2025-11-13T09:40:05-05:00 2024-12-31 364050248 HEARNE & ASSOCIATES PC 19250 EVERETT LN STE 200 MOKENA IL 60448 990 2024-01-01 510175452 SOUTH SUBURBAN HOUSING CENTER SOUT 7089574674 18220 HARWOOD AVENUE SUITE 1 HOMEWOOD IL 60430 JOHN PETRUSZAK EXECUTIVE DIRECTOR 7089574674 2025-11-10 true false JOHN C WILLIAMS CPA P00197220 7084784650 2025-11-10 2024 2025-03-06 01:10:19Z JOHN PETRUSZAK 18220 HARWOOD AVE HOMEWOOD IL 60430 986640 false X WWW.SOUTHSUBURBANHOUSINGCENTER.ORG X 1975 IL THE ORGANIZATION'S MISSION IS TO PROMOTE AND FOSTER LONG-TERM DIVERSITY BY WORKING TO ELIMINATE ALL FORMS OF DISCRIMINATION AND EXPLOITATION IN THE HOUSING MARKET. 8 8 13 49 0 1515276 914343 22258 29733 37655 12384 1545009 986640 769176 72699 0 1059934 907202 0 16155 384103 296421 2213213 1276322 -668204 -289682 2560562 2228998 166493 124611 2394069 2104387 X THE ORGANIZATION'S MISSION IS TO PROMOTE AND FOSTER LONG-TERM DIVERSITY BY WORKING TO ELIMINATE ALL FORMS OF DISCRIMINATION AND EXPLOITATION IN THE HOUSING MARKET. false false 623260 COMPREHENSIVE FAIR HOUSING ENFORCEMENT PROGRAM: THESE ACTIVITIES ARE SUBSTANTIALLY FUNDED BY TWO TYPES OF FEDERAL HUD ADMINISTERED FAIR HOUSING INITIATIVES PROGRAM (FHIP) COMPONENT GRANTS, PRIVATE ENFORCEMENT INITIATIVE (PEI) AND EDUCATION AND OUTREACH INITIATIVE (EOI). THE PEI GRANT PROJECT ENCOMPASSED THE FOLLOWING ACTIVITIES: COMPLAINT INTAKE AND INVESTIGATION; FORMAL COMPLAINT PROCESSING AND FILING; INFORMAL DISPUTE RESOLUTION, FAIR HOUSING ADVOCACY FOR DISTRESSED PROTECTED CLASS FAMILIES; FAIR HOUSING STABILITY ASSISTANCE FOR COVID-19 ECONOMICALLY AFFECTED FAMILIES, AND SOME EDUCATION, OUTREACH, AND TRAINING ACTIVITIES. FOR PROGRAM YEAR 2024, THE ORGANIZATION PROCESSED 235 COMPLAINT INTAKES, CONDUCTED 111 TEST PART INVESTIGATIONS IN 39 COMMUNITIES; CONTINUED TO LITIGATE 2 FORMAL FEDERAL COURT ACTIONS AND FILED 6 NEW ADMINISTRATIVE COMPLAINTS ALLEGING VIOLATIONS OF THE FEDERAL, STATE OR LOCAL FAIR HOUSING LAWS; PROVIDED FAIR HOUSING STABILITY ASSISTANCE TO 91 COVID-19 INCOME DISTRESSED RENTERS AND HOMEOWNERS, SUCCESSFULLY RESOLVED 13 ENFORCEMENT ACTIONS AND FORMED PARTNERSHIPS WITH 14 LOCAL/NATIONAL ORGANIZATIONS AND GOVERNMENTS BODIES TO ACHIEVE THESE ACCOMPLISHMENTS. THE EDUCATION AND OUTREACH PROGRAM (EOI) ACCOMPLISHMENTS INCLUDE: CONDUCTING 14 LARGE GROUP VIRTUAL FAIR HOUSING/LENDING WORKSHOP SESSIONS ATTENDED BY 596 INDIVIDUALS; MASS SOCIAL MEDIA DISTRIBUTION OF FAIR