2025-09-22T06:13:58-07:00 2024-12-31 030354347 Grippin Donlan & Pinkham PLC 3 Baldwin Avenue South Burlington VT 05403 990 2024-01-01 472039531 VT Vehicle & Automotive Dist Assoc Dental Life & Disability InsTrust VERM 8024612655 PO Box 747 Montpelier VT 05601 Matt Cota Managing Dir. 2025-09-20 true true David C Grippin CPA P00040840 8028462000 X 2024 2025-03-06 01:10:19Z Matt Cota 821356 false X http://www.vermontada.org X 2014 VT The Insurance Trust provides dental and other benefits to eligible employees (and their eligible dependents) of participating employers, who are dealer members of the Vermont Automobile Dealers' Association, Inc. 3 3 0 0 0 820400 820893 463 0 820400 821356 0 611940 561295 0 0 0 210562 200576 822502 761871 -2102 59485 141903 189842 82362 70816 59541 119026 The Insurance Trust provides dental and other benefits to eligible employees (and their eligible dependents) of participating employers, who are dealer members of the Vermont Automobile Dealers' Association, Inc. false false 761871 820893 The Insurance Trust provides dental and other benefits to eligible employees (and their eligible dependents) of participating employers, who are dealer members of the Vermont Automobile Dealers' Association, Inc. 761871 false false false false false false false false false false false false false true true true false false false false false false false false false false false false false false false false false false false false false false false false true false false true 0 0 false 0 false false false false false false false false false false false X 3 3 false false false false false false false true true false false false false false false false false false X Matt Cota 8024612655 PO Box 747 Montpelier VT 05601 Matthew Cota Managing Dir. 0.00 40.00 X X 0 65250 0 Robert Cody II Trustee 0.50 0.00 X 0 0 0 Dan Keene Trustee 0.50 0.00 X 0 0 0 Mitchell Jay Chairman 0.50 0.00 X 0 0 0 65250 0 false false false 0 0 Insurance premiums 525100 820893 820893 820893 463 463 0 0 0 0 0 0 0 0 821356 820893 463 X 0 0 0 561295 561295 0 0 0 0 0 0 0 0 24000 24000 0 0 0 101497 101497 0 0 0 0 0 0 0 0 0 0 0 74098 74098 Printing and Publications 981 981 0 761871 761871 0 0 139253 188653 0 0 0 0 0 0 0 0 0 0 0 0 0 2650 1189 141903 189842 6132 5535 76230 65281 82362 70816 X 59541 119026 59541 119026 141903 189842 59485 X false true X true false Claims payable 9858 Due to related party 1806 IBNR 12692 Premiums collected in advance 40925 65281 X 821356 821356 821356 770304 30983 30983 739321 22550 22550 761871 Part X : FIN48 Footnote The trust established under the Plan to hold the Plan's assets is intended to qualify pursuant to section 501(c)(9) of the Internal Revenue Code and, accordingly, the trust's net investment income is exempt from income taxes. The trust has obtained a favorable tax exemption letter from the Internal Revenue Service, and the Plan sponsor believes that the trust and the Plan, as amended, continue to qualify and to operate in accordance with applicable provisions of the Internal Revenue Code. Accounting principles generally accepted in the United States of America require the plan administrator to evaluate tax positions taken by the Plan and recognize a tax liability for any uncertain position that more likely than not would not be sustained upon examination by the IRS. The Plan is subject to routine tax audits by tax