2025-08-07T12:56:21-05:00 2024-09-30 860683059 BEACHFLEISCHMAN PLLC 1985 E RIVER ROAD SUITE 201 TUCSON AZ 85718 990 2023-10-01 860107049 WESTERN NATIONAL PARKS ASSOCIATION WEST 5206221999 12880 NORTH VISTOSO VILLAGE DRIVE TUCSON AZ 85755 MARIE BUCK PRESIDENT AND CEO 5206221999 2025-07-31 1 1 MONICA A VERA CPA P01456278 5203214600 2025-07-31 2023 2025-03-06 01:10:19Z MARIE BUCK 12880 NORTH VISTOSO VILLAGE DRIVE TUCSON AZ 85755 36364592 0 X WWW.WNPA.ORG X 1938 NM WNPA ADVANCES EDUCATION, INTERPRETATION, RESEARCH AND COMMUNITY ENGAGEMENT IN NATIONAL PARKS. 15 15 227 34 0 0 348777 483467 151657 171322 31436 214671 14097558 14570996 14629428 15440456 728126 1093398 0 0 8641232 9966700 0 0 320254 2784700 3678565 12154058 14738663 2475370 701793 22185051 23412196 1206887 1471837 20978164 21940359 X IN PARTNERSHIP WITH THE NATIONAL PARK SERVICE SINCE 1938, WNPA ADVANCES EDUCATION, INTERPRETATION, RESEARCH, AND COMMUNITY ENGAGEMENT TO ENSURE NATIONAL PARKS ARE INCREASINGLY VALUED BY ALL. 0 0 10933601 0 13280865 INTERPRETIVE AND EDUCATION SERVICES - SEE SCHEDULE O 1672535 1000 1459248 COMMUNITY PROGRAMS - SEE SCHEDULE O 1155995 1092398 0 GRANTS AND DONATIONS TO PARK PARTNERS - SEE SCHEDULE O 330979 0 0 VISITOR PROGRAM SERVICES: THROUGH COOPERATING AGREEMENTS WITH NATIONAL PARK SERVICE, WNPA PROVIDES A VARIETY OF SERVICES IN THE 12 STATES WITH AFFILIATED PARKS. THESE INCLUDE PROJECT MANAGEMENT, PROGRAM FACILITATION, PRODUCT DEVELOPMENT, PRINTED MATERIALS AND PUBLICATIONS, EXHIBIT DESIGN AND FABRICATION, AND OTHER INTERPRETIVE ACTIVITIES. 330979 0 0 14093110 1 1 0 0 0 0 0 0 1 1 1 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 71 0 1 227 1 0 0 0 0 0 1 1 0 0 0 0 0 0 X 15 15 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 CA NM OK X X X MICHELLE KROEGER 5209043994 12880 NORTH VISTOSO VILLAGE DRIVE TUCSON AZ 85755 MARIE BUCK PRESIDENT & CEO 40.00 X 233131 0 12116 CHRISTINE L HORVATH CFO & EVP 40.00 X 188280 0 15377 LAUREN MOONEY CRO & VP OF PARTNERSHIPS 40.00 X 164546 0 14925 MICHAEL MATTHEWS CHIEF OF MARKETING 40.00 X 119476 0 7244 TERESA GAVIGAN BOARD MEMBER 2.00 X 0 0 0 JOHN GOMEZ BOARD MEMBER 2.00 X 0 0 0 PAT GONZALES-ROGERS BOARD MEMBER 2.00 X 0 0 0 MATT GRAMS BOARD MEMBER 2.00 X 0 0 0 JULIA JENNESS BOARD MEMBER 2.00 X 0 0 0 JOHN KOPROWSKI BOARD MEMBER 2.00 X 0 0 0 STACY LAMBATOS BOARD MEMBER 2.00 X 0 0 0 HOWARD LEVITT BOARD MEMBER 2.00 X 0 0 0 CHRIS MONSON BOARD MEMBER 2.00 X 0 0 0 CHRYSTAL MORRIS MURPHY BOARD MEMBER 2.00 X 0 0 0 BEN MYERS BOARD MEMBER 2.00 X 0 0 0 KINDLEY WALSH LAWLOR BOARD MEMBER 2.00 X 0 0 0 MARILYN ALKIRE INTERIM