2025-08-29T12:43:41-05:00 2024-12-31 731413977 HOGANTAYLOR LLP 11300 CANTRELL ROAD SUITE 301 LITTLE ROCK AR 72212 990 2024-01-01 710312420 ACC CAPITAL INC ARKA 5013749247 200 RIVER MARKET AVE SUITE 400 LITTLE ROCK AR 72201 SAM WALLS III CHIEF EXECUTIVE OFFICER 5013749247 2025-08-28 1 1 MICHELLE MANN P01064483 5012275800 2025-08-27 2024 2025-03-06 01:10:19Z X SAM WALLS III 200 RIVER MARKET AVE SUITE 400 LITTLE ROCK AR 72201 14694130 0 X WWW.ACCCAPITAL.COM X 1957 AR ACC CAPITAL IS A PRIVATE, NONPROFIT LENDING CORPORATION EMPOWERING ENTREPRENEURS NATIONALLY. THE ORGANIZATION OFFERS FLEXIBLE CAPITAL SOLUTIONS TO MEET THE UNIQUE NEEDS OF ENTREPRENEURS, SMALL BUSINESSES, AND ECONOMIC AND COMMUNITY DEVELOPMENT PROJECTS. SINCE 1957, ACC CAPITAL HAS PARTNERED WITH COMMERCIAL BANKS, GOVERNMENT AGENCIES, AND OTHERS AT LOCAL, STATE, REGIONAL, AND NATIONAL LEVELS TO DEPLOY OVER $2.34 BILLION IN CAPITAL FINANCING. 18 17 42 5 0 0 799418 3200258 3411481 11299013 109393 129512 2013056 52233 6333348 14681016 260813 552056 0 0 3644215 5616254 0 0 0 2083838 3433570 5988866 9601880 344482 5079136 25339501 35379756 7241986 12170443 18097515 23209313 X ACC CAPITAL IS A PRIVATE NONPROFIT FINANCIAL LEADER ON A MISSION FOR ECONOMIC CHANGE. WE ARE DEDICATED TO EMPOWERING ENTREPRENEURS AND UPLIFTING COMMUNITIES WITH ACCESSIBLE LOANS, RESOURCES, AND OVER 68 YEARS OF EXPERIENCE. 1 0 TO PROMOTE, STIMULATE, DEVELOP AND ADVANCE THE BUSINESS PROSPERITY AND ECONOMIC WELFARE NATIONWIDE. TO PROVIDE FINANCING FOR THE PROMOTION, DEVELOPMENT AND CONDUCT OF ALL KINDS OF BUSINESSES IN THE US, WHILE ASSISTING IN THE ECONOMIC DEVELOPMENT THROUGH INTERMEDIATE AND LONG-TERM LOANS. LAST YEAR ACC CAPITAL INTRODUCED ITS MICROLOAN PROGRAM - A SMALLER LENDING SERVICE OF $5,000 TO $50,000; DESIGNED TO SUPPORT SMALL BUSINESSES AND ENTREPRENEURS ON THEIR WAY TO SUCCESS. FOCUSING ON ARKANSAS AND MEMPHIS, THIS PROGRAM SEEKS TO CREATE NEW BUSINESS OPPORTUNITIES THROUGH LOANS AND TECHNICAL ASSISTANCE WHEN BUSINESSES ARE OVERLOOKED BY TRADITIONAL LENDERS. ACC CAPITAL FORMED PINE STATE REGIONAL CENTER AS AN ARKANSAS LIMITED LIABILITY COMPANY TO SPONSOR QUALIFIED EB-5 PROJECTS THAT PROMOTE THE EXPANSION OF THE REGIONAL ECONOMY BY INCREASING EXPORTS, HOUSEHOLD EARNING, PRODUCTIVITY, AND DOMESTIC CAPITAL - ALL WITH A PARTICULAR EMPHASIS ON PERMANENT JOB CREATION WITHIN PINE STATE REGIONAL CENTER'S GEOGRAPHIC FOOTPRINT. ACC CAPITAL FORMED HEARTLAND RENAISSANCE FUND, LLC FOR THE PURPOSE OF OPERATING AS A "QUALIFIED COMMUNITY DEVELOPMENT ENTITY" UNDER THE NEW MARKET TAX CREDIT PROGRAM IN ORDER TO PROVIDE INVESTMENT CAPITAL FOR LOW-INCOME COMMUNITIES OR LOW-INCOME PERSONS. 