2025-12-05T11:54:53-08:00 2025-04-30 710623618 Welch Couch & Company PA 410 Barnett Dr Batesville AR 72501 990 2024-05-01 710004080 ARKANSAS BANKERS ASSOCIATION ARKA 5013763741 1220 WEST THIRD STREET LITTLE ROCK AR 72201 LORRIE TROGDEN President & CEO 2025-12-05 true true RACHEL PENNYWITT CPA P01266085 8707935231 2024 2025-03-06 01:10:19Z LORRIE TROGDEN 1220 WEST THIRD STREET LITTLE ROCK AR 72201 1929865 false X WWW.ARKBANKERS.ORG X 1891 AR THE ARKANSAS BNAKERS ASSOCIATION EXISTS TO FULFILL THE NEEDS OF THE STATE'S FINANCIAL INSTITUTIONS BY PROVIDING PREMIER SERVICES IN INDUSTRY ADVOCACY, EDUCATION, COMMUNICATION, AND PRODUCTS AND SERVICES. THE ASSOCIATION IS COMMITTED TO EXPANDING ITS RESOURCES IN A MANNER THAT BEST SERVES TEH EVOLVING DEMANDS OF IT SMEMBERS. 22 22 6 20608 920918 902855 727784 744688 100505 143196 79201 139126 1828408 1929865 0 0 668844 677035 0 0 1062077 1190699 1730921 1867734 97487 62131 5602697 5453283 1141211 929666 4461486 4523617 THE ARKANSAS BNAKERS ASSOCIATION EXISTS TO FULFILL THE NEEDS OF THE STATE'S FINANCIAL INSTITUTIONS BY PROVIDING PREMIER SERVICES IN INDUSTRY ADVOCACY, EDUCATION, COMMUNICATION, AND PRODUCTS AND SERVICES. THE ASSOCIATION IS COMMITTED TO EXPANDING ITS RESOURCES IN A MANNER THAT BEST SERVES TEH EVOLVING DEMANDS OF IT SMEMBERS. false false AVAILABLE UPON REQUEST false false false true false false false false false true false false true true true false true false false false false false false false false false false false true false false false false false false false false false false false true true false false true 13 0 true 6 true true true false false false false false false false X 22 22 false false false false true true true true true false false true false false false true false false X CARLA BRINKLEY 5013763741 1220 WEST THIRD STREET LITTLE ROCK AR 72201 LORRIE TROGDEN President & CEO 40.00 0.00 X 280861 0 27942 ASA COTTRELL MEMBER 0.50 0.00 X 0 0 0 JOE DUNN MEMBER 0.50 0.00 X 0 0 0 HEATHER JONES MEMBER 0.50 0.00 X 0 0 0 JEFF LYNCH MEMBER 0.50 0.00 X 0 0 0 JOHN OLAIMEY MEMBER 0.50 0.00 X 0 0 0 ROB TIFFEE MEMBER 0.50 0.00 X 0 0 0 RON WITHERSPOON MEMBER 0.50 0.00 X 0 0 0 JOHN ADAMS MEMBER 0.50 0.00 X 0 0 0 IAN BRYAN MEMBER 0.50 0.00 X 0 0 0 BEN BUERGLER MEMBER 0.50 0.00 X 0 0 0 ROBIN HACKETT MEMBER 0.50 0.00 X 0 0 0 LOREN SHACKELFORD MEMBER 0.50 0.00 X 0 0 0 JIM TAYLOR PAST CHAIR 0.50 0.00 X X 0 0 0 JASON TENNANT VICE CHAIR 0.50 0.00 X X 0 0 0 BRAD CHAMBLESS CHAIR 0.50 0.00 X X 0 0 0 CHRIS GOSNELL CHAIR ELECT 0.50 0.00 X X 0 0 0 KATHERINE MITCHELL MEMBER 0.50 0.00 X 0 0 0 CALVIN PURYEAR MEMBER 0.50 0.00 X 0 0 0 RANDY RAWLS MEMBER 0.50 0.00 X 0 0 0 LORI ROSS MEMBER 0.50 0.00 X 0 0 0 SCOTT SAFFOLD Treasurer 0.50 0.00 X X 0 0 0 280861 27942 1 false true false 0 902855 902855 ADVERTISING 541800 20608 20608 TUITION 611710 724080 724080 744688 143196 143196 0 0 28776 28776 28776 28776 0 0 0 0 EQUITY EARNINGS OF SUB 900099 37277 37277 OTHER INCOME 900099 73073 73073 110350 1929865 752856 20608 253546 X 0 0 0 0 308803 92515 216288 0 309664 309664 58568 35525 23043 0 0 0 0 33663 20419 13244 0 0 0 0 0 0 0 0 20661 12532 8129 65557 27100 38457 0 0 3691 2239 1452 0 92075 55848 36227 21752 13194 8558 OTHER EXPENSES 265276 168186 97090 FACILITY FEES 200138 200138 CONSULTING FEES 181997 149736 32261 SPEAKER FEES 102446 102446 203443 133522 69921 1867734 1323064 544670 0 1215405 942480 2519363 2558908 0 96360 98703 0 0 0 0 18797 59494 2708953 1425326 1281976 1283627 0 0 0 0 470796 510071 5602697 5453283 473154 182545 597247 597220 70810 149901 1141211 929666 X 4140947 4523617 320539 4461486 4523617 5602697 5453283 62131 X false true X true false false false false false 902855 257562 257562 257562 110000 110000 2154450 1162969 991481 318461 234351 84110 126042 28006 98036 1283627 INVESTMENT IN SUBSIDIARY 378519 OTHER ASSETS 131552 510071 DEFERRED COMPENSATION 56174 LEASE OBLIGATION 93727 149901 X 1929865 1929865 1929865 1867734 1867734 1867734 Part X : FIN48 Footnote The accompanying consolidated financial statements include the accounts of Arkansas Bankers Association, a not-for-profit organization exempt from income tax under Section 501(c)(6) of the Internal Revenue Code; ABA Services, Inc., a taxable corporation that files a federal income tax return on Form 1120; and Arkansas Bankers Association Foundation, a private foundation exempt from income tax under Section 501(c)(3) of the Internal Revenue Code. All significant intercompany balances and transactions have been eliminated in consolidation. Arkansas Bankers Association is generally exempt from federal income tax under Section 501(c)(6) of the Internal Revenue Code; however, it is subject to federal taxes on unrelated