HOUSING/LENDING AND HOUSING ASSISTANCE INFORMATION TO 336,255 USERS; 269,335 USERS REACHED WITH FAIR HOUSING/LENDING INFORMATION BY EBLASTS AND NEWSLETTERS SENT BY MAILCHIMP; ATTRACTING 37,636 FAIR HOUSING OR LENDING INFORMATION VISITS TO OUR WEBSITE; AND IMPLEMENTING AN OUTDOOR MULTI-MEDIA INTERSTATE BILLBOARD AND MASS TRANSIT BUS FAIR HOUSING ADVERTISEMENT CAMPAIGN CREATING 22,966,802 COMMUTER AD IMPRESSIONS. 496026 22258 HOUSING COUNSELING PROGRAM: PRIMARILY FUNDED BY MULTIPLE SMALL DOLLAR GRANTS AND FUNDRAISING ACTIVITIES. INCLUDES THE PROVISION OF THE FOLLOWING COMPREHENSIVE HUD-CERTIFIED HOUSING COUNSELING ACTIVITIES: INDIVIDUAL ONE-ON-ONE RENTAL AND HOMELESS REFERRALS; PRE- AND POST-PURCHASE HOMEOWNERSHIP COUNSELING; MORTGAGE DELINQUENCY AND FORECLOSURE COUNSELING; AS WELL AS GROUP COUNSELING ACTIVITIES INCLUDING HOME BUYER WORKSHOPS, FINANCIAL LITERACY WORKSHOPS AND FORECLOSURE ASSISTANCE AND MORTGAGE FRAUD AWARENESS WORKSHOPS. FOR FISCAL YEAR 2024, COUNSELING SERVICES WERE PROVIDED TO 1,136 INDIVIDUALS AND FAMILIES, OF WHICH 165 WERE FACING FORECLOSURE, 459 SEEKING RENTAL/HOMELESS REFERRALS AND 187 SEEKING TO PURCHASE A HOME, RESULTING IN 86 NEW HOMEOWNERS AND 62 HOMES SAVED THROUGH MORTGAGE MODIFICATIONS. OVER 325 INDIVIDUALS ATTENDED 24 WORKSHOPS AND WEBINARS. IN ADDITION TO THE INDIVIDUAL COUNSELING SERVICES PROVIDED, AS A PARTNER AGENCY FOR THE ILLINOIS HOUSING DEVELOPMENT AUTHORITY'S (IHDA) COURT BASED RENAL ASSISTANCE PROGRAM (CBRAP), WHICH RAN THROUGH JUNE 2024, WE DIRECTLY ASSISTED 133 RENTERS AND 26 LANDLORDS RESPECTIVELY, APPLY FOR THESE EMERGENCY ASSISTANCE GRANTS. APPROXIMATELY 675 INDIVIDUALS ATTENDED TWO (2) IN-PERSON EVENTS, TWO HUNDRED THIRTY (230) INDIVIDUALS ATTENDED THREE (3) WEBINARS AND OVER THIRTY-FIVE THOUSAND INDIVIDUALS (35,000) WERE INFORMED OF THIS RENTAL ASSISTANCE PROGRAM THROUGH ONGOING OUTREACH EMAILS AND SOCIAL MEDIA POSTS. THE GENERAL CHARACTERISTICS OF THE CLIENTS WE SERVED, PER OUR FY24 HUD- 9902, ARE 85% RACIAL MINORITY AND 87% BELOW THE 80% AREA MEDIAN INCOME (AMI) THRESHOLD. 109011 72699 INCLUSIVE COMMUNITY GRANT PROGRAM: SUBSTANTIALLY FUNDED BY A 2013 CONCILIATION AGREEMENT. PHASE TWO OF THE GRANT PROGRAM, WHICH PROVIDES GRANTS TO EXISTING HOMEOWNERS IN MORTGAGE DISTRESS IN TARGETED COMMUNITIES HARDEST HIT BY THE FORECLOSURE CRISIS, WAS LAUNCHED IN THE 1ST QUARTER OF 2016. ONE (1) GRANT WAS PROVIDED TO A DISTRESSED HOMEOWNER IN OUR TARGETED COMMUNITIES IN 