CHAIR 4.00 X X 0 0 0 DAN KIMBALL VICE CHAIR 4.00 X X 0 0 0 RACHEL LIGTENBERG TREASURER 4.00 X X 0 0 0 PATTY CAROCCI SECRETARY 2.00 X X 0 0 0 705433 0 49662 4 0 1 0 0 240059 243408 6063 483467 COMMISSION INCOME 924120 86528 86528 FEE BASED PROGRAM REVENUE 900099 84794 84794 171322 136954 136954 2205 2205 8427903 4000 8354186 0 73717 4000 77717 77717 27132100 12569950 14562150 14562150 MISCELLANEOUS INCOME 900099 6641 6641 6641 15440456 14740113 0 216876 1093398 1093398 685645 441088 183307 61250 7547325 7383863 43864 119598 266476 265033 1443 844035 815894 17700 10441 623219 597055 14914 11250 112614 106983 5315 316 45649 33703 9221 2725 789455 747310 8369 33776 154747 152464 35 2248 555819 517549 11141 27129 87521 82458 1658 3405 24742 24742 81778 77147 1598 3033 308897 299746 5076 4075 148379 122831 18497 7051 287928 279971 2464 5493 169695 165366 2076 2253 CREDIT CARD USE FEES 749354 747058 2296 PROGRAM SUPPLIES 82873 82873 MISCELLANEOUS EXPENSE 41397 18861 64 22472 WAREHOUSE EXPENSES 37717 37717 14738663 14093110 325299 320254 1563340 1264554 6882548 4889374 9815 17037 5751111 6463561 491642 496674 5722609 3474360 1884074 2248249 5586314 7996570 16207 36177 22185051 23412196 942536 1244602 2367 2375 261984 224860 1206887 1471837 X 20881070 21845675 97094 94684 20978164 21940359 22185051 23412196 701793 260402 0 X 0 1 X 1 0 X 1209362 1239323 223492 308788 431707 3412672 9250915 16838312 23205661 25683985 27310063 102288936 10460277 18077635 23429153 25992773 27741770 105701608 69629 52526 53807 31977 50975 258914 0 69629 52526 53807 31977 50975 258914 105442694 23916 20468 27215 32326 139159 243084 23916 20468 27215 32326 139159 243084 15000 39989 51760 106749 10484193 18098103 23471368 26065088 27932689 106051441 0.99430 0.99530 0.00230 0.00140 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 X 27132 10000 1359 38491 25000 2132 27132 25000 25000 1.00000 1 0 664599 664599 2441961 1501456 940505 2111538 1650340 461198 504511 322564 181947 2248249 X 15700858 260402 260402 15440456 0 15440456 14738663 0 14738663 0 14738663 PART IV, LINE 2B: WNPA FROM TIME TO TIME ACTS AS A FISCAL RECEIVER, RECEIVING FUNDS FROM OUTSIDE SOURCES (SUCH AS THE NATIONAL PARKS FOUNDATION) TO BE USED FOR SPECIFIC PROJECTS WITHIN SPECIFIC PARKS. WNPA MAINTAINS RECORDS AND PROCESSES PAYMENTS FOR THESE SERVICES ON BEHALF OF THE SPECIFIC PARK. PART V, LINE 4: THE ORGANIZATION'S ENDOWMENT WAS ESTABLISHED TO SUPPORT THE WNPA MISSION THROUGH WNPA'S ON-GOING EFFORTS TO TELL STORIES OF SUCCESS AND THE CREATION OF CONTENT THAT WILL INSPIRE OTHERS TO SUPPORT WNPA'S