authorities; however, there are currently no audits for any tax periods in progress. Part XII, Line 2d: Other expenses and losses per audited F/S Claims payable at beginning of year $30983 Part XII, Line 4b: Other revenue amounts included on 990 but not included in F/S Claims payable at end of year $22550 Form 990, Part VI, Section B, Line 11b Form 990 is reviewed by the Managing Director, after which is distributed to the Board of Trustees for review. Form 990, Part VI, Section C, Line 19 The Trust keeps its approved board minutes on file and are made available to the public upon request. The Trust's policies, governing documents and financial statements are made available to the public upon request. Vermont Automobile Dealers Association 1284 US Route 302 2 Barre VT 05641 030213537 Trade association VT 501(c)(6) NA false Wells River Chevrolet PO BOX 10 WELLS RIVER VT 050810010 VT N/A false false Transeastern Truck Centers LLC 137 Avenue A Williston VT 05495 DE N/A false false 802 Honda 224 Paine Tpke N Berlin VT 056024426 VT N/A false Alderman Chevrolet 65 Windcrest RUTLAND VT 057014731 VT N/A false Auto Mall Inc 800 Putney Rd BRATTLEBORO VT 053019058 VT N/A false Bensons Chevrolet 25 Pond St LUDLOW VT 051491231 VT N/A false Brileyas Chrysler-Jeep inc 1253 US Route 7 N RUTLAND VT 057019795 VT N/A false Burlington Subaru Hyundai Inc 333 Shelburne Rd BURLINGTON VT 054014917 VT N/A false Capitol City Buick Gmc 1162 US Rte 2 MONTPELIER VT 056010129 VT N/A false Champlain Chevrolet Inc 57 Missisquoi St ENOSBURG FALLS VT 054500466 VT N/A false Cody Chevrolet Inc 364 River St MONTPELIER VT 056028259 VT N/A false Darlings Performance Auto 315 Creamery Rd GROTON VT 050460013 VT N/A false E J Barrette and Sons Inc 189 N River Street SWANTON VT 05488 VT N/A false Formula Ford of Rutland County 4318 Middle Rd RUTLAND VT 057020815 VT N/A false Formula Nissan Inc 1504 US 302 BARRE VT 056416090 VT N/A false Freedom Nissan Inc 1095 Shelburne Rd SOUTH BURLINGTON VT 054036940 VT N/A false Goss Dodge 1485 Shelburne Rd SOUTH BURLINGTON VT 054072122 VT N/A false Handy Cadillac Buick Inc 405 Swanton Rd Saint Albans VT 054782611 VT N/A false Hayes Ford Inc 493 East Main Street Newport VT 058555826 VT N/A false Lamoille Valley Ford Inc 222 VT Route 15 W Hardwick VT 05843 VT N/A false Littleton Chevrolet 851 Meadow Street Littleton NH 035610601 NH N/A false Luckys Trailer Sales Inc 402 VT Route 107 S ROYALTON VT 050685110 VT N/A false Maple Center Motors Inc 1128 Memorial Drive ST JOHNSBURY VT 058190732 VT N/A false Mekkelsen Trailer Sales & Rentals Inc 2419 US Route 2 EAST MONTPELIER VT 056510129 VT N/A false Quality Mitsubishi 36 Memorial Dr ST JOHNSBURY VT 058191239 VT N/A false Roadside Motorsports 736 Industrial Ave WILLISTON VT 054957121 VT N/A false Springfield Gmc 429 River St N SPRINGFIELD VT 051500404 VT N/A false Ted Green Ford Inc 2621 Blackmer Blvd STOCKBRIDGE VT 057720008 VT N/A false Autosaver Ford 11125 NY-22 COMSTOCK NY 128210188 NY N/A false Brighton Garage 49 Cross Street ISLAND POND VT 058460442 VT N/A false Northpoint Chrysler Dodge Jeep Inc 4441 US-5 Derby VT 058550311 VT N/A false Hi-tech Motorsports 7 Kellogg Road ESSEX JCT VT 054522801 VT N/A false Kearneys Enterprises Inc 770 Rutland Road West Rutland VT 05777 VT N/A false Westminster Auto Rr 5 WESTMINSTER STATION VT 051590094 VT N/A false 802 Toyota 30 Berlin Mall Rd BERLIN VT 056024426 VT N/A