are brother and sister. Form 990, Part VI, Section A, line 6 The Organization has board members that meet throughout the year. Form 990, Part VI, Section A, line 8b The board meets throughout the year and their meetings are documented in meeting minutes. Form 990, Part VI, Section B, line 11b A copy of the Form 990 is provided to the Organization's governing body at its monthly meeting prior to filing. Form 990, Part VI, Section C, line 19 The Organization makes its governing documents, conflict of interest policy and its financial statements available to the public upon request. Form 990, Part XII, Line 1: Organization uses the modified cash basis of accounting.