﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2024v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2025-05-27T14:42:17-04:00</ReturnTs>
    <TaxPeriodEndDt>2024-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>752618166</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>LPT CPAS ADVISORS PLLC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>801 S FILLMORE ST STE 420</AddressLine1Txt>
        <CityNm>AMARILLO</CityNm>
        <StateAbbreviationCd>TX</StateAbbreviationCd>
        <ZIPCd>79101</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2024-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>276653381</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>BETTIE REEDER CHARITABLE TRUST</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>BETT</BusinessNameControlTxt>
      <PhoneNum>8063788000</PhoneNum>
      <USAddress>
        <AddressLine1Txt>PO BOX 1</AddressLine1Txt>
        <CityNm>AMARILLO</CityNm>
        <StateAbbreviationCd>TX</StateAbbreviationCd>
        <ZIPCd>79105</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>AMARILLO NATIONAL BANK</PersonNm>
      <PersonTitleTxt>TRUSTEE</PersonTitleTxt>
      <PhoneNum>8063788348</PhoneNum>
      <SignatureDt>2025-05-22</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>true</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>J LYNN BURNS CPA</PreparerPersonNm>
      <PTIN>P01290013</PTIN>
      <PhoneNum>8063734884</PhoneNum>
      <PreparationDt>2025-05-23</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2024</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="7">
    <IRS990PF documentId="RetDoc7">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>628588</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>2323</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>2323</InterestOnSavNetInvstIncmAmt>
        <DividendsRevAndExpnssAmt>14741</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>14741</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>10530</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>153537</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>10530</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>27594</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>27594</TotalNetInvstIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>6079</CompOfcrDirTrstRevAndExpnssAmt>
        <CompOfcrDirTrstNetInvstIncmAmt>6079</CompOfcrDirTrstNetInvstIncmAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc1">2300</AccountingFeesRevAndExpnssAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc6">91</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>91</TaxesNetInvstIncmAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="RetDoc5">-339</OtherExpensesRevAndExpnssAmt>
        <TotOprExpensesRevAndExpnssAmt>8131</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>6170</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>28265</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>28265</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>36396</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>6170</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>28265</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-8802</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>21424</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <SavAndTempCashInvstBOYAmt>46155</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>46446</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>46446</SavAndTempCashInvstEOYFMVAmt>
        <USGovernmentObligationsBOYAmt>27696</USGovernmentObligationsBOYAmt>
        <USGovernmentObligationsEOYAmt referenceDocumentId="RetDoc4">117137</USGovernmentObligationsEOYAmt>
        <USGovtObligationsEOYFMVAmt>118173</USGovtObligationsEOYFMVAmt>
        <CorporateStockBOYAmt>233601</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc3">223466</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>313563</CorporateStockEOYFMVAmt>
        <CorporateBondsBOYAmt>252766</CorporateBondsBOYAmt>
        <CorporateBondsEOYAmt referenceDocumentId="RetDoc2">164367</CorporateBondsEOYAmt>
        <CorporateBondsEOYFMVAmt>150406</CorporateBondsEOYFMVAmt>
        <TotalAssetsBOYAmt>560218</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>551416</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>628588</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
        <NoDonorRstrNetAssestsBOYAmt>560218</NoDonorRstrNetAssestsBOYAmt>
        <NoDonorRstrNetAssestsEOYAmt>551416</NoDonorRstrNetAssestsEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>560218</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>551416</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>560218</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>551416</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>560218</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-8802</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>551416</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>551416</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ANB 4400 SEE ATTACHED</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GrossSalesPriceAmt>4151</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3250</CostOrOtherBasisAmt>
          <GainOrLossAmt>901</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>901</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ANB 4400 SEE ATTACHED</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GrossSalesPriceAmt>145249</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>139757</CostOrOtherBasisAmt>
          <GainOrLossAmt>5492</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5492</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>10530</CapitalGainNetIncomeAmt>
        <NetShortTermCapitalGainLossAmt>901</NetShortTermCapitalGainLossAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>298</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>298</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>298</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>185</EstimatedPlusOvpmtIncmTxAmt>
        <ExtsnRequestIncomeTaxPaidAmt>250</ExtsnRequestIncomeTaxPaidAmt>
        <TotalPaymentsAndCreditsAmt>435</TotalPaymentsAndCreditsAmt>
        <OverpaymentAmt>137</OverpaymentAmt>
        <AppliedToESTaxAmt>137</AppliedToESTaxAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <PersonsWithBooksName>
