﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xsi:schemaLocation="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2024v5.2">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2025-09-02T14:01:25-05:00</ReturnTs>
    <TaxPeriodEndDt>2025-03-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>346565596</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>ERNST &amp; YOUNG US LLP</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>800 YARD ST SUITE 200</AddressLine1Txt>
        <CityNm>GRANDVIEW HEIGHTS</CityNm>
        <StateAbbreviationCd>OH</StateAbbreviationCd>
        <ZIPCd>43212</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2024-04-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>226063514</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>AARON &amp; RACHEL MEYER MEMORIAL FOUNDATION</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>MEYE</BusinessNameControlTxt>
      <PhoneNum>8668885157</PhoneNum>
      <USAddress>
        <AddressLine1Txt>10 S DEARBORN ST IL1-0111</AddressLine1Txt>
        <CityNm>CHICAGO</CityNm>
        <StateAbbreviationCd>IL</StateAbbreviationCd>
        <ZIPCd>60603</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>ALISSA MURPHY</PersonNm>
      <PersonTitleTxt>TRUSTEE</PersonTitleTxt>
      <PhoneNum>8668885157</PhoneNum>
      <SignatureDt>2025-07-15</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>false</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>SARAH H WALLACE</PreparerPersonNm>
      <PTIN>P01440438</PTIN>
      <PhoneNum>6142327295</PhoneNum>
      <PreparationDt>2025-07-15</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2024</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="10">
    <IRS990PF documentId="IRS990PF">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>7484352</FMVAssetsEOYAmt>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <DividendsRevAndExpnssAmt>187112</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>187112</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>41483</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>2561831</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>41483</CapGainNetIncmNetInvstIncmAmt>
        <NetSTCapitalGainAdjNetIncmAmt>0</NetSTCapitalGainAdjNetIncmAmt>
        <TotalRevAndExpnssAmt>228595</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>228595</TotalNetInvstIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>102045</CompOfcrDirTrstRevAndExpnssAmt>
        <CompOfcrDirTrstDsbrsChrtblAmt>102045</CompOfcrDirTrstDsbrsChrtblAmt>
        <OthEmplSlrsWgsNetInvstIncmAmt>0</OthEmplSlrsWgsNetInvstIncmAmt>
        <OthEmplSlrsWgsAdjNetIncmAmt>0</OthEmplSlrsWgsAdjNetIncmAmt>
        <OthEmplSlrsWgsDsbrsChrtblAmt>0</OthEmplSlrsWgsDsbrsChrtblAmt>
        <PensionEmplBnftNetInvstIncmAmt>0</PensionEmplBnftNetInvstIncmAmt>
        <PensionEmplBnftAdjNetIncmAmt>0</PensionEmplBnftAdjNetIncmAmt>
        <LegalFeesDsbrsChrtblAmt>0</LegalFeesDsbrsChrtblAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="AccountingFeesSchedule">4300</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>0</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesAdjNetIncmAmt>0</AccountingFeesAdjNetIncmAmt>
        <AccountingFeesChrtblPrpsAmt>4300</AccountingFeesChrtblPrpsAmt>
        <OtherProfFeesRevAndExpnssAmt referenceDocumentId="OtherProfessionalFeesSchedule">74862</OtherProfFeesRevAndExpnssAmt>
        <OtherProfFeesNetInvstIncmAmt>74862</OtherProfFeesNetInvstIncmAmt>
        <OtherProfFeesDsbrsChrtblAmt>0</OtherProfFeesDsbrsChrtblAmt>
        <InterestDsbrsChrtblAmt>0</InterestDsbrsChrtblAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="TaxesSchedule">4216</TaxesRevAndExpnssAmt>
        <TaxesDsbrsChrtblAmt>0</TaxesDsbrsChrtblAmt>
        <DeprecAndDpltnRevAndExpnssAmt>0</DeprecAndDpltnRevAndExpnssAmt>
        <DeprecAndDpltnNetInvstIncmAmt>0</DeprecAndDpltnNetInvstIncmAmt>
        <TravConfMeetingNetInvstIncmAmt>0</TravConfMeetingNetInvstIncmAmt>
        <TravConfMeetingAdjNetIncmAmt>0</TravConfMeetingAdjNetIncmAmt>
        <PrintingAndPubNetInvstIncmAmt>0</PrintingAndPubNetInvstIncmAmt>
        <PrintingAndPubAdjNetIncmAmt>0</PrintingAndPubAdjNetIncmAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="OtherExpensesSchedule">239</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesDsbrsChrtblAmt>239</OtherExpensesDsbrsChrtblAmt>
        <TotOprExpensesRevAndExpnssAmt>185662</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>74862</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesAdjNetIncmAmt>0</TotOprExpensesAdjNetIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>106584</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>65099</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>65099</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>250761</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>74862</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesAdjNetIncmAmt>0</TotalExpensesAdjNetIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>171683</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-22166</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>153733</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>1585</CashBOYAmt>
        <CashEOYAmt>2680</CashEOYAmt>
        <CashEOYFMVAmt>2680</CashEOYFMVAmt>
        <SavAndTempCashInvstBOYAmt>114900</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>67518</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>67518</SavAndTempCashInvstEOYFMVAmt>
