2025-11-13T13:24:00-06:00 2024-12-31 742533381 JRBT PC 5400 BOSQUE BLVD STE 600 WACO TX 767104459 990 2024-01-01 741592875 AMPLIFY CREDIT UNION AMPL 5128365901 3600 W PARMER LANE AUSTIN TX 78727 PAUL GARRIGUES CFO 5128365901 2025-11-06 1 0 KELSIE S JOHNSON P02091084 2547764190 2025-11-06 2024 2025-03-06 01:10:19Z KENDALL GARRISON 3600 W PARMER LANE AUSTIN TX 78727 91469548 0 X HTTPS://WWW.GOAMPLIFY.COM/ X 2017 TX TO IMPROVE THE LIVES OF OUR MEMBERS AND THE STRENGTH OF OUR COMMUNITIES. 7 7 258 0 3271915 54342 0 4379120 68393119 61524366 15205408 25566062 0 0 83598527 91469548 0 0 0 0 25664277 25269069 0 0 0 51131310 58945665 76795587 84214734 6802940 7254814 1420947795 1309640133 1298474357 1182130097 122473438 127510036 TO IMPROVE THE LIVES OF OUR MEMBERS AND THE STRENGTH OF OUR COMMUNITIES. 0 0 84214734 58252450 AMPLIFY PROVIDES CERTIFICATES OF DEPOSIT, SHARE ACCOUNTS AND CHECKING ACCOUNTS TO MEMBERS. THE CREDIT UNION PAYS INTEREST ON THE SAVINGS AND TIME DEPOSITS. IN ADDITION, THE CREDIT UNION PROVIDES VARIOUS TYPES OF LOANS TO ITS MEMBERS, INCLUDING RESIDENTIAL AND HOME EQUITY LOANS, AUTO LOANS, BUSINESS LOANS, AND CONSUMER LOANS. THE CREDIT UNION SERVICES LOANS FOR ITS MEMBERS AND OTHER FINANCIAL INSTITUTIONS. 84214734 0 0 0 0 0 0 0 0 0 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 1 0 0 0 1 19948 0 258 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X PAUL GARRIGUES 5128365901 3600 W PARMER LANE AUSTIN TX 78727 WILLIE EVERETT VICE CHAIR 2.00 X X 0 0 0 JOYCE J SMITH EMERITUS DIRECTOR 3.00 X 0 0 0 LEMUEL WILLIAMS DIRECTOR 2.00 X 0 0 0 SANDY DOCHEN DIRECTOR 2.00 X 0 0 0 KENDEL MARTIN BOD CHAIR 5.25 X X 0 0 0 SAM ROBERTSON DIRECTOR 3.00 X 0 0 0 SHAKU SELVAKUMAR SECRETARY 2.00 X X 0 0 0 VERONICA STIDVENT DIRECTOR 2.00 X 0 0 0 HELYNN NELSON ADVISORY DIRECTOR 2.00 X 0 0 0 ASHLEY PERRYMAN ADVISORY DIRECTOR 2.00 X 0 0 0 KENDALL GARRISON PRESIDENT - CEO 40.00 X 1101130 0 32217 STACY R ARMIJO SVP - CXO 40.00 X 374995 0 28928 CHARLOTTE P MORRISON SVP - CIO 40.00 X 372242 0 40812 JACKIE YORK SVP - CFO (THROUGH 9/16/24) 40.00 X 372166 0 12970 ALAN KEITH JEWELLS VP - COMMERCIAL LENDING 40.00 X 238174 0 25788 JOSE C SAN PEDRO SVP - LOAN ADMINISTRATION 40.00 X 264203 0 27687 ALMA Y PALACIOS VP - REAL ESTATE OPERATION 40.00 X 180879 0 21243 ANGELA LYNN SHAW SVP - TALENT 40.00 X 249106 0 17137 LISA LARSON VP - PAYMENTS & OPS 40.00 X 203852 0 19995 CHRISTINA RANFT VP - PROJECT MANAGEMENT 40.00 X 193919 0 31204 JAZMIN OTERO VP-RETAIL BANKING 40.00 X 165010 0 30051 JOHN ANTHONY TRAWEEK II VP - INFORMATION TECHNOLOG 40.00 X 187351 0 25397 JENNIFER SOBCZYK VP - CORE PRODUCT MGMT. 40.00 X 184551 0 22835 BRUCE SMITH INFORMATION SECURITY OFFIC 40.00 X 174453 0 13643 BARBARA CANAN SANTNER DIRECTOR - MORTGAGE UNDERW 40.00 X 179177 0 7663 SONIA ALTAMIRANO CHAPA FINANCE DIRECTOR 40.00 X 146244 0 19030 KATRINA JANE CUOCO