2025-11-17T16:04:03-06:00 2024-12-31 742859143 CALHOUN THOMSON MATZA LLP PO BOX 30044 AUSTIN TX 78755 990 2024-01-01 740817310 HERMANN SONS LIFE HERM 2102269261 PO BOX 1941 SAN ANTONIO TX 782971941 ROBIN CZARNEK CEO 2102269261 2025-11-17 1 0 C BRIAN STREIG P00735757 5124398400 2025-11-17 2024 2025-03-06 01:10:19Z ROBIN CZARNEK PO BOX 1941 SAN ANTONIO TX 782971941 33789371 0 X HERMANNSONSLIFE.ORG X 1891 TX FRATERNAL BENEFIT SOCIETY- ORGANIZATION'S MISSION IS COMMUNITY SERVICE THROUGH LODGE SERVICES. 6 6 223 0 0 0 57256 14126 7670708 7675701 11201010 11493665 31392 1993582 18960366 21177074 0 0 14678603 14559212 4340764 3709664 0 0 0 3883711 3997257 22903078 22266133 -3942712 -1089059 247910938 258208075 241433051 238478199 6477887 19729876 FRATERNAL BENEFIT SOCIETY - ORGANIZATION'S MISSION IS COMMUNITY SERVICE THROUGH LODGE SERVICE. 0 0 INSURANCE BENEFIT PROGRAMS: FRATERNAL INSURANCE - 60,361 MEMBERS IN 105 FRATERNAL LODGES AND 64,960 CERTIFICATES PROVIDING DEATH, ENDOWMENT AND ANNUITY BENEFITS. HERMANN SONS LIFE RETIREMENT HOME PRIMARILY SUBSIDIZES INDEPENDENT LIVING FACILITIES FOR A DEFINED NUMBER OF ELIGIBLE MEMBERS OVER THE AGE OF 65. YOUTH ACTIVITIES: TWO CAMPS AVAILABLE FOR JUNIOR MEMBERS TO ATTEND WEEKLY SESSIONS DURING THE SUMMER MONTHS FOR AGE 9 TO 13. CAMPERS PARTICIPATE IN VARIETY OF FUN AND CHALLENGING ACTIVITIES. THE PROGRAM EMPHASIZES ON STRONG COMMUNITY AND DEVELOPING SOCIAL INTERACTION SKILLS THROUGH ACTIVITIES, GROUP SEATINGS, FAMILY-STYLE MEALS, ETC. SCHOOLS OF DANCE ARE LOCATED IN 32 TEXAS COMMUNITIES. DANCE CLASSES FOR YOUTH AGES 3 TO 17 IN TAP, BALLET, AND JAZZ. AT SCHOOL YEAR END, A RECITAL WITH DANCERS IN COSTUMES. OTHER OPPORTUNITIES TO PERFORM ARE HELD WITHIN EACH COMMUNITY EVENTS DURING THE YEAR. 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1836 0 1 223 1 0 0 0 0 0 0 0 0 0 0 X 6 6 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X X LIZ NAPIER 2102269261 PO BOX 1941 SAN ANTONIO TX 78297 KIMBERLY ANN KRUEGER DIRECTOR-CHAIRPERSON 5.00 X 6432 0 0 DAVID WILLIAM WOLF DIRECTOR-VICE CHAIR 5.00 X 5574 0 0 LAURA ANN TIFFAN DIRECTOR DIRECTOR 5.00 X 7437 0 0 DAVID R NOAK DIRECTOR 5.00 X 5574 0 0 STANLEY L STEIGER DIRECTOR 5.00 X 5574 0 0 GERALD ZIEMNICKI DIRECTOR 5.00 X 7899 0 0 ROBIN L CZARNEK PRESIDENT AND CEO 45.00 X 175806 0 8270 SAMANTHA KELLEY VP OF OPERATIONS AND COO 45.00 X 138907 0 33921 TERESA SAATHOFF VICE PRESIDENT OF SALES 45.00 X 143634 0 44604 CECILY KELLY VICE PRESIDENT MEMBER BENEFITS 45.00 X 140742 0 34786 JON THOMPSON DIRECTOR OF IT 45.00 X 110548 0 12926 748127 0 134507 5 0 1 0 0 14126 14126 PREMIUM INCOME 524113 6826148 6826148 CAMP PROGRAM FEES 900099 681837 681837 OTHER FEES 900099 133349 133349 HS RETIREMENT HOME 900099 34367 34367 7675701 11551259 11551259 12554703 12612297 -57594 -57594 -57594 SOFTWARE REIMBURSEMENT SETTLEMENT 541100 2000000 2000000 GREATER TEXAS VIRTUAL LODGE DUES 813410 5228 5228 REINSURANCE CEDED, EXPENSE ALLOWA 813410 -11646 -11646 1993582 21177074 21162948 0 0 14559212 3042242 64304 362638 240480 1128886 277045 201649 93593 264620 100898 27375 93023 377471 109880 YOUTH & GRIEF CAMP EXPE 634829 COMMISSIONS 302880 HS LIFE RETIREMENT HOME 183432 FRATERNAL BENEFIT ACTIV 144486 57190 22266133 1799 1398 3969260 