        <AcctRcvblEOYAmt>0</AcctRcvblEOYAmt>
        <AcctRcvblEOYFMVAmt>0</AcctRcvblEOYFMVAmt>
        <OtherRcvblAllwncDbtflAcctAmt>0</OtherRcvblAllwncDbtflAcctAmt>
        <CorporateStockBOYAmt>2942443</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="InvestmentsCorpStockSchedule">4289610</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>5745856</CorporateStockEOYFMVAmt>
        <CorporateBondsBOYAmt>2739179</CorporateBondsBOYAmt>
        <CorporateBondsEOYAmt referenceDocumentId="InvestmentsCorpBondsSchedule">1386048</CorporateBondsEOYAmt>
        <CorporateBondsEOYFMVAmt>1293356</CorporateBondsEOYFMVAmt>
        <OtherInvestmentsBOYAmt>348858</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="InvestmentsOtherSchedule2">378946</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>374942</OtherInvestmentsEOYFMVAmt>
        <TotalAssetsBOYAmt>6146965</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>6124802</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>7484352</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <CapitalStockBOYAmt>6146965</CapitalStockBOYAmt>
        <CapitalStockEOYAmt>6124802</CapitalStockEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>6146965</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>6124802</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>6146965</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>6124802</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>6146965</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-22166</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt referenceDocumentId="OtherIncreasesSchedule">3</OtherIncreasesAmt>
        <SubtotalAmt>6124802</SubtotalAmt>
        <OtherDecreasesAmt>0</OtherDecreasesAmt>
        <TotNetAstOrFundBalancesEOYAmt>6124802</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-1. VANGUARD INT-TERM CORPORATE @ 80.14 12,5</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-05-08</SoldDt>
          <GrossSalesPriceAmt>79</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>79</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-2. VANGUARD INT-TERM CORPORATE @ 80.14 12,5</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-05-08</SoldDt>
          <GrossSalesPriceAmt>158</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>157</CostOrOtherBasisAmt>
          <GainOrLossAmt>1</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-913. VANGUARD INT-TERM CORPORATE @ 80.14 12,5</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-05-08</SoldDt>
          <GrossSalesPriceAmt>72357</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>72125</CostOrOtherBasisAmt>
          <GainOrLossAmt>232</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>232</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-141. JPMORGAN BETABUILDERS EUROPE ETF</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-05-29</SoldDt>
          <GrossSalesPriceAmt>8512</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>7398</CostOrOtherBasisAmt>
          <GainOrLossAmt>1114</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1114</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-336. JPMORGAN BETABUILDERS JAPAN ETF</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-05-29</SoldDt>
          <GrossSalesPriceAmt>18623</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>15108</CostOrOtherBasisAmt>
          <GainOrLossAmt>3515</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3515</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-1590.88 SIX CIRCLES US UNCONTR EQ</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-05-29</SoldDt>
          <GrossSalesPriceAmt>26297</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>16179</CostOrOtherBasisAmt>
          <GainOrLossAmt>10118</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>10118</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-3224.74 SIX CIRCLES INTL UNCON EQ @ 10.65 TRADE</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-05-29</SoldDt>
          <GrossSalesPriceAmt>37697</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>29552</CostOrOtherBasisAmt>
          <GainOrLossAmt>8145</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>8145</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-751. ISHARES 7-10 YEAR TREASURY B</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-06-24</SoldDt>
          <GrossSalesPriceAmt>70797</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>80508</CostOrOtherBasisAmt>
          <GainOrLossAmt>-9711</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-9711</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-6153.05 PIMCO INCOME FUND-INS</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-06-24</SoldDt>
          <GrossSalesPriceAmt>64853</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>72882</CostOrOtherBasisAmt>
          <GainOrLossAmt>-8029</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-8029</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-3043.2 PIMCO MRTG OPP &amp; BND-INST 12/31/24 INCOM</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-06-24</SoldDt>
          <GrossSalesPriceAmt>28363</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>28516</CostOrOtherBasisAmt>
