2025-11-04T11:01:29-05:00 2025-06-30 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2024-07-01 141597911 WILLIAM & RHODA PARTRIDGE MEM SCHOLARSHIP PART 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2025-10-07 true false JEFFREY E KUHLIN P00353001 4123556000 2025-10-07 X 2024 2025-03-06 01:10:19Z X 977912 X 25119 25087 72699 672629 72699 0 97818 97786 11584 10426 1158 0 0 0 0 0 0 730 0 0 730 0 0 1125 572 0 0 0 0 0 0 0 100 100 13539 10998 0 1988 42518 42518 56057 10998 0 44506 41761 86788 0 14136 11527 11527 0 0 0 779523 823813 966385 793659 835340 977912 0 X 793659 835340 793659 835340 793659 835340 793659 41761 0 835420 80 835340 724.359 BLACKROCK HIGH YIELD BOND PORTFOLIO INSTL 2024-03-05 2024-09-17 5230 5085 145 145 14847.557 BLACKROCK HIGH YIELD BOND PORTFOLIO INSTL 2024-09-17 107199 109822 -2623 -2623 311.23 COLUMBIA DIVIDEND INCOME INST3 2020-07-29 2024-09-17 11030 7301 3729 3729 3.668 COLUMBIA DIVIDEND INCOME INST3 2020-07-29 2024-09-17 130 86 44 44 273.902 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2021-03-05 2024-09-17 3180 2983 197 197 53.129 FIDELITY 500 INDEX FUND 2024-09-17 10425 5233 5192 5192 .663 FIDELITY 500 INDEX FUND 2019-02-22 2024-09-17 130 65 65 65 155.088 FIDELITY OVERSEAS FD 2024-06-03 2024-09-17 10532 10135 397 397 638.943 FIDELITY OVERSEAS FD 2022-09-19 2024-09-17 43391 30401 12990 12990 5. FLEXSHARES STOXX GLBL BRD INFRASTRUCTURE IDX 2024-03-05 2024-09-17 297 271 26 26 415. FLEXSHARES STOXX GLBL BRD INFRASTRUCTURE IDX 2024-09-17 24691 21636 3055 3055 850. ISHARES MSCI EMERG MKT MIN VOL ETF 2024-09-17 51171 47979 3192 3192 50. ISHARES MSCI EAFE SMALL CAP ETF 2024-09-17 3293 3221 72 72 215. ISHARES MSCI EAFE SMALL CAP ETF 2024-09-17 14160 12197 1963 1963 10. ISHARES 0-5 YR TIPS ETF 2024-03-05 2024-09-17 1011 992 19 19 170. ISHARES 0-5 YR TIPS ETF 2022-03-16 2024-09-17 17190 18014 -824 -824 235. ISHARES CORE MSCI EAFE ETF 2024-06-03 2024-09-17 17869 17780 89 89 1135. ISHARES CORE MSCI EAFE ETF 2024-09-17 86304 68421 17883 17883 416.679 JPMORGAN EMERGING MARKETS EQUITY I 2024-09-17 12917 12390 527 527 397.571 JPMORGAN EMERGING MARKETS EQUITY I 2024-09-17 12325 12516 -191 -191 49.412 JPMORGAN LARGE CAP GROWTH I 2020-07-29 2024-09-17 3700 2624 1076 1076 630.776 PIMCO INCOME FUND INSTL CLASS 2024-06-03 2024-09-17 6825 6636 189 189 104. SCHWAB US SMALL CAP ETF 2024-09-17 5286 4993 293 293 669. SCHWAB US SMALL CAP ETF 2024-09-17 34005 31078 2927 2927 160. VANGUARD MID-CAP GROWTH INDEX FUND 2024-09-17 37836 36622 1214 1214 38.342 FEDERATED HERMES MDT MID CAP GROWTH IS 2024-09-17 2024-12-17 2475 2156 319 319 35.594 FIDELITY 500 INDEX FUND 2019-02-22 2024-12-17 7500 3464 4036 4036 75.514 FIDELITY SMALL CAP INDEX FUND 2024-09-17 2024-12-17 2205 2076 129 129 94.905 JPMORGAN LARGE CAP GROWTH I 2020-07-29 2024-12-17 7860 5040 2820 2820 20.036 INVESCO OPPENHEIMER INTL GROWTH Y 2024-09-17 2025-03-18 665 767 -102 -102 63.83 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2024-09-17 2025-03-18 1350 1334 16 16 196.629 DFA EMERGING MKTS PORTFOLIO 2024-09-17 2025-03-18 5950 5836 114 114 112.841 DODGE & COX INTL STOCK FUND 2024-09-17 2025-03-18 6415 6062 353 353 11.457 DODGE & COX GLOBAL BOND FUND 2024-09-17 2025-03-18 125 131 -6 -6 22.459 DODGE & COX INCOME FUND 2024-09-17 2025-03-18 285 295 -10 -10 3189.831 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2024-09-17 2025-03-18 28230 28708 -478 -478 573.909 FIDELITY EMERGING MKTS INDEX FUND 2024-09-17 2025-03-18 6445 6238 207 207 499.518 FIDELITY US BOND INDEX INSTL PREMIUM 2024-09-17 2025-03-18 5180 5350 -170 -170 535. