2025-03-25T20:20:16-04:00 2024-12-31 871329756 COSTELLO & ASSOCIATES 14 FAIR ST CARMEL NY 10512 990 2024-01-01 881829727 BEDROCK CREDIT AMERICA INC BEDR 2034047209 3 WICKHAMS FANCY COLLINSVILLE CT 06019 STEPHEN PREISIG EXEC DIRECTOR/CEO 2034047209 2025-03-25 true true EZEKIEL THOMPSON CPA P01033656 8452251818 2025-03-25 2024 2025-03-06 01:10:19Z STEPHEN PREISIG 3 WICKHAMS FANCY COLLINSVILLE CT 06019 165150 false X WWW.BEDROCKCREDITAMERICA.ORG X 2022 CT THERE IS A GENERAL LACK OF UNDERSTANDING AS TO HOW THE CREDIT SYSTEM WORKS AND WHAT CAN BE DONE TO MAINTAIN PROPER CREDIT. BEDROCK CREDIT AMERICA (BCA) PLANS TO CORRECT THIS PROBLEM THROUGH COMMUNITY OUTREACH AND EDUCATION. THE ORGANIZATION HAS BEEN ESTABLISHED TO FULFILL SEVERAL CHARITABLE PURPOSES WITHIN THE MEANING OF SECTION 501(C) (3) OF THE INTERNAL REVENUE CODE (THE CODE), INCLUDING: (1) PROVIDING RELIEF FOR THE POOR, DISTRESSED AND THE UNDERPRIVILEGED; (2)SUPPORTING UNDERACKNOWLEDGED INDIVIDUALS ON MATTERS BOTH USEFUL TO THE INDIVIDUALS AND BENEFICIAL TO THE COMMUNITY; (3) COMBATING COMMUNITY DETERIORATION; AND (4) ELIMINATING PREJUDICE AND DISCRIMINATION WITHIN THE COMMUNITY. BCA WILL SERVE THE UNDERPRIVILEGED WITHIN THE COMMUNITIES BY OFFERING FREE CREDIT EDUCATION AND PRACTICAL APPLICATION BY CREATING CUSTOMIZED EDUCATION AND ACTION PLANS FOR INDIVIDUALS. THIS WILL ALLOW SPECIFIC ISSUES TO BE ADDRESSED IN AN EASY-TO-UNDERSTAND MANNER AND CREATE HOPE FOR THOSE WHO ARE CURRENT 5 5 2 0 0 202738 164975 0 175 202738 165150 0 0 155858 152000 0 0 53796 24652 209654 176652 -6916 -11502 2948 1431 6896 11124 -3948 -9693 X THERE IS A GENERAL LACK OF UNDERSTANDING AS TO HOW THE CREDIT SYSTEM WORKS AND WHAT CAN BE DONE. TO MAINTAIN PROPER CREDIT. BEDROCK CREDIT AMERICA (BCA) PLANS TO CORRECT THIS PROBLEM THROUGH COMMUNITY OUTREACH AND EDUCATION. BCA WILL SERVE THE UNDERPRIVILEGED WITHIN THE COMMUNITIES BY OFFERING FREE CREDIT EDUCATION AND PRACTICAL APPLICATION BY CREATING CUSTOMIZED EDUCATION AND ACTION PLANS FOR INDIVIDUALS. THIS WILL ALLOW SPECIFIC ISSUES TO BE ADDRESSED IN AN EASY-TO-UNDERSTAND MANNER AND CREATE HOPE FOR THOSE WHO ARE CURRENTLY STRUGGLING WITH THEIR CREDIT. THE ORGANIZATION, THROUGH PARTNERSHIPS WITH COMMUNITY BUSINESSES, BANKS, MORTGAGE LENDERS, REALTORS, AS WELL AS COMMUNITY INSTITUTIONS, CHURCHES, SCHOOLS AND OTHER NON-PROFITS, WE WILL OFFER FREE CREDIT EDUCATION SEMINARS THAT WILL BE OPEN TO THE PUBLIC. false false 18681 THROUGH PUBLIC OUTREACH AND EDUCATION, BEDROCK CREDIT AMERICA IS PROVIDING TO THE PUBLIC AN UNDERSTANDING OF HOW THE CREDIT SYSTEM WORKS AND WHAT CAN BE DONE TO MAINTAIN PROPER CREDIT. 157971 THROUGH PUBLIC OUTREACH AND EDUCATION, BEDROCK CREDIT AMERICA IS PROVIDING TO THE PUBLIC AN UNDERSTANDING OF HOW THE CREDIT SYSTEM WORKS AND WHAT CAN BE DONE TO MAINTAIN PROPER CREDIT. 