2025-08-06T11:01:26-05:00 2025-03-31 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2024-04-01 156017711 TRUST UW MARY PECKHAM FBO YMCA NORWICH PECK 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2025-07-14 true false JEFFREY E KUHLIN P00353001 4123556000 2025-07-14 X 2024 2025-03-06 01:10:19Z X 10003132 X 276927 276120 122131 611492 122131 0 399058 398251 56197 50578 5620 0 0 0 0 0 0 730 0 0 730 0 0 6356 2664 0 0 0 0 0 0 0 250 250 63533 53242 0 6600 452733 452733 516266 53242 0 459333 -117208 345009 0 -168576 43443 43443 0 0 0 4854228 4633628 9959689 4685652 4677071 10003132 0 X 4685652 4677071 4685652 4677071 4685652 4677071 4685652 -117208 110014 4678458 1387 4677071 100000. COMENITY CAP BK UTAH 2.7500% 04/15/24 2024-04-15 100000 100000 125000. MORGAN STANLEY BK N A 2.3000% 07/05/24 2019-07-03 2024-07-05 125000 125000 50000. CREDIT SUISSE AG LONDON BRA 5.0000% 06/30/27 2022-07-08 2024-10-01 50000 50096 -96 -96 125000. OWL ROCK CORE INCOME CORP 5.5000% 03/21/25 2023-02-14 2025-03-21 125000 122089 2911 2911 150. JOHNSON & JOHNSON COM 1987-10-14 2025-03-24 24530 833 23697 23697 506. BRISTOL MYERS SQUIBB CO COM 2002-07-17 2025-03-27 29894 12088 17806 17806 200. DUKE ENERGY CORP 2015-04-02 2025-03-27 23477 15367 8110 8110 100. J P MORGAN CHASE & CO COM 2005-08-01 2025-03-27 24877 3547 21330 21330 220. JOHNSON & JOHNSON COM 1987-10-14 2025-03-27 35903 1222 34681 34681 185. SPDR S&P DIVIDEND ETF 2012-03-06 2025-03-27 24965 10270 14695 14695 865. SCHWAB US AGGREGATE BD ETF 2020-07-07 2025-03-27 19861 24339 -4478 -4478 139. REAL ESTATE SELECT SECT SPDR 2025-03-27 5757 4439 1318 1318 222. VANGUARD REAL ESTATE ETF 2017-02-21 2025-03-27 19943 17160 2783 2783 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 CAPITAL GAIN DIVIDENDS P 2285 122131 4796 0 4796 0 4796 4428 0 0 4428 0 368 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 SOUTH BROAD STREET NORWICH NY 13815 TRUSTEE 1 56197 NONE 0 NONE 0 10067608 91491 0 10159099 0 0 10159099 152386 10006713 500336 500336 4796 4796 495540 0 495540 0 495540 459333 0 0 0 0 459333 495540 397465 0 0 0 0 0 0 0 459333 397465 0 0 61868 0 0 0 0 0 0 0 0 433672 0 0 0 0 0 0 0 0 X YOUNG MENS CHRISTIAN ASSOCIATION OF NORWICH 68 NORTH BROAD STREET NORWICH NY 13815 NONE PC GENERAL OPERATING 452733 452733 14 276927 18 122131 399058 399058 11 0 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 730 730 MATERIALS SELECT SPDR FUND AT COST 58778 128970 SPDR S&P DIVIDEND ETF AT COST 109514 267968 ISHARES MSCI EAFE ETF AT COST 340142 418049 VANGUARD INTER-TERM CORP BD ET AT COST 207082 196633 ISHARES S&P PREF STK ETF AT COST 103132 96185 INTERCONTINENTAL