MISSION. EARNINGS OF THE ENDOWMENT MAY BE USED FOR THIS PURPOSE. PART X, LINE 2: FINANCIAL STATEMENTS ASC 740 FOOTNOTE: THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES UNDER BOTH FEDERAL INTERNAL REVENUE CODE SECTION 501(C)(3) AND ARIZONA INCOME TAX LAWS, AND IS CLASSIFIED AS OTHER THAN A PRIVATE FOUNDATION UNDER SECTION 509(A)(2). INCOME FROM CERTAIN ACTIVITIES NOT DIRECTLY RELATED TO THE ORGANIZATION'S TAX-EXEMPT PURPOSE, HOWEVER, MAY BE SUBJECT TO TAXATION AS UNRELATED BUSINESS TAXABLE INCOME (UBTI). FROM TIME TO TIME, THE ORGANIZATION MAY BE SUBJECT TO PENALTIES AND INTEREST ASSESSED BY VARIOUS TAXING AUTHORITIES, WHICH WILL BE CLASSIFIED AS MANAGEMENT AND GENERAL EXPENSES, IF THEY OCCUR. 1 NATIONAL PARK SERVICE 1849 C STREET NW WASHINGTON DC 20240 841024566 US DEPT. OF INTERIOR 980491 15710 BOOK VALUE INVENTORY SCIENTIFIC RESEARCH, INTERPRETIVE SUPPORT AND OTHER ASSISTANCE UNIVERSITY OF ARIZONA 888 N EUCLID AVENUE ROOM 502 TUCSON AZ 85721 742652689 STATE OF ARIZONA 10000 0 SCIENTIFIC, ECOLOGICAL AND CULTURAL RESEARCH ARIZONA STATE UNIVERSITY 1151 S FOREST AVENUE TEMPE AZ 85281 860196696 STATE OF ARIZONA 11237 0 SCIENTIFIC, ECOLOGICAL AND CULTURAL RESEARCH WESTLAND RESOURCES 4001 E PARADISE FALLS DRIVE TUCSON AZ 85712 860852063 14933 0 SCIENTIFIC, ECOLOGICAL AND CULTURAL RESEARCH UDALL FOUNDATION 130 S SCOTT AVENUE TUCSON AZ 85701 510563508 EXEC. BRANCH AGENCY 7500 0 SCIENTIFIC, ECOLOGICAL AND CULTURAL RESEARCH IRONWOOD TREE EXPERIENCE 439 N 6TH AVE 187 TUCSON AZ 85705 464125968 501(C)(3) 5746 0 SCIENTIFIC, ECOLOGICAL AND CULTURAL RESEARCH TUCSON FESTIVAL OF BOOKS PO BOX 42466 TUCSON AZ 85733 262145432 501(C)(3) 30000 0 SCIENTIFIC, ECOLOGICAL AND CULTURAL RESEARCH SALVATION ARMY 1002 N MAIN AVENUE TUCSON AZ 85705 941156347 501(C)(3) 7232 0 PPE DONATION 7 1 SCHEDULE I PART II RESEARCH GRANTS - WNPA REQUIRES WRITTEN NOTICE FROM THE PARK SUPERINTENDENT THAT THE RESEARCHER IS READY TO BEGIN RESEARCH. AFTER NOTICE IS RECEIVED, 25% OF THE TOTAL GRANT AMOUNT CAN BE RELEASED. AN ADDITIONAL 50% CAN BE RELEASED ONCE ADEQUATE PROGRESS HAS BEEN MADE AND AN INTERIM STATUS REPORT HAS BEEN SUBMITTED AND APPROVED BY THE SUPERINTENDENT AND FORWARDED TO WNPA WITHOUT EXCEPTION, 25% OF THE FUNDED AMOUNT WILL BE WITHHELD UNTIL THE FINAL REPORT IS ACCEPTED BY THE SUPERINTENDENT AND SUBSEQUENTLY APPROVED BY WNPA'S RESEARCH COMMITTEE INTERPRETIVE SUPPORT PARK SUPERINTENDENT OR DESIGNEE SUBMITS REQUEST FOR FUNDING. WNPA MANAGEMENT REVIEWS REQUEST JUSTIFICATION FOR COMPLIANCE WITH ASSOCIATION AND DEPARTMENT OF INTERIOR POLICIES PRIOR TO APPROVAL AND