2024, FOR A TOTAL OF 15,000, ALLOWING THE GRANT RECIPIENT TO AVOID LOSING THEIR HOME TO FORECLOSURE OR PROPERTY TAX SALE. TWO (2) GRANTS WERE PROVIDED TO HOUSING CHOICE VOUCHER HOLDERS FOR ASSISTANCE WITH THEIR SECURITY DEPOSITS TOTALING 1,199. THE DOWN PAYMENT ASSISTANCE COMPONENT OF OUR ICF PROGRAM WAS REVITALIZED BY THE LANDMARK 2022 FANNIE MAE SETTLEMENT, ALLOWING US TO RE-FUND THE PROGRAM WITH 1,208,000. THE PROGRAM PROVIDES UP TO 15,000 IN DOWN PAYMENT ASSISTANCE AS A FIVE-YEAR FORGIVABLE GRANT. THE SOUTH SUBURBAN CHICAGO PHASED CLOSED IN 2023 WITH 605,250 IN GRANT ASSISTANCE PROVIDED. THE NORTHWEST INDIANA PHASE OF THE DOWN PAYMENT ASSISTANCE GRANT PROGRAM LAUNCHED IN GARY, IN. IN 2024. FIVE (5) GRANTS WERE AWARDED TO BUYERS TOTALING 55,000. TO DATE, THIS PROGRAM HAS GENERATED 10,254,499 IN REAL ESTATE SALES TRANSACTIONS, WHICH IN TURN FACILITATED 6,630,000 IN LOCAL ECONOMIC IMPACT. 1228297 true true false false false false false false false false true false false false true true true false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false true 5 0 13 true false false false false false true true false false false false false false false false X 8 8 false false false false false false false true true false false true true true true true true true true false IL X SOUTH SUBURBAN HOUSING CENTER 7089574674 18220 HARWOOD AVE HOMEWOOD IL 60430 JOHN OSTENBURG PRESIDENT 3.00 X X 0 0 0 MONICA HOLDEN VICE PRESIDE 3.00 X X 0 0 0 PAULA FARR SECRETARY 3.00 X X 0 0 0 CHERILYN RICHARDSON TREASURER 3.00 X X 0 0 0 ALAN BANKS BOARD MEMBER 1.00 X 0 0 0 DAN GRAHAM BOARD MEMBER 1.00 X 0 0 0 HILDY KINGMA BOARD MEMBER 1.00 X 0 0 0 DR MICHAEL TOWNSEND SR BOARD MEMBER 1.00 X 0 0 0 JOHN PETRUSZAK EXECUTIVE DI 40.00 X 112000 0 7439 112000 7439 1 false false false 860743 53600 914343 SERVICE FEES 561000 22258 22258 22258 37655 37655 12384 12384 986640 22258 37655 72699 72699 112012 108461 2901 650 627125 607304 16216 3605 29667 28743 740 184 82503 80302 1321 880 55895 54123 1450 322 70500 70500 21009 20483 505 21 42396 42394 2 19615 19615 3907 3714 34 159 18867 18859 2 6 55859 54380 1148 331 1914 1914 5818 5735 83 TRAINING AND TRAVEL 19227 18525 702 ANNUAL MEETING 8959 8959 DUES AND SUBSCRIPTIONS 8663 5611 2114 938 TELEPHONE AND INTERNET 8567 8339 176 52 11120 8510 2562 48 1276322 1228297 31870 16155 121434 1083506 1946219 829604 340866 214917 3747 4595 294550 202611 143859 91939 4437 4437 2560562 2228998 