0 1 0 0 0 0 0 0 0 1 1 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 33 0 1 42 1 0 0 0 0 0 0 0 0 X 18 17 0 0 0 0 1 1 0 1 1 0 0 0 0 0 0 1 1 1 1 X X SCOTT GARDNER 5013749247 200 RIVER MARKET AVE SUITE 400 LITTLE ROCK AR 72201 CARROLL PENICK CHAIRMAN 0.00 X X 2400 0 0 BRYAN SCOGGINS VICE CHAIRMAN 0.00 X X 2500 0 0 WILLIAM STAED DIRECTOR 0.00 X 2300 0 0 JEFF AMERINE DIRECTOR 0.00 X 1500 0 0 DAVID SHINDLER DIRECTOR 0.00 X 2350 0 0 JERRY BULLARD DIRECTOR 0.00 X 1000 0 0 VIRGIL L MLLER JR DIRECTOR 0.00 X 2350 0 0 ROBERT TED GAMMILL DIRECTOR 0.00 X 2100 0 0 MARTHA MOORE DIRECTOR 0.00 X 2050 0 0 KAREN MARINE DIRECTOR 0.00 X 2100 0 0 KEVIN BURNS DIRECTOR 0.00 X 2650 0 0 EMILY MCELROY DIRECTOR 0.00 X 2100 0 0 J RUSSELL GUERRA DIRECTOR 0.00 X 2350 0 0 LAURA FINE DIRECTOR 0.00 X 0 0 0 SHELLE RANDALL DIRECTOR 0.00 X 2100 0 0 LORRIE TROGDEN DIRECTOR 0.00 X 2200 0 0 SHAMIM OKOLLOH DIRECTOR 0.00 X 1500 0 0 SAM WALLS III CEO 40.00 X X 451941 0 62596 LESLIE LANE PRESIDENT 40.00 X 375450 0 43575 DREW SPEED CFO (JAN-SEPT) 40.00 X 102202 0 13132 SCOTT GARDNER CFO 40.00 X 109937 0 11324 BERT KING SVP 40.00 X 178897 0 35217 CRAIG CALAFATI EVP 40.00 X 203071 0 26992 RUSH B DEACON SVP 40.00 X 248076 0 30963 BECKA WEBB SECRETARY & TREASURER 40.00 X 194829 0 19483 SEBASTIAN STUBBE MANAGING DIRECTOR 40.00 X 909031 0 44444 2806984 0 287726 9 0 1 0 0 3200258 3200258 MANAGEMENT, ADVISORY & OTHER FEES 522291 6569539 6569539 EQUITY IN EARNINGS 522291 3461530 3461530 LOAN INTEREST INCOME 522291 1267944 1267944 11299013 99358 99358 43268 13114 30154 30154 30154 LOANS SOLD 522291 26266 26266 RETURN ON INVESTMENT & OTHER INCO 522291 25967 25967 52233 14681016 11299013 0 181745 542056 542056 10000 10000 1203707 866188 337519 3521213 2533866 987347 200725 144442 56283 424892 305752 119140 265717 191210 74507 108940 108940 490318 490318 262114 262114 126659 126659 192346 138412 53934 399986 287830 112156 366932 264044 102888 129054 129054 1285 1285 349210 349210 128369 92374 35995 133754 96249 37505 SBA LENDING COST 209831 209831 EMPLOYEE TRAINING & REC 198731 154827 43904 DUES & SUBSCRIPTIONS 98282 98282 LOAN SERVICING 80110 80110 157649 121603 36046 9601880 7604656 1997224 0 1743072 1182416 192791 787715 12012854 19314510 233927 292711 1450363 818850 616495 631513 6540574 9415483 92625 81293 3907163 3674115 25339501 35379756 463181 976679 72275 64667 4657930 8966780 2048600 2162317 7241986 12170443 X 2000 2000 301000 301000 17794515 22906313 18097515 23209313 25339501 35379756 X 5079136 60204 -27542 X 0 1 X 1 1 1 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 711109 381397 329712 697906 428242 269664 41348 9211 32137 631513 SOUTHERN BANCORP 474832 F PINE STATE CAPITAL 4894009 F HRF, LLC 16150 F HIGH ST EQUITY PARTNERS 315000 C SIMMONS 3533325 F CADRON CAPITAL PARTNERS 100000 C PSOP