FUNDING. X X X X X 0 0 0 0 0 0 0 0 0 MARIE BUCK PRESIDENT & CEO 233131 0 0 0 0 0 6802 0 5314 0 245247 0 0 0 CHRISTINE L HORVATH CFO & EVP 188280 0 0 0 0 0 8624 0 6753 0 203657 0 0 0 LAUREN MOONEY CRO & VP OF PARTNERSHIPS 164546 0 0 0 0 0 7598 0 7327 0 179471 0 0 0 FORM 990, PART I, LINE 6, VOLUNTEERS: VOLUNTEERS SERVED 2,653 HOURS BETWEEN 10/01/2023 AND 09/30/2024. THE VOLUNTEERS PROVIDED ASSISTANCE WITH WNPA RETAIL OPERATIONS AND WNPA COMMUNITY ENGAGEMENT EVENTS. FORM 990, PART III, LINE 4A, PROGRAM ONE: INTERPRETIVE AND EDUCATION SERVICES: WNPA PLAYS A SIGNIFICANT ROLE IN FURTHERING THE CONNECTION PEOPLE HAVE TO PARKS. WNPA PARTNERS WITH THE NATIONAL PARK SERVICE TO SUPPORT ITS MISSION AND ENHANCE THE VISITOR EXPERIENCE, UNDERSTANDING, AND APPRECIATION OF NATIONAL PARKS THROUGH THE DISCOVERY OF RELEVANT PRODUCTS, PROGRAMS, AND SERVICES. WNPA OPERATES MORE THAN 78 PARK STORES IN VISITOR CENTERS AT 72 NATIONAL PARK SERVICE UNITS ACROSS 12 WESTERN STATES, OFFERING THOUSANDS OF INTERPRETIVE AND EDUCATIONAL BOOKS AND OTHER PRODUCTS. THESE BOOKS AND PRODUCTS PROVIDE MEANINGFUL AND LONG-TERM CONNECTIONS TO THE PARKS. WNPA WAS FOUNDED IN 1938 AS A NONPROFIT PUBLISHING PARTNER TO HELP THE NATIONAL PARK SERVICE CONNECT PEOPLE WITH THEIR PARKS. WE CONTINUE THAT TRADITION WITH AWARD-WINNING, WELL-RESEARCHED, BEAUTIFULLY ENGAGING BOOKS TO HELP VISITORS LEARN MORE ABOUT OUR PARTNER PARKS. MORE THAN 200 PUBLICATIONS ARE CURRENTLY IN PRINT. WNPA ALSO PUBLISHES JUNIOR RANGER BOOKLETS FOR PARK VISITORS AVAILABLE AT NO CHARGE. AT THE NATIONAL PARKS STORE IN TUCSON, ARIZONA, WNPA HOSTED ART SHOWS WITH SPEAKERS, CULTURAL DEMONSTRATIONS, AUTHOR EVENTS, AND OTHER EXPERIENCES IN AN EFFORT TO INTRODUCE PEOPLE TO THE NATURE, CULTURE, AND HISTORY WITHIN PARKS AND THE REGIONS IN WHICH THEY EXIST. FORM 990, PART III, LINE 4B, PROGRAM TWO: COMMUNITY OUTREACH & PROGRAMS: WNPA HOSTED NEARLY 100 FREE PUBLIC PROGRAMS (E.G., PRESENTATIONS, FILMS, AUTHOR EVENTS, AND CULTURAL DEMONSTRATIONS) AT ITS HEADQUARTERS IN TUCSON, AZ, REACHING APPROXIMATELY 2,000 TOTAL ATTENDEES IN 2024. WNPA ALSO HOSTED THE NATIONAL PARK EXPERIENCE PAVILION AT THE TUCSON FESTIVAL OF BOOKS, THE THIRD LARGEST BOOK FESTIVAL IN THE US WHICH INTRODUCED THOUSANDS OF FESTIVAL VISITORS TO WNPA AND ITS PARTNER PARKS. VOLUNTEERS AND STAFF PARTICIPATED IN MORE THAN A DOZEN COMMUNITY OUTREACH EVENTS IN TUCSON AND SOUTHERN ARIZONA, INCLUDING THE SOUTHEAST ARIZONA BIRDING FESTIVAL, LA FIESTA DE TUMACCORI, AND TUCSON MEET YOURSELF. STAFF ALSO PARTICIPATED, ALONG WITH PARK PARTNERS, IN THE ANNUAL TUCSON RODEO AND