business income from magazine sales. ABA Services, Inc. is a taxable entity for federal and state income tax purposes, and its income is subject to federal and state income taxes at applicable statutory rates. Arkansas Bankers Association Foundation is exempt from income tax under Section 501(c)(3) of the Internal Revenue Code; however, it is subject to federal excise taxes on excess investment income. Management annually reviews its tax positions and has determined that there are no material uncertain tax positions that require recognition in the consolidated financial statements. The past three years remain open to examination by Federal and State taxing authorities. true X X X false false false LORRIE TROGDEN President & CEO 280861 23100 4842 308803 Form 990, Part VI, Section A, Line 6 THE ORGANIZATION'S MEMBERSHIP CONSIST PRIMARILY OF BANKS LOCATED IN THE STATE OF ARKANSAS. Form 990, Part VI, Section A, Line 7a THE CHAIRMAN OF THE BOARD IS ALLOWED TO ELECT 4 BOARD MEMBERS PER YEAR. Form 990, Part VI, Section A, Line 7b BOARD MEMBERS ARE SELECTED BY NOMINATING COMITTEES AND CONFIRMED WITH A VOTE OF GROUP MEMBERSHIP. THE VICE CHAIR IS SELECTED BY A STATE NOMINATING COMMITTEE AND CONFIRMED WITH A MEMBERSHIP VOTE AT THE ANNUAL CONVENTION. Form 990, Part VI, Section B, Line 11b ALL MEMBERS OF THE BOARD RECEIVE A PACKAGE OF THE AUDITED FINANCIAL STATEMENTS AND RELATED TAX RETURNS. THE BOARD MEMBERS REVIEW THE FINANCIAL STATEMENTS AND TAX FORMS SO ANY QUESTIONS OR CONCERNS CAN BE ADDRESSED. Form 990, Part VI, Section B, Line 12c THE CONFLICT OF INTEREST POLICY IS DISCUSSED ANNUALLY AT THE PLANNING AND ORIENTATION MEETING FOR THE BOARD OF DIRECTORS. Form 990, Part VI, Section B, Line 15a THE CHAIRMAN OF THE BOARD AND EXECUTIVE COMMITTEE ANALYZE A COMPENSATION STUDY WHICH INCLUDES ALL COMPENSATION FIGURES FOR THE SAME POSITION ACROSS THE COUNTRY. THE COMPENSATION AMOUNTS FOR THE PRESIDENT'S AND CEO'S OF THE 7 STATES BORDERING OR WITHIN CLOSE PROXIMITY OF ARKANSAS ARE USED TO PROVIDE A MINIMUM AND MAXIMUM SALARY RANGE. THE CURRENT CHAIRMAN OF THE BOARD MAKES A RECOMMENDATION OF THE APPROPRIATE COMPENSATION TO THE COMPENSATION COMMITTEE FOR APPROVAL. Form 990, Part VI, Section C, Line 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS CAN BE OBTAINED BY THE PUBLIC UPON CALLING OR WRITING THE ORGANIZATION TO REQUEST SUCH INFORMATION. Form 990, Part IX, Line 24e BANK CHARGES: Column (A) - Total = $37881; Column (B) - Program Services = $22977; Column (C) - Management & General = $14904; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e DUES & SUBSCRIPTIONS: Column (A) - Total = $12215; Column (B) - Program Services = $8393; Column (C) - Management & General = $3822; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e GIFTS & PRIZES: Column (A) - Total = $15234; Column (B) - Program Services = $11297; Column (C) - Management & General = $3937; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e MEALS : Column (A) - Total = $7682; Column (B) - Program Services = $6100; Column (C) - Management & General = $1582; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e PHOTOGRAPHY: Column (A) - Total = $1500; Column (B) - Program Services = $1500; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e Postage and Shipping: Column (A) - Total = $10325; Column (B) - Program Services = $5419; Column (C) - Management & General = $4906; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e Printing and Publications: Column (A) - Total = $13753; Column (B) - Program Services = $13535; Column (C) - Management & General = $218; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e REPAIRS & MAINTENANCE : Column (A) - Total = $91256; Column (B) - Program Services = $55352; Column (C) - Management & General = $35904; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e SUPPLIES: Column (A) - Total = $12565; Column (B) - Program Services = $8323; Column (C) - Management & General = $4242; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e TAXES: Column (A) - Total = $755; Column (B) - Program Services = $458; Column (C) - Management & General = $297; Column (D) - Fundraising = $0 Form 990, Part IX, Line 24e TRAINING: Column (A) - Total = $277; Column (B) - Program Services = $168; Column (C) - Management & General = $109; Column (D) - Fundraising = $0 ARKANSAS BANKERS ASSOCIATION FOUNDATION 1220 WEST THIRD ST LITTLE ROCK AR 72201 993175598 CONTRIBUTIONS 501(c)(3) PRIVATE FOUNDATION N/A false ABA SERVICES INC 1220 WEST THIRD ST LITTLE ROCK AR 72201 710683464 PRODUCTS, ETC. AR N/A C CORP 120833 378519 1.00000 true false false false false false false false false false false false false false true true false false false false