2025-07-07T18:54:11-04:00 2024-12-31 462108854 KENDALL PREBOLA AND JONES LLC PO BOX 259 BEDFORD PA 155220259 990 2024-01-01 824272195 CBA FUND CBAF 2027309390 1701 K STREET NW STE 1000 WASHINGTON DC 20006 DARA DUGUAY EXECUTIVE DIRECTOR 2027309390 2025-07-07 true false ROBERT F PREBOLA CPA P00575666 8146231880 2025-07-07 X 2024 2025-03-06 01:10:19Z DARA DUGUAY 1701 K STREET NW STE 1000 WASHINGTON DC 20006 546285 false X WWW.CREDITBUILDERSALLIANCE.ORG X 2018 DC CBA FUND'S MISSION IS TO EXPAND THE CAPACITY OF NONPROFITS THAT PROVIDE SAFE AND AFFORDABLE SMALL DOLLAR CONSUMER LOANS AND CREDIT BUILDING PRODUCTS TO LOW AND MODERATE INCOME INDIVIDUALS. 13 13 0 15 0 1167305 327255 45780 158046 114025 60984 0 1327110 546285 183700 222500 0 458969 433618 0 0 189459 276216 832128 932334 494982 -386049 5941701 5278976 2023370 1746694 3918331 3532282 X CBA FUND IS A NONPROFIT CORPORATION ESTABLISHED UNDER THE LAWS OF THE DISTRICT OF COLUMBIA, FORMED AND OPERATED FOR THE PURPOSE OF EXPANDING THE CAPICITY OF NONPROFITS THAT PROVIDE SAFE AND AFFORDABLE SMALL DOLLAR CONSUMER LOANS AND CREDIT BUILDING PRODUCTS TO LOW AND MODERATE INCOME INDIVIDUALS. false false 768547 222500 158046 CBA FUND PROVIDES LOAN CAPITAL AND SMALL OPERATING GRANTS FOR NONPROFITS INTERESTED IN ADDING A NEW CONSUMER LOAN TO THEIR PORTFOLIO OR EXPANDING/IMPROVING AN EXISTING CONSUMER LOAN. 768547 true true false false false false false false false false true false false false true true false true false false false false false false false false false true false true false false false false false false false false false false false false false true false false false true 3 0 0 false false false false false false false false X 13 13 false false false false false false true true true false false true true true true true true false false false X DARA DUGUAY 2027309390 1701 K STREET NW STE 1000 WASHINGTON DC 20006 JACK BRUMMEL CHAIR 2.00 X X 0 0 0 DWAYNE KEYS VICE CHAIR 2.00 X X 0 0 0 KEVIN FRYATT TREASURER 2.00 X X 0 0 0 JEANNE HOGARTH SECRETARY - 2.00 X X 0 0 0 DONOVAN DUNCAN DIRECTOR 2.00 X 0 0 0 ANDREW POSNER DIRECTOR 2.00 X 0 0 0 YANKI TSHERING DIRECTOR 2.00 X 0 0 0 MORGAN SPEARS DIRECTOR 2.00 X 0 0 0 VALECIA QUINN DIRECTOR 2.00 X 0 0 0 CINDY LOGSDON DIRECTOR 2.00 X 0 0 0 SHAWNA COLLIER DIRECTOR - O 2.00 X 0 0 0 GIOVANNA PIOVANETTI DIRECTOR 2.00 X 0 0 0 HOLLY FRINDELL DIRECTOR 2.00 X 0 0 0 ISIS SALMERON DIRECTOR 2.00 X 0 0 0 PRISCILLA WOO DIRECTOR - I 2.00 X 0 0 0 DARA DUGUAY EXECUTIVE DI 12.00 28.00 X 0 212586 22043 JULIA GAZIZOVA CFO 12.00 28.00 X 0 158686 11331 371272 33374 false true false 324050 3205 327255 PROGRAM LOAN ORIG FEES & INT 900099 158046 158046 158046 60984 60984 546285 158046 60984 X 222500 222500 120290 120290 250342 250342 7060 7060 27372 27372 28554 28554 11196 8920 2276 98189 47114 51075 7764 7013 751 14038 14038 35344 35344 4996 4996 2550 2550 14371 14371 CREDIT LOSS EXPENSE 86981 86981 LICENSES AND FEES 787 787 932334 768547 163787 0 127384 47282 3181316 930883 29042 45879 2591185 4243830 7887 8765 12750 10413 4887 2337 