2025-10-30T09:07:06-05:00 2024-12-31 450310328 BRADY MARTZ & ASSOCIATES PC PO BOX 848 MINOT ND 587020848 990 2024-01-01 450260598 NORTH STAR COMMUNITY CREDIT UNION NORT 7014382222 PO BOX 10 MADDOCK ND 58348 ALEX KALLIOKOSKI CFO 7014382222 2025-09-22 1 1 TORY J HILL CPA P01087169 7018520196 2025-09-22 2024 2025-03-06 01:10:19Z BOB HERRINGTON PO BOX 10 MADDOCK ND 58348 29836143 0 X WWW.NORTHSTARCCU.COM X 1940 ND NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 7 7 134 0 105000 0 0 0 20231165 23405453 1771492 2139746 2572963 4290944 24575620 29836143 0 0 0 0 8551890 9169208 0 0 0 14168969 18846463 22720859 28015671 1854761 1820472 488015644 459255400 438280044 405411792 49735600 53843608 NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 0 0 NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 0 0 0 0 0 0 0 0 0 1 0 1 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 1 0 1 0 0 1 5347 0 1 134 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X ALEX KALLIOKOSKI 7014382222 109 CENTRAL AVE MADDOCK ND 58348 KEVIN GIGSTAD BOARD SECRETARY 1.00 X X 0 0 0 MICHAEL BLACK BOARD CHAIRMAN 1.00 X X 0 0 0 KENNETH KLEBE BOARD VICE CHAIRPERSON 1.00 X X 0 0 0 MICHAEL FOSTER BOARD MEMBER 1.00 X 0 0 0 CHUCK EMERY BOARD MEMBER 1.00 X 0 0 0 BARBARA WELK BOARD MEMBER 1.00 X 0 0 0 TAMMY MEYER BOARD MEMBER 1.00 X 0 0 0 BOB HERRINGTON CEO/PRESIDENT 40.00 X 505574 0 49954 ALEX KALLIOKOSKI CFO 40.00 X 157125 0 19128 DEAN AANDERUD CLO 40.00 X 183030 0 29351 JOANN BERGRUD COO 40.00 X 162512 0 21572 STEVE NANNICELLI CHIEF EXPERIENCE OFFICER 40.00 X 174168 0 19107 YVONNE FOSSEN VP OF OPERATIONS 40.00 X 153914 0 27168 SHANE MAHLUM VP OF MEMBER BUSINESS LENDING 40.00 X 138817 0 18853 CHAD PETERSON VP OF RETAIL SERVICES 40.00 X 135549 0 23079 RONELLE MEHLHOFF VP OF TALENT AND ORGANIZATIONAL DEVELOPMENT 40.00 X 135800 0 19723 1746489 0 227935 9 0 1 0 CORNERSTONE ADVISORS 7272 E INDIAN SCHOOL ROAD SUITE 4 SCOTTSDALE AZ 85251 ADVISORY 210000 CAPITAL EXTERIORS 603 52 ST NE BISMARCK ND 58501 ROOFING AND SIDING 174988 MINDT CONSTRUCTION INC 11 54TH AVE SE MINOT ND 58701 CONSTRUCTION 127148 3 INCOME FROM LOANS 522100 23405453 23405453 23405453 2139746 2139746 MISCELLANEOUS OPERATING INCOME 522100 2178379 2178379 FEES & CHARGES 522100 2112565 2007565 105000 4290944 29836143 27591397 105000 2139746 1128246 6089200 1407616 544146 87562 12690 2306033 541772 957668 355354 164259 39245 10372386 60884 691633 PROVISION FOR LOAN LOSS 2100000 LOAN SERVICE 674803 MISCELLANEOUS 206784 EXAM FEES 204000 71390 28015671 6945167 6607900 34697996 13179924 1344 1143 3785867 3785867 351268854 340146144 2713717 2627136 20032209 5909605 10998675 14122604 61988427 61713028 2776594 2680964 12839003 14390690 488015644 459255400 2754308 2148906 61300000 18200000 374225736 385062886 438280044 405411792 X 0 0 0 0 49735600 53843608 49735600 53843608 488015644 459255400 X 1820472 2004271 283265 X X 0 1 X 1 0 1862033 1862033 10500805 3239257 7261548 3815481 2670348 1145133 3853890 3853890 14122604 