SVP - ENTERPRISE RISK MGMT 40.00 X 174107 0 9383 DAVID THIBODEAUX DIRECTOR - SECURITY AND FA 40.00 X 124536 0 17193 AMANDA J BEARD VP - CONSUMER LENDING AND ACCOUNT RESOLUTIONS 40.00 X 161612 0 12761 ZANE HUDSON DIRECTOR - COMMERCIAL CRED 40.00 X 126035 0 15633 APRIL HOUSTON AVP - PAYMENTS AND OPERATI 40.00 X 124194 0 11391 KRISTIN N KELLER SVP - RE LENDING 40.00 X 285077 0 21781 JULIE MACALUSO CP - COMMERCIAL BANKING 40.00 X 170500 0 21175 MATTHEW MONAGLE VP - MARKETING 40.00 X 142311 0 19713 APRIL SMITH DIRECTOR - LOAN AND INVESTOR SERVICING 40.00 X 133925 0 7587 RACHAEL JARAMILLO DIRECTOR OF SERVICE DELIVERY 40.00 X 125290 0 14957 HEATHER DAWSON DIRECTOR - RETAIL BANKING OPERATIONS 40.00 X 132124 0 7336 PHIL NADOLSKY DIRECTOR OF CONTACT CENTER OPERATIONS 40.00 X 124491 0 14073 MICHAEL HOELSCHER DIRECTOR - ANALYTICS 40.00 X 116773 0 13251 CONNER LYTLE DIRECTOR - COMMERCIAL LOAN OPERATIONS 40.00 X 96814 0 17041 KEVIN GINSBURG VP - REAL ESTATE PRODUCTION 40.00 X 91483 0 10649 PAUL GARRIGUES CHIEF FINANCIAL OFFICER (STARTING 9/16/24) 40.00 X 83716 0 10382 FELICIA MORALES DIRECTOR - MARKETING 40.00 X 38655 0 9012 ALEXANDER B OLMOS COMMERCIAL LOAN OFFICER 40.00 X 184037 0 22460 TERRY NEIL COUNCIL MORTGAGE LOAN ORIGINATOR 40.00 X 204469 0 22840 ALISON HEDGER SR. ENCOMPASS ADMIN 40.00 X 143218 0 12571 FRANK HART SR. SALESFORCE DEVEL 40.00 X 139105 0 14137 TERRA VO MORTGAGE LOAN ORIGINATOR 40.00 X 146039 0 16108 ADEYINKA ADEMOLA SR. NETWORK ADMINISTRATOR 40.00 X 138497 0 18441 BRIAN BETTENDORF INFRASTRUCTURE MANAGER 40.00 X 133333 0 21753 7927793 0 738228 76 0 1 0 LANVERA 112 WRANGLERS DR STE 150 COPPELL TX 75019 STATEMENT PREPARATION 477291 OPTIMAL BLUE LL PO BOX 123232 DALLAS TX 75312 LOCK DESK SERVICES 420166 NET SOLUTIONS SE 3105 W SLAUGHTER LN AUSTIN TX 78747 SECURITY CAMERA INSTALLATIONS 408748 ENGAGE FI LLC 555 W EXECUTIVE DR STE 540 TAMPA FL 33609 CENTIZEN WORKFLOW LICENSE FEES 389700 ELITE CAPITAL PO BOX 4459 YALESVILLE CT 06492 INVESTMENT SERVICES 379239 12 4379120 4379120 LOANS TO MEMBERS 522100 47498309 47498309 LOAN SERVICING FEE INCOME 522100 4938621 4938621 OREO REVENUE 522100 2847013 344483 2502530 INTERCHANGE INCOME 522100 2645803 2645803 OTHER INCOME 522100 2352362 1743422 608940 1242258 1081813 160445 61524366 23158265 23158265 2407797 0 2407797 2407797 2407797 91469548 58252451 3271915 25566062 7927793 7927793 13539106 13539106 1156980 1156980 1273173 1273173 1372017 1372017 248926 248926 287400 287400 2600432 2600432 1333386 1333386 3220991 3220991 936918 936918 2552727 2552727 126163 126163 126163 126163 37729602 37729602 2216052 2216052 205356 205356 LOAN EXPENSES 3837904 3837904 PRODUCT EXPENSES 2850860 2850860 PROVISION FOR LOAN LOSS 464756 464756 OTHER EXPENSES 134444 134444 73585 73585 84214734 84214734 0 0 78724404 162210769 10146309 10380836 1089527797 903666111 37921492 20570102 