2025-11-10T11:34:09-08:00 2024-12-31 204967223 Graves And Associates Cpas LLC 3702 West Truman Boulevard Suite 21 Jefferson City MO 65109 990 2024-01-01 431035827 MISSOURI INDEPENDENT BANKERS ASSOCIATION MISS 5736362751 PO BOX 1765 JEFFERSON CITY MO 65102 MATTHEW RUGE MRUGE@MIBA.NET 2025-11-10 true true C Lindsay Graves CPA P00779746 5738937700 X 2024 2025-03-06 01:10:19Z MATTHEW RUGE PO BOX 1765 JEFFERSON CITY MO 65102 1288860 false X WWW.MIBA.NET X 1973 MO THE PROMOTION OF THE GENERAL WELFARE OF INDEPENDENT BANKS AND BANKING INSTITUTIONS THROUGHOUT THE STATE OF MISSOURI. 83 83 5 -10620 398115 389233 750532 742964 34284 4979 133922 133847 1316853 1271023 8000 8000 0 425502 476164 0 0 852577 835239 1286079 1319403 30774 -48380 1114725 1064145 192819 190619 921906 873526 THE PROMOTION OF THE GENERAL WELFARE OF INDEPENDENT BANKS AND BANKING INSTITUTIONS THROUGHOUT THE STATE OF MISSOURI. false false AN ANNUAL CONVENTION IS HELD IN SEPTEMBER EACH YEAR. THIS ANNUAL CONVENTION CREATES AN ATMOSPHERE TO SOCIALIZE, DISCUSS PROBLEMS, EXCHANGE NEW IDEAS, AND PARTICIPATE IN PROGRAMS FEATURING BOTH STATE AND ELECTED OFFICIALS AND REGULATORS OF THE BANKING INDUSTRY IN MISSOURI. BANK-RELATED BUSINESSES PROVIDING PRODUCTS AND SERVICES ARE ENCOURAGED TO PARTICIPATE IN THE EXHIBIT AND TRADE SHOW AT THE ANNUAL CONVENTION. SPECIAL INFORMATION AND EDUCATIONAL PROGRAMS ARE HELD IN CONJUNCTION WITH THIS ANNUAL MEETING. IN 2024, THERE WERE APPROXIMATELY 58 EXHIBITORS, 148 BANKS REGISTERED AND 89 OTHER REGISTRANTS. THE ASSOCIATION OFFERS A WORKSHOP FOR MEMBER BANKS' BOARD OF DIRECTORS EACH YEAR IN THE SPRING AT A LOCATION CONVENIENT TO THE STATEWIDE MEMBERSHIP. WORKSHOP DIRECTORS AND MANAGEMENT ARE PRESENTED IN AN INFORMAL AND RELAXED ATMOSPHERE. IN 2024, THERE WERE 118 PARTICIPANTS. THE ASSOCIATION'S EDUCATION PROGRAM PROVIDES LIVE AND ON-DEMAND WEBINARS. THESE WEBINARS ARE AFFORDABLE, EFFICIENT, AND EFFECTIVE TRAINING OPPORTUNITIES BROUGHT IN-HOUSE TO COMMUNITY BANKS. ONE OR TWO LIVE SEMINARS PRESENTED VIA INTERNET OR RECORDED ON-DEMAND ARE OFFERED EACH WEEK. THE ASSOCIATION ALSO HOLDS AN ANNUAL SECURITY CONFERENCE FOR COMMUNITY BANK SECURITY OFFICERS. TOPICS FOCUS ON BOTH BANK SECURITY AND IT SECURITY. THE ASSOCIATION ALSO HOLDS COMPLIANCE UPDATE/SEMINAR QUARTERLY. false false false false false false false false false true false false false true false false false false false false false false false false false false false true false false false false false false false false false false false false false false false true 7 0 true 5 true true true false false false false false false false X 83 83 true false false false false true false true true false false false true true true true true true true false X MATTHEW RUGE 5736362751 PO BOX 1765 JEFFERSON CITY MO 65102 X BRIAN ALDERTON Director 0.50 0.00 X 0 0 0 DAVID ALDERTON JR Director 0.50 0.00 X 0 0 0 JAMES ANDERSON Director 0.50 0.00 X 0 0 0 JOE ARMOUR Director 0.50 0.00 X 0 0 0 KRISTIN BECKMEYER Director 0.50 0.00 X 0 0 0 MICHAEL BENDER Director 0.50 0.00 X 0 0 0 TYLER BENDER President 0.50 0.00 X 0 0 0 CURT BRUMLEY PRES