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        <MethodValuationCd>C</MethodValuationCd>
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        <FormAndLineReferenceDesc>FORM 990, PART V, LINE 6B</FormAndLineReferenceDesc>
        <ExplanationTxt>NON-DEDUCTIBLE CONTRIBUTIONS MAY BE INCLUDED IN THE DUES PAID BY THE MEMBERS OF THE ORGANIZATION. AS ALL OF THE MEMBERS ARE NOT FOR PROFIT CREDIT UNIONS, THESE NON-DEDUCTIBLE CONTRIBUTIONS ARE REPORTED AS EXEMPTED EXPENDITURES ON THE RESPECTIVE FORM 990S. ACCORDINGLY, NO STATEMENT IS REQUIRED.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 1A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE EXECUTIVE COMMITTEE IS COMPRISED OF TWO BOARD MEMBERS; THE CHAIR AND ONE ADDITIONAL BOARD MEMBER. THE COMMITTEE HAS THE AUTHORITY OF THE BOARD BETWEEN MEETINGS OF THE GOVERNING BODY IN THE MANAGEMENT OF THE BUSINESS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 3</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION HAS A MANAGEMENT SERVICE AGREEMENT WITH THE CALIFORNIA CREDIT UNION LEAGUE (CCUL), AN UNRELATED ORGANIZATION THAT INCLUDES MANAGEMENT PERSONNEL, ACCOUNTING AND INFORMATION TECHNOLOGY SERVICES.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 6</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION HAS MEMBERS.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BYLAWS OF THE ORGANIZATION ESTABLISHES A 5-MEMBER BOARD OF DIRECTORS ELECTED BY THE MEMBERSHIP.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7B</FormAndLineReferenceDesc>
        <ExplanationTxt>LIMITED GOVERNANCE AUTHORITIES ARE RESERVED TO THE MEMBERSHIP OF THE ORGANIZATION, INCLUDING: ELECTING REPRESENTATIVES TO THE BOARD OF DIRECTORS,REQUESTING A SPECIAL MEETING OF THE MEMBERSHIP, AMENDING THE BYLAWS.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE FORM 990 IS REVIEWED BY THE ACCOUNTING DEPARTMENT, THE PRESIDENT/CEO AND BY THE TREASURER OF THE ORGANIZATION. THE FORM 990 WILL BE SENT ELECTRONICALLY TO THE BOARD OF DIRECTORS PRIOR TO FILING.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>POLICIES ARE UPDATED AND DISTRIBUTED TO BOARD MEMBERS ANNUALLY FOR ADOPTION.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
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