TUCSON PRIDE PARADES AS WELL AS OTHER COMMUNITY EVENTS. WNPA PROVIDED PROGRAMS TO LOCAL COMMUNITY GROUPS IN TUCSON FOCUSED ON WNPA, THE NATIONAL PARKS STORE, AND LOCAL PARTNER PARKS. WNPA PROVIDED FUNDING FOR YOUTH ORGANIZATIONS WITH SIMILAR MISSIONS, INCLUDING PARKS IN FOCUS, A PROGRAM THAT CONNECTS MIDDLE SCHOOL YOUTH TO NATURE THROUGH PHOTOGRAPHY; AND IRONWOOD TREE EXPERIENCE, A PROGRAM FOR YOUNG PEOPLE TO ENGAGE WITH THE NATURAL WORLD AND BECOME STEWARDS OF THE ENVIRONMENT. THIS FUNDING HELPED ENGAGE MORE THAN 800 ARIZONA YOUTH WITH OUR NATIONAL PARKS AND PUBLIC LANDS. FINALLY, WNPA STAFF ATTENDED THE NATIONAL PARK FRIENDS ALLIANCE, PUBLIC LANDS ALLIANCE, ARIZONA ASSOCIATION FOR ENVIRONMENTAL EDUCATION, AND THE NATIONAL ASSOCIATION FOR INTERPRETATION ANNUAL CONFERENCE. FORM 990, PART III, LINE 4C, PROGRAM THREE: GRANTS AND DONATIONS TO PARK PARTNERS: WNPA PROVIDED OVER $1 MILLION IN DIRECT AID AND RESEARCH GRANTS TO MORE THAN 70 PARTNER PARKS ACROSS 12 WESTERN STATES IN FY24. IN ADDITION TO PROVIDING EDUCATIONAL OPPORTUNITIES THROUGH NATIONAL PARK STORES, WNPA GIVES DIRECT DONATIONS TO THE NATIONAL PARKS IN SUPPORT OF CULTURAL, HISTORICAL, INTERPRETATIVE, AND EDUCATIONAL ACTIVITIES DEVELOPED BY PARK RANGERS. THESE ACTIVITIES ENHANCE THE VISITOR EXPERIENCE, PROVIDE OPPORTUNITIES TO CONNECT WITH YOUTH, AND ENGAGE THE LOCAL COMMUNITY. NUMEROUS EVENTS WERE FUNDED DURING THE YEAR IN NATIONAL PARKS. EVENTS INCLUDED LIVING HISTORY DEMONSTRATIONS AND ENCAMPMENTS, SEVERAL CULTURAL FESTIVALS, JUNIOR RANGER CAMPS, ART EXHIBITIONS, AND ARCHEOLOGICAL AND GEOGRAPHICAL SURVEYS. EACH OF THE PARTNER PARKS AFFILIATED WITH WNPA RECEIVED DIRECT DONATIONS IN 2024. THE ASSOCIATION SUPPORTS SCIENTIFIC RESEARCH IN NATIONAL PARKS WITH GRANTS AWARDED TO QUALIFIED INDIVIDUALS AND INSTITUTIONS. GRANTS ARE USED TO SUPPORT A WIDE RANGE OF RESEARCH PROJECTS THAT HELP CREATE A BETTER UNDERSTANDING OF THE PARKS, INCLUDING THE NATURAL RESOURCES; THE CULTURE AND HERITAGE OF THE PEOPLE WHO ONCE LIVED THERE; CLIMATE IMPACTS, AND THE SOCIAL, ECONOMIC, AND POLITICAL HISTORY AT THE PARK SITES. WNPA CELEBRATED ITS 85TH ANNIVERSARY IN JULY 2023, AND SINCE ITS FOUNDING IN 1938, WNPA HAS PROVIDED NEARLY $149 MILLION IN AID TO OUR PARTNER PARKS TO FUND EDUCATIONAL PROGRAMS, INITIATIVES, AND SCIENTIFIC RESEARCH. FORM 990, PART VI, SECTION B, LINE 11B THE COMPLETE FORM 990 IS EMAILED AS A PDF TO THE FULL BOARD OF DIRECTORS, WITH A HARD COPY IF REQUESTED. THEY ARE GIVEN SEVERAL DAYS TO REVIEW THE DOCUMENT AND RESPOND WITH QUESTIONS OR COMMENTS. WHEN THE DEADLINE IS REACHED AND NO QUESTIONS OR COMMENTS ARE RAISED, THE FORM 990 IS CONSIDERED TO BE APPROVED BY THE BOARD. THE FORM 990 IS THEN FILED. