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      <Desc>ANNUAL CONFERENCE - OUR ANNUAL CONFERENCE IS FOR ALL OF THE HAWAII MORTGAGE INDUSTRY BROKERS IN HAWAII, MEMBERS, AND NON-MEMBERS. MEMBERS GET A DISCOUNTED PRICE. THE CONFERENCE FOCUSES ON CONTINUING EDUCATION CREDITS FOR LICENSING, AS WELL AS NETWORKING FOR MEMBERS. WE HAVE A TRADESHOW, WITH THE DIFFERENT LENDERS AS WELL, FOR THE BROKER MEMBERS TO GET TO MEET AND FIND OUT ABOUT THEIR DIFFERENT MORTGAGE PRODUCTS.</Desc>
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        <BOYAmt>86349</BOYAmt>
        <EOYAmt>85788</EOYAmt>
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      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
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      <SubstantiallyAllDuesNondedInd>true</SubstantiallyAllDuesNondedInd>
      <OnlyInHouseLobbyingInd>false</OnlyInHouseLobbyingInd>
      <AgreeCarryoverPriorYearInd>false</AgreeCarryoverPriorYearInd>
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      <OtherLiabilitiesOrgGrp>
        <Desc>CREDIT CARD</Desc>
        <Amt>2030</Amt>
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      <TotalLiabilityAmt>2030</TotalLiabilityAmt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990 - ORGANIZATION'S MISSION OR MOST SIGNIFICANT ACTIVITES</FormAndLineReferenceDesc>
        <ExplanationTxt>THE PURPOSE OF THE ASSOCIATION IS TO: 1. PROMOTE THE COMMON BUSINESS INTERESTS OF THOSE ENGAGED IN THE MORTGAGE BROKERAGE INDUSTRY. 2. TO PROMOTE COOPERATIVE BUSINESS TRANSACTIONS AMONG ITS MEMBERS. TO PROVIDE A FORUM FOR THE EFFECTIVE EXCHANGE OF MORTGAGE BROKERAGE KNOWLEDGE, TRENDS, IDEAS AND INNOVATIONS. 3. TO PROMOTE AND ENHANCE THE IMAGE OF THE MORTGAGE BROKERAGE PROFESSIONAL THROUGHOUT THE STATE OF HAWAII. 4. TO FOSTER A BROAD UNDERSTANDING AND ACCEPTANCE OF PROFESSIONAL MORTGAGE BROKERING AS A SOURCE OF ALTERNATIVE FINANCING. 5. TO PROTECT THE MORTGAGE BROKERAGE INDUSTRY AND PUBLIC THROUGH LEGISLATIVE ACTIONS. 6. TO PROMOTE THE HIGHEST STANDARDS OF PROFESSIONAL PRACTICE AND MORTGAGE BROKERING ETHICS. 7. TO PROMOTE A COOPERATIVE LIAISON WITH OTHER RELATED PROFESSIONAL GROUPS. 8. TO DO ANY AND ALL THINGS THAT ARE LAWFUL AND APPROPRIATE IN THE FURTHERANCE OF THESE PURPOSES.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4D</FormAndLineReferenceDesc>
        <ExplanationTxt>GOLF CLUB (2023 WAS THE 1ST YEAR COLLABORATED WITH THE APPRAISAL INSTITUTE ON THIER GOLF TOURNAMENT. NO INCOME RECEIVED IN 2023 AND INCOME WILL BE IN 2024. HAD EXPENSES IN 2023 FOR THE PREPARATION OF THE TOURNAMENT): PROVIDES NETWORKING OPPORTUNITIES FOR MEMBERS AND NON- MEMBERS THROUGH GOLFING ACTIVITIES</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 6</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ASSOCIATION HAS APPROXIMATELY 80 MEMBERS</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>A COPY OF FORM 990 WAS MADE AVAILABLE TO ALL MEMBERS OF THE BOARD AND THEY WERE GIVEN TIME TO COMMENT ON THE FORM BEFORE FILING.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PART IX, LINE 11G</FormAndLineReferenceDesc>
        <ExplanationTxt>PROFESSIONAL FEES/CONTRACTORS 0 12,407 0</ExplanationTxt>
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