2025-05-29T10:26:53-05:00 2024-12-31 410746749 CLIFTONLARSONALLEN LLP 8215 GREENWAY BOULEVARD SUITE 600 MIDDLETON WI 53562 990 2024-01-01 954573503 AMERICAN CREDIT UNION MORTGAGE ASSN AMER 8774422862 6907 UNIVERSITY AVENUE 331 MIDDLETON WI 53562 PETER BENJAMIN PRESIDENT 8774422862 2025-05-27 1 1 KIMBERLY ANDERSON CPA P00188889 6086628600 2025-05-27 2024 2025-03-06 01:10:19Z PETER BENJAMIN 6907 UNIVERSITY AVENUE 331 MIDDLETON WI 53562 2886983 0 X WWW.ACUMA.ORG X 1996 CA TO PROMOTE REAL ESTATE LENDING IN THE CREDIT UNION INDUSTRY 7 7 5 7 0 0 0 0 2461511 2838913 9061 45846 1685 2224 2472257 2886983 500 2500 0 0 944340 1047738 0 0 0 1221616 1627728 2166456 2677966 305801 209017 1487556 1714388 176452 194267 1311104 1520121 X TO PROMOTE REAL ESTATE LENDING IN THE CREDIT UNION INDUSTRY. 1 0 THE ORGANIZATION HELD TWO ONE-DAY SUMMIT ROUNDTABLES, TWO TWO-DAY WORKSHOPS, AND ONE ANNUAL CONFERENCE FOR ITS MEMBERS. THE ORGANIZATION PROVIDED 40+ VIRTUAL LEARNING OPPORTUNITIES FOR ITS MEMBERS. ACUMA SERVICES - ACUMA SERVICES OFFERS ACUMA CREDIT UNION AND CUSO MEMBERS EXCLUSIVE DISCOUNTS THROUGH STRATEGIC PARTNERSHIPS AND ALLIANCES (IN KIND - I.E., NO INCOME IS RECEIVED) WITH HANDPICKED ORGANIZATIONS ON A WIDE RANGE OF PRODUCTS AND SERVICES. PROGRAM DID NOT TAKE EFFECT UNTIL 2025 BUT THE FOUNDATIONS WERE LAID DOWN IN 2024. 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 23 0 1 5 1 0 0 0 0 1 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 0 0 CA X PETER BENJAMIN 2404189866 6907 UNIVERSITY AVE 331 MIDDLETON WI 53562 AMY MOSER CHAIR 2.00 X X 0 0 0 ALISSA SYKES-TULLOCH VICE CHAIR 1.00 X X 0 0 0 JASON SASENA TREASURER 0.50 X X 0 0 0 JULIE BOWERING DIRECTOR 0.50 X 0 0 0 VINCE SALINAS DIRECTOR 0.50 X 0 0 0 BARRY STRICKLIN DIRECTOR 0.50 X 0 0 0 BRANDON WEBB DIRECTOR 0.50 X 0 0 0 PETER BENJAMIN PRESIDENT 40.00 X 347277 0 21862 KRISTA KORFMACHER DIRECTOR OF EVENTS 40.00 X 174121 0 18516 JUSTIN HAWKINS DIRECTOR OF MARKETING 40.00 X 148629 0 13491 670027 0 53869 3 0 1 0 BROWNSTEIN HYATT FABER SHRECK LLP 675 15TH STREET SUITE 2900 DENVER CO 80202 CONSULTING FEES 101929 1 SPONSORSHIP REVENUE 611430 1238840 1238840 MEMBERSHIP DUES 900099 836128 836128 CONFERENCE REVENUE 611430 763945 763945 2838913 45846 45846 MISCELLANEOUS REVENUE 900099 2224 2224 2224 2886983 2841137 0 45846 2500 369139 466255 26745 135939 49660 3563 56421 131684 108838 19319 46238 92046 987782 5034 OTHER EXPENSE 82994 PRINTING AND PUBLICATIO 45309 DUES AND SUBSCRIPTIONS 32834 CREDIT CARD FEES 11125 4541 2677966 941054 406986 406724 1092302 33922 56854 105856 73934 84312 1487556 1714388 144952 172792 31500 21475 176452 194267 X 1311104 1520121 1311104 1520121 1487556 1714388 209017 0 X 0 0 0 0 1 0 X X 0 0 0 PETER BENJAMIN PRESIDENT 283314 0 63963 0 0 0 16862 0 5000 0 369139 0 0 0 KRISTA KORFMACHER DIRECTOR OF EVENTS 146723 0 27398 0 0 0 8803 0 9713 0 192637 0 0 0 JUSTIN HAWKINS DIRECTOR OF MARKETING 125145 0 23484 0 0 0 7509 0 5982 0 162120 0 0 0 FORM 990, PART III, LINE 2 ACUMA SERVICES - ACUMA SERVICES OFFERS ACUMA CREDIT UNION AND CUSO MEMBERS EXCLUSIVE DISCOUNTS THROUGH STRATEGIC PARTNERSHIPS AND ALLIANCES (IN KIND - I.E., NO INCOME IS RECEIVED) WITH HANDPICKED ORGANIZATIONS ON A WIDE RANGE OF PRODUCTS AND SERVICES. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS WHO HAVE THE RIGHT TO ELECT MEMBERS OF THE ORGANIZATION'S GOVERNING BODY AND WHO PARTICIPATE IN THE ORGANIZATION'S GOVERNANCE. THERE ARE TWO CLASSES OF MEMBERSHIP: PRIMARY MEMBERSHIP AND AFFILIATE MEMBERSHIP. THE MEMBERS OF THE CLASSES OF MEMBERSHIP HAVING VOTING RIGHTS SHALL BE ENTITLED TO VOTE, AS SET FORTH IN THE BYLAWS, ON THE DISPOSITION OF ALL OR SUBSTANTIALLY ALL OF THE ASSETS OF THE CORPORATION, ON ANY MERGER AND ITS PRINCIPAL TERMS AND ANY AMENDMENT OF THOSE TERMS, ON ANY ELECTION TO DISSOLVE THE CORPORATION, ON AN AMENDMENT TO THE ARTICLES OF INCORPORATION, EXCEPT AS OTHERWISE SPECIFIED IN THE CALIFORNIA NONPROFIT CORPORATIONS LAW; AND ON THE ADDITION, AMENDMENT OR REPEAL OF THE BYLAWS, EXCEPT AS OTHERWISE SPECIFIED IN THE CALIFORNIA NONPROFIT CORPORATION LAW. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE CLASSES OF MEMBERSHIP HAVING VOTING RIGHTS SHALL BE ENTITLED TO VOTE, AS SET FORTH IN THE BYLAWS, ON THE ELECTION OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B THE MEMBERS OF THE CLASSES OF MEMBERSHIP HAVING VOTING RIGHTS SHALL BE ENTITLED TO VOTE, AS SET FORTH IN THE BYLAWS, ON THE DISPOSITION OF ALL OR SUBSTANTIALLY ALL OF THE ASSETS OF THE CORPORATION, ON ANY MERGER AND ITS PRINCIPAL TERMS AND ANY AMENDMENT OF THOSE TERMS, ON ANY ELECTION TO DISSOLVE THE CORPORATION, ON AN AMENDMENT TO THE ARTICLES OF INCORPORATION, EXCEPT AS OTHERWISE SPECIFIED IN THE CALIFORNIA NONPROFIT CORPORATIONS LAW; AND ON THE ADDITION, AMENDMENT OR REPEAL OF THE BYLAWS, EXCEPT AS OTHERWISE SPECIFIED IN THE CALIFORNIA NONPROFIT CORPORATION LAW. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS PROVIDED TO MANAGEMENT. MANAGEMENT WILL THEN REVIEW THE 990 WITH THE PREPARER TO ENSURE ALL QUESTIONS ARE ANSWERED. ONCE ALL QUESTIONS ARE ANSWERED AND ANY NEEDED CORRECTIONS ARE MADE, THE 990 IS INCLUDED IN THE NEXT BOARD MEETING PACK AS A VOTING ITEM. DURING THE NEXT BOARD MEETING, THE BOARD WILL REVIEW THE 990 AND VOTE WHETHER TO ACCEPT THE 990 BEFORE FILING OR RESUBMITTING FOR CORRECTIONS. ONCE THE BOARD APPROVES THE 990 FOR FILING, MANAGEMENT WILL WORK WITH THE PREPARER TO FILE THE 990. FORM 990, PART VI, SECTION B, LINE 12C OFFICERS AND DIRECTORS ARE REQUIRED TO COMPLY WITH THE ORGANIZATION'S CONFLICT OF INTEREST POLICY AND DISCLOSE ANY ACTUAL OR POTENTIAL CONFLICTS OF INTEREST THEY MAY HAVE WITH THE ORGANIZATION. IF A CONFLICT EXISTS, THE RESPECTIVE OFFICER OR DIRECTOR WILL ABSTAIN FROM ANY RELATED DISCUSSION, VOTE OR SIMILAR ACTION ON THE MATTER. FORM 990, PART VI, SECTION B, LINE 15A THE PRESIDENT'S SALARY IS ESTABLISHED IN THE EMPLOYMENT CONTRACT, WHICH IS APPROVED BY THE BOARD OF DIRECTORS. THE BOARD COMPLETES AN ANNUAL PERFORMANCE REVIEW AND APPROVES A MERIT SALARY INCREASE IF APPLICABLE. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2025. FORM 990, PART VI, SECTION C, LINE 19 ACUMA'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST THROUGH EMAIL OR AT OUR ANNUAL MEETING.