I & II 82167 F 9415483 LEASE RIGHT OF USE ASSETS 1829503 CSV LIFE INSURANCE 1632074 SBA GUARANTEED EXPENSES 162172 SECURITY DEPOSITS 28969 RELATED COMPANIES 21397 3674115 LEASE LIABILITIES 1838878 RELATED COMPANIES 323439 2162317 X 14660496 60204 3105 63309 14597187 83829 83829 14681016 9512376 -5675 -5675 9518051 83829 83829 9601880 PART X, LINE 2: THE CORPORATION IS A TAX-EXEMPT ORGANIZATION UNDER SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE AND IS ORGANIZED AS A DOMESTIC NONPROFIT UNDER THE LAWS OF THE STATE OF ARKANSAS. AS SUCH, THE CORPORATION IS EXEMPT FROM FEDERAL AND STATE INCOME TAX. THE CORPORATION HAS NO UNRELATED BUSINESS INCOME THAT WOULD BE SUBJECT TO TAX. ACCOUNTING STANDARDS REQUIRE THE EVALUATION OF TAX POSITIONS AND THE RECOGNITION OF A TAX LIABILITY (OR ASSET) IF THE CORPORATION HAS TAKEN AN UNCERTAIN TAX POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. THE CORPORATION HAS NOT TAKEN AND DOES NOT EXPECT TO TAKE ANY UNCERTAIN TAX POSITIONS THAT WOULD REQUIRE THE RECOGNITION OF AN ASSET OR LIABILITY. THE PAST THREE YEARS OF TAX RETURNS ARE SUBJECT TO POTENTIAL EXAMINATION BY TAXING AUTHORITIES; HOWEVER, THERE ARE CURRENTLY NO EXAMINATIONS FOR ANY TAX PERIODS IN PROGRESS. PART XI, LINE 2D - OTHER ADJUSTMENTS: REVENUE REPORTED BY RELATED ORGANIZATION 3,105. PART XI, LINE 4B - OTHER ADJUSTMENTS: OTHER INCOME/EXPENSES 83,829. PART XII, LINE 2D - OTHER ADJUSTMENTS: EXPENSES REPORTED BY RELATED ORGANIZATION -5,675. PART XII, LINE 4B - OTHER ADJUSTMENTS: OTHER INCOME/EXPENSES 83,829. 0 ARKANSAS ECONOMIC DEVELOPMENT COMMISSION 1 COMMERCE WAY SUITE 601 LITTLE ROCK AR 72202 716043654 501(C)(6) 6000 0 SPONSORSHIP ARKANSAS VENTURE CENTER 417 MAIN ST LITTLE ROCK AR 72201 464108871 501(C)(3) 10000 0 SPONSORHSIP ARKANSAS STATE CHAMBER OF COMMERCE PO BOX 3645 LITTLE ROCK AR 72203 710006170 501(C)(6) 16500 0 SPONSORSHIP UNIVERSITY OF ARKANSAS 1 UNIVERSITY OF ARKANSAS FAYETTEVILLE AR 72701 716003252 501(C)(3) 36000 0 SPONSORSHIP ACC CAPITAL FOUNDATION 200 RIVER MARKET AVE SUITE 400 LITTLE ROCK AR 72201 710819945 501(C)(3) 372343 0 LOAN FORGIVENESS 3 2 SCHOLARSHIPS 2 10000 X X X 0 0 0 SEBASTIAN STUBBE MANAGING DIRECTOR 262066 0 646965 0 0 0 44444 0 0 0 953475 0 0 0 SAM WALLS III CEO 251941 0 200000 0 0 0 45981 0 16615 0 514537 0 0 0 LESLIE LANE PRESIDENT 205450 0 170000 0 0 0 37793 0 5782 0 419025 0 0 0 RUSH B DEACON SVP 168076 0 80000 0 0 0 18991 0 11972 0 279039 0 0 0 CRAIG CALAFATI EVP 173071 0 30000 0 0 0 10507 0 16485 0 230063 0 0 0 BECKA WEBB SECRETARY & TREASURER 119829 0 75000 0 0 0 19483 0 0 0 214312 0 0 0 BERT KING SVP 158897 0 20000 0 0 0 18602 0 16615 0 214114 0 0 0 PART I, LINE 3 SALARIES AND BONUSES ARE REVIEWED AND APPROVED BY THE BOARD'S COMPENSATION