          <GainOrLossAmt>-153</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-153</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-6462.16 SIX CIRCLES ULTR SHRT DUR @ 9.94 TRADE D</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-06-24</SoldDt>
          <GrossSalesPriceAmt>64234</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>64598</CostOrOtherBasisAmt>
          <GainOrLossAmt>-364</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-364</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-103351.44 SIX CIRCLES GLOBAL BOND 01/31/25 INCOME</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-06-24</SoldDt>
          <GrossSalesPriceAmt>870219</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>908775</CostOrOtherBasisAmt>
          <GainOrLossAmt>-38556</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-38556</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-958. VANGUARD TOTAL BOND MARKET @ 0.222928 PE</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-06-24</SoldDt>
          <GrossSalesPriceAmt>69470</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>84527</CostOrOtherBasisAmt>
          <GainOrLossAmt>-15057</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-15057</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-5501.09 VANGUARD TTL INTL BND-ADM 12/02/24 INCOM</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-06-24</SoldDt>
          <GrossSalesPriceAmt>107601</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>128116</CostOrOtherBasisAmt>
          <GainOrLossAmt>-20515</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-20515</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-3672. VANGUARD TOTAL INTL BOND ETF @ 48.9634 1</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-06-24</SoldDt>
          <GrossSalesPriceAmt>179394</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>198374</CostOrOtherBasisAmt>
          <GainOrLossAmt>-18980</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-18980</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-75.41 FIDELITY 500 INDEX - INST PRM</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-11</SoldDt>
          <GrossSalesPriceAmt>14627</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>7175</CostOrOtherBasisAmt>
          <GainOrLossAmt>7452</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>7452</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-113. JPMORGAN BETABUILDERS CANADA</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-11</SoldDt>
          <GrossSalesPriceAmt>7595</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5507</CostOrOtherBasisAmt>
          <GainOrLossAmt>2088</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2088</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-1. JPMORGAN BETABUILDERS CANADA</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-11</SoldDt>
          <GrossSalesPriceAmt>67</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>49</CostOrOtherBasisAmt>
          <GainOrLossAmt>18</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>18</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-13. JPMORGAN BETABUILDERS CANADA</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-11</SoldDt>
          <GrossSalesPriceAmt>874</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>634</CostOrOtherBasisAmt>
          <GainOrLossAmt>240</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>240</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-7. JPMORGAN BETABUILDERS CANADA</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-11</SoldDt>
          <GrossSalesPriceAmt>470</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>341</CostOrOtherBasisAmt>
          <GainOrLossAmt>129</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>129</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-466. JPMORGAN BETABUILDERS CANADA</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-11</SoldDt>
          <GrossSalesPriceAmt>31284</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>22711</CostOrOtherBasisAmt>
          <GainOrLossAmt>8573</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>8573</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-87. JPMORGAN BETABUILDERS DEVELO</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-11</SoldDt>
          <GrossSalesPriceAmt>4348</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4289</CostOrOtherBasisAmt>
          <GainOrLossAmt>59</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>59</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-2. JPMORGAN BETABUILDERS DEVELO</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-11</SoldDt>
          <GrossSalesPriceAmt>100</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>99</CostOrOtherBasisAmt>
          <GainOrLossAmt>1</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-1. JPMORGAN BETABUILDERS DEVELO</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-11</SoldDt>
          <GrossSalesPriceAmt>50</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>49</CostOrOtherBasisAmt>
          <GainOrLossAmt>1</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-218. JPMORGAN BETABUILDERS DEVELO</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-11</SoldDt>
          <GrossSalesPriceAmt>10909</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>10747</CostOrOtherBasisAmt>
          <GainOrLossAmt>162</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>162</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-422. JPMORGAN BETABUILDERS DEVELO</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-11</SoldDt>