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION REQUIRES ALL DIRECTORS AND OFFICERS TO SIGN AN ANNUAL STATEMENT OF CONFLICT OR POTENTIAL PERCEIVED CONFLICTS OF INTEREST. THE STATEMENT AFFIRMS THE INDIVIDUAL HAS READ AND UNDERSTANDS THE POLICY AND HAS AGREED TO COMPLY WITH IT. ANY CONFLICTS AND POTENTIAL PERCEIVED CONFLICTS ARE DISCLOSED ON THE STATEMENT AND REVIEWED BY THE BOARD OF DIRECTORS ANNUALLY PER THE POLICY. AN ACTUAL OR POTENTIAL CONFLICT OF INTEREST OCCURS WHEN AN EMPLOYEE IS IN A POSITION TO INFLUENCE A DECISION THAT MAY RESULT IN A PERSONAL GAIN FOR THAT EMPLOYEE OR FOR A RELATIVE AS A RESULT OF WNPA'S BUSINESS DEALINGS. FOR THE PURPOSES OF THE POLICY, A RELATIVE IS ANY PERSON WHO IS RELATED BY BLOOD OR MARRIAGE, OR WHOSE RELATIONSHIP WITH THE EMPLOYEE IS SIMILAR TO THAT OF PERSONS WHO ARE RELATED BY BLOOD OR MARRIAGE. PERSONAL GAIN MAY RESULT NOT ONLY IN CASES WHERE AN EMPLOYEE OR RELATIVE HAS A SIGNIFICANT OWNERSHIP IN A FIRM WITH WHICH WNPA DOES BUSINESS, BUT ALSO WHEN AN EMPLOYEE OR RELATIVE RECEIVES ANY KICKBACK, BRIBE, SUBSTANTIAL GIFT (GIFTS VALUED AT $100 OR MORE), OR SPECIAL CONSIDERATION AS A RESULT OF ANY TRANSACTION OR BUSINESS DEALINGS INVOLVING WNPA. NO "PRESUMPTION OF GUILT" IS CREATED BY THE MERE EXISTENCE OF A RELATIONSHIP WITH OUTSIDE FIRMS. HOWEVER, IF EMPLOYEES HAVE ANY INFLUENCE ON TRANSACTIONS INVOLVING PURCHASES, CONTRACTS, OR LEASES, IT IS IMPERATIVE THAT THEY DISCLOSE TO HUMAN RESOURCES OR A MEMBER OF WNPA'S EXECUTIVE MANAGEMENT TEAM AS SOON AS POSSIBLE, THE EXISTENCE OF ANY ACTUAL OR POTENTIAL CONFLICT OF INTEREST SO THAT SAFEGUARDS CAN BE ESTABLISHED TO PROTECT ALL PARTIES. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD EXECUTIVE COMMITTEE ANNUALLY REVIEWS COMPARATIVE DATA ON COMPENSATION FROM OTHER COOPERATING ASSOCIATIONS AND OTHER RELEVANT MARKET DATA. THIS DATA, ALONG WITH A PERFORMANCE REVIEW, DETERMINES THE CHIEF EXECUTIVE OFFICER & PRESIDENT COMPENSATION. THE CHIEF EXECUTIVE OFFICER & PRESIDENT AND THE CHIEF FINANCIAL OFFICER & EXECUTIVE VICE PRESIDENT OF OPERATIONS EVALUATE COMPENSATION FOR OTHER OFFICERS AND KEY EMPLOYEES BY REVIEWING COMPARATIVE DATA ON COMPENSATION FOR THE LOCAL MARKET AND FROM OTHER COOPERATING ASSOCIATIONS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. IN ADDITION, SUMMARY FINANCIAL INFORMATION TAKEN FROM THE AUDITED FINANCIAL STATEMENTS IS PRINTED IN THE ANNUAL REPORT AND SENT TO MEMBERS AND IT IS ALSO AVAILABLE ON THE COMPANY WEBSITE.