2025-10-31T13:27:04-05:00 2024-12-31 410746749 CLIFTONLARSONALLEN LLP 220 S 6TH STREET SUITE 300 MINNEAPOLIS MN 55402 990 2024-01-01 882488917 CHAMBERHEALTH CONSORTIUM OF MINNESOTA CHAM 6512924650 380 SAINT PETER STREET SUITE 1050 ST PAUL MN 55102 ANNETTE KOJETIN SVP, CFO 6512924650 2025-10-30 1 0 DOUG BERTOSSI P00637990 6123764500 2025-10-29 2024 2025-03-06 01:10:19Z ANNETTE KOJETIN 444 CEDAR STREET SUITE 910 ST PAUL MN 55101 3711187 0 X HTTPS://WWW.MNCHAMBER.COM/CHAMBERHEALTH X 2023 MN PROVIDE GROUP HEALTH INSURANCE TO COMPANIES DOMICILED IN MINNESOTA THAT ARE MEMBERS OF THE MINNESOTA CHAMBER OF COMMERCE THROUGH AN ASSOCIATION HEALTH PLAN. 5 0 0 10 0 0 0 0 1547419 3711187 0 0 0 0 1547419 3711187 0 0 1525060 3658532 0 0 0 0 0 22386 25426 1547446 3683958 -27 27229 259089 430968 259116 403766 -27 27202 PROVIDE GROUP HEALTH INSURANCE TO COMPANIES DOMICILED IN MINNESOTA THAT ARE MEMBERS OF THE MINNESOTA CHAMBER OF COMMERCE THROUGH AN ASSOCATION HEALTH PLAN. 0 0 TO PROVIDE COST-SAVING, GROUP HEALTH INSURANCE TO ELIGIBLE MEMBERS IN MINNESOTA. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 X 5 0 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 0 1 0 0 0 X ANNETTE KOJETIN 6512924687 380 ST PETER STREET SUITE 1050 ST PAUL MN 55102 BENJAMIN BJORK BOARD MEMBER 0.00 X 0 0 0 DOUG LOON TREASURER 1.00 40.00 X X 0 586723 28916 HEIDI LARSON CHAIR 0.00 X X 0 0 0 JACK DAGGETT BOARD MEMBER 0.00 X 0 0 0 TONY ALBRIGHT BOARD MEMBER 0.00 X 0 0 0 0 586723 28916 1 0 1 0 0 EMPLOYER CONTRIBUTIONS 525100 3711187 3711187 3711187 3711187 3711187 0 0 3658532 25088 BANK SERVICE CHARGES 338 3683958 259089 430968 259089 430968 12075 247041 403766 259116 403766 X 0 0 0 0 -27 27202 -27 27202 259089 430968 27229 0 X X 0 1 X 1 0 0 X 3711187 0 3711187 0 3711187 3683958 0 3683958 0 3683958 PART X, LINE 2: THE VEBA TRUST FUNDING CERTAIN BENEFITS OF THE PLAN RECEIVED AN EXEMPTION LETTER FROM THE INTERNAL REVENUE SERVICE (IRS) DATED FEBRUARY 3, 2025, STATING THAT THE TRUST IS TAX-EXEMPT UNDER THE PROVISIONS OF SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE (IRC). HOWEVER, AS A RESULT OF THE PLAN'S FUNDING POLICY, FROM TIME TO TIME THE TRUST MAY BE SUBJECT TO INCOME TAXES. NO FEDERAL OR STATE INCOME TAXES HAVE BEEN RECORDED IN 2024 OR 2023 FOR UNRELATED BUSINESS TAXABLE INCOME. IN ADDITION, THE PLAN AND TRUST ARE REQUIRED TO OPERATE IN CONFORMITY WITH THE IRC TO MAINTAIN THE TAX-EXEMPT STATUS OF THE TRUST. THE PLAN ADMINISTRATOR BELIEVES THAT THE PLAN IS BEING OPERATED IN COMPLIANCE WITH THE APPLICABLE REQUIREMENTS OF THE IRC AND, THEREFORE, BELIEVES THAT THE RELATED TRUST IS TAX-EXEMPT. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE PLAN HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. 0 0 0 DOUG LOON TREASURER 0 381585 0 194815 0 10323 0 20700 0 8216 0 615639 0 0 PART I, LINE 3 THE BENEFITS AND COMPENSATION PACKAGE FOR THE PRESIDENT AND CEO IS OVERSEEN AND DIRECTED BY OUR COMPENSATION COMMITTEE. THIS COMMITTEE IS COMPRISED OF OUR VOLUNTEER OFFICERS OF THE BOARD OF DIRECTORS WHICH INCLUSDE THE CHAIR, VICE CHAIR, SECRETARY/TREASURER AND THE IMMEDIATE TWO PAST CHAIRS. MEETING MINUTES ARE MAINTAINED TO DOCUMENT THIS DELIBERATION AND APPROVAL OF SALARY ADJUSTMENTS. A SALARY AND BENEFIT SURVEY HAS BEEN CONDUCTED TO MEASURE THE COMPENSATION PACKAGE. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2024. FORM 990, PART VI, SECTION A, LINE 6 MEMBERS ARE THE COMPANIES WITHIN THE ASSOCIATED HEALTH PLAN. FORM 990, PART VI, SECTION A, LINE 7A THE THREE NAICS CLASSIFICATIONS MUST BE REPRESENTED BY ACTIVE COMPANIES WITHIN THE ASSOCIATED HEALTH PLAN. FORM 990, PART VI, SECTION B, LINE 11B THE DRAFT 990 WILL BE PROVIDED TO THE BOARD MEMBERS FOR REVIEW. FORM 990, PART VI, SECTION B, LINE 12C A COPY OF THIS POLICY SHALL BE GIVEN TO ALL BOARD MEMBERS, STAFF MEMBERS, MEMBERS OF THE FINANCE COMMITTEE OR OTHER KEY STAKEHOLDERS UPON COMMENCEMENT OF SUCH PERSON'S RELATIONSHIP WITH THE CHAMBERHEALTH CONSORTIUM OF MINNESOTA OR AT THE OFFICIAL ADOPTION OF STATED POLICY, AND EACH SUCH PERSON SHALL SIGN A STATEMENT STATING THAT THE PERSON HAS RECEIVED A COPY OF THE POLICY, HAS READ AND UNDERSTANDS THE POLICY, AND AGREES TO COMPLY WITH ITS TERMS. FORM 990, PART VI, SECTION B, LINE 15 THE ENTITY DOES NOT HAVE ANY CURRENT STAFF. IT IS MANAGED BY THE MINNESOTA CHAMBER WHICH UTILIZES ALL OF ITS PROCESSES AND DOCUMENTATIONS FORM 990, PART VI, SECTION C, LINE 19 DOCUMENTS ARE MADE AVAILABLE UPON REQUEST. FORM 990, PART XII, LINE 2C: TO PROVIDE COST-SAVING, GROUP HEALTH INSURANCE TO ELIGIBLE MEMBERS IN MINNESOTA. MINNESOTA CHAMBER OF COMMERCE 380 ST PETER STREET SUITE 1050 ST PAUL MN 55102 BUSINESS ORGANIZATION MN 501(C)(6) 0 BROOKS CAMERON AND HUEBSCH PLLC MOSFORD BARTHEL CO PLC (MB CONSULTANTS PLLC) BIRCH COVE GROUP LTD CD PRODUCTS INC DATA SOLUTIONS INTERNATIONAL INC DISTINCTIVE IRON FULLERTON COMPANIES GOFF PUBLIC GROWTH OPERATORS ADVISORY SERVICES LLC INGCO INTERNATIONAL LAKE ELMO BANK MIDWEST MN COMMUNITY DEVELOPMENT CORPORATION PIVOT STRATEGIES POUL HAAS PA PRIDE SOLUTIONS LLC THORNTON DOLAN BOWEN KLECKER AND BURKHAMMER PA T-REX COOKIE COMPANY VIKING GARAGE DOOR CO INC XS CONSULTING GROUP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1