          <GrossSalesPriceAmt>21065</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>20803</CostOrOtherBasisAmt>
          <GainOrLossAmt>262</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>262</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-836. JPMORGAN BETABUILDERS EUROPE ETF</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-12</SoldDt>
          <GrossSalesPriceAmt>51097</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>44225</CostOrOtherBasisAmt>
          <GainOrLossAmt>6872</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>6872</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-339. JPMORGAN BETABUILDERS EUROPE ETF</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-07-12</SoldDt>
          <GrossSalesPriceAmt>20713</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>18112</CostOrOtherBasisAmt>
          <GainOrLossAmt>2601</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2601</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-1574.21 LORD ABBETT SHRT DUR INC-F3</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-08-08</SoldDt>
          <GrossSalesPriceAmt>6108</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5998</CostOrOtherBasisAmt>
          <GainOrLossAmt>110</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>110</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-2505.9 SIX CIRCLES GLOBAL BOND 01/31/25 INCOME</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-08-08</SoldDt>
          <GrossSalesPriceAmt>21375</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>24872</CostOrOtherBasisAmt>
          <GainOrLossAmt>-3497</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-3497</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-2404.3 SIX CIRCLES CREDIT OPPORT 01/31/25 INCOM</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-08-08</SoldDt>
          <GrossSalesPriceAmt>21326</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>20678</CostOrOtherBasisAmt>
          <GainOrLossAmt>648</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>648</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-138. VANGUARD TOTAL INTL BOND ETF @ 48.9634 1</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-08-08</SoldDt>
          <GrossSalesPriceAmt>6840</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>8020</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1180</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1180</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>-79. VANGUARD INT-TERM CORPORATE @ 80.14 12,5</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-08-08</SoldDt>
          <GrossSalesPriceAmt>6439</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>6246</CostOrOtherBasisAmt>
          <GainOrLossAmt>193</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>193</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>251.66 FIDELITY 500 INDEX - INST PRM</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-10-02</SoldDt>
          <GrossSalesPriceAmt>50048</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>23946</CostOrOtherBasisAmt>
          <GainOrLossAmt>26102</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>26102</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>822.14 SIX CIRCLES US UNCONTR EQ</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-10-02</SoldDt>
          <GrossSalesPriceAmt>14872</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>8361</CostOrOtherBasisAmt>
          <GainOrLossAmt>6511</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>6511</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>3398.6 AMERICAN BEACON AHL MGD-R5 THIS IS A COM</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-10-22</SoldDt>
          <GrossSalesPriceAmt>33918</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>33986</CostOrOtherBasisAmt>
          <GainOrLossAmt>-68</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-68</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>3020.26 BLACKSTONE ALT MULTI-STRAT-Y 12/19/24 IN</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-10-22</SoldDt>
          <GrossSalesPriceAmt>33616</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>31912</CostOrOtherBasisAmt>
          <GainOrLossAmt>1704</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1704</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>1932.93 NEUBERGER BERM LNG SHRT-INST 12/23/24 IN</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-10-22</SoldDt>
          <GrossSalesPriceAmt>35856</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>28875</CostOrOtherBasisAmt>
          <GainOrLossAmt>6981</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>6981</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>3734.68 PIMCO DYNAMIC BOND-INST 09/30/24 INCOME</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-10-22</SoldDt>
          <GrossSalesPriceAmt>37272</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>36600</CostOrOtherBasisAmt>
          <GainOrLossAmt>672</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>672</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>454.64 FIDELITY INTL INDX-INST PRM 12/23/24 INC</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>22623</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>22727</CostOrOtherBasisAmt>