27551 35676 138942 88935 166493 124611 X 2394069 2104387 2394069 2104387 2560562 2228998 -289682 X false true X true false X 993132 882968 3285242 1515276 914343 7590961 993132 882968 3285242 1515276 914343 7590961 7590961 3995 916 13075 29733 37655 85374 7676335 95477 0.98890 0.99320 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 63528 60525 3003 231022 142086 88936 91939 LEASE OBLIGATIONS 88935 88935 X 1028269 41629 41629 986640 986640 1317951 41629 41629 1276322 1276322 SCHEDULE D, PAGE 3, PART X FASB ACCOUNTING STANDARDS CODIFICATION (ASC) 740 INCOME TAXES (ASC 740) PROVIDES THAT A TAX BENEFIT FROM AN UNCERTAIN TAX POSITION MAY BE RECOGNIZED WHEN IT IS MORE LIKELY THAN NOT THAT THE POSITION WILL BE SUSTAINED UPON EXAMINATION, INCLUDING RESOLUTIONS OF ANY RELATED APPEALS OR LITIGATION PROCESSES, BASED ON MERITS. INCOME TAX POSITIONS MUST BE A MORE LIKELY THAN NOT RECOGNITION THRESHOLD AT THE EFFECTIVE DATE TO BE RECOGNIZED UPON THE ADOPTION OF ASC 740 AND ITS SUBSEQUENT PERIODS. THE INTERPRETATION PROVIDES GUIDANCE ON MEASUREMENT, DERECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE, AND TRANSITION. THE ORGANIZATION ADOPTED ASC 740 AND IT HAD NO IMPACT ON ITS FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE ONLY TAX YEARS SUBJECT TO EXAMINATION BY MAJOR TAX JURISDICTIONS ARE THOSE WITHIN THE STATUTORY LIMITS. true MORTGAGE DISTRESS ASSIST. 3 16199 DOWN PAYMENT ASSISTANCE 5 56500 SCHEDULE I, PAGE 1, PART I, LINE 2 THE ORGANIZATION SETS TASKS AND A PAYMENT SCHEDULE IN THE SUBGRANT AGREEMENT AND REQUIRES QUARTERLY REPORTS TO CONTINUE TO RELEASE FUNDS. FORM 990, PAGE 2, PART III, LINE 4A COMPREHENSIVE FAIR HOUSING ENFORCEMENT PROGRAM: THESE ACTIVITIES ARE SUBSTANTIALLY FUNDED BY TWO TYPES OF FEDERAL HUD ADMINISTERED FAIR HOUSING INITIATIVES PROGRAM (FHIP) COMPONENT GRANTS, PRIVATE ENFORCEMENT INITIATIVE (PEI) AND EDUCATION AND OUTREACH INITIATIVE (EOI). THE PEI GRANT PROJECT ENCOMPASSED THE FOLLOWING ACTIVITIES: COMPLAINT INTAKE AND INVESTIGATION; FORMAL COMPLAINT PROCESSING AND FILING; INFORMAL DISPUTE RESOLUTION, FAIR HOUSING ADVOCACY FOR DISTRESSED PROTECTED CLASS FAMILIES; FAIR HOUSING STABILITY ASSISTANCE FOR COVID-19 ECONOMICALLY AFFECTED FAMILIES, AND SOME EDUCATION, OUTREACH, AND TRAINING ACTIVITIES. FOR PROGRAM YEAR 2024, THE ORGANIZATION PROCESSED 235 COMPLAINT INTAKES, CONDUCTED 111 TEST PART INVESTIGATIONS IN 39 COMMUNITIES; CONTINUED TO LITIGATE 2 FORMAL FEDERAL