2025-11-17T18:03:31-08:00 2024-12-31 RICHARDS & ASSOCIATES 21520 YORBA LINDA BLVD G-516 YORBA LINDA CA 92887 990 2024-01-01 951715669 UNIVERSITY CREDIT UNION UNIV 3104776628 1500 S SEPULVEDA BLVD LOS ANGELES CA 90025 Jeremy Calva CFO 2025-11-17 true true Richards Associates CPAs P01070543 7142876713 2024 2025-03-06 01:10:19Z Jeremy Calva 66929654 false X UCU.ORG X 1951 CA NON-PROFIT, STATE CHARTERED, NATURAL PERSON CREDIT UNION, PROVIDE COMPETITVE FINANCIAL SERVICES TO THE MEMBERS OF UNIVERSITY CREDIT UNION. 9 9 170 12 236520 0 49182981 49388405 1763395 2774347 9576347 14766902 60522723 66929654 0 8590284 14467433 17398988 17239397 0 0 28485531 29416900 54474803 61123730 6047920 5805924 1165726881 1135866462 1075971960 1038387018 89754921 97479444 NON-PROFIT, STATE CHARTERED, NATURAL PERSON CREDIT UNION, PROVIDE COMPETITVE FINANCIAL SERVICES TO THE MEMBERS OF UNIVERSITY CREDIT UNION. false false Provided deposit and loan accounts to its 56,372 members. Provided low cost source of credit and low cost financial services to members. Provided source for member savings and checking account needs. false false false false false false false false false true false false true true false false false false false false false false false false false false false false true false true false false false false false false false false false false false false true 15722 5 true 170 true true true false false false false false false false X 9 9 false false false false true true true true true false true true true true true true true true true true true true X Jeremy Calva 8008284510 1500 S SEPULVEDA BLVD LOS ANGELES CA 90025 Tuyo David CEO 40.00 0.00 789548 0 20700 NAGAHASHI ESTELA EVP & Chief Len 40.00 0.00 X 382070 0 17371 Rizk Serge CFO 40.00 0.00 359652 0 17318 SERCU STEVEN P Chief Technolog 40.00 0.00 X 291007 0 18575 Dion Chen Tristan CMO 40.00 0.00 213933 0 5256 Chandra Alex VP of IT 40.00 0.00 191528 0 11998 EISENHARD MEGAN Chief Growth Of 40.00 0.00 X 189475 0 9185 Deming Dominique VP, Human Resou 40.00 0.00 X 181267 0 11701 Hendricks Mildred SVP, Finance & Acct 40.00 0.00 170643 0 11377 Gates Merisa AVP Real Estate 0.00 0.00 157478 0 11998 McDaniel Cory CLO 40.00 0.00 159398 0 7044 Aragon Patrick VP of Technology 40.00 0.00 157363 0 8518 Smith Lance VP L&D 40.00 0.00 165326 0 0 Meyer Diana CRO 40.00 0.00 129689 0 7706 Mendoza Cardenas Juan VP Accounting/Cont 40.00 0.00 131407 0 4533 Knowlton Franklin SVP Marketing 40.00 0.00 X 116596 0 7269 Blackburn Pam CPO 40.00 0.00 115741 0 4034 Sundaram Kalyana CIO 40.00 0.00 104602 0 4940 LOWE PATRICIA SC CHAIR 1.00 0.00 X 0 0 0 BURRILL PAMELA Vice Chair 1.00 0.00 X 0 0 0 CHASE CHRISTINA SC Secretary/Tr 1.00 0.00 X 0 0 0 BALDWIN KEVIN Director 1.00 0.00 X 0 0 0 Rasmusson LEA Director 1.00 0.00 X 0 0 0 IADEVAIA NORMA BOD Chair 1.00 0.00 X 0 0 0 Hunter Heather Director 1.00 0.00 X 0 0 0 ROOSA ALEXANDRA Director 1.00 0.00 X 0 0 0 YOUNG KEITH SECRETARY/TREAS 1.00 0.00 X 0 0 0 YZQUIERDO ELIZABETH VICE CHAIR 1.00 0.00 X 0 0 0 YAMASHITA RICHARD Director 1.00 0.00 X 0 0 0 PENA PHILOMEL Director 1.00 0.00 X 0 0 0 4006723 179523 18 true true false Lumin Digital LLC 560 CARILLON PKWY SAINT PETERSBURG FL 33716 Online Banking Solution 745016 TRUHOME SOLUTIONS LLC 9601 Legler Rd LENEXA KS 66219 LOAN ORIGINATION & SERVIC 308165 VAN WAGNER SPORTS & ENTERTAINMENT LLC 