17155646 17351390 98937530 98970883 21087071 27701553 105369038 89358591 1420947795 1309640133 35023663 33067227 240500000 190500000 1022950694 958562870 1298474357 1182130097 X 0 0 0 0 122473438 127510036 122473438 127510036 1420947795 1309640133 X 7254814 -410506 -1807710 X 0 1 X 1 0 4831134 4831134 14136718 5331572 8805146 7026530 4657586 2368944 11927110 10580944 1346166 17351390 ACCRUED INTEREST RECEIVABLE 3915546 PREPAID & OTHER ASSETS 76333227 NCUSIF DEPOSIT 9109818 89358591 MEMBERS' SHARE AND SAVINGS ACCOUNT 958562870 958562870 X 89251332 -2218216 -2218216 91469548 0 91469548 84214734 0 84214734 0 84214734 PART X, LINE 2: THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE AND LOCAL INCOME TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE (IRC) AND STATE TAX LAWS. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. GENERALLY, THESE TAXES ARE INSIGNIFICANT TO THE CREDIT UNION. X 1 1 X X X X 0 1 0 KENDALL GARRISON PRESIDENT - CEO 1101130 0 0 0 0 0 27212 0 5005 0 1133347 0 0 0 CHARLOTTE P MORRISON SVP - CIO 372242 0 0 0 0 0 22406 0 18406 0 413054 0 0 0 STACY R ARMIJO SVP - CXO 374995 0 0 0 0 0 27093 0 1835 0 403923 0 0 0 JACKIE YORK SVP - CFO (THROUGH 9/16/24) 372166 0 0 0 0 0 11598 0 1372 0 385136 0 0 0 KRISTIN N KELLER SVP - RE LENDING 285077 0 0 0 0 0 19225 0 2556 0 306858 0 0 0 JOSE C SAN PEDRO SVP - LOAN ADMINISTRATION 264203 0 0 0 0 0 25974 0 1713 0 291890 0 0 0 ANGELA LYNN SHAW SVP - TALENT 249106 0 0 0 0 0 15145 0 1992 0 266243 0 0 0 ALAN KEITH JEWELLS VP - COMMERCIAL LENDING 238174 0 0 0 0 0 21360 0 4428 0 263962 0 0 0 TERRY NEIL COUNCIL MORTGAGE LOAN ORIGINATOR 204469 0 0 0 0 0 15917 0 6923 0 227309 0 0 0 CHRISTINA RANFT VP - PROJECT MANAGEMENT 193919 0 0 0 0 0 19844 0 11360 0 225123 0 0 0 LISA LARSON VP - PAYMENTS & OPS 203852 0 0 0 0 0 12628 0 7367 0 223847 0 0 0 JOHN ANTHONY TRAWEEK II VP - INFORMATION TECHNOLOG 187351 0 0 0 0 0 23707 0 1690 0 212748 0 0 0 JENNIFER SOBCZYK VP - CORE PRODUCT MGMT. 184551 0 0 0 0 0 15831 0 7004 0 207386 0 0 0 ALEXANDER B OLMOS COMMERCIAL LOAN OFFICER 184037 0 0 0 0 0 15548 0 6912 0 206497 0 0 0 ALMA Y PALACIOS VP - REAL ESTATE OPERATION 180879 0 0 0 0 0 19836 0 1407 0 202122 0 0 0 JAZMIN OTERO VP-RETAIL BANKING 165010 0 0 0 0 0 21217 0 8834 0 195061 0 0 0 JULIE MACALUSO CP - COMMERCIAL BANKING 170500 0 0 0 0 0 19068 0 2107 0 191675 0 0 0 BRUCE SMITH INFORMATION SECURITY OFFIC 174453 0 0 0 0 0 10646 0 2997 0 188096 0 0 0 BARBARA CANAN SANTNER DIRECTOR - MORTGAGE UNDERW 179177 0 0 0 0 0 2631 0 5032 0 186840 0 0 0 KATRINA JANE CUOCO SVP - ENTERPRISE RISK MGMT 174107 0 0 0 0 0 8379 0 1004 0 183490 0 0 0 AMANDA J BEARD VP - CONSUMER LENDING AND ACCOUNT RE 161612 0 0 0 0 0 11317 0 1444 0 174373 0 0 0 SONIA ALTAMIRANO CHAPA FINANCE DIRECTOR 146244 0 0 0 0 0 18056 0 974 0 165274 0 0 0 TERRA VO MORTGAGE LOAN ORIGINATOR 146039 0 0 0 0 0 15839 0 269 0 162147 0 