2025-08-27T17:01:23-04:00 2024-12-31 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2024-01-01 166071002 TUW ALICE KOON FBO SCHOLASTIC FUND KOON 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2025-08-21 true false JEFFREY E KUHLIN P00353001 4123556000 2025-08-21 X 2024 2025-03-06 01:10:19Z X 1899103 X 60614 60523 47154 319595 47154 0 500 108268 107677 20638 18574 2064 0 0 0 0 0 0 0 0 4201 1519 0 0 0 0 0 0 0 1750 1750 26589 20093 0 3814 82436 82436 109025 20093 0 86250 -757 87584 0 99109 36107 36107 0 0 0 169961 156698 763294 874713 950507 1099702 1143783 1143312 1899103 0 X 1143783 1143312 1143783 1143312 1143783 1143312 1143783 -757 1553 1144579 1267 1143312 25. COLGATE PALMOLIVE CO COM 2004-10-01 2024-06-06 2360 570 1790 1790 25. EXXON MOBIL CORP COM 1989-06-22 2024-06-06 2827 229 2598 2598 25. J P MORGAN CHASE & CO COM 2008-07-09 2024-06-06 4889 860 4029 4029 25. LOWES COS INC COM 2009-06-16 2024-06-06 5467 480 4987 4987 25. MICROSOFT CORP COM 2000-04-28 2024-06-06 10564 871 9693 9693 50. NOVARTIS A G SPONSORED ADR 2006-04-27 2024-06-06 5300 2365 2935 2935 25. ORACLE CORP COM 1997-12-16 2024-06-06 3093 97 2996 2996 25. PEPSICO INC COM 2002-03-21 2024-06-06 4349 1262 3087 3087 25. PROCTER & GAMBLE CO COM 2011-07-22 2024-06-06 4202 1607 2595 2595 10493.179 VANGUARD TOTAL BOND MARKET INDEX INSTL 2024-06-06 100000 114823 -14823 -14823 25. EATON CORP PLC 2012-12-03 2024-06-06 7807 961 6846 6846 25. EXXON MOBIL CORP COM 1989-06-22 2024-12-10 2826 229 2597 2597 25. J P MORGAN CHASE & CO COM 2008-07-09 2024-12-10 6072 860 5212 5212 25. LOWES COS INC COM 2009-06-16 2024-12-10 6801 480 6321 6321 25. MCDONALDS CORP COM 2009-06-16 2024-12-10 7505 1432 6073 6073 13960.703 VANGUARD TOTAL BOND MARKET INDEX INSTL 2005-02-07 2024-12-10 135000 144354 -9354 -9354 25. EATON CORP PLC 2012-12-03 2024-12-10 9003 961 8042 8042 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 CAPITAL GAIN DIVIDENDS P 1530 47154 1217 0 1217 0 1217 1540 0 0 1540 0 323 305 18 false false false false false false false true true NY true false false false false true NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 X false false false false true false false false false false false false false false false true false false false false false false false NBT BANK NA 52 SOUTH BROAD STREET NORWICH NY 19512 TRUSTEE 1 20638 NONE 0 NONE 0 1832516 94480 0 1926996 0 0 1926996 28905 1898091 94905 94905 1217 1217 93688 500 94188 0 94188 86250 0 0 0 0 86250 94188 83703 0 0 0 0 0 0 0 86250 83703 0 0 2547 0 0 0 0 0 0 0 0 91641 0 0 0 0 0 0 0 0 X ROCHESTER INSTITUTE OF TECHNOLOGY 56 LOMB MEMORIAL DRIVE Rochester NY 14623 NONE I SCHOLARSHIPS 9500 NAZARETH UNIVERSITY 4245 EAST AVE Rochester NY 14618 NONE I SCHOLARSHIP 3487 CORNELL UNIVERSITY 616 THURSTON AVE ITHACA NY 14853 NONE I SCHOLARSHIPS 7599 ITHACA COLLEGE 953 DANBY RD ITHACA NY 14850 NONE I SCHOLARSHIP 1395 FASHION INSTITUTE OF TECHNOLOGY 227 W 27TH STREET NEW YORK NY 10001 NONE I SCHOLARSHIP 2000 Ohio University 1 OHIO UNIVERSITY ATHENS OH 45701 