800 THIRD AVENUE - 28TH FLOOR NEW YORK NY 10022 SPONSORSHIPS 353500 Brad Copeland DBA PBJ Enterprises L 117 W 9th St Ste 1002 Los Angeles CA 90015 PR & Marketing 206105 CU Student Choice Partners LLC 1001 Connecticut Ave NW 10th Flr Washington DC 20036 Loan Origination Servicin 148095 5 0 Interest income on loans 49388405 49388405 49388405 2774347 2774347 0 0 0 0 0 0 0 Fee income 1381166 1265208 115958 Gain (Loss) on Fixed Assets 8818993 8818993 Other operating income 3616037 3616037 950706 830144 120562 14766902 66929654 66693134 236520 X 0 0 0 14467433 4174248 0 13065149 0 0 0 0 0 0 0 0 0 6133666 3526490 4011020 0 0 2745651 487381 0 0 3539761 0 0 0 Provision for credit losses 5009781 Loan servicing 2195312 Misc Operating Expenses 1625116 Operating fees 142722 0 61123730 0 0 0 6725183 4732957 34544069 62454572 0 0 2028850 52743 0 1016385244 942538453 0 0 17226882 11633047 18790020 5593835 0 0 45086893 38825528 1703459 1637176 40463163 80031198 1165726881 1135866462 12191223 27938547 140000000 45000000 923780737 965448471 1075971960 1038387018 X 89754921 97479444 89754921 97479444 1165726881 1135866462 X 5805924 1918599 X false true X true false 7644249 7644249 1366848 527001 839847 4214139 3022776 1191363 4001646 439021 3562625 5593835 Adjustment per client Deposit in NCUSIF 8001253 Foreclosed and reposessed assets 40500 Other assets 53225103 ROU 18764342 80031198 ACL on Off Balance Sheet Credit 1409 IRA/KEOGH ACCOUNTS 17272309 MONEY MARKET SHARES 336936128 Non-Member Deposits 33704000 REGULAR SHARES 226528968 Rounding 1 SHARE CERTIFICATES 132169134 SHARE DRAFTS 218836522 965448471 X X X X false false false Aragon Patrick VP of Technology 156228 1135 8518 165881 Blackburn Pam CPO 80407 35334 4034 119775 Chandra Alex VP of IT 190209 1319 11998 203526 Deming Dominique VP, Human Resou 172405 8862 11701 192968 Dion Chen Tristan CMO 189152 24781 5256 219189 EISENHARD MEGAN Chief Growth Of 188129 1346 9185 198660 Gates Merisa AVP Real Estate 146933 1044 9501 11998 169476 Hendricks Mildred SVP, Finance & Acct 148796 21847 11377 182020 McDaniel Cory CLO 135182 24216 7044 166442 Meyer Diana CRO 111257 18432 7706 137395 NAGAHASHI ESTELA EVP & Chief Len 298388 83682 17371 399441 Rizk Serge CFO 292220 67432 17318 376970 SERCU STEVEN P Chief Technolog 276070 14937 18575 309582 Smith Lance VP L&D 157243 8083 165326 Sundaram Kalyana CIO 102987 1615 4940 109542 Tuyo David CEO 607562 181986 20700 810248 SERCU STEVEN P Chief Techn 1ST TD REFI X 275000 52743 false true true 52743 Form 990, Part VI, Section A, Line 6 Most members are students, employees and alumni of any university, college or other higher learning institution in Southern California. Form 990, Part VI, Section A, Line 7b ALL MEMBERS ARE ELIGIBLE TO VOTE AT ANNUAL MEETING FOR ELECTION OF BOARD. Form 990, Part VI, Section B, Line 11b Tax return preparer sends copy of returns to CFO for review and approval. Once approved, tax preparer efiles Forms 990 and CA199. Forms 990T and CA 109 are submitted to appropriate government agencies through postal mail. Tax preparer sends CFO these tax returns. Form 990, Part VI, Section C, Line 19 No documents available to the public. Form 990, Part XI, Line 9 Increase in accumulated unrealized loss on debt securities = $571209 Form 990, Part XI, Line 9 Increase in other comprehensive income = $1347390