          <GainOrLossAmt>-104</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-104</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>2044. ISHARES BROAD USD HIGH YIELD @ 0.203086</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>76376</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>74908</CostOrOtherBasisAmt>
          <GainOrLossAmt>1468</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1468</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>1311. JPMORGAN BETABUILDERS EUROPE ETF</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>74914</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>73246</CostOrOtherBasisAmt>
          <GainOrLossAmt>1668</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1668</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>558. JPMORGAN BETABUILDERS EUROPE ETF</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>31924</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>33929</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2005</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2005</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>143. JPMORGAN BETABUILDERS JAPAN ETF</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>8111</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>6753</CostOrOtherBasisAmt>
          <GainOrLossAmt>1358</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1358</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>436. JPMORGAN BETABUILDERS JAPAN ETF</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>24708</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>20593</CostOrOtherBasisAmt>
          <GainOrLossAmt>4115</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4115</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>8574.76 SIX CIRCLES CREDIT OPPORT 01/31/25 INCOM</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>77344</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>75193</CostOrOtherBasisAmt>
          <GainOrLossAmt>2151</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2151</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>2421. VANGUARD LONG-TERM TREASURY ETF @ 0.197</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>141103</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>141613</CostOrOtherBasisAmt>
          <GainOrLossAmt>-510</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-510</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>7. ISHARES BROAD USD HIGH YIELD @ 0.203086</PropertyDesc>
          <AcquiredDt>2000-01-01</AcquiredDt>
          <SoldDt>2024-11-27</SoldDt>
          <GrossSalesPriceAmt>262</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>257</CostOrOtherBasisAmt>
          <GainOrLossAmt>5</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>54943</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>41483</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>2137</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
        <SubtotalAmt>2137</SubtotalAmt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>2137</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>4847</EstimatedPlusOvpmtIncmTxAmt>
        <ExemptFrgnOrgTaxWthldAtSrceAmt>0</ExemptFrgnOrgTaxWthldAtSrceAmt>
        <ExtsnRequestIncomeTaxPaidAmt>0</ExtsnRequestIncomeTaxPaidAmt>
        <TotalPaymentsAndCreditsAmt>4847</TotalPaymentsAndCreditsAmt>
        <EsPenaltyAmt>0</EsPenaltyAmt>
        <OverpaymentAmt>2710</OverpaymentAmt>
        <AppliedToESTaxAmt>2140</AppliedToESTaxAmt>
        <RefundAmt>570</RefundAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>NJ</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd referenceDocumentId="ExplnOfNonFilingWithAGStmt">false</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>www.armeyerfoundation.org</WebsiteAddressTxt>
        <PersonsWithBooksName>
          <BusinessNameLine1Txt>JP MORGAN CHASE BANK NA</BusinessNameLine1Txt>
        </PersonsWithBooksName>
        <PhoneNum>8668885157</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>10 S DEARBORN ST MC IL1-0111</AddressLine1Txt>
          <CityNm>CHICAGO</CityNm>
          <StateAbbreviationCd>IL</StateAbbreviationCd>
          <ZIPCd>60603</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>true</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <ActsFailToQlfyAsExceptionsInd>false</ActsFailToQlfyAsExceptionsInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ALISSA MURPHY</PersonNm>
          <USAddress>
            <AddressLine1Txt>333 BROOKSIDE AVE</AddressLine1Txt>
            <CityNm>WYCKOFF</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07481</ZIPCd>
          </USAddress>
          <TitleTxt>SECRETARY/TREASURY</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>25</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>67443</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JAKE MURPHY</PersonNm>
          <USAddress>
            <AddressLine1Txt>333 BROOKSIDE AVE</AddressLine1Txt>
            <CityNm>WYCKOFF</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07481</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>25</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>30435</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MICHAEL OLIVER MURPHY</PersonNm>
          <USAddress>
            <AddressLine1Txt>333 BROOKSIDE AVE</AddressLine1Txt>
