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        <RelatedOrExemptFuncIncomeAmt>4762</RelatedOrExemptFuncIncomeAmt>
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      <TotalProgramServiceRevenueAmt>1202021</TotalProgramServiceRevenueAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>12251</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>12251</RelatedOrExemptFuncIncomeAmt>
      </InvestmentIncomeGrp>
      <OtherRevenueMiscGrp>
        <Desc>MISC INCOME</Desc>
        <TotalRevenueColumnAmt>303744</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>303744</RelatedOrExemptFuncIncomeAmt>
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      <OtherRevenueTotalAmt>303744</OtherRevenueTotalAmt>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>2478846</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>1518016</RelatedOrExemptFuncIncomeAmt>
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      <OtherSalariesAndWagesGrp>
        <TotalAmt>1265265</TotalAmt>
        <ProgramServicesAmt>781638</ProgramServicesAmt>
        <ManagementAndGeneralAmt>301892</ManagementAndGeneralAmt>
        <FundraisingAmt>181735</FundraisingAmt>
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      <OtherEmployeeBenefitsGrp>
        <TotalAmt>253430</TotalAmt>
        <ProgramServicesAmt>156561</ProgramServicesAmt>
        <ManagementAndGeneralAmt>60468</ManagementAndGeneralAmt>
        <FundraisingAmt>36401</FundraisingAmt>
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      <PayrollTaxesGrp>
        <TotalAmt>84807</TotalAmt>
        <ProgramServicesAmt>52391</ProgramServicesAmt>
        <ManagementAndGeneralAmt>20235</ManagementAndGeneralAmt>
        <FundraisingAmt>12181</FundraisingAmt>
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      <FeesForServicesOtherGrp>
        <TotalAmt>132466</TotalAmt>
        <ProgramServicesAmt>34634</ProgramServicesAmt>
        <ManagementAndGeneralAmt>96511</ManagementAndGeneralAmt>
        <FundraisingAmt>1321</FundraisingAmt>
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      <OfficeExpensesGrp>
        <TotalAmt>46663</TotalAmt>
        <ProgramServicesAmt>9554</ProgramServicesAmt>
        <ManagementAndGeneralAmt>36532</ManagementAndGeneralAmt>
        <FundraisingAmt>577</FundraisingAmt>
      </OfficeExpensesGrp>
      <OccupancyGrp>
        <TotalAmt>67232</TotalAmt>
        <ProgramServicesAmt>42540</ProgramServicesAmt>
        <ManagementAndGeneralAmt>24256</ManagementAndGeneralAmt>
        <FundraisingAmt>436</FundraisingAmt>
      </OccupancyGrp>
      <TravelGrp>
        <TotalAmt>3466</TotalAmt>
        <ProgramServicesAmt>1855</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1576</ManagementAndGeneralAmt>
        <FundraisingAmt>35</FundraisingAmt>
      </TravelGrp>
      <InterestGrp>
        <TotalAmt>63622</TotalAmt>
        <ProgramServicesAmt>44501</ProgramServicesAmt>
        <ManagementAndGeneralAmt>18528</ManagementAndGeneralAmt>
        <FundraisingAmt>593</FundraisingAmt>
      </InterestGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>142668</TotalAmt>
        <ManagementAndGeneralAmt>142668</ManagementAndGeneralAmt>
      </DepreciationDepletionGrp>
      <InsuranceGrp>
        <TotalAmt>69491</TotalAmt>
        <ProgramServicesAmt>28074</ProgramServicesAmt>
        <ManagementAndGeneralAmt>40724</ManagementAndGeneralAmt>
        <FundraisingAmt>693</FundraisingAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>COST OF REHAB PROJECTS</Desc>
        <TotalAmt>802659</TotalAmt>
        <ProgramServicesAmt>802659</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>I HEART</Desc>
        <TotalAmt>96900</TotalAmt>
        <ProgramServicesAmt>96900</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>RENTAL PROGRAM</Desc>
        <TotalAmt>34275</TotalAmt>