157971 176652 true false false false false false false false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false 2 2 false 2 true false false false false false false false false X 5 5 false false false false false false false true true false false false true true true false true true true false CT X STEPHEN R PREISIG 2032936649 250 OLD WOODBURY ROAD SOUTHBURY CT 06488 X MELISSA BARRETO DIRECTOR X 0 0 0 GREG BENO DIRECTOR X 0 0 0 CHRISTINE IRELAND DIRECTOR X 0 0 0 JASON PONIATOWSKI DIRECTOR X 0 0 0 STEPHEN PREISIG EXEC DIRECTO X 0 0 0 LINDA SUAREZ DIRECTOR X 0 0 0 false false false 1099K 164975 164975 164975 OTHER REVENUE 175 175 175 165150 165150 X 140372 140372 11628 11628 1279 1279 18681 18681 3251 3251 1000 1000 200 200 241 241 176652 176652 0 0 2948 1431 1095 1095 2948 1431 6896 11124 6896 11124 X -3948 -9693 -3948 -9693 2948 1431 -11502 5757 X false false X 0 461688 0.00000 X 1095 1095 FORM 990 - ORGANIZATION'S MISSION THERE IS A GENERAL LACK OF UNDERSTANDING AS TO HOW THE CREDIT SYSTEM WORKS AND WHAT CAN BE DONE. TO MAINTAIN PROPER CREDIT. BEDROCK CREDIT AMERICA (BCA) PLANS TO CORRECT THIS PROBLEM THROUGH COMMUNITY OUTREACH AND EDUCATION. BCA WILL SERVE THE UNDERPRIVILEGED WITHIN THE COMMUNITIES BY OFFERING FREE CREDIT EDUCATION AND PRACTICAL APPLICATION BY CREATING CUSTOMIZED EDUCATION AND ACTION PLANS FOR INDIVIDUALS. THIS WILL ALLOW SPECIFIC ISSUES TO BE ADDRESSED IN AN EASY-TO-UNDERSTAND MANNER AND CREATE HOPE FOR THOSE WHO ARE CURRENTLY STRUGGLING WITH THEIR CREDIT. THE ORGANIZATION, THROUGH PARTNERSHIPS WITH COMMUNITY BUSINESSES, BANKS, MORTGAGE LENDERS, REALTORS, AS WELL AS COMMUNITY INSTITUTIONS, CHURCHES, SCHOOLS AND OTHER NON-PROFITS, WE WILL OFFER FREE CREDIT EDUCATION SEMINARS THAT WILL BE OPEN TO THE PUBLIC. FORM 990, PAGE 2, PART III, LINE 4D THROUGH PUBLIC OUTREACH AND EDUCATION, BEDROCK CREDIT AMERICA IS PROVIDING TO THE PUBLIC AN UNDERSTANDING OF HOW THE CREDIT SYSTEM WORKS AND WHAT CAN BE DONE TO MAINTAIN PROPER CREDIT. FORM 990, PAGE 6, PART VI, LINE 11B NO REVIEW WAS OR WILL BE CONDUCTED. FORM 990, PAGE 6, PART VI, LINE 12C IF THE BOARD OR COMMITTEE HAS REASONABLE CAUSE TO BELIEVE THAT A MEMBER HAS FAILED TO DISCLOSE ACTUAL OR POSSIBLE CONFLICTS OF INTEREST, IT SHALL INFORM THE MEMBER OF THE BASIS FOR SUCH BELIEF AND AFFORD THE MEMBER AN OPPORTUNITY TO EXPLAIN THE ALLEGED FAILURE TO DISCLOSE. IF, AFTER HEARING THE MEMBERS RESPONSE AND AFTER MAKING FURTHER INVESTIGATION AS MAY BE WARRANTED BY THE CIRCUMSTANCES, THE BOARD OR COMMITTEE DETERMINES THAT THE MEMBER HAS IN FACT FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT OF INTEREST, IT SHALL TAKE APPROPRIATE DISCIPLINARY AND CORRECTIVE ACTION. FORM 990, PAGE 6, PART VI, LINE 15A A VOTING MEMBER OF THE BOARD OF DIRECTORS WHO RECEIVES COMPENSATION, DIRECTLY OR INDIRECTLY, FROM THE CORPORATION, FOR SERVICES RENDERED, IS PRECLUDED FROM VOTING ON MATTERS PERTAINING TO THAT MEMBERS COMPENSATION. THE BOARD MAY FROM TIME TO TIME ESTABLISH COMPENSATION AND BENEFITS FOR PERSONNEL OF THE CORPORATION. FORM 990, PAGE 6, PART VI, LINE 15B A VOTING MEMBER OF THE BOARD OF DIRECTORS WHO RECEIVES COMPENSATION, DIRECTLY OR INDIRECTLY, FROM THE CORPORATION, FOR SERVICES RENDERED, IS PRECLUDED FROM VOTING ON MATTERS PERTAINING TO THAT MEMBERS COMPENSATION. THE BOARD MAY FROM TIME TO TIME ESTABLISH COMPENSATION AND BENEFITS FOR PERSONNEL OF THE CORPORATION. FORM 990, PAGE 6, PART VI, LINE 19 UPON REQUEST FORM 990, PART IX, LINE 11G CREDIT CARD PROCESSING FEES 3,012 0 0 CONSULTING & DEVELOPMENT 7,000 0 0 LICENSES & PERMITS 100 0 0 POSTAGE/MAILING 1,167 0 0 SUPPLIES 1,677 0 0 TELEPHONE/COMMUNICATIONS 1,283 0 0 PAYROLL PROCESSING 1,515 0 0 OTHER EXPENSES 2,927 0 0 TOTAL 18,681 0 0