2025-10-21T10:34:28-05:00 2024-12-31 410746749 CLIFTONLARSONALLEN LLP 4150 2ND STREET SOUTH SUITE 400 ST CLOUD MN 56301 990 2024-01-01 411678328 ONE ROOF COMMUNITY HOUSING ONER 2187275372 12 EAST 4TH STREET DULUTH MN 55805 JEFF COREY EXECUTIVE DIRECTOR 2187275372 2025-10-17 1 0 JASON NEUMANN CPA P01690179 3202035500 2025-10-17 2024 2025-03-06 01:10:19Z JEFF COREY 12 EAST 4TH STREET DULUTH MN 55805 14579754 0 X WWW.1ROOFHOUSING.ORG X 1990 MN CREATE AFFORDABLE HOMES & STRENGTHEN COMMUNITIES THROUGH WISE STEWARDSHIP OF LAND & RESOURCES. 13 13 32 41 0 383 3994747 9712650 770690 938183 135722 90662 -1048234 -5673093 3852925 5068402 0 0 0 0 1516155 1498988 0 0 113761 611392 1379584 2127547 2878572 1725378 2189830 22666939 23502390 10200345 8845966 12466594 14656424 X ONE ROOF MISSION STATEMENT: ENRICHING LIVES AND COMMUNITIES ONE HOME AT A TIME.ONE ROOF VISION STATEMENT: COMMUNITIES WHERE EVERYONE HAS ACCESS TO SUSTAINABLE AND AFFORDABLE HOUSING.ENRICHING LIVES & COMMUNITIES ONE HOME AT A TIME. ONE ROOF HELPS STRENGTHEN THE FOUNDATIONS OF OUR COMMUNITIES BY PROVIDING HOUSING SERVICES AND BUILDING AND SUSTAINING AFFORDABLE HOMES AND HEALTHY NEIGHBORHOODS. WE MAKE HOME A BETTER PLACE BY HELPING LOWER INCOME PEOPLE PURCHASE A HOME OR REPAIR THEIR HOME, BY PROVIDING HOUSING DEVELOPMENT SERVICES TO THE COMMUNITY, AND BY COORDINATING ACTIVITY ACROSS OUR NEIGHBORHOODS IN DULUTH. THIS WORK HELPS ONE ROOF FULFILL OUR MISSION OF ENSURING ACCESS TO SUSTAINABLE AND AFFORDABLE HOUSING FOR EVERYONE. 1 0 1352438 0 -5147166 COMMUNITY LAND TRUST (CLT) PROGRAM: DEVELOPMENT AND STEWARDSHIP OF PERMANENTLY AFFORDABLE CLT HOMES FOR PURCHASE BY LOW-MODERATE INCOME HOUSEHOLDS TO ENSURE AFFORDABLE HOMEOWNERSHIP OPPORTUNITIES WILL EXIST IN OUR COMMUNITY FOR FUTURE GENERATIONS. CURRENT FOCUS IS ON ACQUISITION-REHABILITATION AND SALE OF PROPERTIES IN DULUTH, PROCTOR, HERMANTOWN, CLOQUET, GRAND RAPIDS AND TWO HARBORS. WE ALSO HAVE A NUMBER OF NEW CONSTRUCTION HOMES IN THE DULUTH AREA THAT WILL BE COMPLETED IN 2025-2026. IN 2024, ONE ROOF HELPED 33 HOUSEHOLDS PURCHASE A HOME, WHICH INCLUDED ACQUISITION/REHAB HOMES AND RESALE HOMES. 0 0 421643 MULTIFAMILY HOUSING DEVELOPMENT SERVICES: ONE ROOF DEVELOPS AFFORDABLE RENTAL HOUSING OPPORTUNITIES FOR LOWER INCOME HOUSEHOLDS IN OUR COMMUNITY AND TO HELP INDIVIDUALS EXPERIENCING HOMELESSNESS. MULTI-FAMILY PROJECTS INCLUDE DECKER DWELLINGS, A 42-UNIT APARTMENT BUILDING LOCATED IN DULUTH HEIGHTS. BREWERY CREEK APARTMENTS OPENED IN FALL OF 2024, BRINGING 52 AFFORDABLE HOUSING UNITS TO DULUTH'S CENTRAL HILLSIDE NEIGHBORHOOD. OF THE 52 UNITS ABOUT HALF ARE DESIGNATED FOR YOUNG ADULTS WHO HAVE