2025-11-14T17:30:00-06:00 2024-12-31 952302617 SINGERLEWAK LLP 10960 WILSHIRE BLVD SUITE 1100 LOS ANGELES CA 90024 990 2024-01-01 846030822 METRUM COMMUNITY CREDIT UNION C/O THERESA LUCI METR 3037704468 6980 S HOLLY CIRCLE CENTENNIAL CO 80112 THERESA LUCI CONTROLLER 3037704468 2025-11-13 1 1 NANAZ BENYAMINI P00666808 3104773924 2025-11-13 2024 2025-03-06 01:10:19Z THERESA LUCI 6980 S HOLLY CIRCLE CENTENNIAL CO 80112 6103417 0 X WWW.METRUMCU.ORG X 1946 CO TO PROMOTE THRIFT AND PROVIDE LOWER COST CREDIT TO THE MEMBERS OF THE CREDIT UNION. TO PROMOTE THRIFT AMONG MEMBERS BY AFFORDING THEM THE OPPORTUNITY TO ACCUMULATE PAYMENTS ON SHARES AND TO MAKE LOANS FROM THESE SHARES TO ITS MEMBERS. 7 7 25 10 0 0 0 0 4505003 5169990 697974 933427 0 0 5202977 6103417 0 0 0 0 1402962 1524030 0 0 0 3093888 3985879 4496850 5509909 706127 593508 105036935 106077406 92295811 92742773 12741124 13334633 TO PROMOTE THRIFT AND PROVIDE LOWER COST CREDIT TO THE MEMBERS OF THE CREDIT UNION. TO PROMOTE THRIFT AMONG MEMBERS BY AFFORDING THEM THE OPPORTUNITY TO ACCUMULATE PAYMENTS ON SHARES AND TO MAKE LOANS FROM THESE SHARES TO ITS MEMBERS. 0 0 PROVIDE A WIDE VARIETY OF FINANCIAL PRODUCTS AND SERVICES TO MEMBERS OFTHE CREDIT UNION. OVER 5,300 MEMBERS SERVED. 0 0 0 0 0 0 0 1 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1546 0 1 25 1 0 0 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X THERESA LUCI 3037704468 6980 S HOLLY CIRCLE CENTENNIAL CO 80112 RICHARD FLANIGAN CHAIR 3.00 X X 0 0 0 JENNIFER BOSWELL TREASURER 3.00 X X 0 0 0 STEVE SEXSON VICE CHAIR 3.00 X X 0 0 0 ALLEN HARIMON DIRECTOR 3.00 X 0 0 0 ANDREA SUHAKA DIRECTOR THROUGH 10/31/2024 3.00 X 0 0 0 DIANE LEAVESLEY SECRETARY 3.00 X 0 0 0 BRAD DAVIS DIRECTOR 3.00 X 0 0 0 IRENE PARUNGO DIRECTOR 3.00 X 0 0 0 BRANDT PETERSON PRESIDENT/CEO 40.00 X 205032 0 11191 AMBER BREDENSTEIN DIRECTOR OF COLLECTIONS & LENDING 40.00 X 89289 0 10930 KAREN PADREVITA DIRECTOR OF MARKETING & IT 40.00 X 95597 0 12019 JOVELYN SISON DIRECTOR OF MEMBER SERVICES 40.00 X 89565 0 11996 479483 0 46136 1 0 1 0 CUNW 1421 N MEADOWWOOD LANE SUITE 130 LIBERTY LAKE WA 99019 DATA PROCESSING 138960 CU COOPERATIVE SYSTEMS 9692 HAVEN AVE RANCHO CUCAMONGA CA 91730 TECHNOLOGICAL FINANCIAL SOLUTIONS 112342 2 INTEREST ON LOANS TO M 522100 4450858 4450858 FEES AND OTHER CHARGES 522100 363739 363739 OTHER INCOME 522100 355393 355393 5169990 933141 933141 286 0 286 286 286 6103417 6103417 0 0 525619 745667 46720 106916 99108 5500 14230 438478 92343 173781 88555 6697 11568 67755 DIVIDEND/INTEREST MEMBE 2027680 LOAN SERVICING EXPENSE 610598 PROVISION FOR LOAN LOSS 373554 MISCELLANEOUS OPERTING 67385 7755 5509909 181177 231753 8215061 8277945 70864446 73441278 2554669 1190978 1413441 1363691 20547767 19808500 3815043 2954239 105036935 106077406 1208590 992508 192898 192959 90894323 91557306 92295811 92742773 X 0 0 0 0 12741124 13334633 12741124 13334633 105036935 106077406 593508 0 X 0 0 0 0 1 X 336748 336748 1536803 612829 923974 137588 137587 1 543530 440562 102968 1363691 CERTIFICATES OF DEPOSIT 16081491 C PERPETUAL CAPITAL AT CORPORATE CREDIT UNION 247658 C OTHER INVESTMENTS 300342 C HELD