5941701 5278976 40314 608575 284525 1325000 1325000 49481 137169 2023370 1746694 X 2674795 3270242 1243536 262040 3918331 3532282 5941701 5278976 -386049 X false true X true false X 1885517 2644212 1286240 1167305 327255 7310529 1885517 2644212 1286240 1167305 327255 7310529 4469383 2841146 570 235 8378 114025 60984 184192 7494721 282615 0.37910 0.36910 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 12750 10413 2337 2337 DUE TO RELATED ORGANIZATION 137169 137169 X 546285 546285 546285 932334 932334 932334 SCHEDULE D, PAGE 3, PART X ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA PROVIDE CONSISTENT GUIDANCE FOR THE ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES RECOGNIZED IN THE ORGANIZATIONS' FINANCIAL STATEMENTS AND PRESCRIBE A THRESHOLD OF "MORE LIKELY THAN NOT" FOR RECOGNITION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT BUILDERS ALLIANCE AND CBA FUND PERFORMED AN EVALUATION OF UNCERTAIN TAX POSITIONS FOR THE YEAR ENDED DECEMBER 31, 2024, AND DETERMINED THAT THERE WERE NO MATTERS THAT WOULD REQUIRE RECOGNITION IN THE FINANCIAL STATEMENTS OR THAT MAY HAVE ANY EFFECT ON ITS TAX-EXEMPT STATUS. AS OF DECEMBER 31, 2024, THE STATUTE OF LIMITATIONS FOR TAX YEARS 2021 THROUGH 2023 REMAINS OPEN WITH THE U.S. FEDERAL JURISDICTION OR THE VARIOUS STATES AND LOCAL JURISDICTIONS IN WHICH THE ORGANIZATIONS FILE TAX RETURNS. IT IS THE ORGANIZATIONS' POLICY TO RECOGNIZE INTEREST AND/OR PENALTIES RELATED TO UNCERTAIN TAX POSITIONS, IF ANY, IN INCOME TAX EXPENSE. AS OF DECEMBER 31, 2024, THE ORGANIZATIONS HAD NO ACCRUALS FOR INTEREST AND/OR PENALTIES. true BETTERFI 9933 TN-56 COALMONT TN 37313 823083483 501C3 15000 SMALL DOLLAR LENDING CAPITAL GOOD FUND 333 SMITH ST PROVIDENCE RI 02908 800348382 501C3 8000 SMALL DOLLAR LENDING CENTER FOR ECONOMIC OPPORTUNITY PO BOX 152188 SAN DIEGO CA 92195 453686069 501C3 8000 SMALL DOLLAR LENDING COOK INLET LENDING CENTER INC 3600 SPENARD RD STE 100 ANCHORAGE AK 99503 920177969 501C3 15000 SMALL DOLLAR LENDING FIRST COMMUNITY CAPITAL INC PO BOX 524 LANCASTER PA 17608 200185800 501C3 8000 SMALL DOLLAR LENDING COMMUNITY FIRST FUND 51 S DUKE ST SUITE 400 LANCASTER PA 17608 232689714 501C3 16125 SMALL DOLLAR LENDING JAMESTOWN S'KLALLAM TRIBAL CAPITAL 123 N SEQUIM AVE BOX 10 SEQUIM WA 98382 834524150 501C3 5500 SMALL DOLLAR LENDING KC UNIDOS FEDERAL CREDIT UNION 2130 JEFFERSON ST KANSAS CITY MO 64108 440564661 501C3 8000 SMALL DOLLAR LENDING LAFAYETTE NEIGHBORHOOD SERVICE 671 N 36TH ST LAFAYETTE IN 47905 311057335 501C3 5500 SMALL DOLLAR LENDING LENDING SOLUTIONS LLC 1500 E CEDAR AVE STE 86 FLAGSTAFF AZ 86004 821193218 501C3 5500 SMALL DOLLAR LENDING NACDC FINANCIAL SERVICES INC PO BOX 3029 BROWNING MT 59417 273156259 501C3 8000 SMALL DOLLAR LENDING NATIONAL ASIAN AMERICAN COALITION 318 WESTLAKE CENTER 270 DALY CITY CA 94015 331095784 501C3 8000 SMALL DOLLAR LENDING NEIGHBORHOODWORKS SOUTHERN COLORADO 1241 E ROUTT AVE PUEBLO CO 81004 840747226 501C3 5500 SMALL DOLLAR LENDING NORTHWEST ACCESS FUND PO BOX 55759 SHORELINE WA 98155 912094889 501C3 15000 