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2024-09-17 2025-03-18 20975 21383 -408 -408 5. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2023-08-16 2025-03-18 196 201 -5 -5 5. ISHARES MSCI EAFE GROWTH ETF 2024-09-17 2025-03-18 522 522 31.952 JPMORGAN LARGE CAP GROWTH I 2020-07-29 2025-03-18 2360 1697 663 663 460.784 PIMCO INCOME FUND INSTL CLASS 2025-03-18 4935 4850 85 85 26.542 INVESCO OPPENHEIMER INTL GROWTH Y 2024-09-17 2025-06-04 927 1016 -89 -89 87.746 COLUMBIA DIVIDEND INCOME INST3 2024-06-03 2025-06-04 3056 2885 171 171 21.031 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2024-09-17 2025-06-04 485 440 45 45 21.8 DFA EMERGING MKTS PORTFOLIO 2024-09-17 2025-06-04 686 647 39 39 63.898 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2025-06-04 680 694 -14 -14 31.291 DODGE & COX INTL STOCK FUND 2024-09-17 2025-06-04 1869 1681 188 188 40.672 DODGE & COX GLOBAL BOND FUND 2024-09-17 2025-06-04 449 464 -15 -15 87.4 DODGE & COX INCOME FUND 2024-09-17 2025-06-04 1102 1149 -47 -47 6.669 FEDERATED HERMES MDT MID CAP GROWTH IS 2025-03-18 2025-06-04 446 384 62 62 100.423 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2024-09-17 2025-06-04 898 904 -6 -6 15.257 FIDELITY 500 INDEX FUND 2024-06-03 2025-06-04 3170 2805 365 365 30.392 FIDELITY SMALL CAP INDEX FUND 2024-09-17 2025-06-04 796 835 -39 -39 58.746 FIDELITY EMERGING MKTS INDEX FUND 2024-09-17 2025-06-04 681 639 42 42 128.344 FIDELITY US BOND INDEX INSTL PREMIUM 2024-09-17 2025-06-04 1327 1375 -48 -48 170.417 FIDELITY INFLATION PROTECTED BOND INSTL PREM 2024-09-17 2025-06-04 1564 1601 -37 -37 15. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2023-08-16 2025-06-04 597 602 -5 -5 5. ISHARES MSCI EAFE GROWTH ETF 2024-09-17 2025-06-04 556 522 34 34 20.646 JPMORGAN LARGE CAP GROWTH I 2024-06-03 2025-06-04 1674 1453 221 221 40.857 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2024-09-17 2025-06-04 730 682 48 48 20.742 PIMCO INCOME FUND INSTL CLASS 2024-06-03 2025-06-04 221 218 3 3 12.513 T. ROWE PRICE MID-CAP VALUE FUND I 2024-09-17 2025-06-04 384 448 -64 -64 11.373 INVESCO OPPENHEIMER INTL GROWTH Y 2024-09-17 2025-06-23 395 435 -40 -40 49.565 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2024-09-17 2025-06-23 1140 1036 104 104 18.88 DFA EMERGING MKTS PORTFOLIO 2024-09-17 2025-06-23 600 560 40 40 26.316 DODGE & COX INTL STOCK FUND 2024-09-17 2025-06-23 1565 1414 151 151 26.284 FEDERATED HERMES MDT MID CAP GROWTH IS 2025-06-23 1755 1507 248 248 18.04 FIDELITY 500 INDEX FUND 2024-06-03 2025-06-23 3785 3316 469 469 36.17 FIDELITY EMERGING MKTS INDEX FUND 2024-09-17 2025-06-23 425 393 32 32 5. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2023-08-16 2025-06-23 200 201 -1 -1 10. ISHARES MSCI EAFE GROWTH ETF 2024-09-17 2025-06-23 1080 1044 36 36 36.919 JPMORGAN LARGE CAP GROWTH I 2024-06-03 2025-06-23 3010 2599 411 411 83.287 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2024-09-17 2025-06-23 1490 1390 100 100 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 CAPITAL GAIN DIVIDENDS P 11086 72699 1206 0 1206 0 1206 372 0 0 372 0 834 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false true false false false false false false false NBT BANK NA 52 SOUTH BROAD STREET NORWICH NY 13815 TRUSTEE 1 11584 NONE 0 NONE 0 938536 10535 0 949071 0 0 949071 14236 934835 46742 46742 1206 1206 45536 0 45536 0 45536 44506 0 0 0 0 44506 45536 31774 0 0 0 0 0 0 0 44506 31774 0 0 12732 0 0 0 0 0 0 0 0 32804 0 0 0 0 0 0 0 0 NBT BANK N A 52 SOUTH BROAD STREET NORWICH NY 138151646 6073376193 APPLICATION FORM AVAILABLE AT NBT BANK, OR NORTHVILLE CENTRAL SCHOOL APRIL 15TH APPLICANT RESIDES IN TOWN OF EDINBURG, SARATOGA COUNTY, OR GRADUATE OF NORTHVILLE CENTRAL SCHOOL. NAZARETH COLLEGE 4245 EAST AVENUE ROCHESTER NY 14618 NONE I SCHOLARSHIP AWARD 3850 UNIVERSITY AT ALBANY 1400 WASHINGTON AVE ALBANY NY 12222 NONE I SCHOLARSHIP AWARD 6850 CAIRN UNIVERSITY 200 MANOR AVENUE LANGHORNE PA 19047 NONE I SCHOLARSHIP AWARD 8268 LAKE ERIE COLLEGE OF OSTEOPATHIC MEDICIN 1 LECOM PLACE ELMIRA NY 14901 NONE I SCHOLARSHIP AWARD 12000 SUNY ONEONTA 108 RAVINE PARKWAY ONEONTA NY 13820 NONE I SCHOLARSHIP AWARD 7700 SUNY CORTLAND 22 GRAHAM AVENUE CORTLAND NY 13045 NONE I SCHOLARSHIP AWARD 3850 42518 14 25119 18 72699 97818 97818 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 730 730 DODGE & COX INCOME FUND AT COST 48091 47618 FLEXSHARES MSTAR GLBL UPSTRM N AT COST 25356 28478 DFA GLOBAL REAL ESTATE SECURIT AT COST 28016 28654 FIDELITY US BD INDEX INSTL PRE AT COST 58317 57655 FIDELITY 500 INDEX FD AT COST 74133 133656 ISHARE MSCI EAFE SMALL CAP ETF COLUMBIA DIVIDEND INCOME INST3 AT COST 98504 131798 JPMORGAN LARGE CAP GROWTH I AT COST 44604 70310 ISHARES CORE MSCI EAFE ETF FLEXSHARES STOXX GLBL BRD INFR ISHARES 0-5 YR TIPS ETF SCHWAB US SMALL CAP ETF JPMORGAN EMERGING MARKETS EQUI BLACKROCK HIGH YIELD BOND PORT FIDELITY OVERSEAS FD ISHARES MSCI EMERG MKT MIN VOL VANGUARD MID-CAP GROWTH INDEX PIMCO INCOME FUND INSTL CLASS AT COST 9396 9615 FIDELITY INFLATION PROTECTED B AT COST 67096 67128 DODGE & COX GLOBAL BOND FUND AT COST 19525 19120 FEDERATED INSTITUTIONAL HIGH Y AT COST 38268 38407 FEDERATED HERMES MDT MID CAP G AT COST 14177 17291 T. ROWE PRICE MID-CAP VALUE FU AT COST 19127 16989 FIDELITY SMALL CAP INDEX FUND AT COST 34444 34402 DFA INTERNATIONAL SMALL COMPAN AT COST 17325 19620 DODGE & COX INTL STOCK FUND AT COST 69039 78569 INVESCO OPPENHEIMER INTL GROWT AT COST 41353 39391 ISHARES MSCI EAFE GROWTH ETF AT COST 37007 39760 DFA EMERGING MKTS PORTFOLIO AT COST 26727 29388 FIDELITY EMERGING MKTS INDEX F AT COST 26540 29581 LAZARD GLOBAL LISTED INFRASTRU AT COST 26768 28955 BLACKROCK HIGH YLD BD POR COST BASIS ADJ 48 FIDELITY INFLA PROT BD COST BASIS ADJ 32 STATE FILING FEE 100 0 100 FEDERAL TAX PAYMENT - PRIOR YE 181 0 0 FEDERAL ESTIMATES - PRINCIPAL 372 0 0 FOREIGN TAXES ON QUALIFIED FOR 463 463 0 FOREIGN TAXES ON NONQUALIFIED 109 109 0