TO MATURITY DEBT SECURITIES 3179009 C 19808500 MEMBER SHARES AND DEPOSIT ACCOUNTS 91256964 DEFERRED COMPENSATION LIABILITY 300342 91557306 PART IV, LINE 2B: THE ESCROWS ARE CONNECTED TO OUR MORTGAGE LOANS. WE ESCROW THE MEMBERS PAYMENTS AND PAY THEIR REAL ESTATE TAXES FROM THE ACCOUNT. X X X X 0 1 0 BRANDT PETERSON PRESIDENT/CEO 180252 0 24780 0 0 0 9897 0 1294 0 216223 0 0 0 PART I, LINE 4B THE CREDIT UNION MAINTAINS A 457(F) SUPPLEMENTAL RETIREMENT PLAN THAT CERTAIN STAFF PARTICIPATE IN. FOR CALENDAR YEAR 2024, THERE WERE NO ACCRUALS OR PAYOUTS OF BENEFITS. FORM 990, PART VI, SECTION A, LINE 6 METRUM COMMUNITY CREDIT UNION IS A MEMBER-OWNED FINANCIAL COOPERATIVE OPERATED FOR THE BENEFIT OF EMPLOYEES AND THEIR FAMILIES OF HONEYWELL CORPORATION. THE CREDIT UNION HAS SINCE AMENDED THEIR CHARTER TO INCLUDE ORGANIZATIONS AND ASSOCIATIONS IN THE METRO-DENVER AREA, AND THEIR FAMILY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE CREDIT UNION ANNUALLY ELECT THE BOARD OF DIRECTORS TO SERVE FOR MULTIPLE-YEAR TERMS BY MAILING IN BALLOTS OR VOTING AT AN ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B VARIOUS DECISIONS MADE BY THE BOARD OF DIRECTORS FOR A CREDIT UNION ARE SUBJECT TO APPROVAL BY THE MEMBERS OF THE CREDIT UNION AS SET FORTH IN NCUA RULES AND REGULATIONS AND APPLICABLE STATE REGULATIONS. FORM 990, PART VI, SECTION B, LINE 11B THE COMPLETED FORM 990 IS REVIEWED BY THE PRESIDENT/CEO PRIOR TO FILING. CURRENTLY, THE BOARD OF DIRECTORS DOES NOT REVIEW THE FORM 990 FILING. FORM 990, PART VI, SECTION B, LINE 12C THE MONTH AFTER THE ANNUAL MEETING IS HELD, NEW DISCLOSURES ARE GIVEN TO EACH VOLUNTEER, TO THE MANAGEMENT TEAM AND TO ALL STAFF. COMPLIANCE WITH OBTAINING THE SIGNED DOCUMENTS IS REPORTED IN THE MONTHLY BOARD MEETING MINUTES. IN ADDITION, AN AUDIT OF THIS AREA IS COMPLETED BY OUR STATE EXAMINERS. FORM 990, PART VI, SECTION B, LINE 15 THE CREDIT UNION UTILIZES A THIRD PARTY BALANCEDCOMP FOR ITS COMPENSATION PROGRAM. THIS PROGRAM INCLUDES A COMPREHENSIVE ANALYSIS IN EVALUATING JOB POSITIONS AND SALARY GRADES, AND AN OBJECTIVE MANAGEMENT REVIEW PROCESS, WHICH IS COMPLETED ON AN ANNUAL BASIS. THE SALARY RANGES ARE CALCULATED BY GATHERING AVERAGES FROM MULTIPLE DIFFERENT INDUSTRIES, WHICH INCLUDES CREDIT UNIONS, BANKS, AND THE INSURANCE INDUSTRY. MANAGEMENT'S TOTAL COMPENSATION PACKAGE INCLUDES A BASE PAY AND A VARIABLE PROGRAM. THE BASE PAY PROGRAM HAS BEEN DESCRIBED AND THE VARIABLE PAY PORTION IS BASED ON FINANCIAL GOALS AND OBJECTIVES AS SET BY THE BOARD OF DIRECTORS. REVIEWS OF STAFF AND MANAGEMENT ARE PERFORMED ON AN ANNUAL BASIS. FORM 990, PART VI, SECTION C, LINE 19 THE MONTH AFTER OUR ANNUAL MEETING IS HELD NEW DISCLOSURES ARE GIVEN TO EACH VOLUNTEER, TO THE MANAGEMENT TEAM AND TO ALL STAFF. COMPLIANCE WITH OBTAINING THE SIGNED DOCUMENTS IS REPORTED IN THE MONTHLY BOARD MEETING MINUTES. IN ADDITION, AN AUDIT OF THIS AREA IS COMPLETED BY OUR STATE EXAMINERS. THE STAFF ETHICS POLICY IS ATTACHED TO THIS DOCUMENT. MONTHLY FINANCIAL STATEMENTS ARE AVAILABLE AND ON DISPLAY AT THE CREDIT UNION. QUARTERLY FINANCIAL DATA IS ACCESSIBLE TO THE PUBLIC AT WWW.NCUA.GOV.