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        <CityNm>MONTGOMERY</CityNm>
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      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>939</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>939</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>939</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>1393</EstimatedPlusOvpmtIncmTxAmt>
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        <WebsiteAddressTxt>WWW.SHEPHERDSFORTHESAVIOR.COM</WebsiteAddressTxt>
        <IndividualWithBooksNm>TRACEY MAGEE</IndividualWithBooksNm>
        <PhoneNum>9365827997</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>19380 HWY 105 W SUITE 516</AddressLine1Txt>
          <CityNm>MONTGOMERY</CityNm>
          <StateAbbreviationCd>TX</StateAbbreviationCd>
          <ZIPCd>77356</ZIPCd>
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        <BusinessHoldingsInd>false</BusinessHoldingsInd>
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      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>BECKY THOMPSON</PersonNm>
          <USAddress>
            <AddressLine1Txt>PO BOX 721</AddressLine1Txt>
            <CityNm>MONTGOMERY</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77356</ZIPCd>
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          <TitleTxt>PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>4.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>17415</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>BILL GARRETT</PersonNm>
          <USAddress>
            <AddressLine1Txt>13263 FM 830</AddressLine1Txt>
            <CityNm>WILLIS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77318</ZIPCd>
          </USAddress>
          <TitleTxt>VICE PRESIDE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.25</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>1500</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>REV SCOTT BARR</PersonNm>
          <USAddress>
            <AddressLine1Txt>7223 GREENWOOD POINT DRIVE</AddressLine1Txt>
            <CityNm>CYPRESS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77433</ZIPCd>
          </USAddress>
          <TitleTxt>TREASURER</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>1500</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>DEBBIE SPANIER</PersonNm>
          <USAddress>
            <AddressLine1Txt>10 KICKHILL CIRCLE</AddressLine1Txt>
            <CityNm>CONROE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77304</ZIPCd>
          </USAddress>
          <TitleTxt>SECRETARY</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>1500</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>RD OLIVER</PersonNm>
          <USAddress>
            <AddressLine1Txt>22543 SHARP ROAD</AddressLine1Txt>
            <CityNm>MONTGOMERY</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77356</ZIPCd>
          </USAddress>
          <TitleTxt>BOARD MEMBER</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>1500</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>GEORGE PORTELE</PersonNm>
          <USAddress>
            <AddressLine1Txt>896 COUNTY ROAD 207</AddressLine1Txt>
            <CityNm>PLANTERSVILLE</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77363</ZIPCd>
          </USAddress>
          <TitleTxt>BOARD MEMBER</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>1500</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>STEPHANIE SWANN</PersonNm>
          <USAddress>
            <AddressLine1Txt>8056 STACEY DIANE DRIVE</AddressLine1Txt>
            <CityNm>MONTGOMERY</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77316</ZIPCd>
          </USAddress>
          <TitleTxt>BOARD MEMBER</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>1500</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
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        <CompensationHighestPaidEmplGrp>
          <PersonNm>TRACEY MAGEE</PersonNm>
          <USAddress>
            <AddressLine1Txt>64 LA COSTA DRIVE</AddressLine1Txt>
            <CityNm>MONTGOMERY</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77356</ZIPCd>
          </USAddress>
          <TitleTxt>FOUNDATION M</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>40.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>70280</CompensationAmt>
        </CompensationHighestPaidEmplGrp>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp>
        <Description1Txt>MINISTRY GRANTS - GRANTS WERE AWARDED TO 22 MINISTRIES. 7 OF THE FUNDED PROJECTS WERE IN FOREIGN COUNTRIES. AN INEXHAUSTIVE LIST OF PROJECTS FUNDED BY THESE GRANTS INCLUDE: - PAYMENT OF SCHOOL FEES FOR KENYAN STUDENTS - PROVIDING A VAN FOR A MEXICO MINISTRY - BUILDING A WAREHOUSE/WORKSHOP IN NIGERIA - PROVIDING SOLAR POWERD RADIOS FOR SOUTH SUDAN - PROVIDING CHILDCARE FOR A HOME FOR UNWED MOTHERS</Description1Txt>
        <Expenses1Amt>99005</Expenses1Amt>
        <Description2Txt>BIBLE PROJECT - MONEY WAS AWARDED TO 17 MINISTRIES TO PURCHASE 2,560 BIBLES. BIBLES WERE DISTRIBUTED AS FOLLOWS: - 1,720 IN THE STATES - 170 TO PAKISTAN - 370 TO ETHIOPIA - 150 TO LIBERIA - 150 TO EL SALVADOR</Description2Txt>
