2025-11-14T12:38:34-06:00 2024-12-31 050409384 KAHN LITWIN RENZA & CO LTD 951 NORTH MAIN STREET PROVIDENCE RI 02904 990 2024-01-01 816348115 MCOFU RETIREE HEALTH AND WELFARE PLAN TRUST MCOF 5089869359 14 MONUMENT SQUARE 306 LEOMINSTER MA 01453 DOUG SNOWMAN ADMINISTRATOR 5089869359 2025-11-14 1 1 PATRICK J MARTIN P00283486 4012742001 2025-11-13 2024 2025-03-06 01:10:19Z X DOUG SNOWMAN 14 MONUMENT SQUARE 306 LEOMINSTER MA 01453 1385507 0 X N/A X 2015 MA TO PROVIDE DENTAL AND VISION BENEFITS TO RETIREES 7 7 0 7 0 0 0 0 1088669 1078995 249779 306512 0 0 1338448 1385507 0 0 330522 480910 0 0 0 0 0 86761 108187 417283 589097 921165 796410 12271328 14297777 40495 135968 12230833 14161809 TO PROVIDE DENTAL AND VISION CARE BENEFITS TO ELIGIBLE PARTICIPANTS PURSUANT TO THE TRUST'S PLAN OF BENEFITS. 0 0 TO PROVIDE DENTAL AND VISION CARE BENEFITS TO ELIGIBLE PARTICIPANTS PURSUANT TO THE TRUST'S PLAN OF BENEFITS. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 0 0 X VOYA FINANCIAL 6032328035 PO BOX 1168 MINNEAPOLIS MN 55440 X DENNIS MARTIN PRESIDENT 1.00 1.00 X X 0 0 0 RICHARD MEDEIROS VICE PRESIDENT (TO 3/24) 1.00 1.00 X X 0 0 0 VINNIE RUZIAK VICE PRESIDENT (AS OF 3/24) 1.00 1.00 X X 0 0 0 WILLIAM GLEASON TREASURER (TO 3/24) 1.00 1.00 X X 0 0 0 SCOTT MCADOO TREASURER (AS OF 3/24) 1.00 1.00 X X 0 0 0 GREGORY DOMINIQUE EXECUTIVE SECRETARY 1.00 1.00 X X 0 0 0 ANDREW BELLANY TRUSTEE 1.00 1.00 X 0 0 0 ERIC CAMBRA TRUSTEE (TO 3/24) 1.00 1.00 X 0 0 0 KEVIN FLANAGAN TRUSTEE 1.00 1.00 X 0 0 0 PAUL SMITH ADMINISTRATOR (NON-VOTING) 1.00 1.00 X 0 0 0 COREY SCAFIDI TRUSTEE (AS OF 3/24) 1.00 1.00 X 0 0 0 0 0 0 0 0 0 0 0 PARTICIPANT CONTRIBUTI 900099 1078995 1078995 1078995 306512 306512 1385507 1078995 0 306512 480910 93539 12110 2538 589097 493737 747829 123263 776391 11654328 12773557 12271328 14297777 40495 135968 40495 135968 X 0 0 0 0 12230833 14161809 12230833 14161809 12271328 14297777 796410 906239 228327 0 X X 0 1 X 1 0 0 X 2291746 906239 906239 1385507 0 1385507 589097 0 589097 0 589097 PART X, LINE 2: THE TRUST IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE. THE TRUST HAS OBTAINED EXEMPT STATUS FROM THE INTERNAL REVENUE SERVICE (IRS). THE TRUST ANNUALLY FILES IRS FORM 990 - RETURN OF ORGANIZATION EXEMPT FROM INCOME TAX REPORTING VARIOUS INFORMATION THAT THE IRS USES TO MONITOR THE ACTIVITIES OF TAX-EXEMPT ENTITIES. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE TRUST MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE TRUST AND RECOGNIZE A TAX LIABILITY (OR ASSET) FOR ANY UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. THE TRUST ADMINISTRATOR HAS ANALYZED THE TAX POSITIONS TAKEN BY THE TRUST AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2024, THERE ARE NO UNCERTAIN POSITIONS TAKEN, OR EXPECTED TO BE TAKEN, THAT WOULD REQUIRE RECOGNITION OF A LIABILITY OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE TRUST IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. FORM 990, PART VI, SECTION B, LINE 11B EACH YEAR, THE TRUSTEES MEET WITH THE FUND'S ACCOUNTANTS TO REVIEW THE FINANCIAL STATEMENTS OF THE TRUST. THE FUND'S 990 IS COMPLETED USING THE FINANCIAL INFORMATION FROM THE AUDITED STATEMENTS. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S CONFLICT OF INTEREST POLICY IS PROVIDED TO ALL TRUSTEES. THEY ARE ASKED TO REVIEW THE POLICY AND SIGN A STATEMENT INDICATING THAT THEY UNDERSTAND THE POLICY, HAVE REPORTED ALL POTENTIAL CONFLICTS DURING THE PAST YEAR IN ACCORDANCE WITH THE POLICY AND WILL REPORT ALL POTENTIAL CONFLICTS DURING THE COMING YEAR. ALL POTENTIAL CONFLICTS ARE EVALUATED BY THE BOARD TO DETERMINE IF A CONFLICT ACTUALLY EXISTS. IN THOSE INSTANCES WHERE THE POTENTIAL TRANSACTION IS A CONFLICT THE BOARD EXAMINES THE TRANSACTION AND A VOTE IS TAKEN (WITH THOSE INVOLVED RECUSING THEMSELVES) AS TO WHETHER THE ORGANIZATION WILL ENTER INTO THE TRANSACTION. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION DOES NOT HAVE A CEO OR EXECUTIVE DIRECTOR THEREFORE THIS SECTION DOES NOT APPLY. PAUL SMITH OF VOYA FINANCIALS FILLED THE ROLE OF ADMINISTRATOR FOR THE ORGANIZATION. FORM 990, PART VI, SECTION C, LINE 19 THE FUND MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. SUCH DOCUMENTS ARE KEPT AT THE TRUST'S ADMINISTRATIVE OFFICES. ALL REQUIRED INFORMATION IS MADE AVAILABLE DURING NORMAL BUSINESS HOURS UPON REQUEST. A NOMINAL FEE FOR COPYING AND/OR MAILING MAY APPLY. FORM 990, PART XII, LINE 2C THE ORGANIZATION DID NOT CHANGE EITHER ITS OVERSIGHT PROCESS OR SELCTION PROCESS DURING THE TAX YEAR.