COURT ACTIONS AND FILED 6 NEW ADMINISTRATIVE COMPLAINTS ALLEGING VIOLATIONS OF THE FEDERAL, STATE OR LOCAL FAIR HOUSING LAWS; PROVIDED FAIR HOUSING STABILITY ASSISTANCE TO 91 COVID-19 INCOME DISTRESSED RENTERS AND HOMEOWNERS, SUCCESSFULLY RESOLVED 13 ENFORCEMENT ACTIONS AND FORMED PARTNERSHIPS WITH 14 LOCAL/NATIONAL ORGANIZATIONS AND GOVERNMENTS BODIES TO ACHIEVE THESE ACCOMPLISHMENTS. THE EDUCATION AND OUTREACH PROGRAM (EOI) ACCOMPLISHMENTS INCLUDE: CONDUCTING 14 LARGE GROUP VIRTUAL FAIR HOUSING/LENDING WORKSHOP SESSIONS ATTENDED BY 596 INDIVIDUALS; MASS SOCIAL MEDIA DISTRIBUTION OF FAIR HOUSING/LENDING AND HOUSING ASSISTANCE INFORMATION TO 336,255 USERS; 269,335 USERS REACHED WITH FAIR HOUSING/LENDING INFORMATION BY EBLASTS AND NEWSLETTERS SENT BY MAILCHIMP; ATTRACTING 37,636 FAIR HOUSING OR LENDING INFORMATION VISITS TO OUR WEBSITE; AND IMPLEMENTING AN OUTDOOR MULTI-MEDIA INTERSTATE BILLBOARD AND MASS TRANSIT BUS FAIR HOUSING ADVERTISEMENT CAMPAIGN CREATING 22,966,802 COMMUTER AD IMPRESSIONS. FORM 990, PAGE 2, PART III, LINE 4B HOUSING COUNSELING PROGRAM: PRIMARILY FUNDED BY MULTIPLE SMALL DOLLAR GRANTS AND FUNDRAISING ACTIVITIES. INCLUDES THE PROVISION OF THE FOLLOWING COMPREHENSIVE HUD-CERTIFIED HOUSING COUNSELING ACTIVITIES: INDIVIDUAL ONE-ON-ONE RENTAL AND HOMELESS REFERRALS; PRE- AND POST-PURCHASE HOMEOWNERSHIP COUNSELING; MORTGAGE DELINQUENCY AND FORECLOSURE COUNSELING; AS WELL AS GROUP COUNSELING ACTIVITIES INCLUDING HOME BUYER WORKSHOPS, FINANCIAL LITERACY WORKSHOPS AND FORECLOSURE ASSISTANCE AND MORTGAGE FRAUD AWARENESS WORKSHOPS. FOR FISCAL YEAR 2024, COUNSELING SERVICES WERE PROVIDED TO 1,136 INDIVIDUALS AND FAMILIES, OF WHICH 165 WERE FACING FORECLOSURE, 459 SEEKING RENTAL/HOMELESS REFERRALS AND 187 SEEKING TO PURCHASE A HOME, RESULTING IN 86 NEW HOMEOWNERS AND 62 HOMES SAVED THROUGH MORTGAGE MODIFICATIONS. OVER 325 INDIVIDUALS ATTENDED 24 WORKSHOPS AND WEBINARS. IN ADDITION TO THE INDIVIDUAL COUNSELING SERVICES PROVIDED, AS A PARTNER AGENCY FOR THE ILLINOIS HOUSING DEVELOPMENT AUTHORITY'S (IHDA) COURT BASED RENAL ASSISTANCE PROGRAM (CBRAP), WHICH RAN THROUGH JUNE 2024, WE DIRECTLY ASSISTED 133 RENTERS AND 26 LANDLORDS RESPECTIVELY, APPLY FOR THESE EMERGENCY ASSISTANCE GRANTS. APPROXIMATELY 675 INDIVIDUALS ATTENDED TWO (2) IN-PERSON EVENTS, TWO HUNDRED THIRTY (230) INDIVIDUALS ATTENDED THREE (3) WEBINARS AND OVER THIRTY-FIVE THOUSAND INDIVIDUALS (35,000) WERE INFORMED OF THIS