EXPERIENCED HOMELESSNESS. PLOVER PLACE, A NEW MODEL FOR HOUSING, OPENED IN LATE 2024 AND PROVIDES 24 UNITS OF AFFORDABLE HOUSING TO UNHOUSED SINGLE PEOPLE. BIRCHWOOD APARTMENTS, LOCATED IN GRAND MARAIS WITH 24 UNITS, WAS ACQUIRED IN 2024 AND REMODELING WORK BEGAN IN 2024 AND WILL BE FINISHED IN 2025. BRAE VIEW SENIOR APARTMENTS WAS AWARDED FINAL FUNDING NEEDED IN 2023 AND CONSTRUCTION WILL START IN THE FALL OF 2025. THE PROJECT WILL PROVIDE 72 UNITS OF AFFORDABLE RENTAL HOUSING, INCLUDING COMMUNITY SPACE FOR CHILDCARE AND OFFICE SPACE DESIGNATED FOR SERVICE PROVIDERS. 326460 0 240 HOMEBUYER EDUCATION: HOME STRETCH CLASSES AND PRE/POST PURCHASE COUNSELING AND EDUCATION TO ENSURE THAT LOWER INCOME HOMEOWNERS ARE PREPARED TO BE SUCCESSFUL IN THEIR HOMEOWNERSHIP ENDEAVORS. HOME STRETCH CLASSES ARE OFFERED 12 TIMES PER YEAR. IN 2024, 263 HOUSEHOLDS COMPLETED THE HOME STRETCH CLASS, AND 178 NEW HOUSEHOLDS UTILIZED HOMEBUYER COUNSELING SERVICES. 232195 0 0 TENANT-LANDLORD CONNECTION (TLC) PROGRAM: THIS LINE OF BUSINESS PROVIDES EDUCATION, INFORMATION, AND PROBLEM-SOLVING ASSISTANCE AS A WAY TO IMPROVE TENANT-LANDLORD RELATIONS AND REDUCE THE NUMBER OF HOUSING EVICTIONS IN OUR COMMUNITY. THE MISSION OF THE TLC IS TO ENSURE THAT STABLE RENTAL HOUSING EXISTS BY EDUCATING EXISTING AND POTENTIAL LANDLORDS AND TENANTS REGARDING THEIR RESPECTIVE RIGHTS AND RESPONSIBILITIES AND BY MEDIATING DISPUTES BETWEEN LANDLORDS AND TENANTS. IN 2024, THE TLC SERVED OVER 700 TENANTS AND LANDLORDS AND PREVENTED 34 EVICTIONS. 0 0 0 FAMILY HOMELESS PREVENTION AND ASSISTANCE PROGRAM (FHPAP): IN 2024, ONE ROOF BEGAN PARTNERING WITH ST. LOUIS COUNTY IN ADMINISTERING MN HOUSING'S FHPAP PROGRAM. THE FHPAP PROGRAM PROVIDES SUPPORTIVE SERVICES AND FINANCIAL ASSISTANCE, SUCH AS RENT DEPOSITS, RENT PAYMENTS, MORTGAGE PAYMENTS, OR UTILITY PAYMENTS TO ELIGIBLE HOUSEHOLDS THAT ARE HOMELESS OR AT IMMINENT RISK OF BECOMING HOMELESS. IN 2024, ONE ROOF PROVIDED A TOTAL OF $127,398 IN FHPAP ASSISTANCE ACROSS 66 HOUSEHOLDS. 232195 0 0 1911093 1 1 0 0 0 0 0 0 1 0 1 0 1 0 1 1 0 1 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 0 1 19 0 1 32 1 1 1 0 0 0 0 0 0 0 0 0 0 0 X 13 13 0 0 0 0 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 0 MN X X VICKIE HARTLEY 2187275372 12 EAST 4TH STREET DULUTH MN 55805 JEFF COREY EXECUTIVE DIRECTOR 40.00 1.00 X 119653 0 35372 VICKIE HARTLEY SENIOR FINANCE DIRECTOR 40.00 1.00 X 106900 0 11456 RYAN JONES-CASEY BOARD CHAIR 1.00 1.00 X X 0 0 0 EMILY EDISON BOARD VICE CHAIR 1.00 1.00 X X 0 0 0 JESSICA LANGER BOARD SECRETARY 1.00 1.00 X X 0 0 0 JAMES AIRD BOARD MEMBER 1.00 1.00 X 0 0 0 AARON KELLY BOARD