2025-02-10T10:01:13-06:00 2024-09-30 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2023-10-01 166217823 TR UW THERESA & BELLE THOMPSON FBO YMCA FUND THOM 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2025-02-07 true false JEFFREY E KUHLIN P00353001 4123556000 2025-02-07 X 2023 2025-03-06 01:10:19Z X 4545931 X 126932 126710 85410 499152 85410 0 1235 60 213577 212180 26094 23484 2609 0 0 0 0 0 0 730 0 0 730 0 0 1110 1110 0 0 0 0 0 0 0 250 250 28184 24594 0 3589 202366 202366 230550 24594 0 205955 -16973 187586 0 6302 -56257 -56257 0 0 0 878344 826091 2516936 319605 519569 515329 925385 775385 876432 691759 751383 693491 2821395 2816171 4545931 0 X 2821395 2816171 2821395 2816171 2821395 2816171 2821395 -16973 15092 2819514 3343 2816171 25000. COMENITY CAP BK UTAH 3.4500% 10/30/23 2018-10-29 2023-10-30 25000 25000 25000. WELLS FARGO BANK NATL ASSN 3.1000% 01/30/24 2019-01-24 2024-01-30 25000 25000 100000. GE CAP RETAIL BK CD 3.3000% 01/31/24 2014-01-28 2024-01-31 100000 100000 80. APPLE COMPUTER 2013-05-15 2024-02-27 14695 1233 13462 13462 71. DUPONT DE NEMOURS INC 1995-11-01 2024-02-27 4923 2188 2735 2735 55. INTL BUSINESS MACHINES CORP COM 2020-12-21 2024-02-27 10051 6440 3611 3611 155. MERCK & CO INC 1994-02-23 2024-02-27 19950 2304 17646 17646 65. QUALCOMM INC COM 2011-05-13 2024-02-27 10302 3694 6608 6608 115. MATERIALS SELECT SPDR FUND 2011-05-13 2024-02-27 9942 4506 5436 5436 75000. COMENITY CAP BK UTAH 2.7500% 04/15/24 2024-04-15 75000 75000 50. APPLE COMPUTER 2013-05-15 2024-05-28 9562 770 8792 8792 23. MICROSOFT CORP COM 2011-10-18 2024-05-28 9864 626 9238 9238 95. QUALCOMM INC COM 2011-05-13 2024-05-28 20388 5400 14988 14988 75000. DISCOVER BANK CD 3.2500% 06/18/24 2014-06-12 2024-06-18 75000 75000 50. APPLE COMPUTER 2013-05-15 2024-09-30 11563 770 10793 10793 15. MIDCAP SPDR TRUST SERIES 1 2019-05-01 2024-09-30 8537 5420 3117 3117 1045. SCHWAB US AGGREGATE BD ETF 2024-09-30 49678 58374 -8696 -8696 235. VANGUARD INTER TERM CORP BOND ETF 2021-04-29 2024-09-30 19697 22017 -2320 -2320 85410 2607 0 2607 0 2607 1572 0 0 1572 0 1035 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 SOUTH BROAD STREET NORWICH NY 13815 TRUSTEE 1 26094 NONE 0 NONE 0 4184619 91058 0 4275677 0 0 4275677 64135 4211542 210577 210577 2607 2607 207970 0 207970 0 207970 205955 0 0 0 0 205955 207970 54919 0 0 0 0 0 0 0 205955 54919 0 0 151036 0 0 0 0 0 0 0 0 56934 0 0 0 0 0 0 0 0 X NORWICH YMCA 68 NORTH BROAD ST NORWICH NY 13815 NONE PC GENERAL OPERATING 202366 202366 14 126932 18 85410 OTHER INCOME 1 60 FEDERAL TAX