        <ManagementAndGeneralAmt>34275</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>COMMUNITY ACTIVITIES</Desc>
        <TotalAmt>17934</TotalAmt>
        <ProgramServicesAmt>16760</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1174</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>52099</TotalAmt>
        <ProgramServicesAmt>25688</ProgramServicesAmt>
        <ManagementAndGeneralAmt>11542</ManagementAndGeneralAmt>
        <FundraisingAmt>14869</FundraisingAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>3132977</TotalAmt>
        <ProgramServicesAmt>2093755</ProgramServicesAmt>
        <ManagementAndGeneralAmt>790381</ManagementAndGeneralAmt>
        <FundraisingAmt>248841</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>1563812</BOYAmt>
        <EOYAmt>1170017</EOYAmt>
      </CashNonInterestBearingGrp>
      <SavingsAndTempCashInvstGrp>
        <BOYAmt>37891</BOYAmt>
        <EOYAmt>63007</EOYAmt>
      </SavingsAndTempCashInvstGrp>
      <PledgesAndGrantsReceivableGrp>
        <BOYAmt>1017630</BOYAmt>
        <EOYAmt>148678</EOYAmt>
      </PledgesAndGrantsReceivableGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>2394</BOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <InventoriesForSaleOrUseGrp>
        <BOYAmt>1278744</BOYAmt>
        <EOYAmt>1866667</EOYAmt>
      </InventoriesForSaleOrUseGrp>
      <PrepaidExpensesDefrdChargesGrp>
        <BOYAmt>18975</BOYAmt>
        <EOYAmt>12641</EOYAmt>
      </PrepaidExpensesDefrdChargesGrp>
      <LandBldgEquipCostOrOtherBssAmt>3992275</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>1788331</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>2315464</BOYAmt>
        <EOYAmt>2203944</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <InvestmentsPubTradedSecGrp>
        <BOYAmt>13708</BOYAmt>
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        <BOYAmt>87965</BOYAmt>
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        <BOYAmt>6336583</BOYAmt>
        <EOYAmt>5464954</EOYAmt>
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        <EOYAmt>151374</EOYAmt>
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      <DeferredRevenueGrp>
        <BOYAmt>611131</BOYAmt>
        <EOYAmt>1371000</EOYAmt>
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      <OtherLiabilitiesGrp>
        <BOYAmt>2668818</BOYAmt>
        <EOYAmt>1996657</EOYAmt>
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      <TotalLiabilitiesGrp>
        <BOYAmt>3376766</BOYAmt>
        <EOYAmt>3519031</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>2839817</BOYAmt>
        <EOYAmt>1945923</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
        <BOYAmt>120000</BOYAmt>
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      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>2959817</BOYAmt>
        <EOYAmt>1945923</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>6336583</BOYAmt>
        <EOYAmt>5464954</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>-654131</ReconcilationRevenueExpnssAmt>
      <PriorPeriodAdjustmentsAmt>-359763</PriorPeriodAdjustmentsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>true</FSAuditedInd>
      <FSAuditedBasisGrp>
        <ConsolidatedBasisFinclStmtInd>X</ConsolidatedBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>true</FederalGrantAuditRequiredInd>
      <FederalGrantAuditPerformedInd>true</FederalGrantAuditPerformedInd>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc7">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>1602227</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>845559</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>1145854</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>2967594</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>960830</CurrentTaxYearAmt>