MEMBER 1.00 1.00 X 0 0 0 DENEICE KRAMER BOARD MEMBER 1.00 1.00 X 0 0 0 TONYA LOKEN BOARD MEMBER 1.00 1.00 X 0 0 0 BRIAN MURPHY BOARD MEMBER 1.00 1.00 X 0 0 0 MARY FRANCES SKALA BOARD MEMBER 1.00 1.00 X 0 0 0 HANNAH SMITH BOARD MEMBER 1.00 1.00 X 0 0 0 JOHN STAINE BOARD MEMBER 1.00 1.00 X 0 0 0 SOPHIE STONE BOARD MEMBER 1.00 1.00 X 0 0 0 JOEL TRACEY BOARD MEMBER 1.00 1.00 X 0 0 0 226553 0 46828 2 0 1 0 0 39678 7753339 1919633 5095 9712650 DEVELOPMENT FEES 531390 461785 461785 SALES COMMISSIONS 531390 182570 182570 OTHER 531390 147328 147328 LAND LEASE REVENUES 531390 146500 146500 938183 91052 91052 233868 274010 -40142 -40142 -40142 390 -390 -390 -390 0 39678 9627 -9627 -9627 3604001 9227325 -5623324 -5623324 5068402 -4725283 0 81035 273381 194326 79055 1006264 490279 439015 76970 46473 26628 14898 4947 88536 27181 57398 3957 84334 42765 36305 5264 43340 14042 28210 1088 35982 11658 23421 903 28114 9108 18300 706 16100 11293 3692 1115 127821 64136 53604 10081 34811 18370 14119 2322 42464 27862 12631 1971 12494 3345 8540 609 15324 5485 9146 693 54063 8139 44895 1029 CONSTRUCTION COSTS 840561 840561 HOMEOWNER SUPPORT 85116 85116 MEMBERSHIP EXPENSE 18065 14343 3325 397 MISCELLANEOUS EXPENSE 15077 6204 7164 1709 10252 10252 2878572 1911093 853718 113761 440332 786301 3642167 2384997 279846 798033 2208598 1194524 2393463 6839493 6094362 48198 16065 9372329 768506 2467066 8603823 6659988 1187100 81251 43722 22666939 23502390 1496505 880876 3349684 768404 4507228 5382567 735000 1725000 111928 89119 10200345 8845966 X 11428895 14406424 1037699 250000 12466594 14656424 22666939 23502390 2189830 0 X 0 1 X 1 1 1 X 4402771 3191929 2742483 3994747 9712650 24044580 4402771 3191929 2742483 3994747 9712650 24044580 1752627 22291953 1946 11783 20520 44656 91052 169957 24214537 3059162 0.92060 0.98600 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 6480314 6480314 2588948 547565 2041383 303067 220941 82126 8603823 INVESTMENT IN SUBSIDIARIES 1187100 C 1187100 OTHER CURRENT LIABILITIES 25405 TENANT SECURITY DEPOSIT 19554 LEASE LIABILITIES 44160 89119 X PART X, LINE 2: ONE ROOF COMMUNITY HOUSING IS CLASSIFIED AS A TAX-EXEMPT ORGANIZATION UNDER MINNESOTA STATUTE 290.05 AND SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE, IS EXEMPT FROM PRIVATE FOUNDATION STATUS UNDER SECTION 509(A)(1) OF THE INTERNAL REVENUE CODE AND IS SUBJECT TO INCOME TAXES ONLY ON NET UNRELATED BUSINESS INCOME. THE ORGANIZATION BELIEVES THAT IT HAS APPROPRIATE SUPPORT FOR ANY TAX POSITIONS TAKEN, AND ACCORDINGLY, DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS THAT ARE MATERIAL TO THE FINANCIAL STATEMENTS. COMMON GROUND