NONE I SCHOLARSHIP 2965 ST LAWRENCE UNIVERSITY 23 ROMODA DRIVE CANTON NY 13617 NONE I SCHOLARSHIP 2000 SACRED HEART UNIVERSITY 5151 PARK AVENUE FAIRFIELD CT 06825 NONE I SCHOLARSHIP 4500 SUNY ONEONTA 108 RAVINE PARKWAY ONEONTA NY 13820 NONE I SCHOLARSHIPS 7848 HARTWICK COLLEGE 1 HARTWICK DR ONEONTA NY 13820 NONE I SCHOLARSHIP 2533 HUNTER COLLEGE 695 PARK AVENUE New York NY 10065 NONE I SCHOLARSHIP 5000 UTICA UNIVERSITY 1600 BURRSTONE ROAD UTICA NY 13502 NONE I SCHOLARSHIP 3487 UNIVERSITY OF CENTRAL FLORIDA 4000 CENTRAL FLORIDA BLVD ORLANDO FL 32816 NONE I SCHOLARSHIP 3487 SUNY CORTLAND 35 GRAHAM AVENUE CORTLAND NY 13045 NONE I SCHOLARSHIPS 7000 CAYUGA COMMUNITY COLLEGE 197 FRANKLIN ST AUBURN NY 13021 NONE I SCHOLARSHIP 1266 FARMINGDALE STATE COLLEGE 2350 BROADHOLLOW RD FARMINGDALE NY 11735 NONE I SCHOLARSHIP 3487 SUNY COBLESKILL 106 SUFFOLK CIR COBLESKILL NY 12043 NONE I SCHOLARSHIP 5000 TOMPKINS CORTLAND COMMUNITY COLLEGE 170 NORTH ST DRYDEN NY 13053 NONE I SCHOLARSHIP 3487 SUNY MORRISVILLE 80 EATON ST MORRISVILLE NY 13408 NONE I SCHOLARSHIP 5000 ST CATHERINES COLLEGE MANOR ROAD OXFORD UK OX1 3UJ NONE I SCHOLARSHIP 1395 82436 14 60614 18 47154 RETURN OF PY GRANT 1 500 108268 108268 false false false false false false false false false false BAXTER INTERNATIONAL INC 8198 11664 CISCO SYSTEMS INC 9390 56240 COLGATE-PALMOLIVE 8554 34091 CVS HEALTH CORP 5510 17956 EXXON MOBIL CORPORATION 3210 37650 LOWES COS INC COM 2883 37020 INTEL CORP 11475 17043 PROCTER & GAMBLE CO 11249 29339 JOHNSON & JOHNSON 9187 28924 JP MORGAN CHASE & CO 10314 71913 MICROSOFT CORP 5227 63225 ORACLE CORPORATION 2531 108316 PEPSICO INC 8831 26611 SOUTHERN CO 6804 24696 BOEING COMPANY 9932 26550 VERIZON COMMUNICATIONS 8676 9998 WELLS FARGO & CO 8055 35120 MCDONALDS CORP 7161 36236 EATON CORP PLC 7686 66374 NOVARTIS AG SPONS ADR 11825 24328 VANGUARD TOTAL BOND MARKET IN AT COST 124241 114836 VANGUARD MID-CAP INDEX AT COST 15006 83021 VANGUARD HIGH YIELD CORP FD AT COST 122982 121361 VANGUARD DEVELOPED MARKETS IND AT COST 128936 165140 VANGUARD INSTITUTIONAL INDEX F AT COST 58436 106788 VANGUARD SMALL-CAP INDEX ADM AT COST 55475 77244 DFA EMERGING MKTS PORTFOLIO AT COST 62708 62648 DFA INTERNATIONAL SMALL COMPAN AT COST 19000 17326 FLEXSHARES MSTAR GLBL UPSTRM N AT COST 35723 33269 DFA GLOBAL REAL ESTATE SECURIT AT COST 21500 20047 LAZARD GLOBAL LISTED INFRASTRU AT COST 21500 21267 FIDELITY INFLATION PROTECTED B AT COST 80000 77919 DODGE & COX INCOME FUND AT COST 100000 96946 PIMCO INCOME FUND INSTL CLASS AT COST 40000 39438 DODGE & COX GLOBAL BOND FUND AT COST 35000 33810 DODGE & COX INTL STOCK FUND AT COST 20000 18820 FIDELITY EMERGING MKTS INDEX F AT COST 10000 9822 MUTUAL FUND SUBTRACTION 1267 OTHER ALLOCABLE EXPENSE-PRINCI 1500 0 1500 STATE FILING FEE 250 0 250 RETURN OF PY GRANT 500 0 MUTUAL FUND ADDITION 1553 FOREIGN TAXES 616 616 0 FEDERAL TAX PAYMENT - PRIOR YE 1142 0 0 FEDERAL ESTIMATES - PRINCIPAL 1540 0 0 FOREIGN TAXES ON QUALIFIED FOR 693 693 0 FOREIGN TAXES ON NONQUALIFIED 210 210 0