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            <ZIPCd>62704</ZIPCd>
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        <ServicesDesc>LEGAL</ServicesDesc>
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      <CntrctRcvdGreaterThan100KCnt>1</CntrctRcvdGreaterThan100KCnt>
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      <TotalContributionsAmt>175561</TotalContributionsAmt>
      <ProgramServiceRevenueGrp>
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      <TotalRevenueGrp>
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      <PayrollTaxesGrp>
        <TotalAmt>348312</TotalAmt>
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      <FeesForServicesLegalGrp>
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      <FeesForServicesAccountingGrp>
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      <OccupancyGrp>
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      <ConferencesMeetingsGrp>
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      <InsuranceGrp>
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        <Desc>UNREIMBURSED CLOSING COST</Desc>
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      <OtherExpensesGrp>
        <Desc>TELEPHONE</Desc>
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      <OtherExpensesGrp>
        <Desc>DUES AND SUBSCRIPTIONS</Desc>
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      <OtherExpensesGrp>
        <Desc>AUTOMOBILE EXPENSE</Desc>
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      <AllOtherExpensesGrp>
        <TotalAmt>54751</TotalAmt>
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      <TotalFunctionalExpensesGrp>
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        <ManagementAndGeneralAmt>0</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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      <SavingsAndTempCashInvstGrp>
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      <AccountsReceivableGrp>
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        <EOYAmt>99484</EOYAmt>
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      <OtherAssetsTotalGrp>
        <BOYAmt>812197</BOYAmt>
        <EOYAmt>643959</EOYAmt>
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      <TotalAssetsGrp>
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        <EOYAmt>3272579</EOYAmt>
      </TotalAssetsGrp>
      <OtherLiabilitiesGrp>
        <BOYAmt>2016360</BOYAmt>
        <EOYAmt>2021147</EOYAmt>
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      <TotalLiabilitiesGrp>
        <BOYAmt>2016360</BOYAmt>
        <EOYAmt>2021147</EOYAmt>
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      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
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        <BOYAmt>1243171</BOYAmt>
        <EOYAmt>1251432</EOYAmt>
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      <TotalNetAssetsFundBalanceGrp>
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        <EOYAmt>1251432</EOYAmt>
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      <TotLiabNetAssetsFundBalanceGrp>
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        <EOYAmt>3272579</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>8261</ReconcilationRevenueExpnssAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>true</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <AuditCommitteeInd>false</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
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    <IRS990ScheduleD documentId="RetDoc2">
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        <BookValueAmt>57986</BookValueAmt>
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      <EquipmentGrp>
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        <DepreciationAmt>555315</DepreciationAmt>
        <BookValueAmt>41498</BookValueAmt>
      </EquipmentGrp>
      <OtherLandBuildingsGrp>
        <InvestmentCostOrOtherBasisAmt>129356</InvestmentCostOrOtherBasisAmt>
        <DepreciationAmt>129356</DepreciationAmt>
      </OtherLandBuildingsGrp>
      <TotalBookValueLandBuildingsAmt>99484</TotalBookValueLandBuildingsAmt>
      <OtherAssetsOrgGrp>
        <Desc>RIGHT OF USE LEASE, NET</Desc>
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      <OtherAssetsOrgGrp>
        <Desc>OTHER DEPOSITS</Desc>
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        <Desc>REIMBURSABLE COSTS</Desc>
        <BookValueAmt>1775</BookValueAmt>
      </OtherAssetsOrgGrp>
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      <OtherLiabilitiesOrgGrp>
        <Desc>LENDER FEES PAYABLE</Desc>
        <Amt>567570</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>RIGHT OF USE LEASE, NET</Desc>
        <Amt>552384</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>ACCRUED RETIREMENT</Desc>
        <Amt>350000</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>ACCRUED BONUS</Desc>
        <Amt>290000</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>LOAN APPLICATION DEPOSITS</Desc>
        <Amt>259583</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>SCHOLARSHIP RESERVE</Desc>