DECONSTRUCTION SERVICE & REUSE CENTER, LLC, ONE ROOF COMMUNITY REALTY, LLC AND WEST END QUAD POD, LLC ARE SINGLE MEMBER LLCS. THE LLCS (LIMITED LIABILITY COMPANIES) ARE NOT TAXABLE ENTITIES AND ARE INCLUDED ON THE TAX RETURN OF ONE ROOF COMMUNITY HOUSING. RAISE THE ROOF 39678 39678 9627 39678 39678 9627 9627 -9627 X X X 0 0 0 0 0 0 0 0 0 JEFF COREY EXECUTIVE DIRECTOR 119653 0 0 0 0 0 9191 0 26181 0 155025 0 0 0 PART I, LINE 3 FROM TIME TO TIME WHEN REQUESTED BY THE EXECUTIVE DIRECTOR OR WHEN DETERMINED NECESSARY BY THE PERSONNEL COMMITTEE OR BOARD OF DIRECTORS, A SALARY REVIEW IS CONDUCTED. DURING A SALARY REVIEW PROCESS, INFORMATION IS GATHERED FROM A VARIETY OF SOURCES, INCLUDING PUBLICATIONS OF THE MINNESOTA COUNCIL OF NONPROFITS AND A COLLECTION OF IRS FORM 990S THAT ARE PUBLISHED ONLINE OF EXECUTIVE DIRECTOR SALARIES FROM ORGANIZATIONS OF SIMILAR SIZE AND MISSION BOTH IN DULUTH AND AROUND THE STATE. UPON REVIEW OF SALARIES OF EXECUTIVE DIRECTORS FROM OTHER ORGANIZATIONS AND IN CONSIDERATION WITH THE PERFORMANCE OF THE EXECUTIVE DIRECTOR AND THE ANNUAL BUDGET, ADJUSTMENTS ARE MADE TO THE SALARY OF THE EXECUTIVE DIRECTOR. FORM 990, PART III, LINE 2 FAMILIES HOMELESS PREVENTION PROGRAM - IN 2024, ONE ROOF BEGAN PARTNERING WITH ST. LOUIS COUNTY IN ADMINISTERING MN HOUSING'S FAMILY HOMELESS PREVENTION AND ASSISTANCE PROGRAM (FHPAP). THE FHPAP PROGRAM PROVIDES SUPPORTIVE SERVICES AND FINANCIAL ASSISTANCE, SUCH AS RENT DEPOSITS, RENT PAYMENTS, MORTGAGE PAYMENTS OR UTILITY PAYMENTS, TO ELIGIBLE HOUSEHOLDS THAT ARE HOMELESS OR AT IMMINENT RISK OF HOMELESSNESS. IN 2024, ONE ROOF PROVIDED A TOTAL OF $127,398 IN FHPAP ASSISTANCE ACROSS 66 HOUSEHOLDS. FORM 990, PART VI, SECTION A, LINE 6 ALL FINANCIAL CONTRIBUTORS ARE CONSIDERED VOTING MEMBERS OF THE ORGANIZATION UNLESS A SPECIFIC REQUEST IS MADE TO BE CONSIDERED A "DONOR AND NOT A "MEMBER". FORM 990, PART VI, SECTION A, LINE 7A ALL MEMBERS ARE ELIGIBLE TO ATTEND THE ANNUAL MEETING AND ELECT BOARD MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B THE SALE OF LAND BY ONE ROOF THAT IS SUBJECT TO A LEASE BETWEEN ONE ROOF AND A TENANT REQUIRES AN AFFIRMATIVE VOTE BY AT LEAST 2/3 OF MEMBERS PRESENT AT A REGULAR OR SPECIAL MEETING; A QUORUM BEING ASSEMBLED. FORM 990, PART VI, SECTION A, LINE 8B THERE ARE NO COMMITTEES WHICH CAN ACT ON BEHALF OF THE FULL BOARD WITHOUT APPROVAL. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD REVIEWS A COPY OF THE FORM 990 ALONG WITH THE AUDITED FINANCIAL STATEMENTS AT A MEETING. THE BOARD THEN APPROVES THE 990 BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C ALL BOARD MEMBERS, OFFICERS, COMMITTEE MEMBERS, AND EMPLOYEES OF ONE ROOF ARE REQUIRED TO ANNUALLY ATTEST TO THEIR UNDERSTANDING AND COMPLIANCE WITH THE ORGANIZATION'S CONFLICT OF INTEREST POLICY. EACH CONCERNED PERSON MUST COMPLETE A CONFLICT OF INTEREST DISCLOSURE STATEMENT, IDENTIFYING ANY BUSINESS OR FINANCIAL RELATIONSHIPS INVOLVING THEMSELVES OR THEIR FAMILY MEMBERS THAT MAY PRESENT A CONFLICT. THESE DISCLOSURES INCLUDE ASSOCIATIONS WITH VENDORS, DONORS, RELATED ORGANIZATIONS, OR ANY ENTITY THAT MAY INFLUENCE ONE ROOF'S OPERATIONS OR DECISIONS. FORM 990, PART VI, SECTION B, LINE 15A THE EVALUATION OF THE EXECUTIVE DIRECTOR IS LED BY THE PERSONNEL COMMITTEE OF THE BOARD OF DIRECTORS. THE PERSONNEL COMMITTEE USES AN EVALUATION SURVEY DEVELOPED BY AN INDEPENDENT THIRD PARTY. STAFF AND BOARD MEMBERS PROVIDE FEEDBACK ON THE PERFORMANCE OF THE EXECUTIVE DIRECTOR. THE PERSONNEL COMMITTEE REVIEWS THE SURVEY INFORMATION AND PRESENTS IT TO THE EXECUTIVE DIRECTOR DURING THE ANNUAL PERFORMANCE REVIEW. TYPICAL SALARY INCREASES ARE IN KEEPING WITH WHAT OCCURS WITH THE REST OF THE STAFF. FROM TIME TO TIME WHEN REQUESTED BY THE EXECUTIVE DIRECTOR OR WHEN DETERMINED NECESSARY BY THE PERSONNEL COMMITTEE OR BOARD OF DIRECTORS, A SALARY REVIEW IS CONDUCTED. DURING A SALARY REVIEW PROCESS, INFORMATION IS GATHERED FROM PUBLICATIONS OF THE MINNESOTA COUNCIL OF NONPROFITS AND VIA COLLECTION OF IRS FORM 990S THAT ARE PUBLISHED ONLINE OF EXECUTIVE DIRECTOR SALARIES FROM ORGANIZATIONS OF SIMILAR SIZE AND MISSION BOTH IN DULUTH AND AROUND THE STATE. UPON REVIEW OF SALARIES OF EXECUTIVE DIRECTORS FROM OTHER ORGANIZATIONS AND IN CONSIDERATION WITH THE PERFORMANCE OF THE EXECUTIVE DIRECTOR AND THE ANNUAL BUDGET, ADJUSTMENTS ARE MADE TO THE SALARY OF THE EXECUTIVE DIRECTOR. FORM 990, PART VI, SECTION C, LINE 19 THESE DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST, EITHER AT OUR PLACE OF BUSINESS OR BY ELECTRONIC TRANSMISSION OF SUCH DOCUMENTS UPON REQUEST. THEY ARE ALSO AVAILABLE VIA WEBSITES SUCH AS GUIDESTAR AND THE MN ATTORNEY GENERAL. ONE ROOF COMMUNITY REALTY LLC 12 EAST 4TH STREET DULUTH MN 55806 263245825 REAL ESTATE SALES MN 0 0 ONE ROOF COMMUNITY HOUSING COMMON GROUND DECONSTRUCTION SERVICE AND REUSE CENTER LLC 12 EAST 4TH STREET DULUTH MN 55806 200986222 GENERAL CONTRACTOR MN 2042017 985257 ONE ROOF COMMUNITY HOUSING BREWERY CREEK GP LLC 12 EAST 4TH STREET DULUTH MN 55806 825380425 MULTI-FAMILY RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING BREWERY CREEK DEVELOPER LLC 12 EAST 4TH STREET DULUTH MN 55806 830700058 REAL ESTATE RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING DECKER DWELLINGS II LLLP 12 EAST 4TH STREET DULUTH MN 55806 