5385611 5249393 5228613 26253940 7819888 4620499 18434052 225349290 217156273 5719927 7590332 3000770 4411796 247910938 258208075 762604 953320 127110 1777 240543337 237523102 241433051 238478199 X 0 0 0 0 6477887 19729876 6477887 19729876 247910938 258208075 X -1089059 14341048 X 0 1 X 1 0 0 0 9184225 9184225 13860073 5205048 8655025 3209642 2614840 594802 18434052 LIFE AND ANNUITY RESERVES 232538823 CERTIFICATE CLAIMS 761823 REFUNDS PAYABLES 223770 PREMIUMS RECEIVED IN ADVANCE 346941 INTEREST MAINTENANCE RESERVE 962140 COMMISSIONS DUE OR ACCRUED 22806 UNEARNED INVESTMENT INCOME 240488 ASSET VALUATION RESERVES 2426311 237523102 21181440 4366 4366 21177074 0 21177074 22066158 0 22066158 199975 199975 22266133 PART XI, LINE 2D - OTHER ADJUSTMENTS: EXCLUSION OF OTHER INCOME PART XII, LINE 4B - OTHER ADJUSTMENTS: REFUNDS TO MEMBERS X 0 0 0 TERESA SAATHOFF VICE PRESIDENT OF SALES 131118 0 0 0 12516 0 11302 0 33302 0 188238 0 0 0 ROBIN L CZARNEK PRESIDENT AND CEO 163530 0 0 0 12276 0 3308 0 4962 0 184076 0 0 0 CECILY KELLY VICE PRESIDENT MEMBER BENEFITS 131284 0 0 0 9458 0 2812 0 31974 0 175528 0 0 0 SAMANTHA KELLEY VP OF OPERATIONS AND COO 133268 0 0 0 5639 0 8466 0 25455 0 172828 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION HAS MEMBERS WHO MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY. THE MEMBERS ELECTED 6 MEMBERS TO THE BOARD OF DIRECTORS WHO MAKE DECISIONS ON THE MEMBERS BEHALF. THESE ELECTIONS ARE TYPICALLY HELD EVERY FOUR YEARS AT A MEMBER DELEGATE CONVENTION. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 WAS REVIEWED BY THE DIRECTOR OF FINANCE/CONTROLLER. THE FORM IS APPROVED AND SUBMITTED ONLINE E-FILING TO IRS. THE SUBMITTED AND FINAL FORM 990 IS PROVIDED TO THE AUDIT COMMITTEE, THE BOARD OF DIRECTORS, AND TO THE PRESIDENT AND CEO. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION MONITORS COMPLIANCE ANNUALLY WITH THE CONFLICT OF INTEREST POLICY. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION: THE BOARD OF DIRECTORS SET AND APPROVE THE PRESIDENT/CEO'S COMPENSATION. THE PRESIDENT/CEO SET AND APPROVE THE EXECUTIVE OFFICER/VP'S/DIRECTOR'S COMPENSATION AND THEN IS APPROVED BY THE BOARD OF DIRECTORS DURING ANNUAL BUDGET REVIEW. BOARD OF DIRECTORS: NO SALARY IS PAID TO THE BOARD OF DIRECTORS. INSTEAD, A MONTHLY PER DIEM RATE IS APPROVED AT THE CONVENTION BY THE COMPENSATION COMMITTEE FOR THEIR PARTICIPATION IN MEETINGS AND ACTIVITIES. EACH FISCAL YEAR, THE PER DIEM RATES ARE BUDGETED, REVIEWED, AND THE BUDGET IS APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC THROUGH THE TEXAS DEPARTMENT OF INSURANCE AND THE QUADRENNIAL CONVENTION. THE FINANCIAL STATEMENTS ARE ALSO AVAILABLE THROUGH NAIC. FORM 990, PART XI, LINE 9: NONADMITTED ASSETS - AUDIT REPORT PAGE 8 1,641,153. CHANGE IN ASSET VALUATION RESERVES -215,416. PRESCRIBED PRACTICE ADJUSTMENT 13,993,033. DISPOSAL OF IMPAIRED ASSET -1,522,868. PRIOR PERIOD ADJUSTMENT 440,780. EXCLUSION OF OTHER INCOME 4,366. HERMANN SONS LIFE HOME ASSOCIATION 515 SOUTH SAINT MARYS STREET SAN ANTONIO TX 78205 932660308 HOLDING COMPANY TX 501(C)(2) HERMANN SONS LIFE 0 HERMANN SONS LIFE AGENCY LLC NO ACTIVITY AT THIS TIME TX HERMANN SONS LIFE C 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0