        <TotalAmt>7522064</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>1602227</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>845559</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>1145854</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>2967594</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>960830</CurrentTaxYearAmt>
        <TotalAmt>7522064</TotalAmt>
      </TotalCalendarYear170Grp>
      <SubstantialContributorsTotAmt>2610874</SubstantialContributorsTotAmt>
      <PublicSupportTotal170Amt>4911190</PublicSupportTotal170Amt>
      <TotalSupportAmt>7522064</TotalSupportAmt>
      <GrossReceiptsRltdActivitiesAmt>7578934</GrossReceiptsRltdActivitiesAmt>
      <PublicSupportCY170Pct>0.65290</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.52490</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleD documentId="RetDoc3">
      <LandGrp>
        <OtherCostOrOtherBasisAmt>29865</OtherCostOrOtherBasisAmt>
        <BookValueAmt>29865</BookValueAmt>
      </LandGrp>
      <TotalBookValueLandBuildingsAmt>29865</TotalBookValueLandBuildingsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>LONG TERM DEBT</Desc>
        <Amt>1924646</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>FUNDS HELD IN ESCROW</Desc>
        <Amt>56666</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>SECURITY DEPOSITS</Desc>
        <Amt>10845</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>CUSTOMER DEPOSITS</Desc>
        <Amt>4500</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>1996657</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="RetDoc4">
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
      <CompBasedOnRevenueOfFlngOrgInd>false</CompBasedOnRevenueOfFlngOrgInd>
      <CompBsdOnRevRelatedOrgsInd>false</CompBsdOnRevRelatedOrgsInd>
      <CompBsdNetEarnsFlngOrgInd>false</CompBsdNetEarnsFlngOrgInd>
      <CompBsdNetEarnsRltdOrgsInd>false</CompBsdNetEarnsRltdOrgsInd>
      <AnyNonFixedPaymentsInd>false</AnyNonFixedPaymentsInd>
      <InitialContractExceptionInd>false</InitialContractExceptionInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>DR JAMES PALEY</PersonNm>
        <TitleTxt>EXECUTIVE DIRECTOR</TitleTxt>
        <BaseCompensationFilingOrgAmt>143038</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>33562</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>176600</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE J, PART III</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION RELIES ON THE BOARD OF DIRECTORS/COMPENSATION COMMITTEE TO DETERMINE AND APPROVE THE ANNUAL COMPANSATION OF THE EXECUTIVE DIRECTOR. AS THE BOARD FEELS NECCESARY, THE BOARD WILL ALSO UTILIZE OUTSIDE CONSULTANTS TO DEVELOP THE EXECUTIVE DIRECTORS SALARY.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="RetDoc5">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990 - ORGANIZATION'S MISSION</FormAndLineReferenceDesc>
        <ExplanationTxt>COMMUNITY BASED HOUSING PROGRAM DESIGNED TO STABILIZE NEIGHBORHOODS MAINLY THROUGH LOANS TO HOME OWNERS UNABLE TO OBTAIN ALTERNATIVE FINANCING AND CONSTRUCTION AND REHABILITATION OF HOUSING, RELATED SERVICES INCLUDE TECHNICAL ASSISTANCE, FINANCIAL COUNSELING, AND REFERRAL SERVICES.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE FINANCE DIRECTOR AND EXECUTIVE DIRECTOR WILL REVIEW THE 990 AND MAKE THE 990 AVAILABLE TO THE BOARD OF DIRECTORS FOR REVIEW PRIOR TO FILING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>EMPLOYEES AND BOARD OF DIRECTORS ASKED TO REPORT ALL CONFLICTS OF INTEREST AS THEY MAY ARISE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>COMPENSATION REVIEWED AND ESTABLISHED BY BOARD OF DIRECTORS</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
    <IRS990ScheduleR documentId="RetDoc6">
      <IdRelatedTaxExemptOrgGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>NEW HAVEN HOME OWNERSHIP CENTER IN</BusinessNameLine1Txt>
