﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2024v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2025-10-31T09:51:03-04:00</ReturnTs>
    <TaxPeriodEndDt>2025-06-30</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>591460004</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>SHARFF WITTMER KURTZ JACKSON &amp; DIAZ PA</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>4621 PONCE DE LEON BLVD</AddressLine1Txt>
        <CityNm>CORAL GABLES</CityNm>
        <StateAbbreviationCd>FL</StateAbbreviationCd>
        <ZIPCd>33146</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2024-07-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>596173339</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>GARDNER FOUNDATION</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>GARD</BusinessNameControlTxt>
      <PhoneNum>3058598915</PhoneNum>
      <USAddress>
        <AddressLine1Txt>13218 W BROWARD BLVD</AddressLine1Txt>
        <CityNm>PLANTATION</CityNm>
        <StateAbbreviationCd>FL</StateAbbreviationCd>
        <ZIPCd>33325</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>PETER GARDNER</PersonNm>
      <PersonTitleTxt>PRESIDENT</PersonTitleTxt>
      <PhoneNum>9546486807</PhoneNum>
      <SignatureDt>2025-10-29</SignatureDt>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>false</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>JOSEPH JACKSONCPA</PreparerPersonNm>
      <PTIN>P00646801</PTIN>
      <PhoneNum>3056667229</PhoneNum>
      <PreparationDt>2025-10-31</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2024</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="7">
    <IRS990PF documentId="RetDoc7">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>472404</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>653</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>653</InterestOnSavNetInvstIncmAmt>
        <DividendsRevAndExpnssAmt>1069</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>1069</DividendsNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>1722</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>1722</TotalNetInvstIncmAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc1">4348</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>4348</AccountingFeesNetInvstIncmAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc6">1550</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>1550</TaxesNetInvstIncmAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="RetDoc4">50</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesNetInvstIncmAmt>50</OtherExpensesNetInvstIncmAmt>
        <TotOprExpensesRevAndExpnssAmt>5948</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>5948</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>130000</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>130000</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>135948</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>5948</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>130000</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-134226</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <SavAndTempCashInvstBOYAmt>171882</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>104497</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>104497</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockBOYAmt>6124</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc2">6124</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>32536</CorporateStockEOYFMVAmt>
        <OtherAssetsBOYAmt referenceDocumentId="RetDoc3">402212</OtherAssetsBOYAmt>
        <OtherAssetsEOYAmt referenceDocumentId="RetDoc3">335371</OtherAssetsEOYAmt>
        <OtherAssetsEOYFMVAmt referenceDocumentId="RetDoc3">335371</OtherAssetsEOYFMVAmt>
        <TotalAssetsBOYAmt>580218</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>445992</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>472404</TotalAssetsEOYFMVAmt>
        <OtherLiabilitiesBOYAmt referenceDocumentId="RetDoc5">1420</OtherLiabilitiesBOYAmt>
        <OtherLiabilitiesEOYAmt referenceDocumentId="RetDoc5">1420</OtherLiabilitiesEOYAmt>
        <TotalLiabilitiesBOYAmt>1420</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>1420</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <CapitalStockBOYAmt>499485</CapitalStockBOYAmt>
        <CapitalStockEOYAmt>499485</CapitalStockEOYAmt>
        <AdditionalPaidInCapitalBOYAmt>155801</AdditionalPaidInCapitalBOYAmt>
        <AdditionalPaidInCapitalEOYAmt>155801</AdditionalPaidInCapitalEOYAmt>
        <RetainedEarningBOYAmt>-76488</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>-210714</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>578798</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>444572</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>580218</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>445992</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>578798</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-134226</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>444572</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>444572</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>0</InvestmentIncomeExciseTaxAmt>
        <EstimatedPlusOvpmtIncmTxAmt>750</EstimatedPlusOvpmtIncmTxAmt>
        <TotalPaymentsAndCreditsAmt>750</TotalPaymentsAndCreditsAmt>
        <OverpaymentAmt>750</OverpaymentAmt>
        <AppliedToESTaxAmt>750</AppliedToESTaxAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>FL</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <IndividualWithBooksNm>PETER GARDNER</IndividualWithBooksNm>
        <PhoneNum>3058598915</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>13218 W BROWARD BLVD</AddressLine1Txt>