REFUND 1 1175 213577 213577 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 730 730 JOHNSON & JOHNSON 2.45% 3/1/26 49751 49043 COMCAST CORP NEW 2.3500% 01/15 49855 48220 CUMMINS INC 0.7500% 09/01/25 47549 48410 EMERSON ELEC CO 2.0000% 12/21/ 23947 23097 HERSHEY CO 0.9000% 06/01/25 48275 48969 US BANCORP 3.0000% 07/30/29 50192 46979 BANK AMERICA CORP 5.1000% 05/0 50000 49808 JPMORGAN CHASE & CO 5.4% 04/27 100000 101352 WELLS FARGO & CO 4.8% 08/16/28 100000 99451 AT&T INC 52297 48400 MICROSOFT CORP 9117 144151 APPLE INC 15410 233000 BRISTOL MYERS SQUIBB CO 19381 71401 PFIZER INC 36995 55131 PRUDENTIAL FINL INC 23895 45413 MCDONALDS CORP 48448 182706 NEXTERA ENERGY INC 6326 16906 CHEVRON CORP 9803 62590 DOMINION RESOURCES 7761 14448 DUPONT DE NEMOURS INC 2928 8465 EXXONMOBIL CORP 6293 22858 ORACLE CORP 31306 170400 INTL. BUSINESS MACHINES CORP 107132 202288 JPMORGAN CHASE & CO 11297 109647 JOHNSON & JOHNSON 11175 31602 MERCK & CO INC 12569 106179 PEPSICO INC 16261 68870 PROCTER & GAMBLE CO 2442 96126 TARGET CORP 7530 99750 RTX CORPORATION 8114 33925 VERIZON COMMUNICATIONS 58851 52769 WELLS FARGO & CO 22725 42368 UNION PAC 12647 61620 QUALCOMM INC 46968 142842 HONEYWELL INTERNATIONAL INC 45073 98187 MATERIALS SELECT SPDR FUND 9404 23131 INTERCONTINENTAL EXCHANGE INC 24589 60240 SPDR S&P REGIONAL BANKING ETF 22515 48959 VANGUARD REAL ESTATE ETF 30970 46762 DISNEY WALT CO NEW 88331 72143 DOW INC COM 3721 9069 CARRIER GLOBAL CORPORATION 2606 24147 COMCAST CORP-CL A 11211 10443 GE CAP RETAIL BK 3.3% 1/31/24 DISCOVER BANK CD 3.25% 6/18/24 SYNCHRONY BANK CD 2.2% 5/13/26 AT COST 50000 48674 MIDCAP SPDR TRUST SERIES 1 AT COST 75321 122477 ISHARES RUSSELL 2000 ETF AT COST 48388 68476 ISHARES MSCI EAFE ETF AT COST 190933 238346 ISHARES MSCI EMERGING MKT ETF AT COST 154391 153631 COMENITY CAP BK UTAH 2.75% 04/ COMENITY CAP BK UT 3.45% 10/30 WELLS FARGO BANK NATL ASSN 3.1 SCHWAB US TIPS ETF AT COST 106352 94925 FLAGSTAR BK NATL ASSN 5.1% 02/ AT COST 150000 149903 VANGUARD INTER TERM CORP BOND 223417 238116 223613 ISHARES S&P PREF ST ETF 48918 73841 66958 ENTERGY ARKANSAS LLC 4.875% PF 49980 49980 45820 SCHWAB US AGGREGATE BD ETF 273444 293446 260267 LAZARD GLOBAL LISTED INFRASTRU 96000 96000 96833 GAIN ON CY SALES NOT SETTLED AT YEAR-END 2892 VANGUARD REAL ESTATE ETF COST BASIS ADJ 431 ROUNDING 4 MUTUAL FUND FACTORING ADJUSTMENT 16 STATE FILING FEE 250 0 250 OTHER INCOME 60 60 FEDERAL TAX REFUND 1175 0 GAIN ON PY SALES SETTLED IN CY 15092 FOREIGN TAXES ON QUALIFIED FOR 854 854 0 FOREIGN TAXES ON NONQUALIFIED 256 256 0