RENTAL ASSISTANCE PROGRAM THROUGH ONGOING OUTREACH EMAILS AND SOCIAL MEDIA POSTS. THE GENERAL CHARACTERISTICS OF THE CLIENTS WE SERVED, PER OUR FY24 HUD- 9902, ARE 85% RACIAL MINORITY AND 87% BELOW THE 80% AREA MEDIAN INCOME (AMI) THRESHOLD. FORM 990, PAGE 2, PART III, LINE 4C INCLUSIVE COMMUNITY GRANT PROGRAM: SUBSTANTIALLY FUNDED BY A 2013 CONCILIATION AGREEMENT. PHASE TWO OF THE GRANT PROGRAM, WHICH PROVIDES GRANTS TO EXISTING HOMEOWNERS IN MORTGAGE DISTRESS IN TARGETED COMMUNITIES HARDEST HIT BY THE FORECLOSURE CRISIS, WAS LAUNCHED IN THE 1ST QUARTER OF 2016. ONE (1) GRANT WAS PROVIDED TO A DISTRESSED HOMEOWNER IN OUR TARGETED COMMUNITIES IN 2024, FOR A TOTAL OF 15,000, ALLOWING THE GRANT RECIPIENT TO AVOID LOSING THEIR HOME TO FORECLOSURE OR PROPERTY TAX SALE. TWO (2) GRANTS WERE PROVIDED TO HOUSING CHOICE VOUCHER HOLDERS FOR ASSISTANCE WITH THEIR SECURITY DEPOSITS TOTALING 1,199. THE DOWN PAYMENT ASSISTANCE COMPONENT OF OUR ICF PROGRAM WAS REVITALIZED BY THE LANDMARK 2022 FANNIE MAE SETTLEMENT, ALLOWING US TO RE-FUND THE PROGRAM WITH 1,208,000. THE PROGRAM PROVIDES UP TO 15,000 IN DOWN PAYMENT ASSISTANCE AS A FIVE-YEAR FORGIVABLE GRANT. THE SOUTH SUBURBAN CHICAGO PHASED CLOSED IN 2023 WITH 605,250 IN GRANT ASSISTANCE PROVIDED. THE NORTHWEST INDIANA PHASE OF THE DOWN PAYMENT ASSISTANCE GRANT PROGRAM LAUNCHED IN GARY, IN. IN 2024. FIVE (5) GRANTS WERE AWARDED TO BUYERS TOTALING 55,000. TO DATE, THIS PROGRAM HAS GENERATED 10,254,499 IN REAL ESTATE SALES TRANSACTIONS, WHICH IN TURN FACILITATED 6,630,000 IN LOCAL ECONOMIC IMPACT. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR OF THE ORGANIZATION AND THEN REVIEWED BY THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 12C ANNUALLY, THE BOARD MEMBERS ACKNOWLEDGE THAT HAVE REVIEWED THE "BOARD MEMBER DUTY OF LOYALTY AND CONFLICT OF INTEREST AGREEMENT". FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS USED COMPARABILITY DATA TO DETERMINE THE EXECUTIVE DIRECTOR'S SALARY UPON HIS HIRING IN 1995. ANY SUBSEQUENT COST OF LIVING ADJUSTMENTS HAVE BEEN DETERMINED AND VOTED ON BY THE BOARD. FORM 990, PAGE 6, PART VI, LINE 15B THE EXECUTIVE DIRECTOR AND BOARD OF DIRECTORS USED COMPARABILITY DATA TO DETERMINE THE DIRECTOR OF FINANCE AND OPERATION'S SALARY UPON HIS HIRING IN 2013. ANY SUBSEQUENT COST OF LIVING ADJUSTMENTS HAVE BEEN DETERMINED AND VOTED ON BY THE BOARD. FORM 990, PAGE 6, PART VI, LINE 19 UPON REQUEST, ITEMS LISTED ARE AVAILABLE.