2025-11-13T12:41:27-08:00 2025-06-30 222087086 Ford Scott & Associates LLC 1535 Haven Avenue Ocean City NJ 08226 990 2024-07-01 222807816 COOPERATIVE BUSINESS ASSISTANCE CORPORATION COOP 8569668181 328 MARKET STREET CAMDEN NJ 08102 HARRY W STONE President 2025-11-13 true true John A Sabella CPA P00534413 6093996333 2024 2025-03-06 01:10:19Z 328 MARKET STREET CAMDEN NJ 08102 2115500 false X www.cbaclenders.com X 1987 NJ ECONOMIC AND COMMUNITY DEVELOPMENT 8 8 10 0 1787004 852000 957852 1196698 86711 57604 124 9198 2831691 2115500 0 0 1321926 1261735 0 0 1194419 776443 2516345 2038178 315346 77322 26167412 25121325 13672090 12548681 12495322 12572644 ECONOMIC AND COMMUNITY DEVELOPMENT false false 341597 1196698 TO PROVIDE ECONOMIC ASSISTANCE TO BUSINESS ENTERPRISES IN SOUTHERN NEW JERSEY AND PHILADELPHIA, PA BY PROVIDING TECHNICAL AND FINANCIAL SUPPORT. 341597 true true false false false false false false false false true false false false true true true false false false false false false false false false false false false true false false false false false false false false false false false false false false false false false true 7 0 true 10 true false false false false false false false 0 false false false false false false false X 8 8 false false false false false false false true true false false false true true false true false true true false NJ X HARRY W STONE 8569668181 328 MARKET STREET CAMDEN NJ 08102 HARRY STONE PRES/NON-VOTING 40.00 0.00 X 204966 0 0 STEVEN M WINHELD CFO 40.00 0.00 X 142400 0 0 BARBARA ANNE GARDENHIRE-MILLS COMPL/ENGAGE OFF 40.00 0.00 118892 0 0 BRIAN C STONE FINANCE/TECHNICAL 40.00 0.00 110653 0 0 ADAM BUTTER MEMBER 0.00 0.00 X 0 0 0 PATRICIA BOYLE MEMBER 0.00 0.00 X 0 0 0 CLARENCE FULLARD CPA MEMBER 0.00 0.00 X 0 0 0 REYNOLD CICALESE III MEMBER 0.00 0.00 X 0 0 0 DJ ADAMS Chairman 0.00 0.00 X X 0 0 0 DOUGLAS SMITH ASST. SEC/TREAS 0.00 0.00 X X 0 0 0 JOSEPH TREDINNICK VICE CHAIRMAN 0.00 0.00 X X 0 0 0 LISA VISCUSI Secretary/TREAS 0.00 0.00 X X 0 0 0 576911 4 false true false 0 852000 852000 BUYDOWN INTEREST 522291 79180 79180 INTEREST ON LOANS 522291 868110 868110 LOAN FEES 522291 2590 2590 RECOVERY OF BAD DEBT 522291 246818 246818 1196698 57604 57604 0 0 0 0 0 0 0 MISCELLANEOUS 900099 9198 9198 9198 2115500 66802 1196698 0 0 0 0 347366 347366 0 663343 663343 88940 88940 86856 86856 75230 75230 0 11212 11212 23085 23085 0 0 0 203250 203250 3577 3577 6886 6886 0 0 30262 30262 25824 25824 0 0 173459 173459 0 4812 4812 21694 21694 PROVISION FOR LOAN LOSSES 150978 150978 SYSTEM 25222 25222 TELEPHONE 17223 17223 CREDIT ANALYSIS FEES 16160 16160 62799 1000 61799 2038178 341597 1696581 0 11203863 10062190 0 660737 409103 0 0 0 14186994 14537622 0 11440 12844 270639 171073 104378 99566 0 0 0 0 0 26167412 25121325 135147 141112 598756 20576 12938187 12386993 13672090 12548681 X 7435313 7189407 5060009 5383237 12495322 12572644 26167412 25121325 77322 X false true X true true true X 3576373 4798762 2296277 1787004 852000 13310416 0 0 3576373 4798762 2296277 1787004 852000 13310416 0 13310416 0 0 793472 623694 655888 957852 1205896 4236802 17547218 0.75850 0.78850 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 17958 17958 246093 164485 81608 6588 6588 99566 ACCRUED INTEREST 3089 CURRENT PORTION OF LONG TERM DEBT 2675290 LONG TERM ACCRUED INTEREST 17709 LONG TERM DEBT 8190905 LONG TERM DEBT EQ2 1500000 12386993 X 2115500 2115500 2115500 2038178 2038178 2038178 Part X : FIN48 Footnote The Organization has qualified as a charitable nonprofit organization under Section 501(c)(3) of the Internal Revenue Code and, accordingly, no provision for income taxes has been included in the accompanying financial statements. Income, which is not related to exempt purposes, less applicable deductions, is subject to federal and state corporate income taxes. The Organization had no net unrelated business income tax for the years ended June 30, 2025 and 2024.Management evaluated the Organizations tax position and concluded that the Organization had taken no uncertain tax positions that require adjustment to the financial statements to comply with the provisions of this guidance. Consequently, no accrual for interest and penalties was deemed necessary for the year ended June 30, 2024. The Organization files tax returns in the U.S. Federal jurisdiction. Generally, the Organization is no longer subject to income tax examinations by the U.S. federal, state or local tax authorities for years before June 30, 2021. false false false false false false false false false HARRY STONE PRES/NON-VOTING 204966 204966 Form 990, Part VI, Section B, Line 11b WILL BE REVIEWED BY TREASURER AND CFO Form 990, Part VI, Section B, Line 15a Compensation process for top official - The board committee apporves the president's annual salary. Form 990, Part VI, Section B, Line 15b Compensation process for officers - All salaries, other than the president's salary are approved by the president. Form 990, Part VI, Section C, Line 19 UPON REQUEST