ELECT 0.50 0.00 X X 0 0 0 ADRIAN BREEN Director 0.50 0.00 X 0 0 0 SCOTT BUERGE Director 0.50 0.00 X 0 0 0 ED BUSCHER Director 0.50 0.00 X 0 0 0 BRAD DORAN Director 0.50 0.00 X 0 0 0 WILLIAM ESRY Director 0.50 0.00 X 0 0 0 DOUGLAS FISH President 0.50 0.00 X X 0 0 0 CHARLES GNUSE Vice President 0.50 0.00 X X 0 0 0 MITCH BADEN Director 0.50 0.00 X 0 0 0 KEVIN HENEGHAN Director 0.50 0.00 X 0 0 0 PAUL HILL Chairman 0.50 0.00 X 0 0 0 JOHN DENKLER Director 0.50 0.00 X 0 0 0 CASEY HOPKINS Director 0.50 0.00 X 0 0 0 JACK HOPKINS Director 0.50 0.00 X 0 0 0 MARK JENKINS Director 0.50 0.00 X 0 0 0 TYLER KNOTT Director 0.50 0.00 X 0 0 0 DUANE KOHLSTAEDT Director 0.50 0.00 X 0 0 0 JOE KOLLMEYER Director 0.50 0.00 X 0 0 0 AMY JOBSON Director 0.50 0.00 X 0 0 0 MATTHEW LAUMANN Director 0.50 0.00 X 0 0 0 MARK LAUNE PRESIDENT-ELECT 0.50 0.00 X 0 0 0 JENNIFER LAWTON Director 0.50 0.00 X 0 0 0 KIM LIGHT Director 0.50 0.00 X 0 0 0 MARK LUEBBERT Director 0.50 0.00 X 0 0 0 DOUG LUETKEMEYER Director 0.50 0.00 X 0 0 0 WILLIAM MCDANIEL Director 0.50 0.00 X 0 0 0 DALE MCDONALD Director 0.50 0.00 X 0 0 0 JOSEPH MCLANE Director 0.50 0.00 X 0 0 0 DON MEYER Director 0.50 0.00 X 0 0 0 JEFF MULLETT Director 0.50 0.00 X 0 0 0 LISA NICHELSON Director 0.50 0.00 X 0 0 0 ED ORR Director 0.50 0.00 X 0 0 0 JIM ORR Director 0.50 0.00 X 0 0 0 SCOTT ORR Director 0.50 0.00 X 0 0 0 SCOTT PERKINS Director 0.50 0.00 X 0 0 0 BENJAMIN POLEN Director 0.50 0.00 X 0 0 0 MATT PUCHBAUER Director 0.50 0.00 X 0 0 0 KIM REIGELSBERGER SECR/TREAS 0.50 0.00 X X 0 0 0 MARK SLOAN Director 0.50 0.00 X 0 0 0 RANDY RILEY Director 0.50 0.00 X 0 0 0 RUDY RILEY Director 0.50 0.00 X 0 0 0 TRAE RUGE Director 0.50 0.00 X 0 0 0 JUSTIN ST PIERRE Director 0.50 0.00 X 0 0 0 RANDY SHANNON Director 0.50 0.00 X 0 0 0 MATT SINNETT Director 0.50 0.00 X 0 0 0 JOSEPH STEWART III Director 0.50 0.00 X 0 0 0 WILLIAM SUMMERS Director 0.50 0.00 X 0 0 0 BRAD WILLIAMS Director 0.50 0.00 X 0 0 0 MARK TRANCKINO Director 0.50 0.00 X 0 0 0 DOUGLAS WATSON Director 0.50 0.00 X 0 0 0 JEFF WILLIAMS Chairman 0.50 0.00 X X 0 0 0 KYLE WILLIAMS Director 0.50 0.00 X 0 0 0 MATTHEW RUGE Executive Dir. 40.00 0.00 X 0 0 0 0 false false false 0 389233 389233 ADVERTISING 1000 1000 BOARD MEETINGS 6250 6250 CONVENTION 282177 282177 EDUCATIONAL SEMINARS 441109 441109 NEWSLETTERS 12428 12428 742964 4979 4979 0 135121 135121 7217 17837 -10620 -10620 -10620 0 0 0 0 MISCELLANEOUS INCOME 900099 9346 9346 9346 1271023 752310 -10620 140100 0 8000 0 0 0 0 393476 20604 33399 28685 0 0 13020 10 0 0 22004 1468 71154 45412 0 29023 77965 0 513246 0 0 40162 6157 DIRECTORY EXPENSE 9976 DUES AND SUBSCRIPTIONS 3373 SPONSORSHIP 1000 MISCELLANEOUS 829 440 1319403 0 0 0 223011 218464 0 0 0 0 0 0 0 0 1244989 400937 889191 844052 0 0 0 0 2523 1629 1114725 1064145 30887 19573 157263 166310 4669 4736 192819 190619 X 921906 873526 921906 873526 1114725 1064145 -48380 X false false false 966760 208831 757929 12501 6924 5577 82137 19165 62972 183591 166017 17574 844052 PAYROLL LIABILITIES 4734 Rounding 2 4736 false 0 0 SCHOLARSHIPS 8000 Form 990, Part VI, Section A, Line 2 FAMILY