0 0 MATTHEW MONAGLE VP - MARKETING 142311 0 0 0 0 0 13795 0 5918 0 162024 0 0 0 ADEYINKA ADEMOLA SR. NETWORK ADMINISTRATOR 138497 0 0 0 0 0 17040 0 1401 0 156938 0 0 0 ALISON HEDGER SR. ENCOMPASS ADMIN 143218 0 0 0 0 0 6118 0 6453 0 155789 0 0 0 BRIAN BETTENDORF INFRASTRUCTURE MANAGER 133333 0 0 0 0 0 13430 0 8323 0 155086 0 0 0 FRANK HART SR. SALESFORCE DEVEL 139105 0 0 0 0 0 6957 0 7180 0 153242 0 0 0 PART I, LINE 1A TRAVEL WAS PROVIDED FOR THE SPOUSES OF TWO BOARD MEMBERS. THE TRAVEL EXPENSE WAS REPORTED ON FORMS 1099 FILED WITH THE IRS AND PROVIDED TO THE SPOUSES. PAUL A TRYLKO FORMER CEO SPLIT DOLLAR LIFE INSURANCE X 3887448 3681530 0 1 1 KENDALL GARRISON CEO SPLIT DOLLAR LIFE INSURANCE X 8700000 6699306 0 1 1 10380836 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION MEMBERS ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B THE VOTE OF THE MEMBERSHIP IS REQUIRED FOR ANY CHANGES TO THE GOVERNING DOCUMENTS OR TO APPROVE A MERGER. FORM 990, PART VI, SECTION B, LINE 11B PRIOR TO SUBMISSION OF THE FORM 990 TO THE IRS, ALL MEMBERS OF EXECUTIVE MANAGEMENT AND THE BOARD OF DIRECTORS WERE PROVIDED WITH A COPY OF THE COMPLETED FORM BY EMAIL, RECEIPT OF WHICH WAS CONFIRMED ELECTRONICALLY. THIS ADVANCED COPY OF THE FORM 990 WAS ACCOMPANIED BY A BRIEF NARRATIVE PREPARED BY MANAGEMENT THAT ADDRESSED KEY ISSUES IMPACTING THE CONTENT OF THE RETURN, AND ALL RECIPIENTS WERE ENCOURAGED TO SUBMIT ANY QUESTIONS OR COMMENTS TO EXECUTIVE MANAGEMENT PRIOR TO SUBMISSION." FORM 990, PART VI, SECTION B, LINE 12C THE BOARD-LEVEL CONFLICT OF INTEREST POLICY IS REVIEWED AND APPROVED ANNUALLY. ALL BOARD MEMBERS, VOLUNTEERS, AND SENIOR MANAGEMENT EXECUTIVES COMPLETE AN ANNUAL DISCLOSURE OF POTENTIAL CONFLICTS. FURTHER, ALL EMPLOYEES, INCLUDING SENIOR MANAGEMENT, ANNUALLY ACKNOWLEDGE THEIR RESPONSIBILITIES FOR POTENTIAL CONFLICT OF INTERESTS VIA THE TEAM MEMBER HANDBOOK. FORM 990, PART VI, SECTION B, LINE 15 AMPLIFY UTILIZES AN OUTSIDE COMPENSATION CONSULTANT, MCLAGAN (AN AON HEWITT COMPANY) TO CONDUCT AN ANNUAL STUDY OF CEO COMPENSATION. THE STUDY IS BASED ON A COMBINATION OF PROXY AND SURVEY DATA SOURCES. THE STUDY IS PRESENTED BY HUMAN RESOURCES TO THE AMPLIFY BOARD OF DIRECTORS. THE BOARD THEN REVIEWS AND APPROVES CEO COMPENSATION ANNUALLY. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL RESULTS ARE POSTED PUBLICLY AT THE CREDIT UNION'S MAIN BRANCHES. FORM 990, PART XI, LINE 9: NET PENSION (LOSSES)/GAINS -1,807,710. PARMER HQ LLC 3600 W PARMER LANE AUSTIN TX 78727 272105697 LEASE OF REAL PROPERTY TX -537942 7396927 PARMER WEST LLC 3600 W PARMER LANE AUSTIN TX 78727 463383694 LEASE OF REAL PROPERTY TX ASSET HOLDINGS 1 3600 W PARMER LANE AUSTIN TX 78727 853751320 TEMPORARILY HOLD REPOSESSED ASSETS TX ASSET HOLDINGS 2 3600 W PARMER LANE AUSTIN TX 78727 853748581 TEMPORARILY HOLD REPOSESSED ASSETS TX -88581 10011594