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      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>true</AccountantCompileOrReviewInd>
      <AcctCompileOrReviewBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </AcctCompileOrReviewBasisGrp>
      <FSAuditedInd>true</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
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      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
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      <GrossReceiptsNonUnrltBusGrp>
        <CurrentTaxYearMinus4YearsAmt>1826665</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>1901234</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>2356743</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>3991691</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>4416788</CurrentTaxYearAmt>
        <TotalAmt>14493121</TotalAmt>
      </GrossReceiptsNonUnrltBusGrp>
      <Total509Grp>
        <CurrentTaxYearMinus4YearsAmt>1826665</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>1901234</CurrentTaxYearMinus3YearsAmt>
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        <CurrentTaxYearMinus1YearAmt>3991691</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>4416788</CurrentTaxYearAmt>
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      <SubstAndDsqlfyPrsnsTotGrp>
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        <CurrentTaxYearMinus3YearsAmt>0</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>0</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>0</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>0</CurrentTaxYearAmt>
        <TotalAmt>0</TotalAmt>
      </SubstAndDsqlfyPrsnsTotGrp>
      <PublicSupportTotal509Amt>14493121</PublicSupportTotal509Amt>
      <GrossInvestmentIncome509Grp>
        <CurrentTaxYearMinus4YearsAmt>58108</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>225277</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>186698</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>123223</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>485450</CurrentTaxYearAmt>
        <TotalAmt>1078756</TotalAmt>
      </GrossInvestmentIncome509Grp>
      <InvestmentIncomeAndUBTIGrp>
        <CurrentTaxYearMinus4YearsAmt>58108</CurrentTaxYearMinus4YearsAmt>
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        <CurrentTaxYearMinus1YearAmt>123223</CurrentTaxYearMinus1YearAmt>
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        <TotalAmt>1078756</TotalAmt>
      </InvestmentIncomeAndUBTIGrp>
      <OtherIncome509Grp>
        <CurrentTaxYearMinus4YearsAmt>52</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>10</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearAmt>20</CurrentTaxYearAmt>
        <TotalAmt>82</TotalAmt>
      </OtherIncome509Grp>
      <TotalSupportCalendarYearGrp>
        <CurrentTaxYearMinus4YearsAmt>1884825</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>2126511</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>2543451</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>4114914</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>4902258</CurrentTaxYearAmt>
        <TotalAmt>15571959</TotalAmt>
      </TotalSupportCalendarYearGrp>
      <PublicSupportCY509Pct>0.93070</PublicSupportCY509Pct>
      <PublicSupportPY509Pct>0.94970</PublicSupportPY509Pct>
      <InvestmentIncomeCYPct>0.07000</InvestmentIncomeCYPct>
      <InvestmentIncomePYPct>0.05000</InvestmentIncomePYPct>
      <ThirtyThrPctSuprtTestsCY509Ind>X</ThirtyThrPctSuprtTestsCY509Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleD documentId="IRS990ScheduleD">
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>4332</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>4332</DepreciationAmt>
      </EquipmentGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>INVESTORS ACCOUNTS</Desc>
        <Amt>92505928</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>92505928</TotalLiabilityAmt>
      <TotalRevEtcAuditedFinclStmtAmt>4902258</TotalRevEtcAuditedFinclStmtAmt>
      <RevenueSubtotalAmt>4902258</RevenueSubtotalAmt>
      <TotalRevenuePerForm990Amt>4902258</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>4445189</TotExpnsEtcAuditedFinclStmtAmt>
      <ExpensesSubtotalAmt>4445189</ExpensesSubtotalAmt>
      <TotalExpensesPerForm990Amt>4445189</TotalExpensesPerForm990Amt>
    </IRS990ScheduleD>
    <IRS990ScheduleI documentId="IRS990ScheduleI">
      <GrantRecordsMaintainedInd>true</GrantRecordsMaintainedInd>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>BRIGHT BEGINNINGS NAPPANEE OPPORT</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>9261 W 1350 N</AddressLine1Txt>
          <CityNm>NAPPANEE</CityNm>
          <StateAbbreviationCd>IN</StateAbbreviationCd>
          <ZIPCd>46550</ZIPCd>
        </USAddress>
        <RecipientEIN>263406566</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>30000</CashGrantAmt>
        <PurposeOfGrantTxt>SPECIAL NEEDS CHILDREN ASSISTANCE</PurposeOfGrantTxt>
      </RecipientTable>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>SUNSHINE WORKSHOP INC</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>6255 W 1300 N</AddressLine1Txt>
          <CityNm>NAPPANEE</CityNm>
          <StateAbbreviationCd>IN</StateAbbreviationCd>
          <ZIPCd>46550</ZIPCd>
        </USAddress>
        <RecipientEIN>454333590</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>30000</CashGrantAmt>
        <PurposeOfGrantTxt>SPECIAL NEEDS CHILDREN ASSISTANCE</PurposeOfGrantTxt>
      </RecipientTable>
    </IRS990ScheduleI>
    <IRS990ScheduleL documentId="IRS990ScheduleL">
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>LEON SCHWARTZ</PersonNm>
        <RelationshipWithOrgTxt>DIRECTOR</RelationshipWithOrgTxt>
        <LoanPurposeTxt>REAL ESTATE</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>234000</OriginalPrincipalAmt>
        <BalanceDueAmt>111382</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <TotalBalanceDueAmt>111382</TotalBalanceDueAmt>
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>MATT HOCHSTETLER</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>ASSISTANT ADMINISTRATOR</RelationshipDescriptionTxt>
        <TransactionAmt>150672</TransactionAmt>
        <TransactionDesc>PROFESSIONAL FEES</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="IRS990ScheduleO">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990 governing body review Part VI line 11</FormAndLineReferenceDesc>
        <ExplanationTxt>THE FORM 990 IS PRESENTED AT THE NEXT BOARD MEETING OF THE OFFICERS AFTER IT IS COMPLETED.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Officer director etc mailing address Part VI line 9</FormAndLineReferenceDesc>
        <ExplanationTxt>CHRIST B. KURTZ - 7178 CEDAR RD. - BOURBON, IN 46504 DELBERT H. MILLER - 4085 W 1350 N - MILFORD, IN 46542 LEON SCHWARTZ - 9615 N 900 W - NAPPANEE IN 46550 LYLE E. YODER - 69810 BEECH RD. - NAPPANEE, IN 46550 EVERETT HOCHSTETLER - 13996 N 1050 W, NAPPANEE, IN 46550 LAMAR O HOCHSTETLER - 10313 N 500 W, MILFORD IN 46542 MATT L HOCHSTETLER - 8160 W 1050 N, NAPPANEE IN 46550 STEVEN MILLER - 7781 ELM RD, BOURBON IN 46504</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>CEO executive director top management comp Part VI line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>THE DIRECTORS FEES ARE SET WITH APPROVAL OF THE WHOLE INVESTOR GROUP.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Other officer or key employee compensation Part VI line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>DIRECTOR AND TREAURER FEES ARE SET WITH APPROVAL OF THE WHOLE INVESTOR GROUP.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Governing documents etc available to public Part VI line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990 AND OTHER PUBLICLY REQUIRED AVAILABLE FORMS ARE AVAILABLE UPON REQUEST FROM THE TREASURERS OFFICE.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>