false Alderman Toyota 33 Seward Rd RUTLAND VT 057014840 VT N/A false Bailey Motors 315 Main Street WEST RUTLAND VT 057779520 VT N/A false Bolduc Auto Salvage 239 Bolduc Road MIDDLESEX VT 056028919 VT N/A false Burlington Mitsubishi 1835 Shelburne Road SOUTH BURLINGTON VT 054037719 VT N/A false Carls Equipment 704 Main Street BARTON VT 058220294 VT N/A false Snowfire 100 US Route 2 WATERBURY VT 056769031 VT N/A false St Johnsbury Subaru 664 Memorial Dr ST JOHNSBURY VT 058199273 VT N/A false Autosaver Imports 722 Meadow Street LITTLETON NH 035610356 NH N/A false Saba Marine 390 Prim Road COLCHESTER VT 054466703 VT N/A false Lebanon Ford 265 N Main Street ST ALBANS VT 054781526 VT N/A false St Johnsbury Chrysler Dodge Jeep Ram 220 Memorial Drive ST JOHNSBURY VT 05819 VT N/A false Crosstown Motors 650 Meadow St LITTLETON NH 035610601 NH N/A false Autosaver Management Company Inc 684 Portland Street ST JOHNSBURY VT 057190408 VT N/A false Goss Jeep 1485 Shelburne Road SOUTH BURLINGTON VT 05403 VT N/A false Key Motors of Rutland 211 US 7 Rutland VT 05701 VT N/A false Lamoille Valley Chevrolet 868 VT Route 15E HYDE PARK VT 056559723 VT N/A false South Burlington Mazda 1795 Shelburne Road South Burlington VT 05403 VT N/A false Crossway Auto Center 107 Mill Street EAST BARRE VT 056490450 VT N/A false Capitol City Imports Inc 2287 Berlin State Highway MONTPELIER VT 05641 VT N/A false Key Chevrolet of White River 32 Key Auto Drive Hartford VT 05001 VT N/A false Key Chevrolet of South Burlington 1675 Shelburne Road SOUTH BURLINGTON VT 054037792 VT N/A false Key Collision of South Burlington 10 Farmingto Road Rochester NH 03867 NH N/A false PRESTONS KIA 51 Gallison Hill Road MONTPELIER VT 056010098 VT N/A false Autosaver Body Shop Accessory Center 684 Portland St ST JOHNSBURY VT 058190408 VT N/A false Bennington Automall Inc 24 Performance Dr BENNINGTON VT 05201 VT N/A false Carters Cars Inc 1089 Shelburne Rd South Burlington VT 05403 VT N/A false Lundgren Subaru of Bennington Inc 527 N Bennington Rd Bennington VT 05201 VT N/A false Almartin Motors Inc 85 Executive Dr Shelburne VT 05482 VT N/A false Oliver Subaru of Rutland 128 US-7 Rutland VT 05701 VT N/A false Oliver Ford of Bennington 897 N Bennington Rd Bennington VT 05201 VT N/A false Bay Harbor Marina Inc 278 W Lakeshore Dr Colchester VT 05446 VT N/A false Goss Chevrolet Inc 622 US-11 Champlain NY 12919 NY N/A false Twin State Ford Inc 8 Memorial Dr St Johnsbury VT 05819 VT N/A false Almartin Volvo 85 Executive Dr Shelburne VT 05482 VT N/A false Greensboro Garage 103 Breezy Ave Greensboro VT 05841 VT N/A false Maurices Service Center 265 N Main St St Albans VT 05478 VT N/A false 802 Subaru 142 Berlin Mall Rd Berlin VT 05602 VT N/A false Audi of Rutland 176 US-7 Rutland VT 05701 VT N/A false Fair Haven Motors 751 Washington St Fair Haven VT 05743 VT N/A false Fina Auto Mall 24 Performance Dr Bennington VT 05201 VT N/A false Northpoint GMC 5602 US-5 Derby VT 05855 VT N/A false Sheldon Trucks 137 Avenue A williston VT 05495 VT N/A false St Johnsbury GMC 500 Memorial Dr St Johnsbury VT 05819 VT N/A false Central Vermont Auto Mart 365 River St Montpelier VT 05602 VT N/A false Lundgren Dodge Ram of Rutland 176 US-7 Rutland VT 05701 VT N/A false false false false false false false false false false false false false false false false true false false false Vermont Automobile Dealers Association p 18783