        <Expenses2Amt>30236</Expenses2Amt>
        <Description3Txt>DISASTER RELIEF - 3 ORGANIZATIONS WERE AWARDED FUNDS TO AID IN DISASTER RELIEF. FUNDS PROVIDED RELEF FOR THE FOLLOWING: - HURRICANE RELIEF FOR NORTH CAROLINA - FLOOD RELIEF FOR KENYA</Description3Txt>
        <Expenses3Amt>14500</Expenses3Amt>
        <Description4Txt>MINISTRY EDUCATION GRANTS- GRANTS WERE GIVEN TO 6 STUDENTS.</Description4Txt>
        <Expenses4Amt>13800</Expenses4Amt>
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        <Description1Txt>N/A</Description1Txt>
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        <CashDeemedCharitableAmt>58211</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>3822510</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>191126</MinimumInvestmentReturnAmt>
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        <MinimumInvestmentReturnAmt>191126</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>939</TaxBasedOnInvestmentIncomeAmt>
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        <DistributableBeforeAdjAmt>190187</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>190187</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>190187</DistributableAsAdjustedAmt>
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      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>216576</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>216576</QualifyingDistributionsAmt>
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        <DistributableAsAdjustedAmt>190187</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr3Amt>119852</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>161054</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>149727</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>430633</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>216576</QualifyingDistributionsAmt>
        <AppliedToCurrentYearAmt>190187</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>26389</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>457022</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovToNextYrAmt>457022</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear3Amt>119852</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>161054</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>149727</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>26389</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>TRACEY MAGEE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>19380 HWY 105 W STE 516</AddressLine1Txt>
            <CityNm>MONTGOMERY</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77356</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>9365827997</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>ORIGINAL APPLICATIONS MUST BE SUBMITTED TO THE OFFICE VIA MAIL OR HAND DELIVERED. ALL APPLICATIONS ARE REQUIRED TO SUBMIT PROOF OF ITS EXEMPT STATUS UNDER THE SECTION 501 (C)3 OF THE IRS CODE; A FULLY COMPLETED SHEPHERDS FOR THE SAVIOR GRANT APPLICATION; AND ANY ADDITIONAL DOCUMENTS, PHOTOS OR ANY OTHER PRINTED MATERIAL TO SUBSTANTIATE THE MINISTRY.</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>SUBMISSION DEADELINES ARE AS FOLLOWS: CHRISTIAN MINISTRY GRANT - DUE 1/1 &amp; 7/1 CHRISTIAN MINISTRY ED</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>THE ONLY RESTRICTION ON THE GRANTS IS THAT THE ORGANIZATION BE CHRISTIAN-BASED AND SERVE A WIDE RANGE OF INDIVIDUALS.</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BIBLE PROJECT</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>VARIOUS</AddressLine1Txt>
            <AddressLine2Txt>VARIOUS</AddressLine2Txt>
            <CityNm>VARIOUS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77356</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>N/A</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROVIDES BIBLES TO THE COMMUNITY</GrantOrContributionPurposeTxt>
          <Amt>30236</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>DISASTER RELIEF</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>VARIOUS</AddressLine1Txt>
            <AddressLine2Txt>VARIOUS</AddressLine2Txt>
            <CityNm>VARIOUS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77356</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>N/A</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EMERGENCY RELIEF FOR DISASTER VICTIM</GrantOrContributionPurposeTxt>
          <Amt>14500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MINISTRY EDUCATION GRANTS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>VARIOUS</AddressLine1Txt>
            <AddressLine2Txt>VARIOUS</AddressLine2Txt>
            <CityNm>VARIOUS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77356</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>N/A</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CONTINUE MINISTRY EDUCATION</GrantOrContributionPurposeTxt>
          <Amt>13800</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CANDY PROJECT</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>VARIOUS</AddressLine1Txt>