            <CityNm>WYCKOFF</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07481</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>25</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>4167</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp />
      <SumOfProgramRelatedInvstGrp />
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>7417663</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>107828</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>7525491</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>7525491</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>112882</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>7412609</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>370630</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>370630</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>2137</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>2137</TotalTaxAmt>
        <DistributableBeforeAdjAmt>368493</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>368493</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>368493</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>171683</ExpensesAndContributionsAmt>
        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <CharitableAssetsAcquisPaidAmt>0</CharitableAssetsAcquisPaidAmt>
        <SetAsideSuitabilityTestAmt>0</SetAsideSuitabilityTestAmt>
        <SetAsideCashDistriTestAmt>0</SetAsideCashDistriTestAmt>
        <QualifyingDistributionsAmt>171683</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>368493</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>0</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <ExcessDistributionCyovYr5Amt>4453</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>0</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>0</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>13542</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>0</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>17995</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>171683</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>0</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>171683</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>0</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>17995</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>17995</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>0</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>178815</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>0</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>0</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>0</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>0</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>0</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>0</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>0</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>ALISSA MURPHY SECRETARYTREASURER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>333 BROOKSIDE AVE</AddressLine1Txt>
            <CityNm>WYCKOFF</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07481</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>2019042243</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>APPLICATIONS WILL BE ACCEPTED WITH A COPY OF IRS DETERMINATION LETTER. APPLICATION CAN BE FOUND ON ARMEYERFOUNDATION.ORG/APPLY/</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>MARCH 1 ANNUALLY FOR APRIL REVIEW MEETING SEPTEMBER 1 ANNUALLY FOR OCTOBER REVIEW MEETING</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>PRIORITY IS GIVEN TO THE NORTHEASTERN NEW JERSEY AREA. FOCUS IS ON HEALTHCARE, HUMAN SERVICES, RESEARCH, EDUCATION, ANIMAL WELFARE, AND THE ARTS.</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WYCKOFF PBA LOCAL 261</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 13</AddressLine1Txt>
            <CityNm>WYCOFF</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07481</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>GOV</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PROGRAM SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>65099</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>65099</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <FeesContractsFromGovtAgGrp />
        <MembershipDuesAndAssmntGrp />
        <IntOnSavAndTempCashInvstGrp />
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>187112</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <NetRntlIncmReDebtFincdPropGrp />
        <NetRntlIncmReNotDebtFincdProp />
        <NetRentalIncomePersonalPropGrp />
        <OtherInvestmentIncomeGrp />
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>41483</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <NetIncomeLossFromSpecialEvtGrp />
        <GrossProfitLossSlsOfInvntryGrp />
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>228595</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>228595</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp />
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="AccountingFeesSchedule">
      <AccountingFeesDetail>
        <CategoryTxt>TAX PREPARATION FEE (NON-ALLOC</CategoryTxt>
        <Amt>4300</Amt>
        <DisbursementsCharitablePrpsAmt>4300</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <ExplnOfNonFilingWithAGStmt documentId="ExplnOfNonFilingWithAGStmt">