          <BusinessNameLine1Txt>AMARILLO NATIONAL BANK</BusinessNameLine1Txt>
        </PersonsWithBooksName>
        <PhoneNum>8063788348</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>PO BOX 1</AddressLine1Txt>
          <CityNm>AMARILLO</CityNm>
          <StateAbbreviationCd>TX</StateAbbreviationCd>
          <ZIPCd>79105</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <BusinessName>
            <BusinessNameLine1Txt>AMARILLO NATIONAL BANK</BusinessNameLine1Txt>
          </BusinessName>
          <USAddress>
            <AddressLine1Txt>PO BOX 1</AddressLine1Txt>
            <CityNm>AMARILLO</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>79105</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>6079</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>573997</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>47014</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>621011</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>621011</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>9315</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>611696</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>30585</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>30585</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>298</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>298</TotalTaxAmt>
        <DistributableBeforeAdjAmt>30287</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>30287</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>30287</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>28265</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>28265</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>30287</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>28265</UndistributedIncomePYAmt>
        <QualifyingDistributionsAmt>28265</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>28265</AppliedToYear1Amt>
        <UndistributedIncomeCYAmt>30287</UndistributedIncomeCYAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>COMMUNITY FOUNDATION FOR SOUTHWEST</BusinessNameLine1Txt>
            <BusinessNameLine2Txt>WASHINGTON</BusinessNameLine2Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1053 OFFICERS ROW</AddressLine1Txt>
            <CityNm>VANCOVER</CityNm>
            <StateAbbreviationCd>WA</StateAbbreviationCd>
            <ZIPCd>98661</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>BENEFIT BOYS &amp; GIRLS CLUBS OF SW WA</GrantOrContributionPurposeTxt>
          <Amt>28265</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>28265</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>2323</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>14741</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>10530</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>27594</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>27594</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc1">
      <AccountingFeesDetail>
        <Amt>2300</Amt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpBondsSchedule documentId="RetDoc2">
      <InvestmentsCorporateBondsGrp>
        <BondNm>BAIRD AGGREGATE BOND INST</BondNm>
        <EOYBookValueAmt>66130</EOYBookValueAmt>
        <EOYFMVAmt>60146</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>DODGE &amp; COX INCOME FUND 147</BondNm>
        <EOYBookValueAmt>30862</EOYBookValueAmt>
        <EOYFMVAmt>30004</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>FEDERATED TOTAL RETURN BD-IN</BondNm>
        <EOYBookValueAmt>67375</EOYBookValueAmt>
        <EOYFMVAmt>60256</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc3">
      <InvestmentsCorporateStockGrp>
        <StockNm>JPMORGAN US VALUE I</StockNm>
        <EOYBookValueAmt>33795</EOYBookValueAmt>
        <EOYFMVAmt>38398</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TIAA-CREF LARGE CAP VALUE INDEX INST</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIDELITY CONCORD STR TR 500 IDX INS</StockNm>
        <EOYBookValueAmt>45589</EOYBookValueAmt>
        <EOYFMVAmt>91758</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JPMORGAN GROWTH ADVANTAGE I</StockNm>
        <EOYBookValueAmt>17068</EOYBookValueAmt>
        <EOYFMVAmt>21907</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TIAA-CREFF LARGE CAP GROWTH IDX INST</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD MID CAP INDEX ADM</StockNm>
        <EOYBookValueAmt>14493</EOYBookValueAmt>
        <EOYFMVAmt>24774</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUASRD SMALL CAP INDEX ADM</StockNm>
        <EOYBookValueAmt>15799</EOYBookValueAmt>
        <EOYFMVAmt>18263</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VOYA SMALL CAP GROWTH I</StockNm>
        <EOYBookValueAmt>13379</EOYBookValueAmt>
        <EOYFMVAmt>15951</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DFA LARGE CAP INTERNATIONAL I USD</StockNm>
        <EOYBookValueAmt>5810</EOYBookValueAmt>
        <EOYFMVAmt>6170</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FEDERATED INTERNATIONAL LEADERS FUND</StockNm>
        <EOYBookValueAmt>6164</EOYBookValueAmt>
        <EOYFMVAmt>5944</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SCHWAB CAP TR INT' INDEX SLC</StockNm>
        <EOYBookValueAmt>28408</EOYBookValueAmt>
        <EOYFMVAmt>30565</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NUVEEN LARGE CAP VALUE</StockNm>
        <EOYBookValueAmt>29653</EOYBookValueAmt>
        <EOYFMVAmt>37743</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NUVEEN LARGE CAP GROWTH IDX</StockNm>
        <EOYBookValueAmt>13308</EOYBookValueAmt>
        <EOYFMVAmt>22090</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="RetDoc4">
      <USGovtObligationsBookVlEOYAmt>117137</USGovtObligationsBookVlEOYAmt>
      <USGovtObligationsEOYFMVAmt>118173</USGovtObligationsEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <OtherExpensesSchedule documentId="RetDoc5">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>EXCISE TAX REFUND</Desc>
        <RevenueAndExpensesPerBooksAmt>-339</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <TaxesSchedule documentId="RetDoc6">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAX WITHHELD</CategoryTxt>
        <Amt>91</Amt>
        <NetInvestmentIncomeAmt>91</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>