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      </OtherLiabilitiesOrgGrp>
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      <TotalRevenuePerForm990Amt>8989595</TotalRevenuePerForm990Amt>
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      <ExpensesSubtotalAmt>8981334</ExpensesSubtotalAmt>
      <TotalExpensesPerForm990Amt>8981334</TotalExpensesPerForm990Amt>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="RetDoc3">
      <BoardOrCommitteeApprovalInd>X</BoardOrCommitteeApprovalInd>
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
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        <PersonNm>DOUGLAS L KINLEY</PersonNm>
        <TitleTxt>PRESIDENT</TitleTxt>
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        <DeferredCompensationFlngOrgAmt>16750</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>416750</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>DAVID NOVAK</PersonNm>
        <TitleTxt>CFO</TitleTxt>
        <BaseCompensationFilingOrgAmt>285000</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>12188</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>297188</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>JOEL HERSCHER</PersonNm>
        <TitleTxt>VP / LOAN OFFICER</TitleTxt>
        <BaseCompensationFilingOrgAmt>531833</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>17250</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>549083</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>BENJAMIN KRIEGER</PersonNm>
        <TitleTxt>CHIEF CREDIT OFFICER</TitleTxt>
        <BaseCompensationFilingOrgAmt>215000</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>8500</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>223500</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>STEVE KIRBY</PersonNm>
        <TitleTxt>VP / LOAN OFFICER</TitleTxt>
        <BaseCompensationFilingOrgAmt>322625</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>11288</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>333913</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>GREGG KYES</PersonNm>
        <TitleTxt>CHIEF TECH OFFICER</TitleTxt>
        <BaseCompensationFilingOrgAmt>180000</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>6650</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>186650</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>PHIL MATON</PersonNm>
        <TitleTxt>CHIEF CREDIT OFFICER</TitleTxt>
        <BaseCompensationFilingOrgAmt>180000</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>7250</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>187250</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>RYAN O'NEILL</PersonNm>
        <TitleTxt>LOAN OFFICER</TitleTxt>
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        <DeferredCompensationFlngOrgAmt>9225</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>205272</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>SARA VANHALA</PersonNm>
        <TitleTxt>DIRECTOR MARKETING</TitleTxt>
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        <DeferredCompensationFlngOrgAmt>9000</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>188167</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>KATHLEEN LENT</PersonNm>
        <TitleTxt>VP/RELATION MGR</TitleTxt>
        <BaseCompensationFilingOrgAmt>170000</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>6625</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>176625</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>RANDY NEUMANN</PersonNm>
        <TitleTxt>PORTFOLIO MANAGER</TitleTxt>
        <BaseCompensationFilingOrgAmt>154167</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>6625</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>160792</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
    </IRS990ScheduleJ>
    <IRS990ScheduleL documentId="RetDoc4">
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>DOUG KINLEY</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>PRESIDENT</RelationshipDescriptionTxt>
        <TransactionDesc>RENT OF OFFICE BLDG</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="RetDoc5">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4D</FormAndLineReferenceDesc>
        <ExplanationTxt>CERITIFIED DEVELOPMENT COMPANY FOR U.S. SMALL BUSINESS ADMINSTRATION SECTION 504 LOANS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>MEMBERS ELECT BOARD OF DIRECTORS</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD OF DIRECTORS ARE PRESENTED THE FORM 990 TO REVIEW BEFORE THE FORM IS SIGNED BY THE APPROPRIATE OFFICER.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CONFLICTS OF INTEREST POLICY IS REVIEWED ANNUALLY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD OF DIRECTORS ESTABLISHES THE SALARY OF THE OFFICERS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15B</FormAndLineReferenceDesc>
        <ExplanationTxt>SALARIES ARE LIMITED TO A FIXED PERCENTAGE OF GROSS REVENUES.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>DOCUMENTS ARE MADE AVAILABLE UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>