EXCHANGE INC AT COST 45336 120750 VANGUARD REAL ESTATE ETF AT COST 60505 93075 MIDCAP SPDR TRUST SERIES 1 AT COST 166084 253403 ISHARES RUSSELL 2000 ETF AT COST 100989 129669 ISHARES MSCI EMERG MKT ETF AT COST 376048 371013 SYNCHRONY BANK CD 2.2% 05/13/2 AT COST 50000 48952 APPLE INC 3.2% 5/13/25 AT COST 10009 9984 ABBOTT LABS AT COST 29613 138885 ABBVIE INC AT COST 12672 94284 APPLE INC AT COST 52393 755242 AT&T INC AT COST 85081 155540 AUTOMATIC DATA PROCESSING AT COST 5195 152765 BRISTOL MYERS SQUIBB CO AT COST 67231 213099 CHEVRON CORPORATION AT COST 23658 167290 DISNEY WALT CO NEW AT COST 88703 98700 DOMINION RESOURCES INC AT COST 15437 28035 DUKE ENERGY CORP AT COST 63390 100625 EXXONMOBIL CORP AT COST 33089 121903 FINANCIAL SELECT SECTOR SPDR AT COST 14311 49810 HONEYWELL INTERNATIONAL INC AT COST 180290 402325 INTL. BUSINESS MACHINES CORP AT COST 250391 535862 JOHNSON & JOHNSON AT COST 8204 244946 JP MORGAN CHASE & CO AT COST 53648 466070 LOWES COS INC AT COST 37688 116615 MCDONALDS CORP AT COST 90636 312370 MERCK & CO INC AT COST 26223 158337 METLIFE INC AT COST 45536 80290 MICROCHIP TECHNOLOGY INC AT COST 39176 96820 MICROSOFT CORP AT COST 56299 585608 ORACLE CORPORATION AT COST 70439 314573 PEPSICO INC AT COST 42964 187425 PROCTER & GAMBLE CO AT COST 58325 276933 PRUDENTIAL FINL INC AT COST 49246 83760 REAL ESTATE SELECT SECT SPDR SPDR S&P REGIONAL BANKING ETF AT COST 26029 56850 TARGET CORP AT COST 102766 169585 US BANCORP NEW AT COST 55624 77052 VERIZON COMMUNICATIONS AT COST 148331 158760 WELLS FARGO & CO AT COST 25539 71790 SCHLUMBERGER LTD AT COST 18806 62700 COMENITY CAP BK UTAH 2.75% 04/ MORGAN STANLEY BK N A 2.3% 07/ COMCAST CORP-CL A AT COST 77997 68265 DOW INC COM AT COST 11204 17460 TJX COS INC AT COST 30729 60900 SCHWAB US AGGREGATE BD ETF AT COST 150316 125087 CARRIER GLOBAL CORPORATION AT COST 9183 50720 OTIS WORLDWIDE CORP AT COST 13769 41280 RTX CORPORATION AT COST 30636 105968 LAZARD GLOBAL LISTED INFRASTRU AT COST 250000 257285 CREDIT SUISSE AG LONDON BRA 5. OWL ROCK CORE INCOME CORP 5.5% SYNCHRONY BANK 5.4% 08/22/25 AT COST 124336 125160 BANK AMERICA CORP 5.1000% 05/0 AT COST 60000 59971 CELANESE US HLDGS LLC 6.1650% AT COST 75000 76219 KEYBANK NATIONAL ASSOCIATION 6 AT COST 95906 105414 WELLS FARGO & CO 4.8% 08/16/28 AT COST 200000 196460 VANGUARD REAL ESTATE ETF COST BASIS ADJ 1123 VANGUARD REAL ESTATE ETF ROC ADJ 143 MUTUAL FUND ADJUSTMENT 121 STATE FILING FEE 250 0 250 GAIN ON PY SALE NOT SETTLED AT YE 110012 ROUNDING 2 FEDERAL ESTIMATES - PRINCIPAL 3692 0 0 FOREIGN TAXES ON QUALIFIED FOR 1991 1991 0 FOREIGN TAXES ON NONQUALIFIED 673 673 0