RELATIONSHIPSBRIAN ALDERTON & DAVID ALDERTON JRTRAE RUGE, MATT RUGE & KRISTIN BECKMEYERRANDY RILEY & RUDY RILEYBRAD WILLIAMS & JEFF WILLIAMSMICHAEL BENDER & TYLER BENDERSCOTT ORR, JIM ORR & ED ORRBUSINESS RELATIONSHIPSBRIAN ALDERTON & DAVID ALDERTON RANDY RILEY, BRAD WILLIAMS, MATT SINNETT, WILLIAM MCDANIEL, ED BUSCHER, DAVID ALDERTON & JOE KOLLMEYERBRAD WILLIAMS & JEFF WILLIAMSCASEY HOPKINS & DALE MCDONALDJACK HOPKINS, BILL MCDANIEL & LISA NICHELSONKEVIN HENEGHAN,MATT PUCHBAUER & JUSTIN ST PIERRESCOTT ORR, JIM ORR & ED ORRMARK LAUNE, DON MEYER, KYLE WILLIAMS, JENNIFER LAWTONED BUSCHER & DOUG LUETKEMEYERDOUG FISH & JEFF MULLETT Form 990, Part VI, Section B, Line 11b THE BOARD PRESIDENT, THE EXECUTIVE DIRECTOR, AND AVAILABLE EXECUTIVE COMMITTEE MEMBERS REVIEW THE 990. UPON THEIR APPROVAL OF THE FORM, THEY PRESENT IT TO THE BOARD OF DIRECTORS FOR A VOTE OF APPROVAL. UPON APPROVAL, THE PRESIDENT SIGNS AND FILES THE RETURN. Form 990, Part VI, Section B, Line 12c MIBA REGULARLY MONITORS THE POLICY BY REQUESTING THAT BOARD MEMBERS COMPLETE AN ANNUAL GOVERNANCE QUESTIONNAIRE. Form 990, Part VI, Section C, Line 19 No documents available to the public. FORM 990, PART VI, LINE 15B COMPENSATION PROCESS FOR OFFICERS APPROVAL IS MADE BY THE EXECUTIVE COMMITTEE. DOCUMENTATION OF THE DELIBERATION AND DECISION PROCESS IS DOCUMENTED IN THE DECEMBER MEETING MINUTES EACH YEAR. THE COMMITTEE RECOMMENDATIONS ARE INCLUDED IN THE PROPOSED ANNUAL BUDGET FOR REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS. FORM 990, PART VI LINE 2-RELATED PARTY INFORMATION AMONG OFFICERS SEE SCHEDULE O FORM 990, PART VI, LINE 11B - ORGANIZATIONS PROCESS TO REVIEW FORM 990 THE BOARD PRESIDENT, THE EXECUTIVE DIRECTOR, AND AVAILABLE EXECUTIVE COMMITTEE MEMBERS REVIEW THE 990. UPON THEIR APPROVAL OF THE FORM, THEY PRESENT IT TO THE BOARD OF DIRECTORS FOR A VOTE OF APPROVAL. UPON APPROVAL, THE PRSIDENT SIGNS AND FILES THE RETURN. FORM 990, PART VI, LINE 12C - ENFORCEMENT OF CONFLICTS POLICY MBIA REGULARLY MONITORS THE POLICY BY REQUESTING THAT BOARD MEMBERS COMPLETE AN ANNUAL GOVERNANCE QUESTIONNAIRE. FORM 990, PART VI, LINE 15A - COMPENSATION PROCESS FOR TOP OFFICIAL APPROVAL IS MADE BY THE EXECUTIVE COMMITTEE. DOCUMENTATION OF THE DELIBERATION AND DECISION PROCESS IS DOCUMENTED IN THE DECEMBER MEETING MINUES EACH YEAR. THE COMMITTEE RECOMMENDATIONS ARE INCLUDED IN THE PROPOSED ANNUAL BUDGET FOR REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS. FORM 990, PART VI, LINE 19 - GOVERNMING DOCUMENTS DISCLOSURE EXPL ALL DOCUMENTS ARE MAINTAINED IN THE ASSOCIATION'S OFFICES IN JEFFERSON CITY, MO, FOR VIEWING DURING NORMAL OFFICE HOURS, MONDAY THROUGH FRIDAY. ALTERNATIVELY, BY REQUEST, THESE DOCUMENTS MAY BE FAXED, COPIED OR MAILED. AT THIS TIME A FEE IS NOT CHARGED FOR REQUESTS. FORM 990, PART VI, LINE 6 - CLASSES OF MEMBERS OF STOCKHOLDERS ALL MEMBERS ARE ELIGIBLE TO BE VOTING MEMBERS OF THE BOARD AND HAVE THE OPPORTUNITY TO VOTE ON ALL ISSUES PRESENTED BEFORE THE BOARD FORM 990, PART VI, LINE 7A - ELECTION OF MEMBERS AND THEIR RIGHTS ALL MEMBERS ARE ELIGIBLE TO BE A VOTING MEMBER OF THE BOARD