          <CityNm>PLANTATION</CityNm>
          <StateAbbreviationCd>FL</StateAbbreviationCd>
          <ZIPCd>33325</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UndistributedIncomePYInd>true</UndistributedIncomePYInd>
        <UndistributedIncomePY1Yr>2022</UndistributedIncomePY1Yr>
        <UndistributedIncomePY2Yr>2021</UndistributedIncomePY2Yr>
        <UndistributedIncomePY3Yr>2020</UndistributedIncomePY3Yr>
        <UndistrIncmSect4942a2NotAppInd>true</UndistrIncmSect4942a2NotAppInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>PETER GARDNER</PersonNm>
          <USAddress>
            <AddressLine1Txt>5082 COCONUT CREEK PARKWAY</AddressLine1Txt>
            <CityNm>MARGATE</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>33063</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>33593</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>121232</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>368791</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>523616</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>523616</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>7854</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>515762</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>25788</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>25788</MinimumInvestmentReturnAmt>
        <DistributableBeforeAdjAmt>25788</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>25788</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>25788</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>130000</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>130000</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>25788</DistributableAsAdjustedAmt>
        <PriorYear1Yr>2021</PriorYear1Yr>
        <PriorYear2Yr>2020</PriorYear2Yr>
        <PriorYear3Yr>2019</PriorYear3Yr>
        <TotalForPriorYearsAmt>152422</TotalForPriorYearsAmt>
        <ExcessDistributionCyovYr1Amt>54289</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>54289</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>130000</QualifyingDistributionsAmt>
        <AppliedToCurrentYearAmt>25788</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>104212</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>158501</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>152422</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>152422</PriorYearDeficiencyOrTaxAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovToNextYrAmt>158501</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear1Amt>54289</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>104212</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>PETER GARDNER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>13762 STATE ROAD 84 SUITE 615</AddressLine1Txt>
            <CityNm>PLANTATION</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>33325</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>3058598915</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>GRANT REQUESTS SHOULD BE SUBMITTED IN WRITING</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>NONE</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>AWARDS ARE GENERALLY LIMITED TO SCHOOLS, CHURCHES, HEALTH CARE, CULTURAL &amp; OTHER SIMILAR ORGANIZATIONS</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>THE KAMPONG</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>4013 SOUTH DOUGLAS ROAD</AddressLine1Txt>
            <CityNm>MIAMI</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>33133</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PRESERVATION OF HISTORIC GARDEN</GrantOrContributionPurposeTxt>
          <Amt>130000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>130000</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>653</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>1069</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>1722</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>1722</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc1">
      <AccountingFeesDetail>
        <CategoryTxt>INDIRECT ACCOUNTING FEES</CategoryTxt>
        <Amt>4348</Amt>
        <NetInvestmentIncomeAmt>4348</NetInvestmentIncomeAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc2">
      <InvestmentsCorporateStockGrp>
        <StockNm>JOHNSON &amp; JOHNSON</StockNm>
        <EOYBookValueAmt>6124</EOYBookValueAmt>
        <EOYFMVAmt>32536</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherAssetsSchedule documentId="RetDoc3">
      <OtherAssetsScheduleGrp>
        <Desc>NOTES RECEIVABLE</Desc>
        <BOYBookValueAmt>401171</BOYBookValueAmt>
        <EOYBookValueAmt>334330</EOYBookValueAmt>
        <EOYFMVAmt>334330</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>TAX DEPOSITS</Desc>
        <BOYBookValueAmt>1041</BOYBookValueAmt>
        <EOYBookValueAmt>1041</EOYBookValueAmt>
        <EOYFMVAmt>1041</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
    </OtherAssetsSchedule>
    <OtherExpensesSchedule documentId="RetDoc4">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>BANK FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>50</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>50</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherLiabilitiesSchedule documentId="RetDoc5">
      <OtherLiabilitiesDetail>
        <Desc>OTHER LIABILITIES</Desc>
        <BOYBookValueAmt>1420</BOYBookValueAmt>
        <EOYBookValueAmt>1420</EOYBookValueAmt>
      </OtherLiabilitiesDetail>
    </OtherLiabilitiesSchedule>
    <TaxesSchedule documentId="RetDoc6">
      <TaxesDetail>
        <CategoryTxt>TAX EXPENSE</CategoryTxt>
        <Amt>1550</Amt>
        <NetInvestmentIncomeAmt>1550</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>