SMALL DOLLAR LENDING ONE PERCENT FOR AMERICA 10 MALCOLM X BLVD BOSTON MA 02119 862813192 501C3 10000 SMALL DOLLAR LENDING PEOPLE TRUST 5300 W 65TH STREET LITTLE ROCK AR 72209 262497096 501C3 8000 SMALL DOLLAR LENDING REDBUD FINANCIAL ALTERNATIVES PO BOX 7363 HAZARD KY 41702 472214397 501C3 15000 SMALL DOLLAR LENDING SOLITAS HOUSE 1029 E HILLSBOROUGH AVE TAMPA FL 33604 510585799 501C3 10875 SMALL DOLLAR LENDING THE FOUNTAIN FUND 233 4TH ST BOX Z CHARLOTTESVILLE VA 22903 813741447 501C3 8000 SMALL DOLLAR LENDNIG WISCONSIN NATIVE LOAN FUND PO BOX 580 LAC DU FLAMBEAU WI 54538 432116172 501C3 15000 SMALL DOLLAR LENDING 20 SCHEDULE I, PAGE 1, PART I, LINE 2 SUBGRANTS WERE AWARDED TO "AID SMALL DOLLAR CONSUMER LENDING". THE USE OF THESE FUNDS ARE MONITORED THROUGHOUT THE YEAR. X X false false false false false false false true false DARA DUGUAY EXECUTIVE DIRECTOR 205954 6632 6471 15572 234629 JULIA GAZIZOVA CFO 154021 4665 4806 6525 170017 SCHEDULE J, PAGE 1, PART I, LINE 7 EMPLOYEES RECEIVE BONUSES THAT ARE PART OF THEIR COMPENSATION. THE AMOUNTS WERE LESS THAN 7,000 DURING THE 2024 YEAR. FORM 990 - ORGANIZATION'S MISSION CBA FUND IS A NONPROFIT CORPORATION ESTABLISHED UNDER THE LAWS OF THE DISTRICT OF COLUMBIA, FORMED AND OPERATED FOR THE PURPOSE OF EXPANDING THE CAPICITY OF NONPROFITS THAT PROVIDE SAFE AND AFFORDABLE SMALL DOLLAR CONSUMER LOANS AND CREDIT BUILDING PRODUCTS TO LOW AND MODERATE INCOME INDIVIDUALS. FORM 990 SALARIES AND OTHER COMPENSATION REPORTED ON THIS RETURN WERE PAID BY CREDIT BUILDERS ALLIANCE AS DISCLOSED ON SCHEDULE R. THEREFORE THE NUMBER OF INDIVIDUALS EMPLOYED IS LISTED AS NONE ON THIS RETURN. FORM 990, PAGE 1, PART I, LINE 6 VOLUNTEERS CONSIST OF INDIVIDUALS WHO SERVED ON THE BOARD DURING THE YEAR. FORM 990, PAGE 6, PART VI, LINE 7B CREDIT BUILDERS ALLIANCE WHO IS THE MEMBER OF CBA FUND APPROVES GOVERNANCE DECISIONS OF CBA FUND. FORM 990, PAGE 6, PART VI, LINE 11B THE EXECUTIVE DIRECTOR AND THE CHIEF FINANCIAL OFFICER REVIEW THE 990 TAX RETURN UPON RECEIPT FROM THE PREPARERS. THE FINANCE COMMITTEE OF THE BOARD ALSO REVIEWS THE RETURN. ALL QUESTIONS AND ISSUES ARE ANSWERED AND RESOLVED AND ANY APPROPRIATE CORRECTIONS ARE MADE TO THE RETURN. ONCE THIS PROCESS IS COMPLETE, A COPY OF THE 990 IS FORWARDED TO THE FULL BOARD OF DIRECTORS PRIOR TO FILING THE RETURN. FORM 990, PAGE 6, PART VI, LINE 12C THE ORGANIZATION ANNUALLY REVIEWS THE CONFLICT OF INTEREST POLICY WITH THE BOARD OF DIRECTORS AND MANAGEMENT. THE ORGANIZATION REQUIRES DISCLOSURE OF ANY INTERESTS THAT MAY PRESENT A CONFLICT OF INTEREST. FORM 990, PAGE 6, PART VI, LINE 19 THESE POLICIES AND DOCUMENTS ARE PROVIDED UPON REQUEST. FORM 990, PART IX, LINE 11G CONSULTING FEES 47,114 51,075 0 CREDIT BUILDERS ALLIANCE 1701 K STREET NW STE 1000 WASHINGTON DC 20006 208351782 CRED BUILD VA 501C3 7 N/A false false false false false true false false false false false false false true true true true false false false CREDIT BUILDERS ALLIANCE E 75000 FMV CREDIT BUILDERS ALLIANCE O 433619 FMV CREDIT BUILDERS ALLIANCE P 129628 FMV