864004316 REAL ESTATE RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING BRAE VIEW DEVELOPER LLC 12 EAST 4TH STREET DULUTH MN 55806 REAL ESTATE RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING PLOVER PLACE LLC 12 EAST 4TH STREET DULUTH MN 55806 REAL ESTATE RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING DECKER DWELLINGS II DEVELOPER LLC 12 EAST 4TH STREET DULUTH MN 55806 870867077 REAL ESTATE RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING ONE ROOF BIRCHWOOD LLC 12 EAST 4TH STREET DULUTH MN 55806 994765836 REAL ESTATE RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING ONE ROOF FH GP LLC 12 EAST 4TH STREET DULUTH MN 55806 REAL ESTATE RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING ONE ROOF HARBOR HIGHLANDS LLC 12 EAST 4TH STREET DULUTH MN 55806 REAL ESTATE RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING DULUTH VETERANS HOUSING LLC 12 EAST 4TH STREET DULUTH MN 55806 262582295 REAL ESTATE RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING DECKER DWELLINGS DEVELOPER LLC 12 EAST 4TH STREET DULUTH MN 55806 821474634 REAL ESTATE RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING WEST END QUAD POD LLC 12 EAST 4TH STREET DULUTH MN 55806 830806456 RESIDENTIAL RENTAL MN 234047 2388174 ONE ROOF COMMUNITY HOUSING BRAE VIEW LLLP 12 EAST 4TH STREET DULUTH MN 55806 REAL ESTATE RENTAL MN 0 0 ONE ROOF COMMUNITY HOUSING ONE ROOF LENDING 12 EAST 4TH STREET DULUTH MN 55806 411465688 TO PROVIDE FINANCING TO LOWER INCOME INDIVIDUALS MN 501(C)(3) LINE 7 ONE ROOF COMMUNITY HOUSING 0 DECKER DWELLINGS LLLP 12 EAST 4TH STREET DULUTH MN 55806 821429904 MULTI-FAMILY RENTAL MN ONE ROOF COMMUNITY HOUSING RELATED -25 371216 0 0 0.06000 BREWERY CREEK LLLP 12 EAST 4TH STREET DULUTH MN 55806 825397023 MULTI-FAMILY RENTAL MN ONE ROOF COMMUNITY HOUSING RELATED -1 1187787 0 0 0.00010 BIRCHWOOD OF GRAND MARAIS LP 12 EAST 4TH STREET DULUTH MN 55806 411683195 MULTI-FAMILY RENTAL MN ONE ROOF COMMUNITY HOUSING RELATED 3391 88962 0 0 0.00010 BRAE VIEW GP LLC 12 EAST 4TH STREET DULUTH MN 55806 REAL ESTATE MN ONE ROOF COMMUNITY HOUSING C 1.00000 0 DECKER DWELLINGS GP LLC 12 EAST 4TH STREET DULUTH MN 55806 821443125 REAL ESTATE MN ONE ROOF COMMUNITY HOUSING C -25 1.00000 0 DECKER DWELLINGS II GP LLC 12 EAST 4TH STREET DULUTH MN 55806 870835357 REAL ESTATE MN ONE ROOF COMMUNITY HOUSING C 1.00000 0 0 0 0 1 1 0 0 0 0 0 0 1 0 1 1 1 1 1 1 DECKER DWELLING LLLP E 393463 LOAN BALANCE BREWERY CREEK LLLP D 2000000 LOAN BALANCE ONE ROOF LENDING Q 571277 FMV ONE ROOF LENDING E 151281 FMV ONE ROOF LENDING S 320000 FMV ONE ROOF LENDING R 360392 FMV BREWERY CREEK LLLP L 441786 FMV