            <AddressLine2Txt>VARIOUS</AddressLine2Txt>
            <CityNm>VARIOUS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77356</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>N/A</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TO PROVIDE GRANT TO MINISTERIO DIREC</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MINISTRY GRANTS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>VARIOUS</AddressLine1Txt>
            <AddressLine2Txt>VARIOUS</AddressLine2Txt>
            <CityNm>VARIOUS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77356</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>N/A</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CONTINUE MINISTRY WORK</GrantOrContributionPurposeTxt>
          <Amt>99005</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WIDOWS GRANT</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>VARIOUS</AddressLine1Txt>
            <AddressLine2Txt>VARIOUS</AddressLine2Txt>
            <CityNm>VARIOUS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77356</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>N/A</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>HELP NEEDY WIDOW/WIDOWERS</GrantOrContributionPurposeTxt>
          <Amt>9000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SHEPHERDS MISSION PROJECTS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>VARIOUS</AddressLine1Txt>
            <AddressLine2Txt>VARIOUS</AddressLine2Txt>
            <CityNm>VARIOUS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>77356</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>SUPPORT FOR COLLEGE MISSION TRIPS</GrantOrContributionPurposeTxt>
          <Amt>3800</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>180341</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <RelatedOrExemptFunctionIncmAmt>5482</RelatedOrExemptFunctionIncmAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <RelatedOrExemptFunctionIncmAmt>84705</RelatedOrExemptFunctionIncmAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <RelatedOrExemptFunctionIncmAmt>293129</RelatedOrExemptFunctionIncmAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <RelatedOrExemptFunctionIncmAmt>383316</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>383316</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2">
      <AccountingFeesDetail>
        <CategoryTxt>INDIRECT ACCOUNTING FEES</CategoryTxt>
        <Amt>800</Amt>
        <DisbursementsCharitablePrpsAmt>800</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <DepreciationSchedule documentId="RetDoc3">
      <DepreciationPropertyGrp>
        <PropertyDesc>NEW CARPET</PropertyDesc>
        <AcquiredDt>2023-04-04</AcquiredDt>
        <CostOrOtherBasisAmt>2800</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>140</PriorYearDepreciationAmt>
        <ComputationMethodTxt>S/L</ComputationMethodTxt>
        <LifeRt>15.0000</LifeRt>
        <CurrentYearExpenseAmt>187</CurrentYearExpenseAmt>
      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>PRIOR YEAR</PropertyDesc>
        <AcquiredDt>2020-01-01</AcquiredDt>
        <CostOrOtherBasisAmt>13711</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>13711</PriorYearDepreciationAmt>
        <ComputationMethodTxt>S/L</ComputationMethodTxt>
        <LifeRt>15.0000</LifeRt>
      </DepreciationPropertyGrp>
    </DepreciationSchedule>
    <GainLossSaleOtherAssetsSch documentId="RetDoc4">
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>CAMBRIA SHAREHOLDER YIELD ETF</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>195627</GrossSalesPriceAmt>
        <BasisAmt>183070</BasisAmt>
        <TotalNetAmt>12557</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ISHARES CORE S&amp;P</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>238766</GrossSalesPriceAmt>
        <BasisAmt>239558</BasisAmt>
        <TotalNetAmt>-792</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ISHARES RUSSELL MID CAP GROWTH</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>227111</GrossSalesPriceAmt>
        <BasisAmt>186058</BasisAmt>
        <TotalNetAmt>41053</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>JP MORGAN ACTIVE VALUE ETF</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>207201</GrossSalesPriceAmt>
        <BasisAmt>187199</BasisAmt>
        <TotalNetAmt>20002</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>JPMORGAN ULTRA SHORT INCOME</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>111080</GrossSalesPriceAmt>
        <BasisAmt>110958</BasisAmt>
        <TotalNetAmt>122</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>REAL ESTATE SELECT SCTR SPDR</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>112610</GrossSalesPriceAmt>
        <BasisAmt>130118</BasisAmt>
        <TotalNetAmt>-17508</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>SCHWAB US LARGE CAP GROWTH</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>766258</GrossSalesPriceAmt>
        <BasisAmt>561370</BasisAmt>