COMMITTEE. AN OUTSIDE COMPENSATION CONSULTANT IS USED TO SURVEY SALARIES AND DETERMINE THAT COMPENSATION IS REASONABLE IN COMPARISON TO SIMILAR ORGANIZATIONS IN COMPARABLE MARKETS. FORM 990, PART III, LINE 2 LAST YEAR ACC CAPITAL INTRODUCED ITS MICROLOAN PROGRAM - A SMALLER LENDING SERVICE OF $5,000 TO $50,000; DESIGNED TO SUPPORT SMALL BUSINESSES AND ENTREPRENEURS ON THEIR WAY TO SUCCESS. FOCUSING ON ARKANSAS AND MEMPHIS, THIS PROGRAM SEEKS TO CREATE NEW BUSINESS OPPORTUNITIES THROUGH LOANS AND TECHNICAL ASSISTANCE WHEN BUSINESSES ARE OVERLOOKED BY TRADITIONAL LENDERS. FORM 990, PART VI, SECTION A, LINE 6 ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS ELECT DIRECTORS BY PROXY OR IN PERSON. FORM 990, PART VI, SECTION B, LINE 11B TAX RETURN IS REVIEWED BY THE CORPORATION'S CHIEF FINANCIAL OFFICER. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION FOR EXECUTIVES AND KEY EMPLOYEES IS DETERMINED AND APPROVED BY THE BOARD OF DIRECTORS' COMPENSATION COMMITTEE. TO DETERMINE COMPENSATION, THE COMPENSATION COMMITTEE UTILIZES OUTSIDE ASSISTANCE FROM AN INDEPENDENT, PROFESSIONAL COMPANY THAT SPECIALIZES IN COMPENSATION SURVEYS AND RECOMMENDATIONS FOR AMERICAN COMPANIES. THE COMPENSATION ACTUALLY PAID TO OFFICERS AND KEY EMPLOYEES IS WITHIN GUIDELINES RECOMMENDED BY THE OUTSIDE CONSULTANT. FORM 990, PART VI, SECTION C, LINE 19 DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9: CHANGE IN EQUITY - ACRC -27,542. PINE STATE REGIONAL CENTER LLC 200 RIVER MARKET AVE SUITE 400 LITTLE ROCK AR 72201 462960231 EB-5 AR 36676 52672 ACC CAPITAL INC AR CAPITAL RELENDING CORPORATION 200 RIVER MARKET AVE SUITE 400 LITTLE ROCK AR 72201 710811347 LENDING AR 501(C)(6) ACC CAPITAL INC 0 ACC CAPITAL FOUNDATION 200 RIVER MARKET AVE SUITE 400 LITTLE ROCK AR 72201 710819945 EDUCATION AR 501(C)(3) LINE 7 ACC CAPITAL INC 0 SIX BRIDGES CAPITAL CORPORATION 200 RIVER MARKET AVE SUITE 400 LITTLE ROCK AR 72201 710687627 LENDING AR 501(C)(4) ACC CAPITAL INC 0 PINE STATE CAPITAL LLC 200 RIVER MARKET AVE SUITE 400 LITTLE ROCK AR 72201 461178744 EB-5 AR ACC CAPITAL INC RELATED 3952886 6709858 0 0 0.99990 HEARTLAND RENASSIANCE FUND 200 RIVER MARKET AVE SUITE 400 LITTLE ROCK AR 72201 631277306 ECON DEV AR ACC CAPITAL INC RELATED 2518403 274270 0 0 0.99990 0 1 0 1 0 0 0 0 0 0 0 1 0 0 0 0 1 0 1 ACC CAPITAL FOUNDATION B 372343 FMV ACC CAPITAL FOUNDATION L 118585 FMV SIX BRIDGES CAPITAL CORP L 38349 FMV SIX BRIDGES CAPITAL CORP Q 267510 FMV HEARTLAND RENAISSANCE FUND L 716748 FMV HEARTLAND RENAISSANCE FUND Q 126719 FMV HEARTLAND RENAISSANCE FUND D 199705 FMV PINE STATE CAPITAL D 283835 FMV PINE STATE REGIONAL CENTER D 118413 FMV SIX BRIDGES CAPITAL CORP D 83310 FMV ARKANSAS CAPITAL RELENDING CORPORATION S 37082 FMV