      <ExplanationTxt>The New Jersey Office of the Attorney General has indicated that no Forms 990-PF should be filed with the State unless a charitable organization has pre-registered with the office. Although the situs of this trust is New Jersey, it does not solicit contributions from the public and therefore it does not meet the registration requirements of the State of New Jersey. As a result, the Trust does not furnish a copy of its Form 990-PF to the State.</ExplanationTxt>
    </ExplnOfNonFilingWithAGStmt>
    <InvestmentsCorpBondsSchedule documentId="InvestmentsCorpBondsSchedule">
      <InvestmentsCorporateBondsGrp>
        <BondNm>464287440 ISHARES 7-10 YEAR TR</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>54401E143 LORD ABBETT SHRT DUR</BondNm>
        <EOYBookValueAmt>161743</EOYBookValueAmt>
        <EOYFMVAmt>152623</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>72201F490 PIMCO INCOME FD-INS</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>83002G108 SIX CIRCLES ULTR SHR</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>92203J308 VANGUARD TTL INTL BN</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>921937835 VANGUARD TOTAL BOND</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>92203J407 VANGUARD TOTAL INTL</BondNm>
        <EOYBookValueAmt>177566</EOYBookValueAmt>
        <EOYFMVAmt>151000</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>83002G702 SIX CIRCLES GLOBAL B</BondNm>
        <EOYBookValueAmt>351462</EOYBookValueAmt>
        <EOYFMVAmt>301787</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>83002G884 SIX CIRCLES CREDIT O</BondNm>
        <EOYBookValueAmt>312639</EOYBookValueAmt>
        <EOYFMVAmt>300352</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>92206C847 VANGUARD LONG-TERM T</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>92206C870 VANGUARD INT-TERM CO</BondNm>
        <EOYBookValueAmt>150482</EOYBookValueAmt>
        <EOYFMVAmt>154608</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>92206C771 VANGUARD MORTGAGE-BA</BondNm>
        <EOYBookValueAmt>232156</EOYBookValueAmt>
        <EOYFMVAmt>232986</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="InvestmentsCorpStockSchedule">
      <InvestmentsCorporateStockGrp>
        <StockNm>315911750 FIDELITY 500 INDEX-I</StockNm>
        <EOYBookValueAmt>2066112</EOYBookValueAmt>
        <EOYFMVAmt>2957887</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>83002G306 SIX CIRCLES U.S. UNC</StockNm>
        <EOYBookValueAmt>776862</EOYBookValueAmt>
        <EOYFMVAmt>1012287</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>78462F103 SPDR S&amp;P 500 ETF TRU</StockNm>
        <EOYBookValueAmt>103682</EOYBookValueAmt>
        <EOYFMVAmt>281933</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>46641Q225 JPMORGAN BETABUILDER</StockNm>
        <EOYBookValueAmt>121311</EOYBookValueAmt>
        <EOYFMVAmt>160724</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>83002G405 SIX CIRCLES INTL UNC</StockNm>
        <EOYBookValueAmt>655385</EOYBookValueAmt>
        <EOYFMVAmt>752456</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>46641Q191 JPMORGAN BETABUILDER</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>46641Q217 JPMORGAN BETABUILDER</StockNm>
        <EOYBookValueAmt>208236</EOYBookValueAmt>
        <EOYFMVAmt>230694</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>46641Q233 JPM BTABLDRS DEV ASI</StockNm>
        <EOYBookValueAmt>124551</EOYBookValueAmt>
        <EOYFMVAmt>110192</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>315911727 FIDELITY INTL INDX</StockNm>
        <EOYBookValueAmt>233471</EOYBookValueAmt>
        <EOYFMVAmt>239683</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="InvestmentsOtherSchedule2">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>09250J734 BLACKROCK EVNT DRVN</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>09257V508 BLACKSTONE ALT MULTI</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>111947</BookValueAmt>
        <EOYFMVAmt>111025</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>64128R608 NEUBERGER BERMAN LON</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>31186</BookValueAmt>
        <EOYFMVAmt>38817</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>72201U638 PIMCO MRTG OPP &amp; BND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>82436</BookValueAmt>
        <EOYFMVAmt>73248</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>83002G876 SIX CIRCLES MULTI-ST</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>153377</BookValueAmt>
        <EOYFMVAmt>151852</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="OtherExpensesSchedule">
      <OtherExpensesScheduleGrp>
        <Desc>OTHER EXPENSES - WEBHOSTING</Desc>
        <RevenueAndExpensesPerBooksAmt>239</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>239</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncreasesSchedule documentId="OtherIncreasesSchedule">
      <OtherIncreasesDetail>
        <Desc>ROUNDING</Desc>
        <Amt>3</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <OtherProfessionalFeesSchedule documentId="OtherProfessionalFeesSchedule">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMNT MNGMNT FEES (NON-DED</CategoryTxt>
        <Amt>74862</Amt>
        <NetInvestmentIncomeAmt>74862</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="TaxesSchedule">
      <TaxesDetail>
        <CategoryTxt>FEDERAL ESTIMATES - INCOME</CategoryTxt>
        <Amt>4216</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>