          <BusinessNameLine2Txt>NEW HAVEN HOME OWNERSHIP CENTER IN</BusinessNameLine2Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>333 SHERMAN AVENUE</AddressLine1Txt>
          <AddressLine2Txt>333 SHERMAN AVENUE</AddressLine2Txt>
          <CityNm>NEW HAVEN</CityNm>
          <StateAbbreviationCd>CT</StateAbbreviationCd>
          <ZIPCd>06511</ZIPCd>
        </USAddress>
        <EIN>061613212</EIN>
        <PrimaryActivitiesTxt>HOUSING</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>CT</LegalDomicileStateCd>
        <ExemptCodeSectionTxt>501C3</ExemptCodeSectionTxt>
        <PublicCharityStatusTxt>7</PublicCharityStatusTxt>
        <DirectControllingNACd>N/A</DirectControllingNACd>
        <ControlledOrganizationInd>false</ControlledOrganizationInd>
      </IdRelatedTaxExemptOrgGrp>
      <IdRelatedTaxExemptOrgGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>HOC REALTY INC</BusinessNameLine1Txt>
          <BusinessNameLine2Txt>HOC REALTY INC</BusinessNameLine2Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>333 SHERMAN AVENUE</AddressLine1Txt>
          <AddressLine2Txt>333 SHERMAN AVENUE</AddressLine2Txt>
          <CityNm>NEW HAVEN</CityNm>
          <StateAbbreviationCd>CT</StateAbbreviationCd>
          <ZIPCd>06518</ZIPCd>
        </USAddress>
        <EIN>472570391</EIN>
        <PrimaryActivitiesTxt>REAL ESTAT</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>CT</LegalDomicileStateCd>
        <ExemptCodeSectionTxt>501C3</ExemptCodeSectionTxt>
        <PublicCharityStatusTxt>7</PublicCharityStatusTxt>
        <DirectControllingNACd>N/A</DirectControllingNACd>
        <ControlledOrganizationInd>false</ControlledOrganizationInd>
      </IdRelatedTaxExemptOrgGrp>
      <IdRelatedTaxExemptOrgGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>HOC LENDING INC</BusinessNameLine1Txt>
          <BusinessNameLine2Txt>HOC LENDING INC</BusinessNameLine2Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>333 SHERMAN AVENUE</AddressLine1Txt>
          <AddressLine2Txt>333 SHERMAN AVENUE</AddressLine2Txt>
          <CityNm>NEW HAVEN</CityNm>
          <StateAbbreviationCd>CT</StateAbbreviationCd>
          <ZIPCd>06518</ZIPCd>
        </USAddress>
        <EIN>822154953</EIN>
        <LegalDomicileStateCd>CT</LegalDomicileStateCd>
        <ExemptCodeSectionTxt>501C3</ExemptCodeSectionTxt>
        <PublicCharityStatusTxt>10</PublicCharityStatusTxt>
        <DirectControllingNACd>N/A</DirectControllingNACd>
        <ControlledOrganizationInd>false</ControlledOrganizationInd>
      </IdRelatedTaxExemptOrgGrp>
      <ReceiptOfIntAnntsRntsRyltsInd>false</ReceiptOfIntAnntsRntsRyltsInd>
      <GiftGrntOrCapContriToOthOrgInd>false</GiftGrntOrCapContriToOthOrgInd>
      <GiftGrntCapContriFromOthOrgInd>false</GiftGrntCapContriFromOthOrgInd>
      <LoansOrGuaranteesToOtherOrgInd>false</LoansOrGuaranteesToOtherOrgInd>
      <LoansOrGuaranteesFromOthOrgInd>false</LoansOrGuaranteesFromOthOrgInd>
      <DivRelatedOrganizationInd>false</DivRelatedOrganizationInd>
      <AssetSaleToOtherOrgInd>false</AssetSaleToOtherOrgInd>
      <AssetPurchaseFromOtherOrgInd>false</AssetPurchaseFromOtherOrgInd>
      <AssetExchangeInd>false</AssetExchangeInd>
      <RentalOfFacilitiesToOthOrgInd>false</RentalOfFacilitiesToOthOrgInd>
      <RentalOfFcltsFromOthOrgInd>false</RentalOfFcltsFromOthOrgInd>
      <PerformOfServicesForOthOrgInd>true</PerformOfServicesForOthOrgInd>
      <PerformOfServicesByOtherOrgInd>false</PerformOfServicesByOtherOrgInd>
      <SharingOfFacilitiesInd>true</SharingOfFacilitiesInd>
      <PaidEmployeesSharingInd>true</PaidEmployeesSharingInd>
      <ReimbursementPaidToOtherOrgInd>false</ReimbursementPaidToOtherOrgInd>
      <ReimbursementPaidByOtherOrgInd>false</ReimbursementPaidByOtherOrgInd>
      <TransferToOtherOrgInd>false</TransferToOtherOrgInd>
      <TransferFromOtherOrgInd>false</TransferFromOtherOrgInd>
    </IRS990ScheduleR>
  </ReturnData>
</Return>