        <TotalNetAmt>204888</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD FTSE DEVELOPED MARKETS</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>167948</GrossSalesPriceAmt>
        <BasisAmt>150273</BasisAmt>
        <TotalNetAmt>17675</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD FTSE EMERGING MARKETS</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-03</SoldDt>
        <GrossSalesPriceAmt>151797</GrossSalesPriceAmt>
        <BasisAmt>153417</BasisAmt>
        <TotalNetAmt>-1620</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ISHARES MORGSTAR MID CAP GROW</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-07</SoldDt>
        <GrossSalesPriceAmt>122192</GrossSalesPriceAmt>
        <BasisAmt>119899</BasisAmt>
        <TotalNetAmt>2293</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>JPMORGAN ACTIVE GROWTH ETF</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-07</SoldDt>
        <GrossSalesPriceAmt>150588</GrossSalesPriceAmt>
        <BasisAmt>136235</BasisAmt>
        <TotalNetAmt>14353</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>INVESCO S &amp; P MIDCAP</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-09</SoldDt>
        <GrossSalesPriceAmt>132305</GrossSalesPriceAmt>
        <BasisAmt>137056</BasisAmt>
        <TotalNetAmt>-4751</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ISHARES MORGSTAR MID CAP</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-09</SoldDt>
        <GrossSalesPriceAmt>6471</GrossSalesPriceAmt>
        <BasisAmt>6289</BasisAmt>
        <TotalNetAmt>182</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>JPMORGAN ACTIVE VALUE ETF</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-09</SoldDt>
        <GrossSalesPriceAmt>26220</GrossSalesPriceAmt>
        <BasisAmt>21630</BasisAmt>
        <TotalNetAmt>4590</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ZACK'S SMALL MID CAP ETF</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-09</SoldDt>
        <GrossSalesPriceAmt>2022</GrossSalesPriceAmt>
        <BasisAmt>1937</BasisAmt>
        <TotalNetAmt>85</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsOtherSchedule2 documentId="RetDoc5">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SAGICOR</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>LIBERTY BANKERS LIFE ANNUITY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>147035</BookValueAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MANHATTAN LIFE</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>170771</BookValueAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GUGGENHEIM LIFE &amp; ANNUITY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>170470</BookValueAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CHARLES SCHWAB</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2218001</BookValueAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ATLANTIC COAST LIFE</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>102085</BookValueAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>LIBERTY BANKERS LIFE 2</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>111494</BookValueAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MANHATTAN LIFE/WESTERN</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>209502</BookValueAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <LandEtcSchedule2 documentId="RetDoc6">
      <LandEtcGrp>
        <CostOrOtherBasisAmt>16511</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>14038</AccumulatedDepreciationAmt>
        <BookValueAmt>2473</BookValueAmt>
      </LandEtcGrp>
    </LandEtcSchedule2>
    <OtherExpensesSchedule documentId="RetDoc7">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>BANK SERVICE CHARGES</Desc>
        <RevenueAndExpensesPerBooksAmt>303</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>303</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INSURANCE</Desc>
        <RevenueAndExpensesPerBooksAmt>1808</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>1808</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MISCELLANEOUS</Desc>
        <RevenueAndExpensesPerBooksAmt>1861</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>205</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>POSTAGE &amp; DELIVERY</Desc>
        <RevenueAndExpensesPerBooksAmt>447</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>447</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>SUPPLIES</Desc>
        <RevenueAndExpensesPerBooksAmt>4034</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>4034</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>ADVERTISING</Desc>
        <RevenueAndExpensesPerBooksAmt>360</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>360</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MEALS</Desc>
        <RevenueAndExpensesPerBooksAmt>617</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>617</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc8">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INDIRECT OTHER PROFESSIONAL FEES</CategoryTxt>
        <Amt>23612</Amt>
        <NetInvestmentIncomeAmt>22612</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
  </ReturnData>
</Return>