FEDERAL AGENCY SECURITIES - AFS 29450735 F CUSO INVESTMENTS 25000 C MUNICIPAL BONDS - AFS 1326666 F FHLB STOCK 1111900 C EQUITY SECURITIES 11404339 F U.S. TREASURY NOTES & BONDS - AFS 1984844 F FEDERAL AGENCY SECURITIES - HTM 14903672 C U.S. TREASURY NOTES & BONDS - HTM 1505872 C 61713028 MEMBER DEPOSITS 199851826 TIME SAVINGS CERTIFICATES PAYABLE 182646227 INTEREST PAYABLE 1869294 475F LIABILITY 695539 385062886 X 31363833 1527690 1527690 29836143 0 29836143 28015671 0 28015671 0 28015671 PART X, LINE 2: THE CREDIT UNION'S POLICY IS TO EVALUATE THE LIKELIHOOD THAT ITS UNCERTAIN TAX POSITIONS WILL PREVAIL UPON EXAMINATION BASED ON THE EXTENT TO WHICH THOSE POSITIONS HAVE SUBSTANTIAL SUPPORT WITHIN THE INTERNAL REVENUE CODE AND REGULATIONS, REVENUE RULINGS, COURT DECISIONS, AND OTHER EVIDENCE. IT IS THE OPINION OF MANAGEMENT THAT THE CREDIT UNION HAS NO SIGNIFICANT UNCERTAIN TAX POSITIONS THAT WOULD BE SUBJECT TO CHANGE UPON EXAMINIATION. THE FEDERAL INCOME TAX RETURNS OF THE CREDIT UNION ARE SUBJECT TO EXAMINATION BY THE IRS, GENERALLY FOR THREE YEARS AFTER THEY WERE FILED. ALL REQUIRED FILINGS WITH TAX AUTHORITIES ARE UP-TO-DATE. X 0 0 0 BOB HERRINGTON CEO/PRESIDENT 382154 0 103498 0 19922 0 24401 0 25553 0 555528 0 0 0 DEAN AANDERUD CLO 159029 0 24001 0 0 0 13727 0 15624 0 212381 0 0 0 STEVE NANNICELLI CHIEF EXPERIENCE OFFICER 151035 0 23133 0 0 0 3483 0 15624 0 193275 0 0 0 JOANN BERGRUD COO 135946 0 26566 0 0 0 11948 0 9624 0 184084 0 0 0 YVONNE FOSSEN VP OF OPERATIONS 132779 0 21135 0 0 0 11544 0 15624 0 181082 0 0 0 ALEX KALLIOKOSKI CFO 134188 0 22937 0 0 0 10213 0 8915 0 176253 0 0 0 CHAD PETERSON VP OF RETAIL SERVICES 122723 0 12826 0 0 0 7455 0 15624 0 158628 0 0 0 SHANE MAHLUM VP OF MEMBER BUSINESS LENDING 129904 0 8913 0 0 0 10051 0 8802 0 157670 0 0 0 RONELLE MEHLHOFF VP OF TALENT AND ORGANIZATIONAL DEVE 120307 0 15493 0 0 0 10185 0 9538 0 155523 0 0 0 ROBERT HERRINGTON CEO/PRESIDENT COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE X 3785867 3785867 0 1 1 3785867 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS OWNED BY ITS MEMBERS, WHO ARE SERVED BY THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP BODY. FORM 990, PART VI, SECTION A, LINE 7B DECISIONS MADE BY THE BOARD MEMBERS ARE APPROVED BY THE MEMBERSHIP BODY. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS APPROVES THE TAX RETURN BEFORE IT IS FILED. FORM 990, PART VI, SECTION B, LINE 12C THE WRITTEN CONFLICT OF INTEREST POLICY IS MONITORED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 15 PAYROLL IS APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 ALL INFORMATION IS AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: CHANGE IN DEFINED BENEFIT PENSION PLAN 283,265. 990 LINE 2C THE AUDIT IS SUPERVISED BY THE BOARD OF DIRECTORS AND KEY EMPLOYEES. THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. NORTH STAR SERVICES LLC 109 CENTRAL AVE N MADDOCK ND 58348 364832739 INSURANCE SERVICES ND 3054 NORTH STAR COMMUNITY CREDIT UNION